After notifying your existing medical plan of your desire to discontinue coverage, you may apply to Bonitas Medical Fund through their website or by phoning them personally and completing the application instructions.
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Principle Member
From R3255
Dependant Member
From R2546
Child Dependant
From R1035
Bonprime
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R1275
Dependant Member
From R1275
Child Dependant
From R1275
BonCore
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R3588
Dependant Member
From R2807
Child Dependant
From R1141
Primary
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R5431
Dependant Member
From R4700
Child Dependant
From R1590
Standard Select
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R5929
Dependant Member
From R5139
Child Dependant
From R1740
Standard
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R3561
Dependant Member
From R2999
Child Dependant
From R1353
Hospital Standard
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R2747
Dependant Member
From R2030
Child Dependant
From R888
BonEssential
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R2345
Dependant Member
From R1718
Child Dependant
From R774
BonEssential Select
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R2698
Dependant Member
From R2021
Child Dependant
From R908
BonFit
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R4047
Dependant Member
From R3059
Child Dependant
From R1211
BonSave
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R1730
Dependant Member
From R1730
Child Dependant
From R815
BonCap
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Principle Member
From R1603
Dependant Member
From R1603
Child Dependant
From R1603
BonStart
Silver
Principle Member
From R5857
Dependant Member
From R3152
Child Dependant
From R1224
Overall, Bonitas Medical Aid offers 16 medical aid plans (Ranging from BonCore, BonPrime, BonStart Plus, Standard, Standard Select, BonFit Select, BonComplete, etc.) and starting from R1,275 per month for Boncore.Β Additionally, Bonitas Medical Fund offersΒ 24/7 emergency services. Gap Cover is available optional extra.
| π Medical Aid | π₯ Bonitas |
| π Registration Number | 1512 |
| π₯ Number of members | 730 000+ Total beneficiaries. |
| π€ Number of Employees | 201-500 employees |
| π― Customer Rating | 4.9/5 |
| π± Mobile App | β Yes |

| π Reviews by | π Rating | π° Amount of reviews |
|---|---|---|
| Hello Peter | 1.73 β out of 5 / Trust Index of 4.2 | 8 101 reviews |
| Google Play Reviews | 1.9 βout of 5 | 1 400+ reviews |
| GCR Rating | AA+ | Very strong financial strength |
| News24 | News24 Awards | Medical Aid Scheme of year for 2023 |
| Bonitas Scheme Management review | 3.9 β out of 5 | Reviews by employers & management |
| Medicalaid.com | 8.4 β out of 10 | Top 10 medical aid scheme |

| π Medical Aid | π₯ Bonitas |
| π Date Established | 1982 |
| π Headquartered | Florida North, Gauteng |
| π Registration Number | 1512 |
| π₯ The average number of members | 730,000+ |
| βοΈ Number of Markets | 1 β South Africa |
| π€ Number of Employees | 200+ |
| π GCR Rating | AA+ |
| π Listed on the JSE | β No |
| π JSE Stock Symbol | None |
| π The most recent Market Cap reported | 8.9 billion in reserves (2023) |
| π― Average Customer Rating | 4.9/5 |
| π Average Number of Reviews | 5,200+ |
| π Market Share | 15.05% |
| π Number of plans | 16 |
| π Number of Hospitals in Network | 100+ |
| π Home Care provided | βοΈ Yes β Depending on plan |
| β€οΈ Sponsorships | Bonitas Academy |
| π± Mobile App | βοΈ Yes |
| π» Social Media Platforms and Links | βοΈ Yes |
| π Bonitas Medical Fund Magazine | β No |
| π Medical Claims Portal | βοΈ Yes |
| π€ Customer Support | βοΈ Yes |
| π Information Hub for COVID-19 | βοΈ Yes |
| π Chronic Illness Benefits | βοΈ Yes |
| π Number of PMB Diagnoses | 271 |
| π Number of PMB Chronic Conditions | 27 Certain plans provide cover for additional chronic conditions |
| π· Screening and Prevention offered | βοΈ Yes |
| πΆ Maternity Benefit | βοΈ Yes |
| π΅ Medical Aid Contribution Range (ZAR) | 1,275 ZAR β 12,509 ZAR |
| β Average Waiting Period | 3 months β if applicable and according to CMS guidelines |
| πΆ Late-joiner penalties | βοΈ Yes, 5% to 75% if applicable and according to CMS guidelines |
| π Is International Medical Cover offered | βοΈ Yes |
| π° International Travel Benefit (ZAR) | Up to R2.5 million cover per family for medical emergencies when you travel outside South Africa |
ππΏ Free tool: Compare Medical Aid Plans

The Council for Medical Schemes regulates Bonitas Medical Aid as for all other Medical Schemes.Β The Council governs South AfricaβsΒ Medical Schemes (CMS), a regulating body set up under the Medical Schemes Act, No. 131 of 1998 (the Act). The CMS is responsible for a range of tasks related to the oversight of medical insurance plans, such as:
Furthermore, if a medical scheme is found to violate the law, the CMS has the authority to issue administrative fines and penalties.

The Bonitas Medical Aid makes a wide range of plans available including:
The administers of Bonitas Medical Aid is Medscheme.

| π Plan | π΄ Contributions Range (Main) ZAR | π΅ Contributions Range (+ Adult) ZAR | πΆ Contributions Range (+ Child) ZAR | π· Medical Savings (Up to) | π Chronic Conditions |
| π₯ BonCore | 1,275 | 1,275 | 1.275 | None | 28 |
| π₯ BonStart | 1,603 | 1,603 | 1,630 | None | 28 |
| π₯ BonStart Plus | 2,040 | 1,940 | 899 | None | 28 |
| π₯ Standard | 5,929 | 5,139 | 1,740 | None | 45 |
| π Standard Select | 5,431 | 4,700 | 1,590 | None | 45 |
| π₯ Primary | 3,588 | 2,807 | 1,141 | None | 28 |
| π₯ BonPrime | 3,255 | 2,546 | 1,035 | None | 28 |
| π₯ BonFit | 2,698 | 2,021 | 908 | R4,848 (Main) R3,636 (+1 Adult) R1,632 (+1 Child) | 28 |
| π BonSave | 4,047 | 3,059 | 1,211 | R12,144 (Main) R9,180 (+1 Adult) R3,636 (+1 Child) | 28 |
| π₯ BonComplete | 6,614 | 5,298 | 1,794 | R11,880 (Main) R9,516 (+1 Adult) R3,216 (+1 Child) | 32 |
| π₯ BonClassic | 8,238 | 7,071 | 2,034 | R14,832 (Main) R12,732 (+1 Adult) R3,660 (+1 Child) | 46 |
| π₯ BonComprehensive | 12,509 | 11,796 | 2,548 | R22,521 (Main) R21,228 (+1 Adult) R4,584 (+1 Child) | 61 |
| π Hospital Standard | 3,561 | 2,999 | 1,353 | None | 28 |
| π₯ BonEssential | 2,747 | 2,030 | 888 | None | 28 |
| π₯ BonEssential Select | 2,345 | 1,718 | 774 | None | 28 |
| π₯ BonCap | 1,730 | 1,730 | 815 | None | 28 |
This new category is driven by innovation, intelligence, and technology. You get access to day-to-day services such as unlimited GP visits, virtual care layers, dental and optical consultations, a network of private hospitals, and more.Β The Plans in this category are:

These plans provide a daily maximum with sub-limits for GP and specialist consultations, acute and over-the-counter medication, X-rays and blood tests, and other out-of-hospital medical expenditures, in addition to risk-based benefits.Β The plans in this category are as follows:

These plans provide a fixed (savings) amount for out-of-hospital expenses such as GP visits, optometry, and dental, in addition to in-hospital coverage. Extra maternity, wellness, and preventive care benefits.Β The plans in this category are as follows:

These plans cover hospitalization for both unexpected and scheduled operations, procedures and hospitalisation. You also have access to extra wellness and preventive care benefits.Β The Hospital category offers these plans:


This income-based entry-level plan provides essential daily benefits and hospital coverage via a network ofΒ providers, and hospitals.
Under this category, Bonitas offers BonCap, a plan from 1,730 ZAR that offers day-to-day benefits with hospital cover.
The premiums will depend on the income band within which the member falls, and they can get cover from several healthcare providers, and hospitals in the Bonitaβs network.
π Read more about 5Β Best Economical Medical Aids for Retirees / Elderly People

Bonitas is a South African Medical Aid that provides various plans to itβs members
Bonitas is widely considered an excellent Medical Aid that receives a 4.9 on the total customer satisfaction rating.Β Furthermore, Bonitas has over 730,000+ members.
Benefits of Bonitas as a medical aid in South Africa include the following:
Bonitas provides coverage for medical emergencies, such as accidents and injuries, as part of its healthcare plans.
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It is important to note that the specific benefits of Bonitas as a prominent medical aid fund in South Africa can differ based on the memberβs choice of plan.
Therefore, before enrolling as a member, it is a good idea to thoroughly examine its specifics to verify that it suits your healthcare needs and budget.

Bonitasβ MedGap is a particularly developed short-term insurance plan that offers cover mainly for IN hospital shortages (βgapsβ) should you or a family member need to undergo authorised surgery in a hospital or outpatient medical treatment in a facility. Gap Cover usually cover the private rates charged by Specialists IN hospital and co-payments as specified and applicable to certain procedures.Β This is an optional product available at additional cost.
π You might like: What is Gap Cover for Beginners?
The Bonitas Gap Cover is divided into the following sections:

This is the basic gap cover offered by Bonitas that covers the following:
Medgap Primary costs 309 ZAR for a standard family rate, 203 ZAR for a Primary under 30 years, and 713 ZAR for a Primary Pensioner. (2025*)
Medgap Supreme offers cover for the following:
A Medgap Supreme primary member pays 394 ZAR (family rate) for cover, while the Under 30 years Cover is 266 ZAR, and Pensioner is 753 ZAR. (2025*)
π Poll: 10 Best Gap Cover Plans for medical aid in South Africa
Exclusive coverage for full-time students enrolled at a recognized institution of higher education. This is for those older than 18 but younger than 28. Furthermore, the primary memberβs student gap cover is 146 ZAR per month.
This unique coverage provides both the Primary and Supreme choices at a fair price for those aged 18 to 30. Millennial cover ranges from 203 to 266 ZAR.

To apply for Gap Cover with Bonitas through Medgap, you can follow these steps:
π You might also like: Gap Cover under R300
π You might also like: Gap Cover under R1500

Bonitas offers a Medical Savings on its Saving Plans, providing members with up-front funds they can use for out-of-hospital GP visits, optometry, dentistry, and other services. There are five plans under this category as follows:
| Plan | Main Member MSA (ZAR) | Adult MSA (ZAR) | Child MSA (ZAR) | Self-Payment Gap | Threshold Level (ZAR) | Above Threshold Benefit (ZAR) |
| BonFit Select | R4,848 | R3,636 | R1,632 | β | β | β |
| BonSave | R12,144 | R9,180 | R3,636 | β | β | β |
| BonComplete | R11,880 | R9,516 | R3,216 | R2,350 (Main) R1,990 (Adult) R510 (Child) | R14,230 (Main) R11,506 (Adult) R3,726 (Child) | R6,250 (Main) R3,660 (Adult) R1,600 (Child) |
| BonClassic | R14,832 | R12,732 | R3,660 | β | β | β |
| BonComprehensive | R22,512 | R21,228 | R4,584 | R5,420 (Main) R4,490 (Adult) R2,050 (Child) | R27,932 (Main) R25,718 (Adult) R6,634 (Child) | Unlimited |
π Discover the 5 Top Medical Aid companies with Immediate Medical Aid Cover (No Waiting Period)

To apply for Medical Aid through Bonitas Medical Aid, you must:
New Members 36 years or older may be subject to late-joiner penalties on Bonitas Medical Aid Plans
ππΏ Article focused on the Application process of Bonitas medical aid.

Members can submit a claim to Bonitas in the following ways:
ππΏ Read our article regarding the authorisation process for Bonitas.

Bonitas Medical Fund aims to provide the best available care. For this reason, Bonitas is available at flexible times during the week.
Furthermore, Bonitas has a general inquiries and consumer complaints line to tend to all customer queries, complaints, compliments, and issues.Β However, note the reference number associated with the inquiry, as it will be needed when following up.
General queries, compliments, and complaints can be addressed via the following channels:
ππΏ A in depth guide for the complaints procedure for Bonitas

To change from an existing medical aid to Bonitas Medical Aid, you must inform your current medical aid of your plan to terminate coverage.
π READ MORE: 10 Things to Consider Before Cancelling your Medical
π Below is comparisons between Bonitas and other Medical Aid Schemes:
Bonitas vs. Sizwe Hosmed Medical Fund
Bonitas vs. BestMed Medical Scheme
Bonitas vs. Momentum Medical Scheme

You can contact Bonitas Medical Aid customer support by phone, email, or in person. Customer support is available from 8 am to 5 pm, Mondays to Fridays. Furthermore, Bonitas has Emergency Medical Services that operate 24/7.
π A guide: Contact details of various departments of Bonitas Medical Scheme.

| π Medical Aid | π₯ Bonitas Medical Fund (2026) | π₯ Discovery Health (2026) | π₯ BestMed (2026) |
| π Date Established | 1982 | 1992 | 1964 |
| π₯ Average # Members | 730 000+ Total beneficiaries. | 3.3 million | 209,000+ |
| π GCR Rating | AA | AAA | AA |
| π Number of Employees | 200+ | 13,500 | 470+ |
| π Market Share | +-15.05% | 56.7% | +-10% |
| π Market Coverage | South Africa | 40 Markets | South Africa |
| π― Customer Rating | 4.9/5 | 4.4/5 | 4.9/5 |
| βοΈ Number of reviews | 5,000+ | 20,000+ | 800+ |
| π± Mobile App | β Yes | β Yes | β Yes |
| π΅ Contribution Range (ZAR) | 1,275 ZAR β 12,509 ZAR | 1,184 β 11,430 ZAR | 1,615 ZAR β 11,662 ZAR |
| πΆ International Travel Benefit (ZAR) | Up to R2.5 million cover per family | Up to 5 million ZAR | Up to 5 million ZAR |
| π· Market Capitalization | 8.9 billion in reserves (2023) | 86.2 billion ZAR | 4.9 billion in reserves (2026) |
π Poll: 5 Best Medical Aids Covering Glasses & Optometry

Immensely Helpful.
During the most challenging time in my life, Bonitas has been immensely helpful. I am most grateful that I could concentrate only on my recovery without worrying about my finances.
Thank you, Bonitas, for being a member of my family and ensuring that I am properly cared for and treated at each hospital visit and consultation.Β You provide the greatest medical assistance. Thank you. β Solomon Phelps
Great Broker.
I cannot believe the time required to process a November-submitted claim. It was quick and easy. β Hunter Grey
Happy Member.
I have been with Bonitas BonCap Option for four years. Fortunately, I have not yet had to go to the hospital, but I have been to the doctor a few times and had a comprehensive examination, which drained my whole assistance and for which I am making monthly payments.
Understandably, income-based medical help does not provide the same advantages as standard medical aid.
When I am unwell, I do not have to worry about money; I can just visit him. Knowledge is strength. Bonitas constantly sends out newsletters detailing modifications and new additions; thus, I recommend all BonCap members study the material, ask questions, and be aware of their advantages. β Haleema Nash

ππΏ Bonitas Medical Aid (2nd Biggest open scheme in SA) meets various needs and requirements of South Africans. Their plans are designed to provide for a selection of medical needs and healthcare solutions.
ππΏ In addition, Bonitas has provided over 730 000+ beneficiaries with a range of plans with cover for both in and out of hospital.Β Furthermore, Bonitas has met a range of medical needs by providing a variety of plans to choose from.
ππΏ With a product offering that includes hospital plans, savings plans, and comprehensive plans, Bonitas has all bases covered.
π You might also like: 5 Best Medical Aid Schemes for Employees
| β Pros | β Cons |
| Bonitas provides a variety of plans to accommodate various budgets and healthcare needs | Some Bonitas plans may have higher rates than other medical schemes. |
| The plans offered by Bonitas provide substantial coverage for a vast array of medical services, including hospitalization, day-to-day benefits, and chronic illness management | Some Bonitas plans might not cover certain treatments or services due to exclusions and limits. |
| Bonitas offers an extensive network of healthcare providers, including hospitals, physicians, and specialists, making it affordable and easier for members to obtain the treatment they need | Bonitas members might experience lenghty claims and query processes or coverage disputes. Most often if not advised correctly of the chosen planβs benefits and correct claim/query procedures to follow. |
π Poll: The Best Medical Aids Schemes in South Africa β Rated and Reviewed.
Bonitas Benefit Booster enables members to boost their yearly out-of hospital benefits.
Itβs an extra out-of-hospital benefit amount in addition to your day-to-day
or savings amount, that you get after completing an online wellness
questionnaire and/or wellness screening. Once activated, out-of-hospital
claims like GP visits, over-the-counter medicine, X-Rays and blood tests will then first pay from the available Benefit Booster amount β helping your day-to-day benefit/savings last longer.
BonitasΒ provides gym benefits through its value and wellness program called B (Value and Wellbeing Programme), which is run in partnership with Sanlam Reality.Β You will amongst other benefits, enjoy a gym benefit at Virgin Active, and the more you exercise, the higher your rewards will be.
Variables like the caseβs complexity, the availability of experts, and Bonitasβ rules and guidelines per plan type might affect the time it takes to get authorisation. Depending on these factors, getting authorization could take upto a few days.Β Except in the case of life threatening events.
You can conduct your wellness check at a company wellness day or a partnering pharmacy.
According to Bonitas, it has the largest GP and Specialist network in South Africa.
To downgrade your plan with Bonitas Medical Aid, you can Contact Bonitas via email or telephone. Alternatively, visit a walk-in center where you can complete the process in person by obtaining the βChange of Optionβ form from Bonitas for 2026.
If you want to add a child or adult dependent, you can log into your Bonitas Client profile and Contact Bonitas telephonically or via email to notify them of your intention to add a beneficiary.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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