Overall, OUTsurance is a reputable pet insurance provider in South Africa that offers a 24/7 emergency and healthcare line for both cats and dogs. The OUTsurance Pet Insurance plans are tailored to the insurance holder.
🔎 Company Name | 🥇 OUTsurance Holdings Company Limited |
📌 Founded | 1998 |
📍 FSP License Number | FSP 896 |
☑️ Headquartered | Centurion, South Africa |
4️⃣ Number of Plans | 4 |
💶 Plans Price Range | Flexible |
🐱 Species Covered | Dogs and Cats |
🐶 Breed Restrictions | None |
📈 Sub-limits within the annual maximum cover | Might Apply |
📉 Maximum Limit per claim | R52,500 on Executive |
💙 Routine Care Benefits | ✅ Yes |
📊 Diagnostic Testing Benefits | ☑️ Yes |
💊 Medication Benefits | ✅ Yes |
🏥 Hospitalization Cover | ☑️ Yes |
❤️ Chronic Support Care | ✅ Yes |
⚠️ Accidental Cover | ☑️ Yes |
⚕️ Illness Cover | ✅ Yes |
🦷 Dental Care | None |
❎ X-rays | None |
OUTsurance Pet Insurance is a comprehensive product that covers unexpected veterinary expenses related to accidents, illnesses, and routine care. Some features of OUTsurance Pet Insurance include customizable cover options, no breed exclusions, and the ability to use any licensed veterinarian. Customers can choose from various cover options to suit their needs and budget, including accident-only cover, illness-only cover, or a comprehensive policy that covers both. OUTsurance also offers routine care benefits, which cover costs associated with preventative care such as vaccinations and deworming. Another benefit of OUTsurance Pet Insurance is its 10% cashback reward program, where policyholders can earn cashback rewards for each year they do not claim.
Furthermore, with OUTsurance Pet Insurance, pet owners can have peace of mind knowing that their furry companions are protected against unexpected veterinary expenses without breaking the bank.
💴 Monthly Premium | Flexible |
💵 Overall Annual Limit | R16,000 |
⚠️ Accidental Cover: Waiting Period | None |
⚠️ Accidental Cover: Limit per Claim | R9,500 per claim |
✅ Hereditary, Congenital, and Pre-Existing Conditions | 12 Months Waiting Period |
🐸 Multi-pet Discount | ✅ Yes |
💴 Monthly Premium | Flexible |
💵 Overall Annual Limit | R44,000 |
⚠️ Accidental Cover: Waiting Period | None |
⚠️ Accidental Cover: Limit per Claim | R35,000 |
💚 Illness Cover: Waiting Period | 60 Days |
💚 Illness Cover: Limit per Claim | R31,000 |
💛 Hereditary, Congenital, and Pre-Existing Conditions | 12 Months Waiting Period |
🐸 Multi-pet Discount | ✅ Yes |
💴 Monthly Premium | Flexible |
💵 Overall Annual Limit | R44,000 |
⚠️ Accidental Cover: Waiting Period | None |
⚠️ Accidental Cover: Limit per Claim | R35,000 |
💚 Illness Cover: Waiting Period | 60 Days |
💚 Illness Cover: Limit per Claim | R31,000 |
💛 Vet Visits: Waiting Period | 30 Days |
💛 Vet Visits: Limit per Claim | R4,400 |
✅ Hereditary, Congenital, and Pre-Existing Conditions | 12 Months Waiting Period |
🐸 Multi-pet Discount | ✅ Yes |
💵 Monthly Premium | Flexible |
💴 Overall Annual Limit | R65,000 |
⚠️ Accidental Cover: Waiting Period | None |
⚠️ Accidental Cover: Limit per Claim | R52,500 |
💚 Illness Cover: Waiting Period | 60 Days |
💚 Illness Cover: Limit per Claim | R50,000 |
💛 Vet Visits: Waiting Period | 30 Days |
💛 Vet Visits: Limit per Claim | R5,500 |
🩹 Hereditary, Congenital, and Pre-Existing Conditions | 12 Months Waiting Period |
✅ Pet-Act-OUT: Waiting Period | 30 Days |
✅ Pet-Act-OUT: Limit per Claim (Annually) | R1,100 |
🐸 Multi-pet Discount | ✅ Yes |
Help-pet-OUT
Optional cover for rehabilitation treatments, lost pet advertising costs, and emergency kennel or cattery fees if you are hospitalized and unable to care for your pet. The following applies to this benefit:
Health Booster
Cover for chronic medications, prescription foods, and supplements may be added. The following applies to this benefit:
Routine Care
Routine care, which includes vaccinations, anal gland expressions, and voluntary sterilization, contributes to the price of maintaining your pet’s health. There is a limit of one claim per pet per year. The following applies to this benefit:
Third-Party Liability
You will be covered, up to the limit specified in your policy schedule, for the amount you are legally obligated to pay for property damage, bodily injury, or death caused by your pet to someone not a member of your household. The following applies to this benefit:
To join OUTsurance Pet Insurance, follow these step-by-step instructions:
To claim OUTsurance Pet Insurance, follow these step-by-step instructions:
Exceptional Service.
The service I received from OUTsurance during the process of my claim was exceptionally impressive, characterized by speed, efficiency, and a friendly demeanor. Their commitment to providing high-quality customer service is evident in every interaction. – Daniel Janse van Vuuren
An Extensive Offering.
OUTsurance is a well-established insurance company in South Africa, known for its extensive offerings and community-focused approach. As a fully South African-based organization, OUTsurance has garnered immense support from millions of South Africans, who appreciate their dedication to serving local communities and providing exceptional insurance services. – Isaac Nyathi
Transparent Provider.
If your claim is denied, OUTsurance will provide a reason for the denial and instructions on how to appeal the decision, if possible. – Jess Jones
🔎 Pet Insurance | 🥇 OUTsurance Pet Insurance | 🥈 Oneplan Pet Insurance | 🥉 Paw Paw Pets Pet Insurance |
📌 Years in Operation | 25 years | 4 years | 5 years |
📍 Trust Rating | 4.2/5 | 4.4/5 | 4.5/5 |
🤝 Customer Reviews | 20+ | 10,800+ | 15+ |
🔟 Number of Plans | 4 | 4 | 3 |
💵 Plans Price Range | Flexible | R80 – R450 p/m | R70 – R330 p/m |
🐸 Species Covered | Cats and Dogs | Cats and Dogs | Cats and Dogs |
📈 Maximum Limit per claim | R52,500 | Depends on the plan and claim | Depends on the plan and claim |
OUTsurance Pet Insurance is a comprehensive insurance policy that covers pet owners against unexpected veterinary bills for their beloved pets. The policy covers dogs, cats, and exotic pets, providing its customers with various features and benefits. One of the key features of OUTsurance Pet Insurance is that it covers a wide range of veterinary treatments, including consultations, medication, surgeries, and hospitalization. Furthermore, the policy also includes cover for emergency treatment, which can be crucial in an accident or sudden illness.
In addition to the core cover, OUTsurance Pet Insurance provides its customers with several additional benefits. For example, the policy includes cover for lost or stolen pets and third-party liability cover if your pet causes damage to someone else’s property or injures another animal. One potential drawback of OUTsurance Pet Insurance is that it may be more expensive than other pet insurance policies. However, the comprehensive cover provided by the policy may justify the higher cost for many pet owners.
You might like to read more about Pet Insurance and Pet Insurance Schemes in South Africa:
OUTsurance Pet Insurance is a comprehensive insurance policy that provides pet owners with cover against unexpected veterinary bills for their pets.
OUTsurance Pet Insurance covers dogs and cats.
The policy covers various veterinary treatments, including consultations, medication, surgeries, and hospitalization. It also includes cover for emergency treatment, lost or stolen pets, and third-party liability.
Yes, there are waiting periods for illness, vet visits, Pet-Act-OUT, Routine Care, Help-Pet-OUT, and Health Booster, but not for Accidents or Third-Party Liability.
Yes, you can choose your veterinarian with OUTsurance Pet Insurance.
You can claim by filling out the claims form on the OUTsurance website or contacting the claims department.
No, OUTsurance Pet Insurance does not cover pre-existing conditions.
Yes, routine check-ups are covered under the optional benefit for the Standard and Executive Plans. In addition, vaccinations are covered automatically as part of check-ups.
Yes, pets must be between 8 weeks and 9 years old to be eligible for coverage.
The cost of OUTsurance Pet Insurance varies depending on the cover level you choose and your pet’s age and breed.
Yes, you can customize your policy by selecting the level of cover that best suits your needs.
The time it takes to receive a payout depends on the complexity of the claim, but most claims are processed within 5 to 7 working days.
Yes, you can cancel your policy anytime by contacting the OUTsurance call center.
Yes, OUTsurance Pet Insurance offers a 10% discount for each additional pet added to the policy.
No, OUTsurance Pet Insurance is currently only available in South Africa.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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