Overall, the Medihelp MedMove! Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and network GP consultations to its members.
The Medihelp MedMove! Student Plan starts from R804 ZAR and MedMove costs R1 ,734 pm.
| MedMove!! | |
| 👤 Main Member Contribution | R804 (Student) R1,734 (Main Member) |
| 🫂 Dependant | R1,734 |
| 🧒 Child dependant | R1,734 |
| 🏥 Hospital Cover | Unlimited |
| 📉 Prescribed Minimum Benefits | ☑️ Yes |
| ➡️ Screening and Prevention | ☑️ Yes |
| 💶 Medical Savings Account | None |
| 🍼 Maternity Benefits | ☑️ Yes |
| 🔁 Home Care | None |
| 🧠 Mental Healthcare Program | ☑️ Yes, PMB only |
The Medihelp MedMove! medical aid plan is one of 11. The MedMove Student starting from R804. It includes Network GP consultations and follow-ups, pathology and radiology, chronic conditions and medicine, dentistry, optometry, and more.
Gap Cover is not available on Medihelp MedMove! Plan. However, Medihelp offers 24/7 medical emergency assistance. According to the Trust Index, Medihelp has a trust rating of 4.2.
💙 MediHelp has the following 11 plans to choose from:
| 👤 Main Member | 👥 +1 Adult Dependent | 💙 +1 Child Dependent |
| R1,734 | R1,734 | R1,734 |
| R804 (Student) | n/a | n/a |
| 🩺 Virtual Network GP Consultations during nurse visits at a network pharmacy | Covered up to 100% of the MT. Unlimited cover provided. There is an R135 co-payment per virtual Network GP consultation. Pre-authorisation required from 6th visit) 11th visit onwards – PMB only. R1 000 per family per year. Clinical guidelines apply. Co-payment does not apply to nurse visits. |
| 👩⚕️ Network GP consults and follow-ups | Covered up to 100% of the MT. Unlimited cover provided. An R135 co-payment per virtual Network GP consultation is until the 10th visit. Pre-authorization is required after the 6th visit, and benefits are canceled without pre-approval. Only PMB visits require authorization from the 11th visit. Clinical guidelines apply. Co-payment does not apply to nurse visits. |
| 😊 Specialist Consultations | Clinical guidelines apply. Pre-authorization is needed. The specialist network must be used. Specialist referral by network GP applies. R1 050 per family per year at network specialists only. |
| 📈 PMB Services (Covers 271 listed conditions ) | Covered up to 100% of the MT. Benefits for certain listed (PMB) conditions. Must be referred by a network GP. |
| 📊 Acute Medicine and Immunizations Generic (100% of MMAP) Original medicine if no generic (80% of MT) Original medicine voluntarily used if no generic (70% of MMAP) | Covered up to 80% of the MT. There is a limit of R1,785 per family per year. 20% co-payment if the medication is not obtained through a network pharmacy or network doctor. Shared with benefit for pathology, medical technologist services, and radiology. Must be obtained from a network pharmacy or dispensing network GP. |
| 💊 Self-medication that does not require a doctor’s script | Covered up to 100% of the MMAP. Limited to R110 per event. Limited to R540 per family per year. 20% co-payment if the medication is not obtained through a network pharmacy. |
| 🅰️ PMB Chronic Medicine | Covered up to 100% of the MHRP. Unlimited cover. Subject to the Medihelp formulary and DSP. 30% co-payment for non-formulary medicine. 30% co-payment for purchases from a non-network pharmacy or dispensing network GP. |
| 🅱️ Physiotherapy (Including treatment and material out-of-hospital) | Covered up to 100% of the MT. Limited to 2 visits per family per year. R135 co-payment per visit. |
| ☑️ Oxygen: In and out of hospital | Covered up to 100% of the cost. PMB Only. 20% co-payment if not pre-approved. Benefits for oxygen out of hospital are subject to pre-authorisation, clinical protocols, and a prescription by medical doctor. |
| ✅ Optometry | Visits covered, but co payment will apply. |
| 🦷 Dentistry | Subject to the protocols of the Dental Risk Company (DRC). Covered up to 100% of the MT. Limited to one beneficiary per year. There will be a co-payment per check-up. |
| 1️⃣ Chronic Illness and PMB | Subject to protocols, pre-authorization, DSPs, and the specialist network. Covered up to 100% of the cost or the contracted tariff. Unlimited cover provided. Co-payments can apply if not using a DSP or deviating from the code. |
| 2️⃣ Trauma Benefits This applies to major trauma requiring hospitalization, for example: Motor Vehicle Accidents Stab Wounds Gunshot Wounds Head Trauma Burns Near-drowning | Subject to authorization, PMB protocols, and case management. Covered up to 100% of the cost or the contracted tariff. |
| 3️⃣ Post-Exposure Prophylaxis (HIV/AIDS) | Subject to authorization, PMB protocols, and case management. Covered up to 100% of the cost or the contracted tariff. |
| 4️⃣ Hospitalization: MedMove Hospital Network Intensive Care and high-care wards Ward Accommodation Theatre fees Treatment and medicine in the ward In-hospital consultation with GPs and specialists Surgery Anesthesia | Unlimited Cover. R1,805 payment per non-PMB admission Covered up to 100% of the MT. If not pre-approved, a 20% co-payment applies. If not admitted to a hospital in the network, a 35% co-payment applies. Additional co-payments on certain procedures may apply. |
| 5️⃣ Hospitalization: MedMove Hospital Network Day Procedures Limited to MedMove! Day Procedure Network (Including Ophthalmological, endoscopic, ear, nose, and throat procedures, dental procedures, removal of skin lesions, circumcisions, and procedures as pre-authorized) | Unlimited Cover. R1,805 payment per admission. (PMB admission excluded) Co-payments for services outside the day procedure network. Covered up to 100% of the MT. Additional co-payments on certain procedures may apply. |
| 6️⃣ Hospitalization: MedMove Hospital Network Hospital Medicine upon Discharge | Covered up to 100% of the MT. There is an R410 limit per admission. Excludes PMB/chronic medicine. |
| 7️⃣ Childbirth: In-hospital (PMB Cases) | Covered up to 100% of the MT. Natural births in hospital. 20% co-payment if not pre-approved. 35% co-payment for voluntary admission to non-network hospital. |
| 8️⃣ Childbirth: Caesarean Section (C-Section) | PMB Only |
| 9️⃣ Childbirth: Neonatal Admissions | R56 175 per family |
| 🔟 Childbirth: In-hospital Specialist consultations | PMB Only |
| 📈 Radiography | Covered up to 100% of the MT. Limited to R1,315 per family yearly in hospital. Subject to clinical protocols and on request of medical doctor. |
| 📉 Specialized Radiology | MRI and CT scans: Subject to pre-authorization. Covered up to 100% of the MT. Limited to R13,600 per family. PMB’s apply for out of hospital services. Angiography: Covered up to 100% of the MT. Unlimited Cover. Subject to pre-authorisation, PMB only. |
| 📊 Post-Hospital Care Speech therapy, occupational therapy, and physiotherapy 30 days after discharge | Covered 100% of the MT. Main Member – R2,415 per year. Main Member + Dependents – R3,465 per year. Including after a procedure in a day procedure facility. |
| 🧠 Psychiatry and mental health treatment Clinical technologist services Organ transplants (DSP apply) Oxygen Kidney dialysis Services as an alternative to hospitalization: Hospice services and subacute care Other medical services: Occupational and speech therapy, physiotherapy, audiometry, podiatry, orthoptic and dietitian services on the referral of the attending medical doctor | Covered up to 100% of the cost or contracted tariff. Unlimited cover for PMBs. 20% co-payment per admission that has not been authorized. 35% co-payment for voluntarily using a non-network hospital |
| ➡️ Oncology – PMB and non-PMB cases | Subject to pre-approval. Members must register on the Medihelp Oncology Program. Protocols, DSPs, and MORP apply. Covered up to 100% of the MT. Unlimited cover provided. 20% co-payment for unauthorized admissions. 30% co-payment for using non-DSPs voluntarily. 25% co-payment for protocol deviation. |
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A medical emergency is a sudden and unexpected occurrence that necessitates quick medical or surgical treatment to safeguard a patient’s health. Failure to offer medical or surgical treatment would result in severe impairment of bodily functioning or severe dysfunction of a bodily organ or portion or jeopardize the individual’s life.
Netcare 911 is the designated service provider for Medihelp’s emergency transport services, and you must contact them in an emergency. Phone 082 911. Furthermore, you may also seek assistance at the nearby hospital’s emergency room.
💙 However, the following conditions apply:
Emergency Transport Services via Netcare 911: In the Beneficiary’s Country of Residence (RSA, Lesotho, Eswatini, Mozambique, Namibia, Zimbabwe, Botswana), including road and air transport.
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| 📌 Pap Smear | For women 21 – 65 years old. Every three years. A medical doctor must request it. |
| 📍 Flu Vaccines | Once yearly. It must be done at network pharmacy clinics. |
| ☑️ Preventative Care | A combination test (including blood glucose, cholesterol, BMI, and blood pressure measurement) at a network pharmacy clinic. Individual test (blood glucose or cholesterol) at a network pharmacy clinic. |
| ✅ HIV testing, counseling, and Support | Available at network pharmacy clinics. |
| 🅰️ Contraceptives | – Oral, injectable, or implantable contraceptives: Female beneficiaries up to 50 years. Covered up to R120 per month and up to R1,470 per beneficiary. – Intra-uterine devices every 60 months. Covered up to R1,995 per beneficiary. |
| 🅱️ Wellness Support | Oncology Program is offered by oncologists in the Independent Clinical Oncology Network (ICON). HIV Program offered with LifeSense Disease Management. |
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As medical research advances, new medical services are introduced each year. However, Medihelp covers life-saving medical treatment first.
The Medical Schemes Act requires medical schemes to cover the diagnostic, treatment, and care costs of the mandated minimum benefits (PMB) without co-payments or limits.
Furthermore, services must follow legislation’s PMB treatment algorithms and Medihelp’s managed healthcare guidelines, which may include pharmaceutical formularies.
Medihelp will cover the cost of a substitute treatment if a protocol or formulary drug is ineffective or hazardous.
💙However, the Medihelp MedMove! plan excludes several items, including but not limited to the following:
💙 During waiting periods, members are eligible for membership but not for benefits. For example, Medihelp could implement either a general or condition-specific waiting period as follows:
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| MedMove! (2026) | Discovery Health Essential Smart (2025) | Bestmed Rhythm 2 (2026) Based on income levels | |
| 👤 Main Member Contribution | R804 (Student) R1734 | R2,021 | R2,747 – R3,516 |
| 👥 Adult Dependent Contribution | R1,734 | R2,021 | R2,610 – R3,165 |
| 💙 Child Dependent Contribution | R1,734 | R2,021 | R1,653 – R1,759 |
| 🔁 Gap Cover | No | No | No |
| 📉 Annual Limit | Unlimited Hospital Cover | Unlimited Hospital Cover | Unlimited Hospital and other benefits |
| ⚕️ Hospital Cover | Unlimited | Unlimited | Unlimited for DSPs |
| 💶 Prescribed Minimum Benefits | ☑️ Yes | ☑️ Yes | ☑️ Yes |
| 💻 Screening and Prevention | ✅ Yes | ✅ Yes | ✅ Yes |
| 🍼 Maternity Benefits | ☑️ Yes | ☑️ Yes | ☑️ Yes |
👉 Medihelp MedMove! is a health plan offered by Medihelp Medical Scheme that is designed to cater to the needs of health-conscious and active individuals. This plan offers several benefits, including coverage for preventative care, specialist consultations, and chronic medication.
👉 One of the key advantages of MedMove! the plan is focused on preventative care. By offering coverage for wellness programs and preventative care services, MedMove! encourages members to take proactive steps to maintain their health and prevent illness.
👉 Furthermore, this can lead to lower overall healthcare costs long term. Additionally, the plan offers good value for money, with competitive premiums and various benefits. However, there are some drawbacks to MedMove! plan. For example, it may not be the best option for individuals with chronic health conditions who require extensive medical treatment. The plan’s benefit limits may not be sufficient to cover the full cost of certain treatments or procedures.
💙 Read our Guide to Choosing a good Medical Aid
Medihelp MedMove! is a comprehensive medical scheme plan offered by Medihelp Medical Scheme that focuses on preventative care, fitness and wellness benefits, and comprehensive coverage for healthcare needs.
MedMove! covers health necessities, such as private hospitalization and emergency medical care, via excellent networks. In addition to virtual and in-person doctor consultations and medication, you can access various other medical services.
Medihelp MedMove! is designed to offer more comprehensive coverage for preventative care, fitness, and wellness benefits compared to other Medihelp plans. In contrast, while other plans may focus more on traditional medical benefits, MedMove! is geared towards a more holistic approach to healthcare.
One potential drawback of Medihelp MedMove! is that it is caped on monthly income and mainly focus on low income groups especially students.
Anyone who is a member of the Medihelp Medical Scheme can enroll in MediMove! However, eligibility for specific benefits may depend on age, health status, and other personal factors.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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