GENRIC Pet Insurance
Overall, GENRIC Pet Insurance is a reputable pet insurance provider in South Africa that offers emergency treatment and accident cover for both cats and dogs. The GENRIC Pet Insurance plans start from R85 per month.
| 🔎 Company Name | 🥇 GENRIC Pet Insurance |
| 5️⃣ Number of Plans | 5 |
| 💵 Plans Price Range | R90 – R400 per month (one dog/cat) |
| 🐈⬛ Species Covered | Cats and Dogs |
| ⚠️ Breed Restrictions | None |
| ❤️ Routine Care Benefits | ☑️ Yes |
GENRIC Pet Insurance – 10 Key Point Quick Overview
- ☑️ GENRIC Pet Insurance Overview
- ☑️ GENRIC Pet Insurance at a Glance
- ☑️ GENRIC Pet Insurance Plan Options
- ☑️ GENRIC Plan Premiums Monthly and Annually
- ☑️ How to Join GENRIC Pet Insurance
- ☑️ How to claim from GENRIC Pet Insurance
- ☑️ GENRIC Pet Insurance Customer Reviews
- ☑️ GENRIC Pet Insurance vs Competitors
- ☑️ Our Verdict on GENRIC Pet Insurance
- ☑️ GENRIC Pet Insurance Frequently Asked Questions
GENRIC Pet Insurance Overview
GENRIC Pet Insurance is a South African-based pet insurance provider offering comprehensive cat and dog insurance coverage. Their policies cover a range of veterinary expenses, including accidents, illnesses, and routine care. In addition, they offer different plan options to fit different budgets and cover needs. Some of the features and benefits of GENRIC Pet Insurance policies include cover for emergency veterinary care, hospitalization, surgery, medication, and treatment for chronic conditions. They also offer a wellness benefit that covers routine preventative care like vaccinations, check-ups, and flea and tick control.
In addition to their insurance policies, GENRIC Pet Insurance offers an online portal where policyholders can manage their accounts, submit claims, and access other helpful resources related to pet care. They also have a 24/7 helpline for assistance with emergencies and other concerns. Overall, GENRIC Pet Insurance appears to be a comprehensive and accessible option for pet owners in South Africa who want to ensure their pets have access to quality veterinary care.
GENRIC Pet Insurance at a Glance
| 🔎 Company Name | 🥇 GENRIC Pet Insurance |
| 5️⃣ Number of Plans | 5 |
| 💵 Plans Price Range | R90 – R400 per month (one dog/cat) |
| 🐈⬛ Species Covered | Cats and Dogs |
| ⚠️ Breed Restrictions | ❎ None |
| ❤️ Routine Care Benefits | ☑️ Yes |
| 🧡 Medication Benefits | ✅ Yes |
| 💛 Hospitalization Cover | ☑️ Yes |
| 💚 Accidental Cover | ✅ Yes |
| 💙 Illness Cover | ☑️ Yes |
| 💜 Dental Care | ✅ Yes |
GENRIC Pet Insurance Plan Options
GENRIC Essential Plan
| 📌 Premium Option | Monthly or yearly |
| 📍 Multiple Pet Discount | ✅ Yes |
| 💴 Overall Annual Maximum Limit | R15,000 per pet within a 12-month insurance period. |
| 💵 Excess | 10%, minimum R500 |
| ⏰ General Waiting Period | 31-days |
| 🐾 Minimum and Maximum Pet Age | Minimum 8 weeks.
Maximum 9 years. |
| ☑️ Microchip Required | No |
| ⚠️ Exclusions on Breeds | No |
| 💷 Direct Payments to Vet | ✅ Yes |
| 👩⚕️ Own Choice of Vet | ☑️ Yes |
| ❤️ Comprehensive accident cover | ✅ Yes |
| 🧡 Emergency Treatment | ☑️ Yes |
| 🚑 Consultation and Hospitalisation cover | ✅ Yes |
| 🏥 In-Hospital Cover | No |
| 💸 Claim Settlement | Max 5 Business Days |
| 🩹 Pre-existing conditions covered | No |
| 💛 Routine Care | ☑️ Yes |
| 💚 Third-Party Liability | No |
| 💙 Double Up Option | ✅ Yes |
GENRIC Accident Only Plan
| 📌 Premium Option | Monthly or yearly |
| 📍 Multiple Pet Discount | ✅ Yes |
| 💴 Overall Annual Maximum Limit | R25,000 per pet per annual insurance cycle |
| 💵 Excess | 10%, minimum R500 |
| ⏰ General Waiting Period | None |
| 🐾 Minimum and Maximum Pet Age | Minimum 8 weeks.
Maximum 9 years. |
| ☑️ Microchip Required | No |
| ⚠️ Exclusions on Breeds | No |
| 💷 Direct Payments to Vet | ✅ Yes |
| 👩⚕️ Own Choice of Vet | ☑️ Yes |
| ❤️ Comprehensive accident cover | ✅ Yes |
| 🧡 Emergency Treatment | ☑️ Yes |
| 🚑 Consultation and Hospitalisation cover | ✅ Yes |
| 🏥 In-Hospital Cover | ☑️ Yes |
| 💸 Claim Settlement | Max 5 Business Days |
| 🩹 Pre-existing conditions covered | No |
| 💛 Routine Care | ☑️ Yes |
| 💚 Third-Party Liability | No |
| 💙 Double Up Option | ✅ Yes |
GENRIC Hospital Only Plan
| 📌 Premium Option | Monthly or yearly |
| 📍 Multiple Pet Discount | ✅ Yes |
| 💴 Overall Annual Maximum Limit | R35,000 per pet per annual insurance cycle |
| 💵 Excess | 10%, minimum R500 |
| ⏰ General Waiting Period | 31 Days |
| 🐾 Minimum and Maximum Pet Age | Minimum 8 weeks.
Maximum 9 years. |
| ☑️ Microchip Required | No |
| ⚠️ Exclusions on Breeds | No |
| 💷 Direct Payments to Vet | ✅ Yes |
| 👩⚕️ Own Choice of Vet | ☑️ Yes |
| ❤️ Comprehensive accident cover | ✅ Yes |
| 🧡 Emergency Treatment | ☑️ Yes |
| 🚑 Consultation and Hospitalisation cover | ✅ Yes |
| 🏥 In-Hospital Cover | ☑️ Yes |
| 💸 Claim Settlement | Max 5 Business Days |
| 🩹 Pre-existing conditions covered | Yes, but there is a 12-month waiting period. |
| 💛 Routine Care | ☑️ Yes |
| 💚 Third-Party Liability | ✅ Yes |
| 💙 Double Up Option | ☑️ Yes |
GENRIC Comprehensive Medical Expenses Only
| 📌 Premium Option | Monthly or yearly |
| 📍 Multiple Pet Discount | ✅ Yes |
| 💴 Overall Annual Maximum Limit | R40,000 per pet per annual insurance cycle |
| 💵 Excess | 10%, minimum R500 |
| ⏰ General Waiting Period | 31 Days |
| 🐾 Minimum and Maximum Pet Age | Minimum 8 weeks.
Maximum 9 years. |
| ☑️ Microchip Required | No |
| ⚠️ Exclusions on Breeds | No |
| 💷 Direct Payments to Vet | ✅ Yes |
| 👩⚕️ Own Choice of Vet | ☑️ Yes |
| ❤️ Comprehensive accident cover | ✅ Yes |
| 🧡 Emergency Treatment | ☑️ Yes |
| 🚑 Consultation and Hospitalisation cover | ✅ Yes |
| 🏥 In-Hospital Cover | ☑️ Yes |
| 💸 Claim Settlement | Max 5 Business Days |
| 🩹 Pre-existing conditions covered | Yes, but there is a 12-month waiting period. |
| 💛 Routine Care | ☑️ Yes |
| 💚 Third-Party Liability | ✅ Yes |
| 💙 Double Up Option | ☑️ Yes |
GENRIC Comprehensive Medical Expenses+
| 📌 Premium Option | Monthly or yearly |
| 📍 Multiple Pet Discount | ✅ Yes |
| 💴 Overall Annual Maximum Limit | R45,000 per pet per annual insurance cycle |
| 💵 Excess | 10%, minimum R500 |
| ⏰ General Waiting Period | 31 Days |
| 🐾 Minimum and Maximum Pet Age | Minimum 8 weeks.
Maximum 9 years. |
| ☑️ Microchip Required | No |
| ⚠️ Exclusions on Breeds | No |
| 💷 Direct Payments to Vet | ✅ Yes |
| 👩⚕️ Own Choice of Vet | ☑️ Yes |
| ❤️ Comprehensive accident cover | ✅ Yes |
| 🧡 Emergency Treatment | ☑️ Yes |
| 🚑 Consultation and Hospitalisation cover | ✅ Yes |
| 🏥 In-Hospital Cover | ☑️ Yes |
| 💸 Claim Settlement | Max 5 Business Days |
| 🩹 Pre-existing conditions covered | Yes, but there is a 12-month waiting period. |
| 💛 Routine Care | ☑️ Yes |
| 💚 Third-Party Liability | ✅ Yes |
| 💙 Double Up Option | ☑️ Yes |
GENRIC Plan Premiums Monthly and Annually
Cats – Monthly Premiums
| 🔎 No. of Pets | 🥇 Essential | 🥈 Accident Only | 🥉 Hospital Only | 🏅 Comp. Medical Expenses Only | 📌 Comp. Medical Expenses+ |
| 1️⃣ | R90 | R168 | R240 | R295 | R320 |
| 2️⃣ | R171.54 | R320.26 | R456 | R560.16 | R606.74 |
| 3️⃣ | R248.82 | R471.48 | R672.03 | R825.33 | R893.49 |
| 4️⃣ | R322.96 | R615.32 | R875.48 | R1,075.56 | R1,164.16 |
| 5️⃣ | R383.30 | R758.10 | R1,080 | R1,326.85 | R1,436 |
- Double-up Option – Double the premium per pet
- Routine Care Option – R78 per pet per month
⬛ Cats – Annual Premiums
| 🔎 No. of Pets | 🥇 Essential | 🥈 Accident Only | 🥉 Hospital Only | 🏅 Comp. Medical Expenses Only | 📌 Comp. Medical Expenses+ |
| 1️⃣ | R1,080 | R2,016 | R2,880 | R3,540 | R3,840 |
| 2️⃣ | R2,058.48 | R3,843.12 | R5,472 | R6,721.92 | R7,280.88 |
| 3️⃣ | R2,985.84 | R5,657.76 | R8,064.36 | R9,903.96 | R10,721.88 |
| 4️⃣ | R3,875.52 | R7,383.84 | R10,505.76 | R12,906.72 | R13,969.92 |
| 5️⃣ | R4,599.60 | R9,097.20 | R12,960 | R15,923.40 | R17,232 |
- Double-up Option – Double the premium per pet
- Routine Care Option – R78 per pet per month
Dogs – Monthly Premiums
| 🔎 No. of Pets | 🥇 Essential | 🥈 Accident Only | 🥉 Hospital Only | 🏅 Comp. Medical Expenses Only | 📌 Comp. Medical Expenses+ |
| 1️⃣ | R90 | R197 | R280 | R345 | R400 |
| 2️⃣ | R171.54 | R372.94 | R530.76 | R656.54 | R785.64 |
| 3️⃣ | R248.82 | R552.06 | R782.55 | R968.10 | R1,119.57 |
| 4️⃣ | R322.96 | R617.36 | R1,019.72 | R1,262.32 | R1,458.64 |
| 5️⃣ | R383.30 | R760.65 | R1,257.95 | R1,555.40 | R1,798.90 |
- Double-up Option – Double the premium per pet
- Routine Care Option – R78 per pet per month
Dogs – Annual Premiums
| 🔎 No. of Pets | 🥇 Essential | 🥈 Accident Only | 🥉 Hospital Only | 🏅 Comp. Medical Expenses Only | 📌 Comp. Medical Expenses+ |
| 1️⃣ | R1,080 | R2,364 | R3,360 | R4,140 | R4,800 |
| 2️⃣ | R2,058.48 | R4,475.28 | R6,369.12 | R7,878.48 | R9,103.68 |
| 3️⃣ | R2,985.84 | R6,624.72 | R9,390.60 | R11,617.20 | R12,434.84 |
| 4️⃣ | R3,875.52 | R7,408.32 | R12,236.64 | R15,147.84 | R17,503.68 |
| 5️⃣ | R4,599.60 | R9,127.80 | R15,095.40 | R18,664.80 | R21,664.80 |
- Double-up Option – Double the premium per pet
- Routine Care Option – R78 per pet per month
How to Join GENRIC Pet Insurance
To join GENRIC Pet Insurance, follow these steps:
- ☑️ Go to the official GENRIC website and click “Get Pet Cover” from the homepage.
- ☑️ Contact GENRIC Pet Insurance to discuss your options via email, telephone, or visiting the head office in Centurion.
- ☑️ Complete the application online or telephonically.
- ☑️ Wait for your policy documents to confirm that your pets are covered.
How to claim from GENRIC Pet Insurance
- ✅ Navigate to GENRIC Pet Insurance and download the claim form.
- ✅ Ensure you have the necessary invoices, statements, and other documents before submitting the claim form.
- ✅ Email the claim form to GENRIC and wait for feedback.
GENRIC Pet Insurance Customer Reviews
Highly Recommended.
I strongly recommend GENRIC for its exceptional customer service. The staff is always friendly, willing to assist, and goes above and beyond to ensure customer satisfaction. I want to thank the team at GENRIC for their outstanding work and encourage them to continue providing excellent service. – Marthinus Coetzee
High-Quality Service.
I have been a loyal customer of GENRIC for several years and can attest to their consistent, high-quality service. Every time I have submitted a claim, I have received prompt assurance that it would be processed on the same day. I have never experienced any slacking in their service, and I am thoroughly impressed with their efficiency and professionalism. – Lesego Mokwena
Positive Experience.
I am pleased to share my positive experience with GENRIC’s fantastic service. The team was incredibly helpful and turned what could have been a not-so-good day into a great one. Their service is fast, reliable, and exceeded my expectations. I am delighted with their performance and will maintain my policy with them. – Hendrik Bouwer
GENRIC Pet Insurance vs Competitors
| 🔎 Pet Insurance | 🥇 GENRIC Pet Insurance | 🥈 Oneplan Pet Insurance | 🥉 OUTsurance Pet Insurance |
| 📌 Years in Operation | 18 years | 4 years | 25 years |
| 📍 Trust Rating | 4.2/5 | 4.4/5 | 4.2/5 |
| ❤️ Customer Reviews | 80+ | 10,800+ | 20+ |
| 🔟 Number of Plans | 5 | 4 | 4 |
| 💶 Plans Price Range | R90 – R400 | R80 – R450 p/m | Flexible |
| 🐶 Species Covered | Cats and Dogs | Cats and Dogs | Cats and Dogs |
| 🐱 Breed Restrictions | None | None | None |
| 📊 Sub-limits | ☑️ Yes | ☑️ Yes | ☑️ Yes |
| 💵 Maximum Limit per claim | R45,000 | Depends on the plan and claim | R52,500 |
Our Verdict on GENRIC Pet Insurance
GENRIC Pet Insurance is a comprehensive and accessible pet insurance provider in South Africa that offers cover for cats and dogs. GENRIC Pet Insurance’s policies cover a range of veterinary expenses, including accidents, illnesses, and routine care. In addition, they offer different plan options to fit different budgets and cover needs. One of the advantages of GENRIC Pet Insurance is its wellness benefit that covers routine preventative care like vaccinations, check-ups, and flea and tick control. Additionally, their online portal and 24/7 helpline make managing policies and accessing customer support easy and convenient.
You might like to read more about Pet Insurance and Pet Insurance Schemes in South Africa:
Frequently Asked Questions
Does Genric Pet Insurance cover cats and dogs?
Yes, GENRIC Pet Insurance offers cover for both cats and dogs.
Does Genric Pet Insurance offer routine care coverage?
Yes, GENRIC Pet Insurance offers a wellness benefit covering routine cat and dog preventative care.
What plan options are available with Genric Pet Insurance?
GENRIC Pet Insurance offers different plans to fit different budgets and cover needs, including Essential, Accident Only, Hospital Only, Comprehensive Medical Expenses, and Comprehensive Medical Expenses+ plans.
What is the wellness benefit offered by Genric Pet Insurance?
The wellness benefit offered by GENRIC Pet Insurance covers routine preventative care for cats and dogs, including vaccinations, check-ups, and flea and tick control.
Does Genric Pet Insurance have an online portal for policy management?
Yes, GENRIC Pet Insurance has an online portal where policyholders can manage their accounts, submit claims, and access other helpful resources related to pet care.
How do I submit a claim to Genric Pet Insurance?
You can submit a claim to GENRIC Pet Insurance by following the instructions on their website or online portal. This typically involves providing copies of receipts and other documentation of veterinary care.
Can I customize my pet insurance policy with Genric Pet Insurance?
While the specific customization options can vary, GENRIC Pet Insurance offers customizable options to fit different cover needs and budgets.
