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Bonitas

BonSave

About this plan

πŸ₯‡ Best suited for families wanting hospital cover with flexible day-to-day healthcare savings.
Principal Member
From
R4,047
per month
Adult Dependant
From
R3,059
per month
Child Dependant
From
R1,211
per month

What's covered

Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health

Waiting periods

General
3 months
Pre-existing conditions
12 months

BonSave

Bonitas BonSave Medical Aid Plan (πŸ‡ΏπŸ‡¦ 2026)

  Overall, the Bonitas BonSave Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers Unlimited Hospital Cover and a Medical Savings Account for its members. The Bonitas BonSave Medical Aid Plan starts from R4,047.  
🌎 International CoverR1.2 million ZAR
πŸ‘€ Main Member ContributionR4,047
πŸ‘₯ Adult Dependent ContributionR3,059
πŸ’™ Child Dependent ContributionR1,211
πŸ” Gap Coverβ˜‘οΈ Yes
πŸ₯ Hospital CoverUnlimited Pre-authorisation required.
πŸ’Ά Prescribed Minimum Benefits (PMB)β˜‘οΈ Yes
πŸ“‰ Screening and Preventionβ˜‘οΈ Yes
πŸ’³ Medical Savings Accountβ˜‘οΈ Yes
🚼 Maternity Benefitsβ˜‘οΈ Yes
  Bonitas BonSave Medical Aid Plan

Bonitas BonSave Review - 10 Key Point Quick Overview

  1. β˜‘οΈ Bonitas BonSave Plan Overview
  2. β˜‘οΈ Bonitas BonSave Plan Contributions
  3. β˜‘οΈ Bonitas BonSave Benefits and Cover Comprehensive Breakdown
  4. β˜‘οΈ Bonitas BonSave Plan Additional Benefits
  5. β˜‘οΈ Bonitas BonSave In-Hospital Benefits
  6. β˜‘οΈ Bonitas BonSave Plan Exclusions and Waiting Periods
  7. β˜‘οΈ Savings Account for Bonitas BonSave
  8. β˜‘οΈ Bonitas BonSave Plan vs. Other Bonitas Medical Fund Plan Options
  9. β˜‘οΈ Our Verdict on the Bonitas BonSave Plan
  10. β˜‘οΈ Bonitas BonSave Plan Frequently Asked Questions

Bonitas BonSave Plan Overview

  The Bonitas BonSave Plan starts from R4,047. It includes maternity, in- and out-of-hospital cover, international travel, PMBs, and more.Β  Β Gap Cover is available on the Bonitas BonSave Plan, along with 24/7 medical emergency assistance.   According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.2.   πŸ‘‰πŸΏ Download the Bonitas BonSave Guide for 2026Bonitas Bonsave Plan 2026

Bonitas BonSave Plan Contributions

 
πŸ‘€ Main MemberπŸ‘₯ +1 Adult DependentπŸ’™ +1 Child Dependent
R4,047 ZARR3,059 ZARR1,211 ZAR
 

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Bonitas BonSave Plan Contributions

Bonitas BonSave Benefits and Cover Comprehensive Breakdown

Bonitas BonSave Out-of-Hospital Benefits

  These benefits cover GP or specialist consultations, acute medicine, X-rays, blood tests, and other out-of-hospital medical expenses.Β  Please remember that when you complete a wellness screening or online wellness questionnaire, you gain access to the Benefit Booster, which can be used first to pay for out-of-hospital expenses.  
πŸ”Ž General Practitioner Consultations (Including Virtual/Online)Paid from available Medical Savings Account balance.
πŸ“Œ Additional GP ConsultationsEven if you spend all your savings for the year, your family will still be entitled to a maximum of two GP consultations (limited to one per beneficiary) at Bonita's Rate.
πŸ“ Specialist ConsultationsPaid from available Medical Savings Account balance. Your GP must refer you.
β˜‘οΈ Blood and other lab testsPaid from available Medical Savings Account balance.
βœ… X-Rays and UltrasoundsPaid from available Medical Savings Account balance.
πŸ’Š Acute Medicine and OTC MedicinePaid from available Medical Savings Account balance.
πŸ’‰ Homeopathic MedicinePaid from available Medical Savings Account balance.
➑️ Allied Medical Professionals (including Dieticians, Occupational Therapists, etc.)Paid from available Medical Savings Account balance.
πŸ” Physiotherapy, Podiatry, and BiokineticsPaid from available Medical Savings Account balance.
πŸ‘“ OptometryPaid from available Medical Savings Account balance.
πŸ‘οΈ Eye TestsOne consultation per beneficiary at a network provider or an eye examination at a non-network provider for R420 per beneficiary.
πŸ‘οΈβ€πŸ—¨οΈ Single-vision Lenses (clear)100% of the cost of lenses at network rates of R220 per lens, per beneficiary, if purchased outside of the network.
πŸ€“ Bifocal Lenses (clear)100% of the cost of lenses at network rates of R480 per lens, per beneficiary, if purchased outside the network.
🚩 Multifocal lensesBase lens costs are fully covered at in-network providers or up to R900 per beneficiary at non-network locations.
πŸ“Œ Frames onlyPaid from available Medical Savings Account balance.
πŸ“ Contact lensesPaid from available Medical Savings Account balance.
β˜‘οΈ General Medical Appliances such as crutches and wheelchairsPaid from available Medical Savings Account balance. Frequency limits per the Managed Care Protocols apply. Must use a preferred supplier.
βœ… External ProsthesesOnly covered if it is a PMB.
βœ”οΈ MRIs and CT scansLimited up to R30,430 per family in and out-of-hospital. There is an R1,860 co-payment per scan unless it is a PMB. Pre-authorization is necessary.
πŸ“ˆ Mental Health ConsultationsIn and out-of-hospital consultations are included as part of the Mental Health hospitalization benefit. There is a limit of up to R15,440 per family.
🦷 Basic DentistryCovered according to the Bonitas Dental Tarif. Managed Care Protocols apply.
πŸͺ₯ ConsultationsEach beneficiary receives two annual check-ups (once every 6 months).
πŸ’™ Preventative CareBeneficiary services include scaling and polishing once yearly (every 6 months). Only children under the age of 16 are eligible for fissure sealants. Fluoride treatments are only covered for children under the age of 16 years.
βš•οΈ Surgery in the dental chairOnly for the removal of impacted teeth. Managed Care protocols apply. Bonitas Dental Tariff Cover
πŸ’‰ Hospitalization and general anestheticOnly impacted teeth are subject to an R5 200 co-payment per admission. OR A R2 500 upfront co-payment if the dental treatment is done in a day hospital. Using a hospital in the applicable network can avoid a 30% co-payment. This benefit only covers PMBs. Managed Care protocols are in effect. Pre-approval is required.
πŸ’€ Inhalation sedation in the dentist’s roomsManaged Care Protocols will apply.
😴 Moderate/deep sedation in the dentist’s roomsThis benefit is limited to conservative dental treatment and Managed Control Protocols apply. Members need pre-authorization for this procedure.
 

Bonitas BonSave Chronic Benefits

BonSave covers you for the 28 Prescribed Minimum Benefits. However, you must go through Pharmacy Direct as the Designated Service Provider to obtain your medication. Furthermore, pre-authorization is required for any medication.   If you do not use Pharmacy Direct or medication not on the formulary, you must pay a 30% co-payment. Furthermore, The Bonitas BonSave Plan Covers the following PMBs:  
  • βœ… Addison’s Disease
  • βœ… Asthma
  • βœ… Bipolar Mood Disorder
  • βœ… Bronchiectasis
  • βœ… Cardiac Failure
  • βœ… Cardiomyopathy
  • βœ… Chronic Obstructive Pulmonary Disease
  • βœ… Chronic Renal Disease
  • βœ… Coronary Artery Disease
  • βœ… Crohn’s Disease
  • βœ… Diabetes Insipidus
  • βœ… Diabetes Type 1
  • βœ… Diabetes Type 2
  • βœ… Dysrhythmias
  • βœ… Epilepsy
  • βœ… Glaucoma
  and many more....   Additional Conditions Covered
  • βœ… Depression (Medication up to R165 per beneficiary, per month is covered)
Bonitas BonSave Benefits and Cover Comprehensive Breakdown

Bonitas BonSave Plan Additional Benefits

  Available upon completion of a wellness questionnaire or screening. There is an R5,000 limit per family that can be used for a range of out-of-hospital claims, including the following:  
  • βœ… GP and specialist consultations.
  • βœ… Acute and over-the-counter medicine.
  • βœ… Biokineticists and physiotherapists consultations and treatment.
  • βœ… Paramedical services include dietician, speech and occupational therapy consultations, and treatment.
  • βœ… Alternative healthcare such as homeopathic consultations, treatment, and acupuncture.
  • βœ… X-rays
  • βœ… Blood tests
    When an adult recipient has completed a wellness screening or online wellness questionnaire, dependent children are eligible for the Benefit Booster.  

Bonitas BonSave Maternity Care

  This benefit offers the following:  
  • βœ… Six antenatal consultations with a gynecologist, GP, or midwife.
  • βœ… There is a limit of up to R1,530 for antenatal classes.
  • βœ… Two 2D ultrasound scans.
  • βœ… One amniocentesis
  • βœ… Four postpartum consultations with a midwife (1 can be used for a consultation with a lactation specialist).
  • βœ… R200 per month for antenatal vitamins during pregnancy (Paid from available savings or Benefit Booster, subject to formulary)

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Bonitas BonSave Plan Maternity Programme

  With this benefit, members can get the following benefits:  
  • βœ… Access to a maternity advice line available around the clock.
  • βœ… Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
  • βœ… Access to articles on prevalent pregnancy issues.
  • βœ… You receive weekly pregnancy education emails and text messages.
  • βœ… Online prenatal classes prepare you for childbirth and what to expect at home.
  • βœ… A Baby bag containing baby care necessities.
  • βœ… Early identification of high-risk pregnancies
  • βœ… Weekly engagement for high-risk pregnancies
  • βœ… Post-childbirth follow-up calls
  • βœ… Online assessments for pregnancy and mental health

Bonitas BonSave Plan Wellness Benefit

  There is one wellness examination per recipient at a participating pharmacy, biokinetics, or Bonita's wellness day. The health examination includes the following tests:  
  • βœ… Blood pressure
  • βœ… Glucose
  • βœ… Cholesterol
  • βœ… Body Mass Index
  • βœ… Waist-to-hip ratio

Bonitas BonSave Plan Preventative Care

  This benefit includes the following:  
  • βœ… One HIV test and counseling for each recipient.
  • βœ… One flu vaccine per beneficiary.
  • βœ… One complete lipogram every 5 years for individuals aged 20 and older.
  • βœ… One mammogram every two years for women over 40.
  • βœ… Women aged 21 to 65 should undergo a pap smear every three years.
  • βœ… Men between 55 and 69 qualify for one prostate screening antigen test yearly.
  • βœ… Members 65 and older receive 1 pneumococcal vaccine every 5 years.
  • βœ… One stool test for colon cancer for individuals aged 45 to 75.
  • βœ… Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
  • βœ… Covid-19 vaccinations and boosters as directed by the National Health Service.

Bonitas BonSave Plan Contraceptives

  • βœ… R1,970 per household for the Bonitas BonSave Plan (for women aged up to 50).
  • βœ… It would help if you used the Designated Service Provider for contraceptives dispensed by a pharmacy.
  A 40% co-payment applies if you choose not to use a Designated Service Provider.  

Bonitas BonSave Plan Africa Benefit

  This benefit is subject to authorization but provides in-hospital and out-of-hospital treatment at 100% of Bonita's Rate.  

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Bonitas BonSave Additional GP Consultations (including virtual)

  Even if you spend all your savings for the year, your family will still be entitled to a maximum of two GP consultations (limited to one per beneficiary) at Bonita's Rate.  

Bonitas BonSave Plan Childcare

  This benefit offers the following benefits:  
  • βœ… Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
  • βœ… Screening for congenital hypothyroidism in infants younger than one month.
  • βœ… Babyline: 24-hour medical advice line for children younger than 3 years.
  • βœ… One pediatrician or general practitioner visit per child under one year.
  • βœ… One consultation with a pediatrician or general practitioner per child aged 1 to 2.
  • βœ… One doctor visit per child between the ages of 2 and 12.
  • βœ… Immunization according to South Africa’s Expanded Programme on Immunization until the age of 12.
  • βœ… Online screening for infant and toddler health.
  • βœ… And many more...

Bonitas BonSave Plan International Travel Benefit

  Before departure, you must register for this benefit. The Bonitas BonSave Plan International Travel Benefit covers up to R1.2 million in medical emergency cover per family when traveling outside South Africa.   In and out-of-hospital treatment covered at 100% of the Bonitas Rate. Subject to authorisation.  

Bonitas BonSave Plan Hospital-at-Home

  This benefit offers the following:  
  • βœ… Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
  • βœ… Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
  • βœ… Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
  • βœ… In addition to remote patient monitoring, daily visits, laboratory services, blood tests, wound dressings, medication/fluids via a drip, allied healthcare services, and physiotherapy, Bonita's hospital setup at home also includes remote patient monitoring (as prescribed)
  • βœ… A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
  • βœ… Re-admissions can be reduced with the help of a transitional care program.
  Note: Hospital-at-Home requires prior authorization.  

Bonitas BonSave Plan Cancer Cover

  The Bonitas BonSave Plan’s Cancer Cover benefit works in the following ways:  
  • βœ… Provides you with emotional and medical support.
  • βœ… Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
  • βœ… Social worker access for you and your loved ones.
  • βœ… Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
  • βœ… Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
  • βœ… Specialists from the Bonitas Oncology Network are utilized.

Bonitas BonSave Plan HIV / AIDS Benefit

  This benefit works in the following ways:  
  • βœ… Offers appropriate treatment and the means to live your best life.
  • βœ… Provides HIV-related consultations to monitor your doctor’s clinical status.
  • βœ… Provides access to telephone support from physicians.
  • βœ… Includes drugs to prevent mother-to-child transmission and infection following a sexual assault or a needle-stick injury.
  • βœ… Covers routine blood tests to monitor disease progression, therapy response, and possible treatment side effects.
  • βœ… Provides ongoing patient support through a team of skilled and seasoned counselors.
  • βœ… Prevention and treatment of opportunistic infections such as pneumonia, tuberculosis, and influenza.
  • βœ… Finds a registered therapist for face-to-face emotional support.

Bonitas BonSave Diabetes Management

  This benefit works in the following ways:  
  • βœ… Enables you to make the best decisions to maintain your health.
  • βœ… Offers cover tests necessary for managing diabetes and other chronic conditions.
  • βœ… Provides access to diabetes specialists, dietitians, and podiatrists.
  • βœ… Provides access to a Health Coach who will respond to any questions.
  • βœ… Offers a tailored care plan to meet your specific requirements.
  • βœ… Provides education to improve your understanding of your condition.

Bonitas BonSave Back and Neck Programme

  This benefit works in the following ways:  
  • βœ… Evaluation of back and neck pain to determine the level of care necessary before surgery for the best possible outcome.
  • βœ… Provides a customized treatment plan for up to six weeks.
  • βœ… Contains care from physicians, physiotherapists, and biokinetics.
  • βœ… Provides access to a home care plan for long-term results maintenance and aids in managing severe back and neck pain.
  • βœ… Highly efficient and low risk, with a high rate of success.
  • βœ… Excluding X-rays, Bonitas will cover the cost of the program.
  • βœ… Members can use the DBC network.
  • βœ…Β Programme will cover shoulder and knee pain also.
Bonitas BonSave Plan Additional Benefits

Bonitas BonSave In-Hospital Benefits

 
πŸ”Ž Specialist Consultations in-hospitalAt Bonita's Rate, all network specialists are covered in full. Non-network specialists are paid at 100% of Bonita's Rate.
πŸ“Œ GP Consultations in-hospitalUnlimited, with 100% cover according to Bonita's Rate. Unlimited non-network specialists are compensated at 100% of Bonita's Rate.
πŸ“ Blood Tests and other lab testsUnlimited, with 100% cover according to Bonita's Rate.
β˜‘οΈ X-Rays and UltrasoundsUnlimited, with 100% cover according to Bonita's Rate.
βœ… MRI and CT scansThere is an R30,430 limit per family in and out-of-hospital. Pre-authorization is required for MRIs and CT scans. There is an R1,860 co-payment per scan unless it is for a PMB.
πŸ‘οΈ Cataract SurgeryMembers can avoid an R8,400 co-payment by only using a DSP.
βœ”οΈ Allied Medical ProfessionalsSubject to a referral from a treating physician. Subject available savings unless it is a PMB. Covered according to Bonita's Rate.
✳️ Physiotherapy, Podiatry, and biokineticsSubject available savings unless it is a PMB. The benefit is covered according to Bonita's Rate. A treatment practitioner referral is required.
πŸ’Š Internal l ProsthesesOnly PMBs are covered, and it is subject to Managed Care Protocols. There is a limit of up to R41,070 per family. The cover is not offered for joint replacement unless it is a PMB.
πŸ’™ Mental Health HospitalizationThere is coverage up to R41,190 per family. Physiotherapy for mental health admissions is not covered.
πŸ’‰ Take-Home Medicine after dischargeMembers receive up to 7 days’ supply, up to R500 per hospital stay
➑️ Physical RehabilitationThere is a limit of up to R67,270 per family.
πŸ₯ Hospitalization AlternativesThere is a limit of R21,570 per household. Managed Care rules apply.
βš•οΈ Palliative Care (Only for Cancer)Unlimited but subject to the DSP. Includes hospice and private nursing, oxygen at home, pain management, and support from a psychologist and a social worker.
πŸ“ˆ Cancer TreatmentUnlimited for PMBs. Bonitas covers up to R224,100 per family for non-PMBs, which is paid up to 80%, according to the DSP. There is no cover for non-DSPs once the limit is reached. There is a 30% co-payment when members use a non-DSP. There is a sub-limit of R63,110 that applies per beneficiary for Brachytherapy.
πŸ“‰ Cancer MedicineSubject to the Medicine Price List and the Preferred Product List Use a Designated Service Provider to avoid a 20% co-payment.
❀️ Organ TransplantsUnlimited Cover. There is a sub-limit of R42,710 for corneal grafts.
πŸ“Œ Kidney DialysisUnlimited cover. Members can avoid a 20% co-payment by using a DSP.
πŸ“ HIV/AIDSIf you register for HIV/AIDS, the cover is unlimited. Chronic medicine can only be obtained from a DSP.
βœ”οΈ Defined List of Day Surgery ProceduresUse a network day hospital to avoid an R5,440 co-payment.
  Procedure Co-payments Bonsave Procedure co-payments 2026

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Bonitas BonSave In-Hospital Benefits

Bonitas BonSave Plan Exclusions and Waiting Periods

Exclusions

  The following is currently not covered by the Bonitas BonSave Plan:  
  • βœ… Aromatherapy
  • βœ… Ayurvedics
  • βœ… Herbalists
  • βœ… Iridology
  • βœ… Reflexology
  • βœ… Therapeutic Massage Therapy (Masseurs)
  • βœ… Ambulance Services that are not authorized or already included in the contract with the provider
  • βœ… Appliances, devices, and procedures not scientifically proven or appropriate
  • βœ… Back rests and chair seats
  • βœ… Bandages and dressings (except medicated dressings)
  • βœ… Beds, mattresses, linen savers, pillows, and overlay
  and many more...  

Waiting Periods

  Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bonitas BonSave Plan:   Bonitas BonSave Plan Exclusions and Waiting Periods

Savings Account for Bonitas BonSave

 
πŸ”Ž MemberπŸ“Œ Day-to-Day Benefits
πŸ‘€ Main Member (Only)R12,144
πŸ‘₯ Adult DependentR9,180
πŸ’™ Child DependentR3,636
  Savings Account for Bonitas BonSave

Medical Aid Comparisons :

Bonitas BonSave Plan vs. Other Bonitas Medical Fund Plan Options

 
πŸ”Ž Medical PlanπŸ₯‡ Bonitas BonSave Plan (2026)πŸ₯ˆ Discovery Health Coastal Saver (2026)πŸ₯‰ Momentum Incentive (2026)
πŸ‘€ Main Member ContributionR4,047R3,797R4,827
πŸ‘₯ Adult Dependent ContributionR3,059R2,855R3,884
πŸ’™ Child Dependent ContributionR1,211R1,533R1,803
πŸ” Gap Coverβ˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
➑️ Hospital CoverUnlimitedUnlimitedUnlimited
πŸ’Ά Prescribed Minimum Benefits (PMB)β˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
βš•οΈ Screening and Preventionβ˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
πŸ” Medical Savings Accountβ˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
🚼 Maternity Benefitsβ˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
  Bonitas BonSave Plan vs. Other Bonitas Medical Fund Plan Options

Our Verdict on the Bonitas BonSave Plan

  πŸ’™ While Bonitas BonSave and BonFit Select have similar benefits and comprehensive cover, BonSave offers higher limits and covers more than just PMBs in-hospital.   πŸ’™Β  Furthermore, members of this option have access to a much higher savings account, providing them with more funds to cover out-of-pocket expenses.   Bonitas Bonsave VerdictYou might also like to consider the following plans Bonitas has to offer:

Bonitas BonSave Plan Frequently Asked Questions

What is the Bonitas BonSave Plan?

The Bonitas BonSave Plan is a savings plan offered by Bonitas Medical Fund to its members. It allows you to save money for healthcare expenses not covered by your medical aid plan.  

How does the Bonitas BonSave Plan work?

You can set a monthly savings amount, and the money will be deducted from your bank account or payroll.Β  The savings accumulate in your BonSave account and can be used to pay for healthcare expenses not covered by your medical aid plan.  

What expenses can I use my BonSave funds for?

You can use your BonSave funds for various healthcare expenses such as dental, optometry, over-the-counter medication, and more.Β  Furthermore, the BonSave option offers its members 100% medical cover according to the Bonitas rate. There are also limited chronic benefits for 27 PMB conditions plus Depression medication as an additional condition covered.  

How long does Bonitas take to pay claims?

Bonitas pays claims weekly.  

How long does it take to cancel Bonita's medical aid?

Once you cancel your cover, you will enter a one-month notice period. Once this period passes, your medical aid will be terminated.  

How long does it take for medical aid to cover you?

Medical aid typically has a three-month waiting period for claiming unless you were enrolled with another scheme for at least 90 days before applying for another medical aid.  

How long does it take for medical aid to kick in?

Typically, you will be subject to a three-month waiting period when you join a new medical aid, depending on whether you were previously covered for at least 90 days.  

Is medical aid paid in advance?

Medical aid contributions are paid in advance.  

Which gap cover has no waiting period?

Zestlife Gap Cover currently has no blanket period.  

How does medical aid waiting periods work?

During waiting periods, new members pay full contributions to the medical scheme but are not eligible for full benefits.  

Does Bonitas Medical Aid have a gap cover?

Bonitas Medical Aid offers gap cover on all its medical aid plans. Read more about Medgap

Does Bonitas Gap Cover have a 6-month waiting period?

Depending on your gap insurance provider, you might not be able to file a claim for pre-existing conditions for the first 6 to 12 months of coverage.Β  The waiting period applies to any illness or condition that was treated within the previous 12 months of the policy’s inception.  

How does Bonitas Gap Cover work?

In addition to in-hospital cover and additional maternity, wellness, and preventative care benefits, these plans also provide a set amount to spend on out-of-hospital expenses like a primary care physician visits, eye exams, and dental work.Β  These plans provide cover in the hospital for both emergency and planned procedures.  
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