Overall, Paw Paw Pet is a reputable pet insurance provider in South Africa that provide 4 pet insurance plans annual check-ups and a healthcare line for both cats and dogs. The Paw Paw Pet Accident plan 10 plan start from R76 per month.
| 🔎 Company Name | 🥇 Paw Paw Pets |
| 📌 Founded | 2012 |
| 📍 FSP License Number | FSP 44387 (P.UMA – Pet Underwriting Managing Agency Pty ltd) |
| ☑️ Headquartered | Cape Town, South Africa |
| ✅ Administered By | P.UMA (Pty) Ltd |
| 3️⃣ Number of Plans | 4 |
| 💵 Plans Price Range | From R76 – R290* |
| 🐸 Species Covered | Cats and Dogs |
| 🙈 Breed Restrictions | None |
| 📈 Sub-limits within the annual maximum cover | ☑️ Yes |
| 📉 Maximum Limit per claim | Depends on the option and premium plan |
| 📊 Routine Care Benefits | None |
| 📌 Diagnostic Testing Benefits | ☑️ Yes |
| 💊 Medication Benefits | ☑️ Yes |
| 🏥 Hospitalization Cover | ☑️ Yes |
| 🚑 Chronic Support Care | ☑️ Yes |
| ⚠️ Accidental Cover | ☑️ Yes |
| 💙 Illness Cover | ☑️ Yes |
| 🦷 Dental Care | Only Teeth Cleaning |
| ❎ X-rays | ☑️ Yes |
💙 Paw Paw Pet Insurance is a type of insurance that provides cover for veterinary expenses related to the treatment and care of pets. This insurance is designed to help pet owners manage the costs of unexpected illnesses or injuries that their pets may experience.
💙 Paw Paw Pet Insurance covers veterinary expenses, including diagnostic tests, surgeries, medications, and hospitalizations. The cover may also include preventive care, such as vaccinations, wellness exams, and dental cleanings, depending on the policy.
Accident 10 Plan
| 💴 Monthly Premium | R70 per month |
| 💵 Annual Limit | R10,000 per policy annually |
| 🍼 Age Limit at Policy Start | 8 weeks+ |
| 📈 Excess | 15% excess (minimum R250 per claim) |
| ⛔ Waiting Period | None |
Accident 20 Plan
| 💴 Monthly Premium | R140 per month |
| 💵 Annual Limit | R20,000 per policy annually |
| 🍼 Age Limit at Policy Start | 8 weeks+ |
| 📈 Excess | 15% excess (minimum R250 per claim) |
| ⛔ Waiting Period | None |
👉🏿 Paw Paw Pet Insurance provides cover for unforeseen incidents or injuries for your pet, including:
👉🏿 The cover also includes the following:
💙 Furthermore, a diagnosis must be made within 48 hours of the accident to be covered as an accidental injury.
💙 The comprehensive options (Platinum, Gold & Silver) provide the same level of cover across the board, the only difference between the options is the excess options chosen by the client, which would in turn only affect the premium and not the level of cover provided.
Paw Paw Comprehensive Plan Features
What your pet is covered for?
• Radiology
• Blood tests
• Biopsies and more
Annual and Claim Limits Per Policy Year
Paw Paw Comprehensive Plan Premium Options
| 🅰️ Option A (Silver) | 🅰️ Overview |
| ☑️ Premium | R358 per dog R246 per cat |
| ☑️ Excess | 15%, minimum R500 per claim |
| ☑️ Additional MRI/CT scans | Claims carry an excess of R1,000 per scan. |
| ☑️ Unauthorized Claim Conditions | Unauthorized claims have a 20% excess, minimum of R500 per unauthorized claim. |
| 🅱️ Option B (Gold) | 🅱️ Overview |
| ☑️ Premium | R390 per dog R265 per cat |
| ☑️ Excess | 15%, minimum R250 per claim. |
| ☑️ Gastro-intestinal conditions | 15% excess, minimum R500 per claim. |
| ☑️ Unauthorized Claim Conditions | Unauthorized claims have a 20% excess, minimum of R500 per unauthorized claim. |
| ❤️ Option C (platinum) | ❤️ Overview |
| ☑️ Premium | R422 per dog R284 per cat |
| ☑️ Excess | Flat excess of R1,000 per claim. |
| ☑️ Additional MRI/CT scans | Claims carry an excess of R1,000 per scan. |
| ☑️ Unauthorized Claim Conditions | Unauthorized claims have a 20% excess, minimum of R500 per unauthorized claim. |
Paw Paw Pets Features and Additional Benefits
💙 The Lifestyle benefit of Paw Paw Pet Insurance pays up to a maximum of R1000.00 per policy year towards the costs of:
💙 The comprehensive options (Platinum, Gold & Silver) provide the same level of cover across the board, the only difference between the options is the excess options chosen by the client, which would in turn only affect the premium and not the level of cover provided.
💙 Choose from their Silver, Gold and Platinum excess plans for a premium that best suits your requirements. Enjoy the same comprehensive cover, with your choice of excess.
💙 Pets are individually risk rated to determine the appropriate premium.
Policy information
What is your pet covered for?
• Radiology
• Blood tests
• Biopsies and more
Annual and Claim limits
Policy information
Annual and Claim limits
What are your pets covered for?
Accidental Injury:
💙 The accident must be a direct consequence of at least one of the following and be diagnosed within 48 hours of the accident event
• ☑️ A motor vehicle accident.
• ☑️ A burn or electrocution.
• ☑️ A fall from an elevated position.
• ☑️ A near drowning.
• ☑️ The actions of another animal.
• ☑️ An allergic reaction to an insect bite other than tick or flea bites. Biliary (tick bite fever / bosluiskoors) is covered as an accident.
• ☑️ The actions of another animal.
• ☑️ A snake bite.
• ☑️ Poisoning.
Or otherwise result in:
•☑️ A fractured bone.
•☑️ A puncture wound.
•☑️ A traumatic ligament or tendon injury.
•☑️ Lacerations, abrasions or wounds.
Acute Illnesses:
💙 Veterinary treatment of the household pets for the costs of:
☑️ consultations
☑️ diagnostic investigations
☑️ surgeries
☑️ acute medication
☑️ radiology
☑️ biopsies & pathology, as a result of an acute illness.
Excess plans
💙 Choose from their Silver, Gold and Platinum excess plans for a premium that best suits your requirements. Enjoy the same comprehensive cover, with your choice of excess.
💙 Pets are individually risk rated to determine the appropriate premium.
💙 To join Paw Paw Pet Insurance, follow these steps:
💙 Policyholders can claim from Paw Paw Pets by following these easy steps:
💙 Paw Paw Pet Insurance does not cover the following:
💙 Paw Paw Pet Insurance does not cover the following:
Exceeds Expectations.
💙 I would like to thank Paw Paw for consistently exceeding my expectations. It is an absolute pleasure to do business with such a reputable company. I am confident that my beloved pet will always receive the best possible care due to my choice of Paw Paw as my primary pet insurer. – Lloyd Walker
First Choice!
💙 Following extensive research into various pet insurance providers, I chose Paw Paw due to their no-exclusion policy. In addition, unlike many other insurance providers, Paw Paw does not impose hereditary exclusions and offers competitive annual cover limits. – Sandra Mncube
Top-tier, No-nonsense Pet Insurance.
💙 Paw Paw offers a top-tier, no-nonsense pet insurance product that outperforms its competitors. I would advise anyone considering other insurance providers to carefully scrutinize their fine print, assuming they can even procure a policy schedule before enrolling. Unlike many competitors, Paw Paw promptly and transparently supplied me with a comprehensive policy schedule. Furthermore, after filing a recent claim, I was quickly refunded without any undue hassle or delays. – Melanie Wolmarans
| 🔎 Pet Insurance | 🥇 Paw Paw Pets Pet Insurance | 🥈 MediPet Pet Insurance | 🥉 OUTsurance Pet Insurance |
| 📌 Years in Operation | 5 years | 16 years | 25 years |
| 📍 Trust Rating | 4.5/5 | 4.9/5 | 4.2/5 |
| 🤝 Customer Reviews | 15+ | 100+ | 20+ |
| 🔟 Number of Plans | 3 | 4 | 4 |
| 💵 Plans Price Range | R70 – 330 p/m | R321 – R567 p/m | Flexible |
| 🐸 Species Covered | Cats and Dogs | Cats and Dogs | Cats and Dogs |
💙 Paw Paw Pet Insurance is a comprehensive product designed to provide pet owners with peace of mind and financial protection in unexpected illness or injury.
💙 The cover includes various veterinary expenses, such as diagnostic tests, surgeries, medications, and hospitalizations. Additionally, preventive care such as vaccinations, wellness exams, and dental cleanings can be included in the cover.
💙 Paw Paw Pet Insurance has several notable benefits, such as no annual limit on the cover, no breed-related conditions excluded, and quick claims processing within 72 hours.
💙 However, there are some drawbacks to consider when choosing Paw Paw Pet Insurance. For example, the policy does not cover pre-existing conditions.
💙 Additionally, certain treatments have specific waiting periods and conditions, and the policy may not cover all alternative treatments. However, despite these drawbacks, Paw Paw Pet Insurance is an excellent option for pet owners who want to ensure their pets receive the best possible care without worrying about the high cost of veterinary expenses.
👉🏿 You might like to read more about Pet Insurance and Pet Insurance Schemes in South Africa:
Paw Paw Pet Insurance is a pet insurance product that provides comprehensive pet coverage in South Africa.
Yes, Paw Paw Pet Insurance covers routine pet care, including vaccinations, deworming, and tick and flea control.
The lifestyle benefits for pets with Paw Paw Pet Insurance include cover for annual health checks, socialization classes, cremation and return of ashes, sterilization, and more.
This process in now done directly from The PAW PAW website, where the policyholder can load the claim information themselves and choose to either be reimbursed for the claim value or have P.uma pay the vet directly.
No, Paw Paw pet insurance does not cover pre-existing conditions. A pre-existing condition is any illness, injury, or symptom that occurred or existed in any form prior to the effective date of the policy or during the waiting period.
Paw Paw, like many other pet insurance providers, excludes pre-existing conditions from coverage. This means that if your pet has a pre-existing condition before you enroll in Paw Paw, any related treatment or condition will not be covered by your policy.
It’s important to note that if your pet has a pre-existing condition, it may be difficult to find coverage for that specific condition through any pet insurance provider. However, Paw Paw may still cover unrelated conditions or new injuries that occur after the waiting period has ended, depending on the policy terms and conditions.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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