Bonitas Standard Select Medical Aid Plan (🇿🇦 2025)

 

Overall, the Bonitas Standard Select Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance to its Family Members. The Bonitas Standard Select Medical Aid Plan starts from R4,915 ZAR.

 

 

 

Bonitas Standard Select Review – 11 Key Point Quick Overview

 

1. ☑️ Bonitas Standard Select Plan Overview
2. ☑️ Bonitas Standard Select Plan Contributions
3. ☑️ Bonitas Standard Select Benefits and Cover Comprehensive Breakdown
4. ☑️ Bonitas Standard Select Out-of-Hospital Benefits
5. ☑️ Bonitas Standard Select Chronic Benefits
6. ☑️ Bonitas Standard Select Plan Additional Benefits
7. ☑️ Bonitas Standard Select In-Hospital Benefits
8. ☑️ Bonitas Standard Select Plan Exclusions and Waiting Periods
9. ☑️ Bonitas Standard Select Plan vs. Other Bonitas Medical Fund Plan Options
10. ☑️ Our Verdict on the Bonitas Standard Select Plan
11. ☑️ Bonitas Standard Select Plan Frequently Asked Questions

 

 

Bonitas Standard Select Plan Overview

 

The Bonitas Standard Select starts from R4,915 and includes cover for maternity, in- and out-of-hospital, international travel, PMBs, and more.  Gap Cover is available on the Bonitas Standard Select Plan, along with 24/7 medical emergency assistance.

 

According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.5.

 

👉🏿 Download the Standard Select Medical Aid Plan for 2025

 

 

Bonitas Standard Select Plan Contributions

 

👤 Main Member	👥 +1 Adult Dependent	💙 +1 Child Dependent
R4,915 ZAR	R4,253 ZAR	R1,439 ZAR

 

 

Bonitas Standard Select Benefits and Cover Comprehensive Breakdown

 

The Bonitas Standard Select Medical Plan offers access to day-to-day benefits that cover GP and specialist consultations, acute medicine, X-rays, blood tests, and other out-of-hospital medical expenses up to the overall day-to-day limit, subject to the category-specific sub-limit.

 

 

Bonitas Standard Select Out-of-Hospital Benefits

 

Bonitas Standard Select Plan members must note that once they complete the wellness screening or the online questionnaire, the Benefit Booster is activated and can be used to pay for out-of-hospital expenses first.

 

👉 You might consider the 5 Best Medical Aids under R200

 

Overall Day-to-Day Limits on the Bonitas Standard Select Plan

 

The day-to-day benefits cover GP and specialist consultations, acute medicine, X-rays, blood tests, and other out-of-hospital medical expenses up to the overall day-to-day limit, subject to the category-specific sublimity.  Tests and consultations for PMB treatment plans are covered under a different benefit, which will not affect your regular coverage.

 

🔎 Members	☑️ Day-to-Day Benefits
👤 Main Member (Only)	R13,440
👥 Main Member + 1 Dependent	R20,170
💙 Main Member + 2 Dependents	R22,410
➡️ Main Member + 3 (or more) Dependents	R24,650

 

➡️ The sub-limits below represent the maximum allowed for each category, subject to the total daily limit.

 

🔎 Feature	1️⃣ GP and Specialist Consultations	2️⃣ Acute and OTC Medicine	3️⃣ Radiology and Pathology	4️⃣ Auxiliary Services
📌 Feature Overview	Specialist consultations require GP referral (Including telemedicine)	Avoid a 20% co-payment using a Bonitas Pharmacy Network or formulary medicine. Over-the-counter medicine is limited to R800 per beneficiary and R2,500 per family.	This category includes blood, lab, X-ray, and ultrasound tests.	This category includes physiotherapy, podiatry, biokinetics, allied medical professionals (dieticians, speech, and occupational therapists), and alternative healthcare (20% co-payment for homeopathic medicine).
👤 Main Member	R3,370	R3,370	R3,370	R3,370
👥 Main Member + 1 Dependent	R5,040	R5,040	R5,040	R5,040
💙 Main Member + 2 Dependents	R5,610	R5,610	R5,610	R5,610
➡️ Main Member + 3 Dependents or more	R6,720	R6,720	R6,720	R6,720

 

➡️ The sub-limits below represent the maximum allowed for each category, subject to the total daily limit.

 

🩺 General Medical Appliances	Stoma Care and CPAP machines have a daily limit of R8 550 per family. Managed Care CPAP machines Managed Care protocols limit frequency. Use the preferred supplier.
🦻 Hearing Aids	R9 100 per family every 3 years (based on the date of your previous claim). There is a 25% co-payment that applies on non DSP. After the family limit is exceeded, the balance is subject to the daily limit. All tests and consultations limited to the Hearing Loss Management Programme and use of a network provider
✔️ MRIs and CT scans	There is a limit of R34,020 per family, in and out of the hospital. Pre-authorization is needed. There is a co-payment of R1,860 per scan event where needed, except for PMB.
💙 Mental Health Consultations	The mental health hospitalization benefit covers consultations in and out of the hospital. The benefit is limited to R20,310 per family.
💉 Insulin Pump / Continuous Glucose Monitoring (Type 1 / 2 Diabetes for members <18 years)	Covered up to R89,400 per family every 5 years. Consumables are limited to R89,400 per family. One family device per year.
👁️ Optometry	Once every 2 years (based on the date of your previous claim) Beneficiaries must choose either glasses or contacts.
👁️‍🗨️ Eye Tests	Each beneficiary is entitled to one combined consultation with a network provider. Alternatively, they can have an eye examination at a non-network provider for a fee of R400.
🤓 Single Vision Lenses	The cost of lenses is covered up to 100% according to network rates. There is a limit of R215 per beneficiary per lens if an out-of-network provider is used.
👓 Bifocal Lenses	The cost of lenses is covered up to 100% according to network rates. There is a limit of R460 per beneficiary per lens if an out-of-network provider is used.
☑️ Multifocal Lenses	The cost of base lenses is covered up to 100%. Alternatively, it is limited to R860 per designer lens per beneficiary regardless of whether it is in or out-of-network.
✅ Frames	R1,405 per recipient at a network provider or R1,054 per recipient at a non-network provider.
✳️ Contact Lenses	R2,120 per person (included in the family limit)
🦷 Basic Dentistry	Covered by the Bonitas Dental Tariff if the Bonitas Dental Management Program is followed.
🪥 Consultations	2 check-ups per recipient per year (once every 6 months)
➡️ Intra-Oral X-Rays	The Bonitas Managed Care Protocols will apply.
⚕️ Extra-Oral X-Rays	One allowed per beneficiary every 3 years.
😷 Preventative Care	2 scale and polish treatments per recipient per year (once every 6 months). Crack fillers are only covered for kids younger than 16 years old. Fluoride treatments are only paid for kids under 16 and under 5 years old.
📌 Fillings	Benefits for fillings are given once every two years for each tooth. Protocols for Managed Care decide whether a tooth can be treated again or not. If you need more than one filling, you may need a treatment plan and X-rays.
📍 Root Canal Therapy and Extractions	The rules for Managed Care apply.
🦷 Plastic Dentures and Various Laboratory Costs	One set of plastic dentures (upper and lower) every 4 years for each person who gets them. Pre-authorization required.
📈 Specialized Dentistry	The Bonitas Dental Tariff covers this benefit.
📉 Partial Chrome Cobalt Frame Dentures and Associated Lab Costs	One partial frame (upper or lower) per patient, once every 5 years. Pre-authorization is needed for this.
📊 Crowns, Bridges, Lab Costs	There is a limit of one crown per household per year. Crowns will be covered once per tooth every five years. Requests for a treatment plan and X-rays are possible. Pre-authorization is needed.
🚩 Orthodontics, Lab Costs	Orthodontic treatment is provided once per lifetime beneficiary. Cases requiring pre-approval will be clinically evaluated using an orthodontic needs analysis. Up to 80% of the Bonitas Dental Tariff may be covered based on the findings of a needs assessment. Orthodontic treatment will be covered when a function is compromised (not granted for cosmetic reasons). Only one family member may initiate orthodontic treatment per year. The benefit of fixed comprehensive treatment is restricted to beneficiaries aged 9 to 18. Application of Managed Care protocols. Pre-authorization is required.
➡️ Periodontics	Benefits are restricted to conservative, non-surgical therapy and will only be applied to members who are enrolled in the Periodontal Programme Managed Care protocols apply. Pre-authorization is required.
💤 Surgery in the dentist’s rooms	Bonitas’ Managed Care Protocols Apply
😴 Hospitalization and general anesthetic	A co-payment of R3 500 per admission applies for children under the age of 5 and R5 000 for any other admission, including removal of impacted teeth or any other medical condition OR A R2 500 upfront co-payment if the dental treatment is done in a day hospital General anaesthetic is only available to children under the age of 5 for extensive dental treatment once per lifetime Avoid a 30% co-payment by using a hospital on the applicable network General anaesthetic benefit is available for the removal of impacted teeth
💊 Inhalation sedation in the dentist’s room	Managed Care Protocols will apply.
📌 Moderate/Deep Sedation in the dentist’s room	This is according to the extensive dental treatment limit. The Bonitas Managed Care Protocols will apply. This procedure requires pre-authorization.

 

 

Bonitas Standard Select Chronic Benefits

 

Standard Select provides cover for the 45 chronic conditions listed below, up to R12,530 per beneficiary and R25,140 per family, as specified by the applicable formulary. You must obtain your medication from Pharmacy Direct, a Designated Service Provider.

 

If you choose not to use Pharmacy Direct or if you use an off-formulary medication, you will be responsible for a 30% co-payment. Furthermore, members should note that authorization in advance is required.

 

You will continue to be covered for the 27 Prescribed Minimum Benefits listed below through Pharmacy Direct, the Designated Service Provider, once the above amount has been exhausted.  If you choose not to use Pharmacy Direct or if you use an off-formulary medication, you will be responsible for a 30% co-payment.

 

💙 READ more about the 5 Best Medical Aids for Chronic Illness Cover

 

Furthermore, The Bonitas Standard Select Plan Covers the following PMBs.

 

• ✅ Addison’s Disease
• ✅ Asthma
• ✅ Bipolar Mood Disorder
• ✅ Bronchiectasis
• ✅ Cardiac Failure
• ✅ Cardiomyopathy
• ✅ Chronic Obstructive Pulmonary Disease
• ✅ Chronic Renal Disease
• ✅ Coronary Artery Disease
• ✅ Crohn’s Disease
• ✅ Diabetes Insipidus
• ✅ Diabetes Type 1
• ✅ Diabetes Type 2

 

 

and many more…

 

The following additional conditions are covered under the Bonitas Standard Select Plan:

 

• ✅ Acne
• ✅ Allergic Rhinitis
• ✅ Ankylosing Spondylitis
• ✅ Attention Deficit Disorder (in children aged 5-18)
• ✅ Barrett’s Esophagus
• ✅ Bechet’s Disease
• ✅ Dermatitis
• ✅ Depression
• ✅ Eczema

 

 

and many more….

 

 

Bonitas Standard Select Plan Additional Benefits

 

Available upon completion of a wellness questionnaire or screening. There is an R5,000 limit per family that can be used for a range of out-of-hospital claims, including the following:

 

• ✅ GP and specialist consultations.
• ✅ Acute and over-the-counter medicine.
• ✅ Biokineticists and physiotherapists consultations and treatment.
• ✅ Paramedical services include dietician, speech and occupational therapy consultations, and treatment.
• ✅ Alternative healthcare such as homeopathic consultations, treatment, and acupuncture.
• ✅ X-rays
• ✅ Blood tests
• ✅ Non-surgical procedures and tests, for instance, wart removal.

 

 

When an adult recipient has completed a wellness screening or online wellness questionnaire, dependent children are eligible for the Benefit Booster.

 

Bonitas Standard Select Maternity Care

 

This benefit offers the following:

 

• ✅ Twelve antenatal consultations with a gynecologist, GP, or midwife.
• ✅ R1,580 for antenatal classes.
• ✅ Two 2D ultrasound scans.
• ✅ One amniocentesis
• ✅ Four postpartum consultations with a midwife (1 can be used for a consultation with a lactation specialist).
• ✅ R195 per month for antenatal vitamins during pregnancy
  (Paid from available acute medicine benefit or Benefit Booster,
  subject to formulary)

 

👉 READ more: 5 Best Hospital Plans for Babies

 

Bonitas Standard Select Plan Maternity Programme

 

With this benefit, members can get the following benefits:

 

• ✅ Access to a maternity advice line available around the clock.
• ✅ Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
• ✅ Access to articles on prevalent pregnancy issues.
• ✅ You receive weekly pregnancy education emails and text messages.
• ✅ Online prenatal classes prepare you for childbirth and what to expect at home.
• ✅ A Baby bag containing baby care necessities.
• ✅ Early identification of high-risk pregnancies
• ✅ Weekly engagement for high-risk pregnancies
• ✅ Post-childbirth follow-up calls
• ✅ Online assessments for pregnancy and mental health

 

 

Bonitas Standard Select Plan Wellness Benefit

 

There is one wellness examination per recipient at a participating pharmacy, biokinetics, or Bonita’s wellness day. The health examination includes the following tests:

 

• ✅ Blood pressure
• ✅ Glucose
• ✅ Cholesterol
• ✅ Body Mass Index
• ✅ Waist-to-hip ratio

 

 

Bonitas Standard Select Plan Preventative Care

 

This benefit includes the following:

 

• ✅ One HIV test and counseling for each recipient.
• ✅ One flu vaccine per beneficiary.
• ✅ One complete lipogram every 5 years for individuals aged 20 and older.
• ✅ One mammogram every two years for women over 40.
• ✅ Women aged 21 to 65 should undergo a pap smear every three years.
• ✅ Men between 55 and 69 qualify for one prostate screening antigen test yearly.
• ✅ Members 65 and older receive 1 pneumococcal vaccine every 5 years.
• ✅ One stool test for colon cancer for individuals aged 45 to 75.
• ✅ Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
• ✅ Covid-19 vaccinations and boosters as directed by the National Health Service.
• ✅ One dose of whooping cough booster vaccine every 10 years for those aged 7 to 64
• ✅ Two human papillomaviruses (HPV) vaccinations for girls aged 9 to 14 years
• ✅ 3 doses of the human papillomavirus (HPV) vaccine for female beneficiaries between ages 15 and 26 (limited to 1 course per lifetime)
• ✅ Free online hearing screening for beneficiaries aged 18 and over on the Bonitas website.

 

 

Bonitas Standard Select Plan Contraceptives

 

• ✅ R2,050 per household for the Bonitas Standard Select Plan (for women aged up to 50).
• ✅ It would help if you used the Designated Service Provider for contraceptives dispensed by a pharmacy.
• ✅ A 40% co-payment applies if you choose not to use a Designated Service Provider.

 

 

Bonitas Standard Select Plan Africa Benefit

 

This benefit is subject to authorization but provides in-hospital and out-of-hospital treatment at 100% of Bonita’s Rate.

 

Bonitas Standard Select Plan Childcare

 

This benefit offers the following benefits:

 

• ✅ Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
• ✅ Screening for congenital hypothyroidism in infants younger than one month.
• ✅ Babyline: 24-hour medical advice line for children younger than 3 years.
• ✅ Two pediatrician or general practitioner visits per child under one year.
• ✅ Two consultations with a pediatrician or general practitioner per child aged 1 to 2.
• ✅ Two doctor visits per child between the ages of 2 and 12.
• ✅ Immunization according to South Africa’s Expanded Programme on Immunization until the age of 12.
• ✅ Milestone reminders for children under 3 years
• ✅ Online screenings for infant and toddler health
• ✅ Two vision screening tests for premature newborns up to 6 weeks, in or out-of-hospital

 

 

Bonitas Standard Select Plan International Travel Benefit

 

Before departure, you must register for this benefit. The Bonitas Standard Select Plan International Travel Benefit covers up to R2.5 million in medical emergency cover per family when traveling outside South Africa.

 

Furthermore, an additional benefit for medical quarantine is up to R10,000 per recipient if Covid-19 is detected.

 

👉 You will also like: 5 Best Medical Insurance for International Travel

 

 

Bonitas Standard Select Plan Hospital-at-Home

 

This benefit offers the following:

 

• ✅ Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
• ✅ Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
• ✅ Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
• ✅ In addition to remote patient monitoring, daily visits, laboratory services, blood tests, wound dressings, medication/fluids via a drip, allied healthcare services, and physiotherapy, Bonita’s hospital setup at home also includes remote patient monitoring (as prescribed)
• ✅ A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
• ✅ Re-admissions can be reduced with the help of a transitional care program.
• ✅ Hospital-at-Home requires prior authorization.

 

 

Bonitas Standard Select Plan Cancer Cover

 

The Bonitas Standard Select Plan Cancer Cover benefit works in the following ways:

 

• ✅ Provides you with emotional and medical support.
• ✅ Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
• ✅ Social worker access for you and your loved ones.
• ✅ Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
• ✅ Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
• ✅ Specialists from the Bonitas Oncology Network are utilized.

 

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Bonitas Standard Select Plan HIV / AIDS Benefit

 

This benefit works in the following ways:

 

• ✅ Offers appropriate treatment and the means to live your best life.
• ✅ Provides HIV-related consultations to monitor your doctor’s clinical status.
• ✅ Provides access to telephone support from physicians.
• ✅ Includes drugs to prevent mother-to-child transmission and infection following a sexual assault or a needle-stick injury.
• ✅ Covers routine blood tests to monitor disease progression, therapy response, and possible treatment side effects.
• ✅ Provides ongoing patient support through a team of skilled and seasoned counselors.
• ✅ Prevention and treatment of opportunistic infections such as pneumonia, tuberculosis, and influenza.
• ✅ Finds a registered therapist for face-to-face emotional support.

 

Bonitas Standard Select Diabetes Management

 

This benefit works in the following ways:

 

• ✅ Enables you to make the best decisions to maintain your health.
• ✅ Offers cover tests necessary for managing diabetes and other chronic conditions.
• ✅ Provides access to diabetes specialists, dietitians, and podiatrists.
• ✅ Provides access to a Health Coach who will respond to any questions.
• ✅ Offers a tailored care plan to meet your specific requirements.
• ✅ Provides education to improve your understanding of your condition.

 

POLL 1: 5 Best Hospital Plans under R500

POLL 2:  5 Best Medical Aids with Value for Money

 

Bonitas Standard Select Back and Neck Programme

 

This benefit works in the following ways:

 

• ✅ Evaluation of back and neck pain to determine the level of care necessary before surgery for the best possible outcome.
• ✅ Provides a customized treatment plan for up to six weeks.
• ✅ Contains care from physicians, physiotherapists, and biokinetics.
• ✅ Provides access to a home care plan for long-term results maintenance and aids in managing severe back and neck pain.
• ✅ Highly efficient and low risk, with a high rate of success.
• ✅ Excluding X-rays, Bonitas will cover the cost of the program.
• ✅ Members can use the DBC network.

 

Bonitas Standard Select Hip and Knee Replacement Cover

 

This benefit works in the following ways:

 

• ✅ This uses the most recent international standard clinical care pathways.
• ✅ Before surgery, your condition is evaluated and treated to ensure the best possible outcome.
• ✅ Utilizes a multidisciplinary team that is committed to facilitating a successful recovery.
• ✅ Full cover is provided by the ICPS and Joint Care networks.

 

 

Bonitas Standard Select In-Hospital Benefits

 

This benefit covers major medical events resulting in the beneficiary’s hospitalization. In addition, members have access to private hospital coverage. Authorization in advance is required. A co-payment may be required for certain admissions or procedures. Furthermore, the benefits are subject to Managed Care Protocols.

 

🩺 GP Consultations in-hospital	Unlimited, with 100% cover according to Bonita’s Rate. Unlimited non-network specialists are compensated at 100% of Bonita’s Rate.
⚕️ Specialist Consultations in-hospital	Unlimited, with 100% cover according to Bonita’s Rate.
🩸 Blood Tests	Unlimited, with 100% cover according to Bonita’s Rate.
🅰️ Blood Transfusions	Unlimited, with 100% cover according to Bonita’s Rate.
🅱️ X-Rays and Ultrasounds	Unlimited, with 100% cover according to Bonita’s Rate.
🧪 MRI and CT scans	There is a R34,020 limit per family in and out-of-hospital. Pre-authorization is required for MRIs and CT scans. There is an R1,860 co-payment per scan unless it is for a PMB.
🚑 Allied Medical Professionals	Subject to a referral from a treating physician. Subject to the Auxiliary Services Benefit Sub-limit unless it is a PMB.
📌 Physiotherapy, Podiatry, and biokinetics	Subject to a referral from a treating physician. Subject to the Auxiliary Services Benefit Sub-limit unless it is a PMB.
📍 Internal and External Prostheses	There is a limit of R57,630 per family unless PMB applies. Subject to Managed Care Protocols. There is a sub-limit of R6,860 per breast prosthesis, limited to 2 yearly.
☑️ Spinal Surgery	This is subject to an assessment or conservative treatment by a DSP.
🦵 Hip and Knee Replacements	There is an R37,080 co-payment if members use a non-DSP.
⚕️ Internal Nerve Stimulators	There is a yearly limit of R215,800 for this benefit.
🦻 Cochlear Implants	Only PMBs are covered.
👁️ Cataract Surgery	Members can avoid an R7,420 co-payment by only using a DSP.
💙 Mental Health Hospitalization	There is coverage up to R51,900 per family. Physiotherapy for mental health admissions is not covered. Utilize a hospital within the applicable network to avoid a 30% co-payment.
💊 Take-Home Medicine after discharge	Members receive up to 7 days’ supply, up to R605 per hospital stay
✳️ Physical Rehabilitation	There is a limit of up to R64,680 per family. Pre-authorization is required.
🚑 Hospitalization Alternatives	There is a limit of R21,570 per household. Managed Care rules apply.
📌 Palliative Care (Only for Cancer)	Unlimited but subject to the DSP. Includes hospice and private nursing, oxygen at home, pain management, and support from a psychologist and a social worker.
😷 Cancer Treatment	Unlimited for PMBs. Bonitas covers up to R280,100 per family for non-PMBs, which is paid up to 80%, according to the DSP. There is no cover for non-DSPs once the limit is reached. There is a 30% co-payment when members use a non-DSP. There is a sub-limit of R60,680 that applies per beneficiary for Brachytherapy. Sublimit of R157 800 can be used for specialised drugs (including biological drugs)
➡️ Cancer Medicine	Subject to the Medicine Price List and the Preferred Product List Use a Designated Service Provider to avoid a 20% co-payment.
❤️ Organ Transplants	Unlimited cover. Sub-limit of R41,070 applies per beneficiary for corneal grafts.
✒️ Kidney Dialysis	Unlimited cover. Members can avoid a 20% co-payment by using a DSP.
☑️ HIV/AIDS	If you register for HIV/AIDS, the cover is unlimited. Buying chronic medicine from the Designated Service Provider avoids a 30% co-payment.
✅ Defined List of Day Surgery Procedures	Use a network day hospital to avoid an R5,440 co-payment.

 

 

Bonitas Standard Select Plan Exclusions and Waiting Periods

 

Exclusions

 

The following is currently not covered by the Bonitas Standard Select Plan:

 

• ✅ Aromatherapy
• ✅ Ayurvedics
• ✅ Herbalists
• ✅ Iridology
• ✅ Reflexology
• ✅ Therapeutic Massage Therapy (Masseurs)
• ✅ Ambulance Services that are not authorized or already included in the contract with the provider
• ✅ Appliances, devices, and procedures not scientifically proven or appropriate
• ✅ Back rests and chair seats
• ✅ Bandages and dressings (except medicated dressings)
• ✅ Beds, mattresses, linen savers, pillows, and overlay

 

 

and many more…

 

Waiting Periods

 

Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bonitas Standard Select Plan:

 

• • ✅ A 3-month general waiting period in respect of all benefits.
  • ✅ A 12-month exclusion in respect of a pre-existing condition.
  • ✅ A late-joiner contribution penalty fee will apply for members joining after the age of 35 years.

 

 

 

Bonitas Standard Select Plan vs. Other Bonitas Medical Fund Plan Options

 

🔎 Medical Plan	🥇 Bonitas Standard Select Plan (2025)	🥈 Momentum Incentive (2025)	🥉 GEMS Emerald (2025)
👤 Main Member Contribution	R4,915	R3,060 – R5,457	2,975 – 3,689 ZAR
👥 Adult Dependent Contribution	R4,253	R2,414 – R4,434	2,273 – 2,836 ZAR
💙 Child Dependent Contribution	R1,439	R1,174 – R2,128	1,106 – 1,382 ZAR
🏥 Hospital Cover	Unlimited	Unlimited	Unlimited
☑️ Oncology Cover	R280,100	R400,000	R242,300
💶 Prescribed Minimum Benefits (PMB)	☑️ Yes	☑️ Yes	☑️ Yes
➡️ Screening and Prevention	☑️ Yes	☑️ Yes	☑️ Yes
🏠 Home Care	☑️ Yes	☑️ Yes	None
🔁 Gap Cover	☑️ Yes	☑️ Yes	None

 

 

Our Verdict on the Bonitas Standard Select Plan

 

💙 The Bonitas Standard Select Plan offers several benefits that can be found on the Bonitas Standard Plan, including unlimited hospital coverage and treatments and procedures that are covered, given that members use network providers and facilities.

 

💙 However, stricter conditions apply to some of the treatments on the Bonitas Standard Select Plan, subjecting members to co-payments if these conditions are not met.

 

💙 However, with the Bonitas Standard Select, members can enjoy a wide range of benefits that reassure them that emergencies are covered, and they have access to routine care for their families.

 

 

You might also like to consider the following plans Bonitas has to offer:

 

• ✅ Bonitas Standard Medical Aid Plan
• ✅ Bonitas Primary Select Medical Aid Plan
• ✅ Bonitas Primary Medical Aid Plan
• ✅ Bonitas Hospital Standard Medical Aid Plan
• ✅ Bonitas Standard Select Medical Aid Plan
• ✅ Bonitas BonStart Plus Medical Aid Plan
• ✅ Bonitas BonStart Medical Aid Plan
• ✅ Bonitas BonSave Medical Aid Plan
• ✅ Bonitas BonFit Select Medical Aid Plan
• ✅ Bonitas BonEssential Select Medical Aid Plan
• ✅ Bonitas BonEssential Medical Aid Plan
• ✅ Bonitas BonComprehensive Medical Aid Plan
• ✅ Bonitas BonComplete Medical Aid Plan
• ✅ Bonitas BonClassic Medical Aid Plan
• ✅ Bonitas BonCap Medical Aid Plan

 

 

Bonitas Standard Select Plan Frequently Asked Questions

 

What is the Standard Select Plan of Bonitas Medical Aid?

The Bonitas Medical Aid Standard Select Plan is a more cost-effective medical aid option that covers hospitalization, chronic medication, and routine medical expenses.

 

What benefits are included in the Standard Select Plan from Bonitas Medical Aid?

The Bonitas Medical Aid Standard Select Plan includes hospitalization, chronic medication, routine medical expenses, consultations with specialists, radiology, pathology, and maternity benefits.

 

What is the price of the Bonitas Medical Aid Standard Select Plan?

The price of the Bonitas Medical Aid Standard Select Plan varies based on a few variables, such as the number of dependents, pre-existing conditions, etc.

 

Does the Bonitas Medical Aid Standard Select Plan have a waiting period?

Yes, there is a 3-month waiting period for all benefits except for accidents and medical emergencies.

 

Can I choose my own healthcare providers under the Standard Select Plan from Bonitas Medical Aid?

Yes, you can choose your own healthcare providers; however, you may incur higher costs if you choose a non-network provider.

 

How do I enroll in the Standard Select Plan from Bonitas Medical Aid?

You can enroll in the Bonitas Medical Aid Standard Select Plan by visiting their website, completing an application form, and submitting the required paperwork.

 

Does the Standard Select Plan of Bonitas Medical Aid cover pre-existing conditions?

Yes, the Bonitas Medical Aid Standard Select Plan covers pre-existing conditions. However, certain conditions may be subject to waiting periods or exclusions.

 

Does Bonitas pay for home care?

The coverage is limited and is funded by major medical benefits. Bonitas provides limited benefits for stays in transitional care facilities and hospices. Depending on the type of plan subscribed, the cover is paid using in-hospital benefits.

 

Does Bonitas cover root canals?

Re-treatment benefits for a tooth are subject to managed care protocols. Included in the BDT. Multiple fillings might necessitate a treatment plan and radiographs. Treatments for Root Canals and Extractions The benefit is subject to managed care protocols.

 

Does Bonitas cover chronic medication?

All plans cover the 27 PMB conditions on the Chronic Disease List (CDL) at 100% MSR (Medical Scheme Rate), subject to a formulary. The cover must be requested via the Bonitas Call Centre and is restricted to a Designated Service Provider (DSP), Pharmacy Direct.

 

Does Bonitas pay for my psychologist?

Yes, Bonitas covers this under mental health. Depending on your plan, you can get consultations and several other services.

 

Does Bonitas give a baby bag?

Bonitas provides all pregnant members with a beautiful baby bag to celebrate the birth of their child. The baby bag contains items for you and your infant. This could consist of diapers, baby wipes, a blanket or toy, bath products, and other toiletries, subject to availability.

 

How do I get chronic meds on Bonitas?

You must register with Bonitas and complete the Pharmacy Direct registration form. Once complete, you can submit it to Bonitas.