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Standard Select

Standard Select

About this plan

🥇 Best suited for families wanting lower contributions with hospital network and day-to-day savings.

Principal Member

From

R5,431

per month

Adult Dependant

From

R4,700

per month

Child Dependant

From

R1,590

per month

What's covered

Hospital cover

Savings account

Day-to-day

Chronic cover

Dental

Optical

Maternity

Mental health

Waiting periods

General: 3 months
Pre-existing conditions: 12 months

Standard Select

Bonitas Standard Select Medical Aid Plan (🇿🇦 2026)

Overall, the Bonitas Standard Select Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance to its Family Members. The Bonitas Standard Select Medical Aid Plan starts from R5,431 ZAR. Bonitas Standard Select 2026

Bonitas Standard Select Review - 11 Key Point Quick Overview

Bonitas Standard Select Plan Overview

The Bonitas Standard Select starts from R5,431 and includes cover for maternity, in- and out-of-hospital, international travel, PMBs, and more. Gap Cover is available on the Bonitas Standard Select Plan, along with 24/7 medical emergency assistance. Bonitas standard select plan overview

According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.2. 👉🏿 Download the Standard Select Medical Aid Plan for 2026 Bonitas Standard Select Plan Overview

Bonitas Standard Select Plan Contributions

👤 Main Member	👥 +1 Adult Dependent	💙 +1 Child Dependent
R5,431 ZAR	R4,700 ZAR	R1,590 ZAR

Bonitas Standard Select Benefits and Cover Comprehensive Breakdown

The Bonitas Standard Select Medical Plan offers access to day-to-day benefits that cover GP and specialist consultations, acute medicine, X-rays, blood tests, and other out-of-hospital medical expenses up to the overall day-to-day limit, subject to the category-specific sub-limit. Bonitas Standard Select Benefits and Cover Comprehensive Breakdown

Bonitas Standard Select Out-of-Hospital Benefits

Bonitas Standard Select Plan members must note that once they complete the wellness screening or the online questionnaire, the Benefit Booster is activated and can be used to pay for out-of-hospital expenses first.

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Overall Day-to-Day Limits on the Bonitas Standard Select Plan

The day-to-day benefits cover GP and specialist consultations, acute medicine, X-rays, blood tests, and other out-of-hospital medical expenses up to the overall day-to-day limit, subject to the category-specific sublimity. Tests and consultations for PMB treatment plans are covered under a different benefit, which will not affect your regular coverage.

🔎 Members	☑️ Day-to-Day Benefits
👤 Main Member (Only)	R13,980
👥 Main Member + 1 Dependent	R20,980
💙 Main Member + 2 Dependents	R23,310
➡️ Main Member + 3 (or more) Dependents	R25,640

➡️ The sub-limits below represent the maximum allowed for each category, subject to the total daily limit.

🔎 Feature	1️⃣ GP and Specialist Consultations	2️⃣ Acute and OTC Medicine	3️⃣ Radiology and Pathology	4️⃣ Auxiliary Services
📌 Feature Overview	Specialist consultations require GP referral (Including telemedicine)	Avoid a 20% co-payment using a Bonitas Pharmacy Network or formulary medicine. Over-the-counter medicine is limited to R930 per beneficiary and R2,910 per family.	This category includes blood, lab, X-ray, and ultrasound tests.	This category includes physiotherapy, podiatry, biokinetics, allied medical professionals (dieticians, speech, and occupational therapists), and alternative healthcare (20% co-payment for homeopathic medicine).
👤 Main Member	R3,500	R3,500	R3,500	R3,500
👥 Main Member + 1 Dependent	R5,240	R5,240	R5,240	R5,240
💙 Main Member + 2 Dependents	R5,830	R5,830	R5,830	R5,830
➡️ Main Member + 3 Dependents or more	R6,990	R6,990	R6,990	R6,990

➡️ The sub-limits below represent the maximum allowed for each category, subject to the total daily limit.

🩺 General Medical Appliances	Stoma Care and CPAP machines have a daily limit of R8 890 per family. Managed Care CPAP machines Managed Care protocols limit frequency. Use the preferred supplier.
🦻 Hearing Aids	R9 460 per family every 3 years (based on the date of your previous claim). There is a 25% co-payment that applies on non DSP. After the family limit is exceeded, the balance is subject to the daily limit. All tests and consultations limited to the Hearing Loss Management Programme and use of a network provider
✔️ MRIs and CT scans	There is a limit of R34,020 per family, in and out of the hospital. Pre-authorization is needed. There is a co-payment of R1,860 per scan event where needed, except for PMB.
💙 Mental Health Consultations	The mental health hospitalization benefit covers consultations in and out of the hospital. The benefit is limited to R20,310 per family.
💉 Insulin Pump / Continuous Glucose Monitoring (Type 1 / 2 Diabetes for members <18 years)	Covered up to R65,000 per family every 5 years. 1 continuous glucose monitor: R28,000 per family per year. Consumables are limited to R93,000 per family. One family device per year.
👁️ Optometry	Once every 2 years (based on the date of your previous claim) Beneficiaries must choose either glasses or contacts.
👁️‍🗨️ Eye Tests	Each beneficiary is entitled to one combined consultation with a network provider. Alternatively, they can have an eye examination at a non-network provider for a fee of R420.
🤓 Single Vision Lenses	The cost of lenses is covered up to 100% according to network rates. There is a limit of R220 per beneficiary per lens if an out-of-network provider is used.
👓 Bifocal Lenses	The cost of lenses is covered up to 100% according to network rates. There is a limit of R480 per beneficiary per lens if an out-of-network provider is used.
☑️ Multifocal Lenses	The cost of base lenses is covered up to 100%. Alternatively, it is limited to R900 per designer lens per beneficiary regardless of whether it is in or out-of-network.
✅ Frames	R1,460 per recipient at a network provider or R1,100 per recipient at a non-network provider.
✳️ Contact Lenses	R2,185 per person (included in the family limit)
🦷 Basic Dentistry	Covered by the Bonitas Dental Tariff if the Bonitas Dental Management Program is followed.
🪥 Consultations	2 check-ups per recipient per year (once every 6 months)
➡️ Intra-Oral X-Rays	The Bonitas Managed Care Protocols will apply.
⚕️ Extra-Oral X-Rays	One allowed per beneficiary every 3 years.
😷 Preventative Care	2 scale and polish treatments per recipient per year (once every 6 months). Crack fillers are only covered for kids younger than 16 years old. Fluoride treatments are only paid for kids under 16 and under 5 years old.
📌 Fillings	Benefits for fillings are given once every two years for each tooth. Protocols for Managed Care decide whether a tooth can be treated again or not. If you need more than one filling, you may need a treatment plan and X-rays.
📍 Root Canal Therapy and Extractions	The rules for Managed Care apply.
🦷 Plastic Dentures and Various Laboratory Costs	One set of plastic dentures (upper and lower) every 4 years for each person who gets them. Pre-authorization required.
📈 Specialized Dentistry	The Bonitas Dental Tariff covers this benefit.
📉 Partial Chrome Cobalt Frame Dentures and Associated Lab Costs	One partial frame (upper or lower) per patient, once every 5 years. Pre-authorization is needed for this.
📊 Crowns, Bridges, Lab Costs	There is a limit of one crown per household per year. Crowns will be covered once per tooth every five years. Requests for a treatment plan and X-rays are possible. Pre-authorization is needed.
🚩 Orthodontics, Lab Costs	Orthodontic treatment is provided once per lifetime beneficiary. Cases requiring pre-approval will be clinically evaluated using an orthodontic needs analysis. Up to 80% of the Bonitas Dental Tariff may be covered based on the findings of a needs assessment. Orthodontic treatment will be covered when a function is compromised (not granted for cosmetic reasons). Only one family member may initiate orthodontic treatment per year. The benefit of fixed comprehensive treatment is restricted to beneficiaries aged 9 to 18. Application of Managed Care protocols. Pre-authorization is required.
➡️ Periodontics	Benefits are restricted to conservative, non-surgical therapy and will only be applied to members who are enrolled in the Periodontal Programme Managed Care protocols apply. Pre-authorization is required.
💤 Surgery in the dentist’s rooms	Bonitas’ Managed Care Protocols Apply
😴 Hospitalization and general anesthetic	A co-payment of R3 640 per admission applies for children under the age of 5 and R5 200 for any other admission, including removal of impacted teeth or any other medical condition OR A R2 600 upfront co-payment if the dental treatment is done in a day hospital General anaesthetic is only available to children under the age of 5 for extensive dental treatment once per lifetime Avoid a 30% co-payment by using a hospital on the applicable network General anaesthetic benefit is available for the removal of impacted teeth
💊 Inhalation sedation in the dentist’s room	Managed Care Protocols will apply.
📌 Moderate/Deep Sedation in the dentist’s room	This is according to the extensive dental treatment limit. The Bonitas Managed Care Protocols will apply. This procedure requires pre-authorization.

Bonitas Standard Select Out-of-Hospital Benefits

Bonitas Standard Select Chronic Benefits

Standard Select provides cover for the 45 chronic conditions listed below, up to R13,030 per beneficiary and R26,150 per family, as specified by the applicable formulary. You must obtain your medication from Pharmacy Direct, a Designated Service Provider. If you choose not to use Pharmacy Direct or if you use an off-formulary medication, you will be responsible for a 30% co-payment. Furthermore, members should note that authorization in advance is required. You will continue to be covered for the 27 Prescribed Minimum Benefits listed below through Pharmacy Direct, the Designated Service Provider, once the above amount has been exhausted. If you choose not to use Pharmacy Direct or if you use an off-formulary medication, you will be responsible for a 30% co-payment.

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Furthermore, The Bonitas Standard Select Plan Covers the following PMBs.

✅ Addison’s Disease
✅ Asthma
✅ Bipolar Mood Disorder
✅ Bronchiectasis
✅ Cardiac Failure
✅ Cardiomyopathy
✅ Chronic Obstructive Pulmonary Disease
✅ Chronic Renal Disease
✅ Coronary Artery Disease
✅ Crohn’s Disease
✅ Diabetes Insipidus
✅ Diabetes Type 1
✅ Diabetes Type 2
✅ And many more...

The following additional conditions are covered under the Bonitas Standard Select Plan:

✅ Acne
✅ Allergic Rhinitis
✅ Ankylosing Spondylitis
✅ Attention Deficit Disorder (in children aged 5-18)
✅ Barrett’s Esophagus
✅ Bechet’s Disease
✅ Dermatitis
✅ Depression
✅ Eczema
✅ And many more...

Bonitas Standard Select Chronic Benefits

Bonitas Standard Select Plan Additional Benefits

Available upon completion of a wellness questionnaire or screening. There is an R5,000 limit per family that can be used for a range of out-of-hospital claims, including the following:

✅ GP and specialist consultations.
✅ Acute and over-the-counter medicine.
✅ Biokineticists and physiotherapists consultations and treatment.
✅ Paramedical services include dietician, speech and occupational therapy consultations, and treatment.
✅ Alternative healthcare such as homeopathic consultations, treatment, and acupuncture.
✅ X-rays
✅ Blood tests
✅ Non-surgical procedures and tests, for instance, wart removal.

When an adult recipient has completed a wellness screening or online wellness questionnaire, dependent children are eligible for the Benefit Booster.

Bonitas Standard Select Maternity Care

This benefit offers the following:

✅ Twelve antenatal consultations with a gynecologist, GP, or midwife.
✅ R1,580 for antenatal classes.
✅ Two 2D ultrasound scans.
✅ One amniocentesis
✅ Four postpartum consultations with a midwife (1 can be used for a consultation with a lactation specialist).
✅ R200 per month for antenatal vitamins during pregnancy (Paid from available acute medicine benefit or Benefit Booster, subject to formulary)

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Bonitas Standard Select Plan Maternity Programme

With this benefit, members can get the following benefits:

✅ Access to a maternity advice line available around the clock.
✅ Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
✅ Access to articles on prevalent pregnancy issues.
✅ You receive weekly pregnancy education emails and text messages.
✅ Online prenatal classes prepare you for childbirth and what to expect at home.
✅ A Baby bag containing baby care necessities.
✅ Early identification of high-risk pregnancies
✅ Weekly engagement for high-risk pregnancies
✅ Post-childbirth follow-up calls
✅ Online assessments for pregnancy and mental health

Bonitas Standard Select Plan Wellness Benefit

There is one wellness examination per beneficiary, aged 21 at a participating pharmacy, biokinetics, or Bonita's wellness day. The health examination includes the following tests:

✅ Blood pressure
✅ Glucose
✅ Cholesterol
✅ Body Mass Index
✅ Waist-to-hip ratio

Bonitas Standard Select Plan Preventative Care

This benefit includes the following:

✅ One HIV test and counseling for each recipient.
✅ One flu vaccine per beneficiary.
✅ One complete lipogram every 5 years for individuals aged 20 and older.
✅ One mammogram every two years for women over 40.
✅ Women aged 21 to 65 should undergo a pap smear every three years.
✅ Men between 55 and 69 qualify for one prostate screening antigen test yearly.
✅ Members 65 and older receive 1 pneumococcal vaccine every 5 years.
✅ One stool test for colon cancer for individuals aged 45 to 75.
✅ Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
✅ One dose of whooping cough booster vaccine every 10 years for those aged 7 to 64
✅ Two human papillomaviruses (HPV) vaccinations for girls aged 9 to 14 years
✅ 3 doses of the human papillomavirus (HPV) vaccine for female beneficiaries between ages 15 and 26 (limited to 1 course per lifetime)
✅ Free online hearing screening for beneficiaries aged 18 and over on the Bonitas website.

Bonitas Standard Select Plan Contraceptives

✅ R2,050 per household for the Bonitas Standard Select Plan (for women aged up to 50).
✅ You must use a Bonitas Network Pharmacy or Pharmacy Direct, our Designated Service Provider for contraceptives dispensed by a pharmacy.
✅ A 40% co-payment applies if you choose not to use a Designated Service Provider.
✅ Injectable contraceptives and administration covered at any Bonitas Network Pharmacy

Bonitas Standard Select Plan Childcare

This benefit offers the following benefits:

✅ Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
✅ Screening for congenital hypothyroidism in infants younger than one month.
✅ Babyline: 24-hour medical advice line for children younger than 3 years.
✅ Two pediatrician or general practitioner visits per child under one year.
✅ Two consultations with a pediatrician or general practitioner per child aged 1 to 2.
✅ Two (GP) doctor visits per child between the ages of 2 and 12.
✅ Immunization according to South Africa’s Expanded Programme on Immunization until the age of 12.
✅ Milestone reminders for children under 3 years
✅ Online screenings for infant and toddler health
✅ Two vision screening tests for premature newborns up to 6 weeks, in or out-of-hospital.

Africa Benefit

✅ Subject to authorization.
✅ In and out of hospital treatment cover at 100% of the Bonitas Rate.

Bonitas Standard Select Plan International Travel Benefit

✅ Before departure, you must register for this benefit. The Bonitas Standard Select Plan International Travel Benefit covers up to R1.2 million in medical emergency cover per family when traveling outside South Africa.

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Bonitas Standard Select Plan Hospital-at-Home

This benefit offers the following:

✅ Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
✅ Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
✅ Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
✅ In addition to remote patient monitoring, daily visits, blood tests, medication administration (as prescribed).
✅ A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
✅ Re-admissions can be reduced with the help of a transitional care program.
✅ Hospital-at-Home requires prior authorization.

Bonitas Standard Select Plan Cancer Cover

The Bonitas Standard Select Plan Cancer Cover benefit works in the following ways:

✅ Provides you with emotional and medical support.
✅ Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
✅ Social worker access for you and your loved ones.
✅ Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
✅ Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
✅ Specialists from the Bonitas Oncology Network are utilized.

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