1st for Women Pet Insurance and Plans
Showing 5 of 5 plans
Entry-level cover for accidents, hospitalisation and surgery. A good option for older pets or owners looking for affordable emergency cover.
Budget-friendly comprehensive plan with limited day-to-day cover, surgery and hospital benefits. Routine care can be added as an optional extra.
Covers major veterinary expenses due to accidents or illness requiring hospitalisation or surgery. Optional wellness benefit available.
Comprehensive plan covering routine care, surgery, hospitalisation, day-to-day veterinary treatment, post-surgical care and third-party liability.
The highest level of cover with increased hospital, surgery, routine care and third-party liability limits for maximum protection
1st for Women Pet Insurance
Overall, 1st for Women is a reputable pet insurance provider in South Africa that offers a 24/7 emergency and healthcare line for both cats and dogs. The 1st for Woman Pet Insurance plans start from R100 per month.| πΆ Species Covered | Cats and Dogs |
| 3οΈβ£ Number of Plans | 3 |
| πΆ Plans Price Range | R100 β R390 p/m |
| π Sub-limits | βοΈ Yes |
| π Maximum Limit per claim | R50,000 |
| β€οΈ Routine Care | β Yes |
| βοΈ Diagnostic Testing | βοΈ Yes |
| π Medication | β Yes |
| π₯ Hospitalization Cover | βοΈ Yes |
| π Chronic Support Care | None |
1st for Women Pet Insurance - 11 Key Point Quick Overview
- βοΈ 1st for Women Pet Insurance Overview
- βοΈ 1st for Women Pet Insurance at a Glance
- βοΈ 1st for Women Pet Insurance Plan Options
- βοΈ 1st for Women Pet Insurance Features and Additional Benefits
- βοΈ How to join 1st for Women Pet Insurance
- βοΈ How to claim from 1st for Women Pet Insurance
- βοΈ 1st for Women Pet Insurance Exclusions, Excesses, Waiting Periods, and Limitations
- βοΈ 1st for Women Pet Insurance Customer Reviews
- βοΈ 1st for Women Pet Insurance vs Competitors
- βοΈ Our Verdict on 1st for Women Pet Insurance
- βοΈ 1st for Women Pet Insurance Frequently Asked Questions
1st for Women Pet Insurance Overview
1st for Women Pet Insurance is a type of insurance policy designed to help pet owners cover the cost of veterinary bills and other expenses related to their petsβ health. It is offered by the insurance company 1st for Women, which is based in South Africa. The policy covers a range of benefits, including accidental injury, illness, and emergency veterinary treatment. It also covers routine care, such as vaccinations, deworming, and flea and tick control. Additionally, the policy covers third-party liability, which protects pet owners from financial losses if their pets cause damage to other peopleβs property or injure someone. 1st for Women Pet Insurance is available for cats and dogs of all breeds and ages. The policy is flexible, with a range of cover levels and optional extras that can be added to tailor the policy to the needs of individual pets and their owners.
1st for Women Pet Insurance at a Glance
| π Company Name | First for Women Insurance Company Limited |
| π Founded | 2004 (First for Women) |
| π FSP License Number | FSP 44481 / NCRCP 38 (1Life) |
| βοΈ Headquartered | Johannesburg, South Africa |
| β Administered By | 1Life |
| 3οΈβ£ Number of Plans | 3 |
| πΆ Plans Price Range | R100 β R390 per month |
| πββ¬ Species Covered | Cats and Dogs |
| π Do breed restrictions apply? | No |
| π Sub-limits within the annual maximum cover | βοΈ Yes |
| π Maximum Limit per claim | R50,000 on Premium Paws |
| β€οΈ Routine Care Benefits | β Yes |
| π °οΈ Diagnostic Testing Benefits | βοΈ Yes |
| π ±οΈ Medication Benefits | β Yes |
| π₯ Hospitalization Cover | βοΈ Yes |
| π Chronic Support Care | No |
| π Accidental Cover | βοΈ Yes |
| π©Ί Illness Cover | β Yes |
| π¦· Dental Care | βοΈ Yes |
| β X-rays | β Yes |
1st for Women Pet Insurance Plan Options
1st for Women Fur Baby Basics
While accidents cannot be predicted, it is possible to be ready for them. This affordable plan offers cover for hospitalization and surgery in case your pet gets injured in an accident. It is particularly suitable for older pets, aged 9 and above, who may not be eligible for complete cover.| π Premium | R100 per dog / R100 per cat |
| π Surgery and Hospitalisation Cover | Limited to R10,000 annually |
1st for Women Top to Tail Classic
If you have some flexibility in your budget and seek more extensive cover, the Top to Tail Classic Plan is perfect.Β The 1st for Women policy offers excellent value for money, providing comprehensive cover options, including hospitalization and surgery, routine care, vet check-ups, and even cover for a Dignified Furwell.| πΆ Premium | R265 per dog R245 per cat |
| π₯ Surgery and Hospitalisation Cover | Limited to R30,000 annually |
| π Wellness (Routine) Cover | Limited to R500 annually |
| π§‘ Minor Care (Vet Visits) Benefits | Limited to R3,000 per year Limited to R1,500 per visit |
| π Dignified Farewell (Dignified Furwell Cremation) | Limited to R1,500 per event |
| 3οΈβ£ Third-Party Liability | Limited to R50,000 |
| π Online Pet Store Access | 10% discount |
| π Multi-pet Discount | 10% for 2 pets 15% for 3+ pets |
ββ¬ 1st for Women Premium Paws
If you are a pet parent looking for the most comprehensive cover and comfortable with the cost, this plan is ideal. Furthermore, it offers all the same cover as the Top to Tail Classic Plan but with significantly higher cover limits and cover for Diagnostics & Scans.| πΆ Premium | R390 per dog R370 per cat |
| π₯ Surgery and Hospitalisation Cover | Limited to R50,000 per year |
| β€οΈ Wellness (Routine) Cover | Limited to R750 per year |
| π¨ββοΈ Minor Care (Vet Visits) Benefits | Limited to R3,600 per year Limited to R1,800 per visit |
| π©Ί Diagnostics and Scans | Limited to R2,000 per year |
| π Dignified Farewell (Dignified Furwell Cremation) | Limited to R2,500 per event |
| 3οΈβ£ Third-Party Liability | Limited to R150,000 |
| π Online Pet Store Access | 15% discount |
| β Multi-pet Discount | 10% for 2 pets 15% for 3+ pets |
1st for Women Pet Insurance Features and Additional Benefits
Β Vet@First β 24/7 emergency and healthcare line
- 1st for Women understands how pet medical emergencies can be daunting. Therefore, Vet@Firstβs team of experts is available to provide guidance during a crisis and refer pet owners to veterinarians and animal hospitals/clinics.
- The service offers expert advice on general medical inquiries, healthcare, and nutrition.
Β Pet Taxi
1st for Women provides a safe transportation service for pets, whether for vet appointments, grooming sessions, or pet hotel reservations.Β Furthermore, the service includes round-trip pet transportation. It offers various important details, such as the number of trips and distance covered. Please see below for more information on the service.ββ¬Β Additional Benefits
- For Wellness, Dignified Furwell, and 3rd Party Liability claims, 1st for Women does not require any excess payment from policyholders.
- There is no waiting period for accident claims, including accidental death for Dignified Furwell.
How to join 1st for Women Pet Insurance
Joining 1st for Women Pet Insurance is a straightforward process. Here are the 6 steps to follow:- βοΈ Visit the 1st for Women website and navigate to the pet insurance page.
- βοΈ Click on the βGet a quoteβ button.
- βοΈ Fill in the required information about your pet, including their breed, age, and any pre-existing medical conditions.
- βοΈ Choose your desired coverage level and any optional extras.
- βοΈ Review the quote and make any necessary adjustments.
- βοΈSubmit the application and payment information.
How to claim from 1st for Women Pet Insurance
Here is a step-by-step guide on how to claim with 1st for Women Pet Insurance:- βοΈ Download and print the claim form.
- βοΈ Fill out the claim form with all relevant information about the pet and the treatment received. Make sure to include supporting documentation such as vet bills and receipts.
- βοΈ Submit the completed claim form and supporting documentation to 1st for Women Pet Insurance via email, post, or fax. The contact details for submitting a claim can be found on the claim form.
- βοΈ Once 1st for Women Pet Insurance receives your claim, they will assess it and contact you if they require additional information or documentation.
- βοΈ After processing the claim, 1st for Women Pet Insurance will provide a payment to cover the eligible costs of the treatment minus any applicable excess or deductible.
- βοΈ If you have any questions or concerns about the claims process, contact 1st for Women Pet Insurance directly via phone or email for assistance.
1st for Women Pet Insurance Exclusions, Excesses, Waiting Periods, and Limitations
1st for Women Pet Insurance Exclusions
The following are excluded from the cover:- No cover will be provided for pre-existing conditions.
- Hip and elbow dysplasia, patellar (kneecap) displacement, entropion, ectropion, cherry eye, cruciate ligament rupture, brachycephalic conditions in flat-faced breeds, and intervertebral disc disease (IVDD) in long-bodied breeds are all covered during the first year of coverage on the Top to Tail Classic and Premium Paws plans.
- The Fur Baby Basic plan does not cover costs for treating or diagnosing genetic or congenital disorders.
1st for Women Pet Insurance Excesses and General Limitations
- You will not be required to pay an excess for Wellness, Dignified Furwell, or Third-Party Liability claims.
- Minor Care and Diagnostic claims are subject to a 10% deductible.
- Excess on Surgery & Hospitalisation: First six months of cover β 25% (minimum R500), whichever is greater. Month 7 of cover onwards β 10% (minimum of R500), whichever is greater. Furthermore, every claim is subject to the above excesses.
- The annual limit for Vet@First and Pet Taxi is currently capped at R3,000 for four incidents per year.
ββ¬ 1st for Women Pet Insurance Waiting Periods
- Accident Cover Is Immediate (including accidental death under Dignified Furwell).
- Under Dignified Furwell, there is a 6-month waiting period for death due to natural causes (old age).
- There is a 12-month waiting period for congenital/inherited conditions (on Top to Tail Classic and Premium Paws Plans).
- Claims for Illness, Wellness, Minor Care, Diagnostics, and Third Parties are subject to a 30-day waiting period.
1st for Women Pet Insurance Pet Taxi Limitations
- Areas Covered β 50 km radius from the city centers of Johannesburg, Pretoria, Cape Town, and Durban.
- Those Eligible β One domestic pet at a time, weighing no more than 25kg, is transported in an appropriate container. The pet must be accompanied by its owner.
- Passengers β Passengers include the pet, you (or a representative you designate), and up to two additional passengers.
- Distance Covered β A single round trip from a single pick-up point (point A) to a single drop-off point (point B) that does not exceed 50 kilometers.
- Additional Charges β If you exceed the number of covered trips or the distance limit of 50 kilometers, you may continue to use the service at your own expense.
1st for Women Pet Insurance Customer Reviews
Excellent Assistance While I experienced an issue with my monthly premiums increasing on 1st for Women Pet Insurance, I received excellent assistance that satisfied me with the outcome. I am pleased with the level of service this insurance company provides. - Sandra Mncube Highly Professional I recently requested a call back from 1st for Women Pet Insurance and received an SMS indicating a 24-hour turnaround time. However, I was pleasantly surprised to receive a call back from a consultant within half an hour of submitting my request. The consultant was highly professional and efficiently addressed my query. - Mduduzi Mouton Exceptional Service 1st for Women Pet Insurance provides exceptional service, showing genuine customer care. Their professionalism is evident through their swift handling of claims, making them an excellent choice for pet insurance. I have no intention of changing to another pet insurance provider. - Nicolas Meyer1st for Women Pet Insurance vs Competitors
| π Pet Insurance | 1st for Women Pet Insurance | GENRIC Pet Insurance | Sanlam Reality Pet Insurance |
| π Years in Operation | 19 years | 18 years | 105 years |
| π Trust Rating | 4/5 | 4.2/5 | 3.9/5 |
| π€ Customer Reviews | 7,700+ | 80+ | 4,000+ |
| π Number of Plans | 3 | 5 | 1 |
| π΅ Plans Price Range | R100 β R390 p/m | R90 β R400 | R500 excess |
| π± Species Covered | Cats and Dogs | Cats and Dogs | Cats and Dogs |
| πΆ Breed Restrictions | None | None | None |
| π Sub-limits | βοΈ Yes | βοΈ Yes | None |
| π Maximum Limit per claim | R50,000 | R45,000 | R5,000 per year |
| βοΈ Routine Care | β Yes | β Yes | β Yes |
| π Diagnostic Testing | βοΈ Yes | None | βοΈ Yes |
| π Medication | β Yes | β Yes | β Yes |
| π₯ Hospitalization Cover | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π Chronic Support Care | None | None | βοΈ Yes |
| π Accidental Cover | β Yes | β Yes | β Yes |
| β‘οΈ Illness Cover | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π¦· Dental Care | β Yes | β Yes | β Yes |
| β X-rays | βοΈ Yes | None | βοΈ Yes |
Our Verdict on 1st for Women Pet Insurance
1st for Women Pet Insurance offers a range of features and benefits to pet owners looking to protect their furry companionsβ health and well-being. One of the primary benefits of this insurance policy is its flexibility. 1st for Women Pet Insurance covers cats and dogs of all breeds and ages. Pet owners can choose from various cover levels and optional extras to tailor the policy to their needs. Additionally, the policy covers many benefits, including accidental injury, illness, emergency veterinary treatment, routine care, and third-party liability. Another advantage of 1st for Women Pet Insurance is the absence of excess payments for certain claims. For example, pet owners do not have to pay any excess for Wellness, Dignified Furwell, and 3rd Party Liability claims.Β Furthermore, there is no waiting period for accident claims, including accidental death for Dignified Furwell. Despite the numerous benefits, there are some drawbacks to 1st for Women Pet Insurance. One disadvantage is that the policy may be more expensive than other pet insurance policies. Additionally, the policy may not cover pre-existing conditions, and certain treatments and procedures may be subject to coverage limits. You might like to read more aboutΒ Pet Insurance and Pet Insurance Schemes in South Africa:- 1st for Women Pet Insurance
- Paw Paw Pet Insurance
- Dotsure Pet InsuranceΒ
- GENRIC Pet Insurance
- MediPet Pet Insurance
- Oneplan Pet Insurance
- OUTSurance Pet Insurance
- Sanlam Reality Pet CoverΒ