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Bonitas

BonClassic

About this plan

πŸ₯‡ Best suited for families needing comprehensive healthcare with extensive day-to-day benefits.
Principal Member
From
R8,238
per month
Adult Dependant
From
R7,071
per month
Child Dependant
From
R2,034
per month

What's covered

Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health

Waiting periods

General
3 months
Pre-existing conditions
12 months

BonClassic

Bonitas BonClassic Medical Aid Plan

Bonitas BonClassic Medical Aid Plan (πŸ‡ΏπŸ‡¦ 2026)

  Overall, the Bonitas BonClassic Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance to its members. The Bonitas BonClassic Medical Aid Plan starts from R8,238.  
πŸ”Ž PlanπŸ₯‡ BonClassic
πŸ“Œ Prescribed Minimum Benefits (PMB)βœ… Yes
πŸ“ Screening and Preventionβœ… Yes
πŸ’³ Medical Savings AccountUp to R14,832 (Main)
β˜‘οΈ Oncology CoverR336,100
πŸ₯ Hospital CoverUnlimited
🌎 International CoverR1.2 million
πŸ’Š Disease Prevention Programβœ… Yes
🍼 Maternity Benefitsβœ… Yes
βš•οΈ Diabetes Care Programβœ… Yes
  Bonitas Bonclassic Plan

Bonitas BonClassic Review - 10 Key Point Quick Overview

  1. β˜‘οΈ Bonitas BonClassic Overview
  2. β˜‘οΈ Bonitas BonClassic Plan Contributions
  3. β˜‘οΈ Bonitas BonClassic Benefits and Cover Comprehensive Breakdown
  4. β˜‘οΈ Bonitas BonClassic Plan Additional Benefits
  5. β˜‘οΈ Bonitas BonClassic In-Hospital Benefits
  6. β˜‘οΈ Bonitas BonClassic Chronic Benefits
  7. β˜‘οΈ Bonitas BonClassic Plan Exclusions and Waiting Periods
  8. β˜‘οΈ Bonitas BonClassic Plan vs. Other Bonitas Medical Fund Plan Options
  9. β˜‘οΈ Our Verdict on the Bonitas BonClassic Plan
  10. β˜‘οΈ Bonitas BonClassic Plan Frequently Asked Questions

Bonitas BonClassic Overview

Bonitas BonClassic Overview Overall, Bonitas Medical Fund is a popular medical aid scheme in South Africa, registered with the Council of Medical Schemes (CMS) under FSP No. 1512.Β  The Bonitas BonClassic Plan starts from R8,238.   It includes maternity, in- and out-of-hospital cover, international travel, PMBs, and more.Β  Gap Cover is available on the Bonitas BonClassic Plan, along with 24/7 medical emergency assistance.   According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.2.   πŸ‘‰πŸΏ Download the Bonclassic plan for 2026Bonitas BonClassic Overview

Bonitas BonClassic Plan Contributions

 
πŸ” MemberπŸ‘€ Main MemberπŸ‘₯ +1 Adult DependentπŸ‘Ά +1 Child Dependent
πŸ’΅ ContributionR8,238R7,071R2,034
  BonCap Chronic Benefits

Bonitas BonClassic Benefits and Cover Comprehensive Breakdown

Out-of-Hospital Benefits

  These benefits cover visits to your primary care physician or specialist, acute medicine, X-rays, blood tests, and other outpatient medical expenses.   Please note that when you complete a wellness screening or online wellness questionnaire, the Benefit Booster is unlocked and can be used to pay for out-of-hospital expenses first.   BonClassic Savings, SPG, Threshold, and ATB  
πŸ”Ž MembersπŸ‘€ Main memberπŸ‘₯ Adult DependentπŸ‘Ά Child Dependent
πŸ’™ Savings AccountR14,832R12,732R3,660
  BonClassic Out-of-Hospital Benefits  
πŸ”Ž General Practitioner Consultations (Including Virtual/Online)Paid from available Medical Savings.
πŸ“Œ Specialist ConsultationsPaid from available Medical Savings. A GP referral is necessary.
πŸ’Š Acute MedicinePaid from available Medical Savings.
πŸ“ Over-the-Counter MedicinePaid from available Medical Savings.
βœ… Homeopathic MedicinePaid from available Medical Savings.
β˜‘οΈ Allied Medical ProfessionalsPaid from available Medical Savings.
πŸ” Physiotherapy, Podiatry, and BiokineticsPaid from available Medical Savings.
βš•οΈ General Medical Appliances such as crutches and wheelchairsPaid from available Medical Savings. Frequency limits per the Managed Care Protocols apply. Must use a preferred supplier.
πŸ“Š Pathology and RadiologyPaid from available Medical Savings.
βœ”οΈ MRIs and CT scansThere is a limit of R37,800 per family for in and out-of-hospital scans. There is an R2,800 co-payment per scan unless it is a PMB. Pre-authorization is necessary.
πŸ“Œ Insulin Pumps or Continuous Glucose MonitorsThere is a limit of R65,000 per family every 5 years. Consumables are limited to R93,000 per family. There is only one device allowed per family yearly.
🚩 Hearing AidsThere is a limit of R10,090 per device for every 3 years, according to the date of the previous claim. All tests and consultations limited to the Hearing Loss Management Programme and use of a network provider Avoid a 10% co-payment by using a DSP.
  BonClassic Optometry Benefits  
πŸ‘οΈβ€πŸ—¨οΈ OptometryOnce every two years (based on the date of your previous claim). Every beneficiary can choose between glasses and contact lenses but cannot have both.
πŸ‘οΈ Eye TestsOne consultation per beneficiary at a network provider or an eye examination at a non-network provider for R420 per beneficiary.
πŸ‘“ Single-vision Lenses (clear)100% of the cost of lenses at network rates of R220 per lens, per beneficiary, if purchased outside of the network.
πŸ€“ Bifocal Lenses (clear)100% of the cost of lenses at network rates of R480 per lens, per beneficiary, if purchased outside the network.
πŸ“Œ Multifocal lensesBase lens costs are fully covered at in-network providers or up to R900 per beneficiary at non-network locations.
πŸ“ Frames onlyR1,410 per beneficiary when using a network provider. Alternatively, R1,058 per beneficiary at a non-network provider.
β˜‘οΈ Contact lensesR2,210 per beneficiary. Included in the family optometry limit.
  πŸ‘‰πŸΏ You might like: 5 Best Medical Aids Covering Glasses & OptometryBasic Dentistry Benefits  
πŸ”Ž Basic DentistryThere is a limit of R6,400 per family. Covered according to the Bonitas Dental Tariff.
βš•οΈ ConsultationsEach beneficiary receives two annual check-ups (once every 6 months).
🦷 Intra-Oral X-RaysManaged Care Protocols apply to this benefit.
πŸͺ₯ Extra-Oral X-RaysEach beneficiary can receive one every three years.
➑️ Preventative CareBeneficiary services include two scaling and polishing treatments once yearly (every 6 months). Only children under the age of 16 are eligible for fissure sealants. Fluoride treatments are only covered for children under the age of 16 years.
βœ… FillingsFillings are covered once per tooth every two years per tooth. The benefit of tooth re-treatment is subject to Managed Care protocols. Multiple fillings may necessitate a treatment plan and X-rays.
β˜‘οΈ Root Canal Therapy and ExtractionsManaged Care Protocols apply to this benefit.
🚩 Plastic Dentures and Associated Lab CostsOne set of plastic dentures (upper and lower) every 4 years per beneficiary. Pre-authorization is required for treatment.
  Specialized Dentistry Benefits  
🦷 Specialized DentistryThere is a limit of up to R7,710 per family yearly, which the Bonitas Dental Tariff covers.
πŸͺ₯ Partial Chrome Cobalt frame dentures and lab costsTwo partial frames (upper or lower) once every 5 years. Managed Care protocols apply. Pre-approval is required.
πŸ‘‘ Crowns, bridges, and lab costsOne crown per year per family. Crowns will be covered once every 5 years per tooth. A treatment plan, as well as X-rays, may be required. Pre-approval is required.
πŸ’΅ Orthodontics and lab feesOrthodontic treatment is only available once per beneficiary per lifetime. An orthodontic needs analysis will be used to evaluate pre-authorization cases clinically. The outcome of the needs analysis determines benefit allocation, and funding can be granted up to 100% of the Bonitas Dental Tariff. Where function is impaired, orthodontic treatment will be covered (not granted for cosmetic reasons). Only one family member may begin orthodontic treatment per year. Beneficiaries must be between 9 and 18 to be eligible for fixed comprehensive treatment.
πŸ“Œ PeriodonticsPre-authorization is required, and Managed Care Protocols apply. The benefit is limited to conservative, non-surgical therapy and will only be available to Periodontal Programme members.
  Maxillo-Facial Surgery and Oral Pathology  
βš•οΈ Surgery in the dental chairManaged Care protocols apply.
πŸ₯ Hospitalization and general anestheticA co-payment of R3 500 is required for children under the age of 5, and R5 000 is required for any other admission, including the removal of impacted teeth or any other medical condition, OR A R2 500 upfront co-payment if the dental treatment is done in a day hospital. Only children under five are eligible for general anesthesia for extensive dental treatment. Using a hospital in the applicable network can avoid a 30% co-payment. The general anesthetic benefit is available for the removal of impacted teeth Managed Care protocols apply. The benefit requires pre-authorization.
😴 Inhalation sedation in the dentist’s roomsManaged Care Protocols will apply.
πŸ’€ Moderate/deep sedation in the dentist’s roomsThis benefit is limited to conservative dental treatment and Managed Control Protocols apply. Members need pre-authorization for this procedure.
  Bonitas BonCap Plan Exclusions and Waiting Periods

Bonitas BonClassic Plan Additional Benefits

  Available upon completion of a wellness questionnaire or screening. There is an R2,070 limit per family that can be used for a range of out-of-hospital claims, including the following:  
  • βœ… GP and specialist consultations.
  • βœ… Acute and over-the-counter medicine.
  • βœ… Biokineticists and physiotherapists consultations and treatment.
  • βœ… Paramedical services include dietician, speech and occupational therapy consultations, and treatment.
  • βœ… Alternative healthcare such as homeopathic consultations, treatment, and acupuncture.
  • βœ… X-rays
  • βœ… Blood tests
  When an adult recipient has completed a wellness screening or online wellness questionnaire, dependent children are eligible for the Benefit Booster.  

Maternity Care

  This benefit offers the following:  
  • βœ… Twelve antenatal appointments with a gynecologist, general practitioner, or midwife.
  • βœ… R1 580 is reserved for antenatal classes.
  • βœ… Two 2-dimensional ultrasound scans.
  • βœ… Amniocentesis was performed once.
  • βœ… Four post-delivery midwife consultations (one of which can be used for a lactation specialist consultation).
  • βœ… R200 per month for antenatal vitamins during pregnancy (Paid from available savings or Benefit Booster, subject to formulary)
  πŸ‘‰πŸΏ Discover: Health Insurance for Pregnancy

Bonitas BonClassic Plan Maternity Programme

  With this benefit, members can get the following benefits:  
  • βœ… Access to a maternity advice line available around the clock.
  • βœ… Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
  • βœ… Access to articles on prevalent pregnancy issues.
  • βœ… You receive weekly pregnancy education emails and text messages.
  • βœ… Online prenatal classes prepare you for childbirth and what to expect at home.
  • βœ… A Baby bag containing baby care necessities.
  • βœ… Early identification of high-risk pregnancies
  • βœ… Weekly engagement for high-risk pregnancies
  • βœ… Post-childbirth follow-up calls
  • βœ… Online assessments for pregnancy and mental health

Bonitas BonClassic Plan Wellness Benefit

  There is one wellness examination per recipient at a participating pharmacy, biokinetics, or Bonita's wellness day. The health examination includes the following tests:  
  • βœ… Blood pressure
  • βœ… Glucose
  • βœ… Cholesterol
  • βœ… Body Mass Index
  • βœ… Waist-to-hip ratio

Bonitas BonClassic Plan Preventative Care

  This benefit includes the following:  
  • βœ… One HIV test and counseling for each recipient.
  • βœ… One flu vaccine per beneficiary.
  • βœ… One complete lipogram every 5 years for individuals aged 20 and older.
  • βœ… One mammogram every two years for women over 40.
  • βœ… Women aged 21 to 65 should undergo a pap smear every three years.
  • βœ… Men between 45 and 69 qualify for one prostate screening antigen test yearly.
  • βœ… Members 65 and older receive 1 pneumococcal vaccine every 5 years.
  • βœ… One stool test for colon cancer for individuals aged 50 to 75.
  • βœ… Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
  • βœ… Covid-19 vaccinations and boosters as directed by the National Health Service.
  • βœ… One whooping cough booster vaccine every ten years for members aged seven to 64.
  • βœ…Two human papillomaviruses (HPV) vaccines for girls aged 9 to 14.
  • βœ… And more...

Bonitas BonClassic Plan Contraceptives

  • βœ… R2,050 per household for the Bonitas BonClassic Plan (for women aged up to 50).
  • βœ… It would help if you used the Designated Service Provider for contraceptives dispensed by a pharmacy.
  • βœ… A 40% co-payment applies if you choose not to use a Designated Service Provider.

Bonitas BonClassic Plan Africa Benefit

  This benefit is subject to authorization but provides in-hospital and out-of-hospital treatment at 100% of Bonita's Rate.  

Bonitas BonClassic Plan Childcare

  This benefit offers the following benefits:  
  • βœ… Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
  • βœ… Screening for congenital hypothyroidism in infants younger than one month.
  • βœ… Babyline: 24-hour medical advice line for children younger than 3 years.
  • βœ… Immunization according to South Africa’s Expanded Programme on Immunization until the age of 12.
  • βœ… Milestone reminders for children under 3 years
  • βœ… Online screenings for infant and toddler health
  • βœ… 2 vision screening tests for premature newborns up to 6 weeks, in or out-of-hospital

Poll: 5 Best Hospital Plans for Kids

Bonitas BonClassic Plan International Travel Benefit

  Before departure, you must register for this benefit. The Bonitas BonClassic Plan International Travel Benefit covers up to R1.2 million in medical emergency cover per family when traveling outside South Africa.   Subject to authorisation.  

Bonitas BonClassic Mental Wellness

  • βœ… Available to members with depression, anxiety, post-traumatic stress disorder, or alcoholism. Limited to R14 400 per beneficiary.
  • βœ… Access to a Care Manager who will collaborate with you, your treating physician, and, as needed, other healthcare professionals to improve your condition.
  • βœ… Your Care Manager will assist you in scheduling appointments with your doctor, obtaining authorization for healthcare services, comprehending the significance of preventative care and the utilization of wellness benefits, and resolving any other health-related questions.
  • βœ… Provides mental health education materials that empower you to manage your condition.
  • βœ… A digital platform intended to facilitate members’ access to mental health information, community support, and professional assistance.
Bonitas BonClassic Mental Wellness

Bonitas BonClassic Plan Hospital-at-Home

  This benefit offers the following:  
  • βœ… Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
  • βœ… Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
  • βœ… Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
  • βœ… In addition to remote patient monitoring, daily visits, laboratory services, blood tests, wound dressings, medication/fluids via a drip, allied healthcare services, and physiotherapy, Bonita's hospital setup at home also includes remote patient monitoring (as prescribed)
  • βœ… A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
  • βœ… Re-admissions can be reduced with the help of a transitional care program.
  • βœ… Hospital-at-Home requires prior authorization.

Bonitas BonClassic Plan Cancer Cover

  The Bonitas BonClassic Plan’s Cancer Cover benefit works in the following ways:  
  • βœ… Provides you with emotional and medical support.
  • βœ… Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
  • βœ… Social worker access for you and your loved ones.
  • βœ… Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
  • βœ… Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
  • βœ… Specialists from the Bonitas Oncology Network are utilized.

Bonitas BonClassic Plan HIV / AIDS Benefit

  This benefit works in the following ways:  
  • βœ… Offers appropriate treatment and the means to live your best life.
  • βœ… Provides HIV-related consultations to monitor your doctor’s clinical status.
  • βœ… Provides access to telephone support from physicians.
  • βœ… Includes drugs to prevent mother-to-child transmission and infection following a sexual assault or a needle-stick injury.
  • βœ… Covers routine blood tests to monitor disease progression, therapy response, and possible treatment side effects.
  • βœ… Provides ongoing patient support through a team of skilled and seasoned counselors.
  • βœ… Prevention and treatment of opportunistic infections such as pneumonia, tuberculosis, and influenza.
  • βœ… Finds a registered therapist for face-to-face emotional support.

Diabetes Management

  This benefit works in the following ways:  
  • βœ… Enables you to make the best decisions to maintain your health.
  • βœ… Offers cover tests necessary for managing diabetes and other chronic conditions.
  • βœ… Provides access to diabetes specialists, dietitians, and podiatrists.
  • βœ… Provides access to a Health Coach who will respond to any questions.
  • βœ… Offers a tailored care plan to meet your specific requirements.
  • βœ… Provides education to improve your understanding of your condition.

Back and Neck Programme

  This benefit works in the following ways:  
  • βœ… Evaluation of back and neck pain to determine the level of care necessary before surgery for the best possible outcome.
  • βœ… Provides a customized treatment plan for up to six weeks.
  • βœ… Contains care from physicians, physiotherapists, and biokinetics.
  • βœ… Provides access to a home care plan for long-term results maintenance and aids in managing severe back and neck pain.
  • βœ… Highly efficient and low risk, with a high rate of success.
  • βœ… Excluding X-rays, Bonitas will cover the cost of the program.
  • βœ… Members can use the DBC network.
  • βœ… Programme will cover shoulder and knee pain also.

Hip and Knee Replacement

  This benefit works in the following ways:  
  • βœ… Using the most recent international standardized clinical care pathways
  • βœ… Doctors evaluate and treat your condition before surgery to ensure the best possible outcome.
  • βœ… Employs a multidisciplinary team dedicated to assisting with successful recovery Treatment is fully covered by the ICPS and Joint Care networks.
BonClassic Plan exclusions and waiting periods

Bonitas BonClassic In-Hospital Benefits

  This benefit covers major medical events resulting in the beneficiary’s hospitalization. In addition, members have access to private hospital cover, and authorization in advance is mandatory.Β  A co-payment of 30% might be required for admissions or procedures, and Managed Care Protocols may apply depending on the procedure or treatment.  

πŸ‘‰πŸΏ You might consider: 5 Best Medical Aids under R2000

 
Specialist Consultations in-hospitalUnlimited, with full cover according to the Bonitas Rate.
GP Consultations in-hospitalUnlimited, with 100% cover according to the Bonitas Rate.
Blood Tests and other lab testsUnlimited, with 100% cover according to the Bonitas Rate.
X-Rays and UltrasoundsUnlimited, with 100% cover according to the Bonitas Rate.
MRI and CT scansThere is an R37,800 limit per family in and out-of-hospital. Pre-authorization is required for MRIs and CT scans. There is an R2,800 co-payment per scan unless it is for a PMB.
Allied Medical ProfessionalsUnlimited, with 100% cover according to the Bonitas Rate. Covered according to the Bonitas Rate.
Physiotherapy, Podiatry, and biokineticsUnlimited, with 100% cover according to the Bonitas Rate. A treatment practitioner referral is required.
Internal and External ProsthesesThere is a limit of up to R67,640 per family unless it is a PMB. There is a sub-limit of R7,130 for breast prostheses, which is limited to two per year.
Cochlear ImplantsCover of up to R376,600 is available per family.
Cataract SurgeryMembers can avoid a R7,420 co-payment by only using a DSP.
Spinal SurgeryConditional upon an evaluation or conservative treatment by the Designated Service Provider.
Hip and Knee ReplacementsUse the Designated Service Provider to avoid an R38,560 co-payment.
Mental Health HospitalizationThere is coverage up to R52,670 per family. Physiotherapy for mental health admissions is not covered. Members must use a hospital on their network to avoid the 30% co-payment.
Take-Home Medicine after dischargeMembers receive up to 7 days’ supply, up to R605 per hospital stay
Physical RehabilitationThere is a limit of up to R67,270 per family.
Hospitalization AlternativesThere is a limit of R21,570 per household. Managed Care rules apply.
Palliative Care (Only for Cancer)Unlimited but subject to the DSP. Includes hospice and private nursing, oxygen at home, pain management, and support from a psychologist and a social worker.
Cancer TreatmentUnlimited for PMBs. Bonitas covers up to R336,100 per family for non-PMBs, which is paid up to 80%, according to the DSP. There is no cover for non-DSPs once the limit is reached. There is a 30% co-payment when members use a non-DSP.
Cancer MedicineSubject to the Medicine Price List and the Preferred Product List Use a Designated Service Provider to avoid a 20% co-payment.
Organ TransplantsUnlimited Cover. There is a sub-limit of R42,710 for corneal grafts.
Kidney DialysisUnlimited cover. Members can avoid a 20% co-payment by using a DSP.
HIV/AIDSIf you register for HIV/AIDS, the cover is unlimited. Medicine must be obtained from a DSP.
Defined List of Day Surgery ProceduresUse a network day hospital to avoid an R5,440 co-payment.
  Bonitas BonCap Plan Exclusions and Waiting Periods

Bonitas BonClassic Chronic Benefits

BonClassic provides coverage for the 46 chronic conditions listed below, up to a maximum of R15,370 per beneficiary and R31,770 per family, as specified by the applicable formulary.   You will be responsible for a 30% co-payment if you choose to use an off-formulary medication.Β  You are required to obtain your medications from the Bonitas Pharmacy Network.   If you choose to use a pharmacy outside of the network, you will be responsible for a 30% co-payment.Β  You will continue to be covered for the 27 Prescribed Minimum Benefits listed below through Pharmacy Direct, the Designated Service Provider once the above amount has been exhausted. However, you will be responsible for a 30% co-payment if you do not use Pharmacy Direct.   The Bonitas BonClassic Plan Covers the following PMBs:
  • βœ… Addison’s Disease
  • βœ… Asthma
  • βœ… Bipolar Mood Disorder
  • βœ… Bronchiectasis
  • βœ… Cardiac Failure
  • βœ… Cardiomyopathy
  • βœ… Chronic Obstructive Pulmonary Disease
  • βœ… Chronic Renal Disease
  • βœ… Coronary Artery Disease
  • βœ… Crohn’s Disease
  • βœ… Diabetes Insipidus
  • βœ… Diabetes Type 1
  • βœ… Diabetes Type 2
  and many more...   BonClassic covers the following additional chronic conditions:
  • βœ… Alzheimer’s Disease (early onset)
  • βœ… Ankylosing Spondylitis
  • βœ… Attention Deficit Disorder in Children from 5 to 18 years old.
  • βœ… Barrett’s Esophagus
  • βœ… Benign Prostatic Hypertrophy
  • βœ… Depression
  • βœ… Eczema
  • βœ… Gastro-Esophageal Reflux Disease (GORD)
  • βœ… Generalized Anxiety Disorder
  • βœ… Gout
  and many more...   Bonitas BonClassic Chronic Benefits

Bonitas BonClassic Plan Exclusions and Waiting Periods

  The following is currently not covered by the Bonitas BonClassic Plan:  
  • βœ… Aromatherapy
  • βœ… Ayurvedics
  • βœ… Herbalists
  • βœ… Iridology
  • βœ… Reflexology
  • βœ… Therapeutic Massage Therapy (Masseurs)
  • βœ… Ambulance Services that are not authorized or already included in the contract with the provider
  • βœ… Appliances, devices, and procedures not scientifically proven or appropriate
  • βœ… Back rests and chair seats
  • βœ… Bandages and dressings (except medicated dressings)
  • βœ… Beds, mattresses, linen savers, pillows, and overlay
  • βœ… Long0term implantable ventricular assist devices and total artificial hearts” – e.g., Heart Ware and Berlin's heart
  • βœ… Diagnostic kits, agents, and appliances unless otherwise stated, except for diabetic accessories
  • βœ… Electric toothbrushes
  • βœ… Humidifiers
  Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bonitas BonClassic Plan:  
  • A 3-month general waiting period in respect of all benefits.
  • A 12-month exclusion in respect of a pre-existing condition.
  • A late-joiner contribution penalty might be applicable.
Bonitas BonClassic Plan Exclusions and Waiting Periods

Bonitas BonClassic Plan vs. Other Bonitas Medical Fund Plan Options

 
πŸ”Ž Bonitas PlanπŸ₯‡ Bonitas BonClassic Plan (2026)πŸ₯ˆ Medshield MediBonus (2026)πŸ₯‰ Momentum Extender (2026)
πŸ’™ Prescribed Minimum Benefits (PMB)β˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
πŸ“Š Screening and Preventionβ˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
πŸ’³ Medical Savings AccountUp to R14,832 (Main)❎ NoUp to R33,400 (Main)
πŸ“Œ Oncology CoverR336,100R552,925R500,000
πŸ₯ Hospital CoverUnlimitedUnlimitedUnlimited
πŸ“ˆ Annual LimitUnlimited Hospital CoverUnlimited Hospital CoverUnlimited Hospital Cover
🌎 International CoverR1.2 million❎ NoR8.22 million
πŸ” Gap Coverβ˜‘οΈ Yes❎ Noβ˜‘οΈ Yes
πŸ‘€ Main Member ContributionR8,238R7,587 R7,215 ZAR – R10,381 ZAR
  Bonitas BonClassic Plan vs. Other Bonitas Medical Fund Plan Options

Our Verdict on the Bonitas BonClassic Plan

πŸ’™ BonClassic offers additional cover and higher limits than more entry-level plans offered by Bonitas.   πŸ’™ BonClassic offers extensive maternity benefits, covers 47 chronic conditions, and has high chronic medicine limits. Bonitas Bonclassic Verdict You might also like to consider the following plans Bonitas has to offer:

Frequently Asked Questions

Does the BonClassic plan cover maternity benefits?

Yes, the BonClassic plan provides comprehensive maternity benefits, including antenatal care, hospitalization for childbirth, and postnatal care.  

What are the exclusions of the BonClassic plan?

Some of the exclusions of the BonClassic plan include cosmetic procedures, experimental treatments, and non-medical expenses.  

Does the BonClassic plan cover oncology treatment?

Yes, the BonClassic plan covers oncology treatment, including chemotherapy, radiation therapy, and specialized cancer medication.  

Does the BonClassic plan cover dentistry?

Yes, the BonClassic plan covers basic dentistry, including check-ups, fillings, extractions, and root canal treatment.Β  However, more specialized dentistry, such as braces or dentures, may require a co-payment.  

Does the BonClassic plan cover gym memberships?

No, the BonClassic plan does not cover gym memberships. However, you could sign up via Sanlam to receive rewards.  

Does the BonClassic plan cover breast reduction surgery?

Yes, the BonClassic plan covers breast reduction surgery, but only in certain circumstances where it is deemed medically necessary.  

Does the BonClassic plan cover fillings?

Yes, the BonClassic plan covers fillings and other basic and specialized dental treatments.  

Does the BonClassic plan cover spinal surgery?

Yes, the BonClassic plan covers spinal surgery, but only in cases deemed medically necessary and pre-authorized by the scheme.  

Does the BonClassic plan cover chronic conditions?

Yes, the BonClassic plan covers managing and treating chronic conditions, including diabetes, hypertension, and asthma.  

Does the BonClassic plan cover teeth whitening?

No, the BonClassic plan does not cover teeth whitening, as it is considered a cosmetic procedure.  

Does the BonClassic plan provide diabetes management benefits?

Yes, the BonClassic plan provides a range of benefits to assist with managing diabetes, including cover for blood glucose testing strips, insulin pumps, and dietitian consultations.  

Does the BonClassic plan provide HIV management benefits?

Yes, the BonClassic plan covers the management and treatment of HIV, including antiretroviral medication and related healthcare services.  
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