Bonitas BonClassic Medical Aid Plan (🇿🇦 2025)

 

Overall, the Bonitas BonClassic Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance to its members. The Bonitas BonClassic Medical Aid Plan starts from R7,453.

 

🔎 Plan	🥇 BonClassic
📌 Prescribed Minimum Benefits (PMB)	✅ Yes
📍 Screening and Prevention	✅ Yes
💳 Medical Savings Account	Up to R12,636 (Main)
☑️ Oncology Cover	R336,100
🏥 Hospital Cover	Unlimited
🌎 International Cover	R2.5 million
💊 Disease Prevention Program	✅ Yes
🍼 Maternity Benefits	✅ Yes
⚕️ Diabetes Care Program	✅ Yes

 

 

Bonitas BonClassic Review – 10 Key Point Quick Overview

 

1. ☑️ Bonitas BonClassic Overview
2. ☑️ Bonitas BonClassic Plan Contributions
3. ☑️ Bonitas BonClassic Benefits and Cover Comprehensive Breakdown
4. ☑️ Bonitas BonClassic Plan Additional Benefits
5. ☑️ Bonitas BonClassic In-Hospital Benefits
6. ☑️ Bonitas BonClassic Chronic Benefits
7. ☑️ Bonitas BonClassic Plan Exclusions and Waiting Periods
8. ☑️ Bonitas BonClassic Plan vs. Other Bonitas Medical Fund Plan Options
9. ☑️ Our Verdict on the Bonitas BonClassic Plan
10. ☑️ Bonitas BonClassic Plan Frequently Asked Questions

 

 

Bonitas BonClassic Overview

 

Overall, Bonitas Medical Fund is a popular medical aid scheme in South Africa, registered with the Council of Medical Schemes (CMS) under FSP No. 1512.  The Bonitas BonClassic Plan starts from R7,453.

 

It includes maternity, in- and out-of-hospital cover, international travel, PMBs, and more.  Gap Cover is available on the Bonitas BonClassic Plan, along with 24/7 medical emergency assistance.

 

According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.5.

 

👉🏿 Download the Bonclassic plan for 2025

 

 

Bonitas BonClassic Plan Contributions

 

🔍 Member	👤 Main Member	👥 +1 Adult Dependent	👶 +1 Child Dependent
💵 Contribution	R7,453	R6,398	R1,840

 

 

Bonitas BonClassic Benefits and Cover Comprehensive Breakdown

 

Out-of-Hospital Benefits

 

These benefits cover visits to your primary care physician or specialist, acute medicine, X-rays, blood tests, and other outpatient medical expenses.

 

Please note that when you complete a wellness screening or online wellness questionnaire, the Benefit Booster is unlocked and can be used to pay for out-of-hospital expenses first.

 

BonClassic Savings, SPG, Threshold, and ATB

 

🔎 Members	👤 Main member	👥 Adult Dependent	👶 Child Dependent
💙 Savings Account	R12,636	R10,848	R3,120

 

BonClassic Out-of-Hospital Benefits

 

🔎 General Practitioner Consultations (Including Virtual/Online)	Paid from available Medical Savings.
📌 Specialist Consultations	Paid from available Medical Savings. A GP referral is necessary.
💊 Acute Medicine	Paid from available Medical Savings.
📍 Over-the-Counter Medicine	Paid from available Medical Savings.
✅ Homeopathic Medicine	Paid from available Medical Savings.
☑️ Allied Medical Professionals	Paid from available Medical Savings.
🔍 Physiotherapy, Podiatry, and Biokinetics	Paid from available Medical Savings.
⚕️ General Medical Appliances such as crutches and wheelchairs	Paid from available Medical Savings. Frequency limits per the Managed Care Protocols apply. Must use a preferred supplier.
📊 Pathology and Radiology	There is a limit of up to R4,060 per beneficiary. There is a limit of up to R8,980 per family.
✔️ MRIs and CT scans	There is a limit of R37,800 per family for in and out-of-hospital scans. There is an R2,800 co-payment per scan unless it is a PMB. Pre-authorization is necessary.
📌 Insulin Pumps or Continuous Glucose Monitors	There is a limit of R85,000 per family every 5 years. Consumables are limited to R89,420 per family. There is only one device allowed per family yearly.
🚩 Hearing Aids	There is a limit of R9,700 per device for every 3 years, according to the date of the previous claim. Maximum two devices per beneficiary. There is a co-payment of 25% on hearing aids per DSP.

 

BonClassic Optometry Benefits

 

👁️‍🗨️ Optometry	Once every two years (based on the date of your previous claim). Every beneficiary can choose between glasses and contact lenses but cannot have both.
👁️ Eye Tests	One consultation per beneficiary at a network provider or an eye examination at a non-network provider for R400 per beneficiary.
👓 Single-vision Lenses (clear)	100% of the cost of lenses at network rates of R215 per lens, per beneficiary, if purchased outside of the network.
🤓 Bifocal Lenses (clear)	100% of the cost of lenses at network rates of R460 per lens, per beneficiary, if purchased outside the network.
📌 Multifocal lenses	Base lens costs are fully covered at in-network providers or up to R860 per beneficiary at non-network locations.
📍 Frames only	R1,345 per beneficiary when using a network provider. Alternatively, R1,009 per beneficiary at a non-network provider.
☑️ Contact lenses	R2,125 per beneficiary. Included in the family optometry limit.

 

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Basic Dentistry Benefits

 

🔎 Basic Dentistry	There is a limit of R6,155 per family. Covered according to the Bonitas Dental Tariff.
⚕️ Consultations	Each beneficiary receives two annual check-ups (once every 6 months).
🦷 Intra-Oral X-Rays	Managed Care Protocols apply to this benefit.
🪥 Extra-Oral X-Rays	Each beneficiary can receive one every three years.
➡️ Preventative Care	Beneficiary services include two scaling and polishing treatments once yearly (every 6 months). Only children under the age of 16 are eligible for fissure sealants. Fluoride treatments are only covered for children under the age of 16 years.
✅ Fillings	Fillings are covered once per tooth every two years per tooth. The benefit of tooth re-treatment is subject to Managed Care protocols. Multiple fillings may necessitate a treatment plan and X-rays.
☑️ Root Canal Therapy and Extractions	Managed Care Protocols apply to this benefit.
🚩 Plastic Dentures and Associated Lab Costs	One set of plastic dentures (upper and lower) every 4 years per beneficiary. Pre-authorization is required for treatment.

 

Specialized Dentistry Benefits

 

🦷 Specialized Dentistry	There is a limit of up to R7,410 per family yearly, which the Bonitas Dental Tariff covers.
🪥 Partial Chrome Cobalt frame dentures and lab costs	Two partial frames (upper or lower) once every 5 years. Managed Care protocols apply. Pre-approval is required.
👑 Crowns, bridges, and lab costs	One crown per year per family. Crowns will be covered once every 5 years per tooth. A treatment plan, as well as X-rays, may be required. Pre-approval is required.
💵 Orthodontics and lab fees	Orthodontic treatment is only available once per beneficiary per lifetime. An orthodontic needs analysis will be used to evaluate pre-authorization cases clinically. The outcome of the needs analysis determines benefit allocation, and funding can be granted up to 100% of the Bonitas Dental Tariff. Where function is impaired, orthodontic treatment will be covered (not granted for cosmetic reasons). Only one family member may begin orthodontic treatment per year. Beneficiaries must be between 9 and 18 to be eligible for fixed comprehensive treatment.
📌 Periodontics	Pre-authorization is required, and Managed Care Protocols apply. The benefit is limited to conservative, non-surgical therapy and will only be available to Periodontal Programme members.

 

Maxillo-Facial Surgery and Oral Pathology

 

⚕️ Surgery in the dental chair	Managed Care protocols apply.
🏥 Hospitalization and general anesthetic	A co-payment of R3 500 is required for children under the age of 5, and R5 000 is required for any other admission, including the removal of impacted teeth or any other medical condition, OR A R2 500 upfront co-payment if the dental treatment is done in a day hospital. Only children under five are eligible for general anesthesia for extensive dental treatment. Using a hospital in the applicable network can avoid a 30% co-payment. The general anesthetic benefit is available for the removal of impacted teeth Managed Care protocols apply. The benefit requires pre-authorization.
😴 Inhalation sedation in the dentist’s rooms	Managed Care Protocols will apply.
💤 Moderate/deep sedation in the dentist’s rooms	This benefit is limited to conservative dental treatment and Managed Control Protocols apply. Members need pre-authorization for this procedure.

 

 

Bonitas BonClassic Plan Additional Benefits

 

Available upon completion of a wellness questionnaire or screening. There is an R2,070 limit per family that can be used for a range of out-of-hospital claims, including the following:

 

• ✅ GP and specialist consultations.
• ✅ Acute and over-the-counter medicine.
• ✅ Biokineticists and physiotherapists consultations and treatment.
• ✅ Paramedical services include dietician, speech and occupational therapy consultations, and treatment.
• ✅ Alternative healthcare such as homeopathic consultations, treatment, and acupuncture.
• ✅ X-rays
• ✅ Blood tests

 

When an adult recipient has completed a wellness screening or online wellness questionnaire, dependent children are eligible for the Benefit Booster.

 

Maternity Care

 

This benefit offers the following:

 

• ✅ Twelve antenatal appointments with a gynecologist, general practitioner, or midwife.
• ✅ R1 580 is reserved for antenatal classes.
• ✅ Two 2-dimensional ultrasound scans.
• ✅ Amniocentesis was performed once.
• ✅ Four post-delivery midwife consultations (one of which can be used for a lactation specialist consultation).
• ✅ R195 per month for antenatal vitamins during pregnancy
  (Paid from available savings or Benefit Booster, subject to formulary)

 

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Bonitas BonClassic Plan Maternity Programme

 

With this benefit, members can get the following benefits:

 

• ✅ Access to a maternity advice line available around the clock.
• ✅ Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
• ✅ Access to articles on prevalent pregnancy issues.
• ✅ You receive weekly pregnancy education emails and text messages.
• ✅ Online prenatal classes prepare you for childbirth and what to expect at home.
• ✅ A Baby bag containing baby care necessities.
• ✅ Early identification of high-risk pregnancies
• ✅ Weekly engagement for high-risk pregnancies
• ✅ Post-childbirth follow-up calls
• ✅ Online assessments for pregnancy and mental health

 

Bonitas BonClassic Plan Wellness Benefit

 

There is one wellness examination per recipient at a participating pharmacy, biokinetics, or Bonita’s wellness day. The health examination includes the following tests:

 

• ✅ Blood pressure
• ✅ Glucose
• ✅ Cholesterol
• ✅ Body Mass Index
• ✅ Waist-to-hip ratio

 

 

Bonitas BonClassic Plan Preventative Care

 

This benefit includes the following:

 

• ✅ One HIV test and counseling for each recipient.
• ✅ One flu vaccine per beneficiary.
• ✅ One complete lipogram every 5 years for individuals aged 20 and older.
• ✅ One mammogram every two years for women over 40.
• ✅ Women aged 21 to 65 should undergo a pap smear every three years.
• ✅ Men between 45 and 69 qualify for one prostate screening antigen test yearly.
• ✅ Members 65 and older receive 1 pneumococcal vaccine every 5 years.
• ✅ One stool test for colon cancer for individuals aged 50 to 75.
• ✅ Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
• ✅ Covid-19 vaccinations and boosters as directed by the National Health Service.
• ✅ One whooping cough booster vaccine every ten years for members aged seven to 64.
• ✅Two human papillomaviruses (HPV) vaccines for girls aged 9 to 14.
• ✅ And more…

 

 

Bonitas BonClassic Plan Contraceptives

 

• ✅ R2,050 per household for the Bonitas BonClassic Plan (for women aged up to 50).
• ✅ It would help if you used the Designated Service Provider for contraceptives dispensed by a pharmacy.
• ✅ A 40% co-payment applies if you choose not to use a Designated Service Provider.

 

 

Bonitas BonClassic Plan Africa Benefit

 

This benefit is subject to authorization but provides in-hospital and out-of-hospital treatment at 100% of Bonita’s Rate.

 

Bonitas BonClassic Plan Childcare

 

This benefit offers the following benefits:

 

• ✅ Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
• ✅ Screening for congenital hypothyroidism in infants younger than one month.
• ✅ Babyline: 24-hour medical advice line for children younger than 3 years.
• ✅ Immunization according to South Africa’s Expanded Programme on Immunization until the age of 12.
• ✅ Milestone reminders for children under 3 years
• ✅ Online screenings for infant and toddler health
• ✅ 2 vision screening tests for premature newborns up to 6 weeks, in or out-of-hospital

 

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Bonitas BonClassic Plan International Travel Benefit

 

Before departure, you must register for this benefit. The Bonitas BonClassic Plan International Travel Benefit covers up to R2.5 million in medical emergency cover per family when traveling outside South Africa.

 

Furthermore, an additional benefit for medical quarantine is up to R10,000 per recipient if Covid-19 is detected.

 

 

Bonitas BonClassic Mental Wellness

 

• ✅ Available to members with depression, anxiety, post-traumatic stress disorder, or alcoholism.
• ✅ Access to a Care Manager who will collaborate with you, your treating physician, and, as needed, other healthcare professionals to improve your condition.
• ✅ Your Care Manager will assist you in scheduling appointments with your doctor, obtaining authorization for healthcare services, comprehending the significance of preventative care and the utilization of wellness benefits, and resolving any other health-related questions.
• ✅ Provides mental health education materials that empower you to manage your condition.
• ✅ A digital platform intended to facilitate members’ access to mental health information, community support, and professional assistance.

 

 

Bonitas BonClassic Plan Hospital-at-Home

 

This benefit offers the following:

 

• ✅ Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
• ✅ Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
• ✅ Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
• ✅ In addition to remote patient monitoring, daily visits, laboratory services, blood tests, wound dressings, medication/fluids via a drip, allied healthcare services, and physiotherapy, Bonita’s hospital setup at home also includes remote patient monitoring (as prescribed)
• ✅ A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
• ✅ Re-admissions can be reduced with the help of a transitional care program.
• ✅ Hospital-at-Home requires prior authorization.

 

 

Bonitas BonClassic Plan Cancer Cover

 

The Bonitas BonClassic Plan’s Cancer Cover benefit works in the following ways:

 

• ✅ Provides you with emotional and medical support.
• ✅ Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
• ✅ Social worker access for you and your loved ones.
• ✅ Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
• ✅ Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
• ✅ Specialists from the Bonitas Oncology Network are utilized.

 

 

Bonitas BonClassic Plan HIV / AIDS Benefit

 

This benefit works in the following ways:

 

• ✅ Offers appropriate treatment and the means to live your best life.
• ✅ Provides HIV-related consultations to monitor your doctor’s clinical status.
• ✅ Provides access to telephone support from physicians.
• ✅ Includes drugs to prevent mother-to-child transmission and infection following a sexual assault or a needle-stick injury.
• ✅ Covers routine blood tests to monitor disease progression, therapy response, and possible treatment side effects.
• ✅ Provides ongoing patient support through a team of skilled and seasoned counselors.
• ✅ Prevention and treatment of opportunistic infections such as pneumonia, tuberculosis, and influenza.
• ✅ Finds a registered therapist for face-to-face emotional support.

 

 

Diabetes Management

 

This benefit works in the following ways:

 

• ✅ Enables you to make the best decisions to maintain your health.
• ✅ Offers cover tests necessary for managing diabetes and other chronic conditions.
• ✅ Provides access to diabetes specialists, dietitians, and podiatrists.
• ✅ Provides access to a Health Coach who will respond to any questions.
• ✅ Offers a tailored care plan to meet your specific requirements.
• ✅ Provides education to improve your understanding of your condition.

 

 

Back and Neck Programme

 

This benefit works in the following ways:

 

• ✅ Evaluation of back and neck pain to determine the level of care necessary before surgery for the best possible outcome.
• ✅ Provides a customized treatment plan for up to six weeks.
• ✅ Contains care from physicians, physiotherapists, and biokinetics.
• ✅ Provides access to a home care plan for long-term results maintenance and aids in managing severe back and neck pain.
• ✅ Highly efficient and low risk, with a high rate of success.
• ✅ Excluding X-rays, Bonitas will cover the cost of the program.
• ✅ Members can use the DBC network.

 

Hip and Knee Replacement

 

This benefit works in the following ways:

 

• ✅ Using the most recent international standardized clinical care pathways
• ✅ Doctors evaluate and treat your condition before surgery to ensure the best possible outcome.
• ✅ Employs a multidisciplinary team dedicated to assisting with successful recovery Treatment is fully covered by the ICPS and Joint Care networks.

 

 

Bonitas BonClassic In-Hospital Benefits

 

This benefit covers major medical events resulting in the beneficiary’s hospitalization. In addition, members have access to private hospital cover, and authorization in advance is mandatory.  A co-payment of 30% might be required for admissions or procedures, and Managed Care Protocols may apply depending on the procedure or treatment.

 

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Specialist Consultations in-hospital	Unlimited, with full cover according to the Bonitas Rate.
GP Consultations in-hospital	Unlimited, with 100% cover according to the Bonitas Rate.
Blood Tests and other lab tests	Unlimited, with 100% cover according to the Bonitas Rate.
X-Rays and Ultrasounds	Unlimited, with 100% cover according to the Bonitas Rate.
MRI and CT scans	There is an R37,800 limit per family in and out-of-hospital. Pre-authorization is required for MRIs and CT scans. There is an R2,800 co-payment per scan unless it is for a PMB.
Allied Medical Professionals	Unlimited, with 100% cover according to the Bonitas Rate. Covered according to the Bonitas Rate.
Physiotherapy, Podiatry, and biokinetics	Unlimited, with 100% cover according to the Bonitas Rate. A treatment practitioner referral is required.
Internal and External Prostheses	There is a limit of up to R71,190 per family unless it is a PMB. There is a sub-limit of R6,860 for breast prostheses, which is limited to two per year.
Cochlear Implants	Cover of up to R362,100 is available per family.
Cataract Surgery	Members can avoid a R7,420 co-payment by only using a DSP.
Spinal Surgery	Conditional upon an evaluation or conservative treatment by the Designated Service Provider.
Hip and Knee Replacements	Use the Designated Service Provider to avoid an R37,080 co-payment.
Mental Health Hospitalization	There is coverage up to R52,670 per family. Physiotherapy for mental health admissions is not covered. Members must use a hospital on their network to avoid the 30% co-payment.
Take-Home Medicine after discharge	Members receive up to 7 days’ supply, up to R605 per hospital stay
Physical Rehabilitation	There is a limit of up to R64,680 per family.
Hospitalization Alternatives	There is a limit of R21,570 per household. Managed Care rules apply.
Palliative Care (Only for Cancer)	Unlimited but subject to the DSP. Includes hospice and private nursing, oxygen at home, pain management, and support from a psychologist and a social worker.
Cancer Treatment	Unlimited for PMBs. Bonitas covers up to R336,100 per family for non-PMBs, which is paid up to 80%, according to the DSP. There is no cover for non-DSPs once the limit is reached. There is a 30% co-payment when members use a non-DSP.
Cancer Medicine	Subject to the Medicine Price List and the Preferred Product List Use a Designated Service Provider to avoid a 20% co-payment.
Organ Transplants	Unlimited Cover. There is a sub-limit of R41,070 for corneal grafts.
Kidney Dialysis	Unlimited cover. Members can avoid a 20% co-payment by using a DSP.
HIV/AIDS	If you register for HIV/AIDS, the cover is unlimited. Medicine must be obtained from a DSP.
Defined List of Day Surgery Procedures	Use a network day hospital to avoid an R2,720 co-payment.

 

 

Bonitas BonClassic Chronic Benefits

 

BonClassic provides coverage for the 47 chronic conditions listed below, up to a maximum of R14,780 per beneficiary and R30,550 per family, as specified by the applicable formulary.

 

You will be responsible for a 30% co-payment if you choose to use an off-formulary medication.  You are required to obtain your medications from the Bonitas Pharmacy Network.

 

If you choose to use a pharmacy outside of the network, you will be responsible for a 30% co-payment.  You will continue to be covered for the 27 Prescribed Minimum Benefits listed below through Pharmacy Direct, the Designated Service Provider once the above amount has been exhausted.

However, you will be responsible for a 30% co-payment if you do not use Pharmacy Direct.

 

The Bonitas BonClassic Plan Covers the following PMBs:

 

• ✅ Addison’s Disease
• ✅ Asthma
• ✅ Bipolar Mood Disorder
• ✅ Bronchiectasis
• ✅ Cardiac Failure
• ✅ Cardiomyopathy
• ✅ Chronic Obstructive Pulmonary Disease
• ✅ Chronic Renal Disease
• ✅ Coronary Artery Disease
• ✅ Crohn’s Disease
• ✅ Diabetes Insipidus
• ✅ Diabetes Type 1
• ✅ Diabetes Type 2

 

and many more…

 

BonClassic covers the following additional chronic conditions:

 

• ✅ Alzheimer’s Disease (early onset)
• ✅ Ankylosing Spondylitis
• ✅ Attention Deficit Disorder in Children from 5 to 18 years old.
• ✅ Barrett’s Esophagus
• ✅ Benign Prostatic Hypertrophy
• ✅ Depression
• ✅ Eczema
• ✅ Gastro-Esophageal Reflux Disease (GORD)
• ✅ Generalized Anxiety Disorder
• ✅ Gout

 

and many more…

 

 

Bonitas BonClassic Plan Exclusions and Waiting Periods

 

The following is currently not covered by the Bonitas BonClassic Plan:

 

• ✅ Aromatherapy
• ✅ Ayurvedics
• ✅ Herbalists
• ✅ Iridology
• ✅ Reflexology
• ✅ Therapeutic Massage Therapy (Masseurs)
• ✅ Ambulance Services that are not authorized or already included in the contract with the provider
• ✅ Appliances, devices, and procedures not scientifically proven or appropriate
• ✅ Back rests and chair seats
• ✅ Bandages and dressings (except medicated dressings)
• ✅ Beds, mattresses, linen savers, pillows, and overlay
• ✅ Long0term implantable ventricular assist devices and total artificial hearts” – e.g., Heart Ware and Berlin’s heart
• ✅ Diagnostic kits, agents, and appliances unless otherwise stated, except for diabetic accessories
• ✅ Electric toothbrushes
• ✅ Humidifiers

 

Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bonitas BonClassic Plan:

 

• A 3-month general waiting period in respect of all benefits.
• A 12-month exclusion in respect of a pre-existing condition.
• A late-joiner contribution penalty might be applicable.

 

 

 

Bonitas BonClassic Plan vs. Other Bonitas Medical Fund Plan Options

 

🔎 Bonitas Plan	🥇 Bonitas BonClassic Plan (2025)	🥈 Medshield MediBonus (2024)	🥉 Momentum Extender (2025)
💙 Prescribed Minimum Benefits (PMB)	☑️ Yes	☑️ Yes	☑️ Yes
📊 Screening and Prevention	☑️ Yes	☑️ Yes	☑️ Yes
💳 Medical Savings Account	Up to R12,636 (Main)	❎ No	Up to R33,400 (Main)
📌 Oncology Cover	R336,100	R552,925	R500,000
🏥 Hospital Cover	Unlimited	Unlimited	Unlimited
📈 Annual Limit	Unlimited Hospital Cover	Unlimited Hospital Cover	Unlimited Hospital Cover
🌎 International Cover	R2.5 million	❎ No	R8.22 million
🔁 Gap Cover	☑️ Yes	❎ No	☑️ Yes
👤 Main Member Contribution	R7,453	R7,587	R7,215 ZAR – R10,381 ZAR

 

 

Our Verdict on the Bonitas BonClassic Plan

 

💙 BonClassic offers additional cover and higher limits than more entry-level plans offered by Bonitas.

 

💙 BonClassic offers extensive maternity benefits, covers 47 chronic conditions, and has high chronic medicine limits.

 

You might also like to consider the following plans Bonitas has to offer:

 

• Bonitas Standard Medical Aid Plan
• Bonitas Primary Select Medical Aid Plan
• Bonitas Primary Medical Aid Plan
• Bonitas Hospital Standard Medical Aid Plan
• Bonitas Standard Select Medical Aid Plan
• Bonitas BonStart Plus Medical Aid Plan
• Bonitas BonStart Medical Aid Plan
• Bonitas BonSave Medical Aid Plan
• Bonitas BonFit Select Medical Aid Plan
• Bonitas BonEssential Select Medical Aid Plan
• Bonitas BonEssential Medical Aid Plan
• Bonitas BonComprehensive Medical Aid Plan
• Bonitas BonComplete Medical Aid Plan
• Bonitas BonCap Medical Aid Plan

 

 

Frequently Asked Questions

 

Does the BonClassic plan cover maternity benefits?

Yes, the BonClassic plan provides comprehensive maternity benefits, including antenatal care, hospitalization for childbirth, and postnatal care.

 

What are the exclusions of the BonClassic plan?

Some of the exclusions of the BonClassic plan include cosmetic procedures, experimental treatments, and non-medical expenses.

 

Does the BonClassic plan cover oncology treatment?

Yes, the BonClassic plan covers oncology treatment, including chemotherapy, radiation therapy, and specialized cancer medication.

 

Does the BonClassic plan cover dentistry?

Yes, the BonClassic plan covers basic dentistry, including check-ups, fillings, extractions, and root canal treatment.  However, more specialized dentistry, such as braces or dentures, may require a co-payment.

 

Does the BonClassic plan cover gym memberships?

No, the BonClassic plan does not cover gym memberships. However, you could sign up via Sanlam to receive rewards.

 

Does the BonClassic plan cover breast reduction surgery?

Yes, the BonClassic plan covers breast reduction surgery, but only in certain circumstances where it is deemed medically necessary.

 

Does the BonClassic plan cover fillings?

Yes, the BonClassic plan covers fillings and other basic and specialized dental treatments.

 

Does the BonClassic plan cover spinal surgery?

Yes, the BonClassic plan covers spinal surgery, but only in cases deemed medically necessary and pre-authorized by the scheme.

 

Does the BonClassic plan cover chronic conditions?

Yes, the BonClassic plan covers managing and treating chronic conditions, including diabetes, hypertension, and asthma.

 

Does the BonClassic plan cover teeth whitening?

No, the BonClassic plan does not cover teeth whitening, as it is considered a cosmetic procedure.

 

Does the BonClassic plan provide diabetes management benefits?

Yes, the BonClassic plan provides a range of benefits to assist with managing diabetes, including cover for blood glucose testing strips, insulin pumps, and dietitian consultations.

 

Does the BonClassic plan provide HIV management benefits?

Yes, the BonClassic plan covers the management and treatment of HIV, including antiretroviral medication and related healthcare services.