Momentum Medical Aid Scheme (🇿🇦 2025*)
Overall, Momentum Medical Scheme offers 6 medical aid plans (Ingwe, Evolve, Incentive, etc.) and plans start from R589 per month with monthly income less than R1500 pm on the Ingwe Student plan. Additionally, Momentum Medical Scheme offers 24/7 emergency support and offers a comprehensive gap cover on every policy.
| 🔎 Medical Aid | 🥇 Momentum |
| 📌 Registration Number | 1167 |
| 📍 The average number of members | 293,000 |
| 🚩 Number of Markets | South Africa |
| 👥 Number of Employees | 500 – 1,000 |
| 📈 GCR Rating | AA |
| 📉 Average Customer Rating | 4.5 |
| 📊 Average Number of Reviews | 2,000+ |
| 📌 Market Share | +- 5% |
| 6️⃣ Number of plans | 6 |
Medical Aid Momentum Review – Analysis of Medical Aids’ Main Features
- ✅ Momentum Medical Scheme at a Glance
- ✅ Momentum Medical Scheme Regulation
- ✅ Momentum Medical Scheme Plan Overview
- ✅ Momentum Medical Scheme – Advantages over Competitors
- ✅ Momentum Medical Scheme Medical Savings Account
- ✅ How to apply for Medical Aid with Momentum Medical Scheme
- ✅ How to apply for Gap Cover with Momentum Medical Scheme
- ✅ How to Submit a Claim with Momentum Medical Scheme
- ✅ How to Submit a Compliment or Complaint with Momentum Medical Scheme
- ✅ How to Switch my Medical Aid to Momentum Medical Scheme
- ✅ Momentum Medical Scheme Customer Support
- ✅ Momentum vs Discovery Health vs Sizwe Hosmed – A Comparison
- ✅ Momentum Medical Scheme Member Reviews
- ✅ Our Verdict on Momentum Medical Scheme
- ✅ Momentum Medical Scheme Pros and Cons
- ✅ Momentum Medical Scheme Frequently Asked Questions
Momentum Medical Scheme at a Glance
| 🔎 Medical Aid | 🥇 Momentum |
| 📍 Headquartered | Centurion, Gauteng, South Africa |
| 📌 Registration Number | 1167 |
| 👥 The average number of members | 293,000 |
| ✔️ Number of Markets | South Africa |
| 👤 Number of Employees | 500 – 1,000 |
| 📈 GCR Rating | AA |
| 📎 Listed on the JSE? | ❎ No |
| 📉 JSE Stock Symbol | None |
| 💙 Average Customer Rating | 4.5 |
| 📍 Average Number of Reviews | 2,000+ |
| 📌 Market Share | +- 5% |
| 6️⃣ Number of plans | 6 |
| 🚑 Number of Hospitals in Network | 100+ |
| 🏠 Home care provided | ❎ No |
| 📱 Mobile App | ☑️ Yes |
| 📖 Momentum Medical Scheme Magazine for clients | ☑️ Yes |
| 💻 Medical Claims Portal | ☑️ Yes |
| 😷 Information Hub for COVID-19 | ☑️ Yes |
| ⚕️ Chronic Illness Benefits | ☑️ Yes |
| ⚠️ Number of PMB Chronic Conditions | 32 |
| 🖥️ Screening and Prevention offered | ☑️ Yes |
| 👶 Maternity Benefit | ☑️ Yes |
| 💵 Medical Aid Contribution Range (ZAR) | From R589 on the Ingwe student plan – R14,903 on the Summit Option |
| ⛔ Average Waiting Period | 3 – 12 months |
| ❌ Late-joiner penalties charged | If Momentum do apply a waiting period and/or a late joiner penalty to your membership, they will let you know before they activate your cover. |
| 🌎 Is International Medical Cover offered | ☑️ Yes |
| 💵 International Travel Benefit (ZAR) | Ingwe Option Not covered
Evolve Option R5 million per beneficiary
Custom Option R7.66 million per beneficiary
Incentive Option R8 million per beneficiary
Extender Option R8.22 million per beneficiary
Summit Option R9.01 million per beneficiary |
Momentum Medical Scheme Regulation
💙 The Council for Medical Schemes regulates Momentum Medical Scheme. The Council governs South Africa’s medical plan business for Medical Schemes (CMS), a regulating body set up under the Medical Schemes Act, No. 131 of 1998 (the Act). The CMS is responsible for a range of tasks related to the oversight of medical insurance plans, such as:
- ➡️ Responsible for registering medical insurance plans and ensuring they comply with the law and other laws.
- ➡️ Making sure healthcare plans have the money to pay claims.
- ➡️ Examining and authorizing proposed price hikes for medical plans.
- ➡️ Accepting and examining member complaints and initiating disciplinary action against medical plans that violate the Act or other applicable rules.
- ➡️ Helping medical insurance plans follow the law and other laws.
💙 Furthermore, if a medical scheme is found to violate the law, the CMS has the authority to issue administrative fines and penalties.
Momentum Medical Scheme Plan Overview
| 🔎 Plan | 💴 Contributions Range (Main) | 💵 Contributions Range (2x Adult) | 💶 Contributions Range (1 Adult + 1 Child) | 💷 Contributions Range (2 Adults + 1 Child) | 💴 Contributions Range (2 Adults + 2 Children) | 💵 Contributions Range (2 Adult + 3 Children) | 💶 Medical Savings (% of contribution or ZAR) |
| 1️⃣ Ingwe | 589 – 4,134 ZAR | 1,178 – 8,268 ZAR | 1,178 – 5,333 ZAR | 1,767 – 9,467 ZAR | 2,356 – 10,666 ZAR | 2,945 – 11,865 ZAR | None |
| 2️⃣ Evolve | 1,847 ZAR | 3,694 ZAR | 3,694 ZAR | 5,541 ZAR | 7,388 ZAR | 9,235 ZAR | None |
| 3️⃣ Custom | 2,353 – 4,047 ZAR | 4,133 – 7,295 ZAR | 3,187 – 5,491 ZAR | 4,967– 8,739 ZAR | 5,801 – 10,183 ZAR | 6,635 – 11,627 ZAR | None |
| 4️⃣ Incentive | 3,060 – 5,457 ZAR | 5,474 – 9,891 ZAR | 4,234 – 7,585 ZAR | 6,648 – 12,019 ZAR | 7,822 – 14,147 ZAR | 8,996 – 16,275 ZAR | Fixed at 10% of total contribution |
| 5️⃣ Extender | 7,215 – 10,381 ZAR | 12,687 – 18,742 ZAR | 9,336 – 13,358 ZAR | 14,808 – 21,719 ZAR | 16,929 – 24,696 ZAR | 19,050 – 27,673 ZAR | Fixed at 25% of Total contribution |
| 6️⃣ Summit | 14,903 ZAR | 26,822 ZAR | 18,327 ZAR | 30,246 ZAR | 33,670 ZAR | 37,094 ZAR | Not applicable. You can add the HealthSaver+ |
Momentum Ingwe Plan
💙 The Ingwe Choice is an inexpensive option for entry-level protection. Members can use any hospital, the Ingwe Network of private hospitals, or State hospitals for an even lower monthly payment for hospitalization coverage.
💙 Depending on their provider choice, members must consult physicians within the Ingwe Primary Care Network or Ingwe Active Network for chronic treatment and day-to-day benefits such as GP visits and prescribed medication. Members who select any hospital may only utilize Ingwe Active Network GPs for chronic and routine care.
💙 In addition, members are covered for three virtual GP consultations per year through the Virtual GP Consultation Network, which includes Hello Doctor, enabling virtual consultations with a qualified doctor from the comfort of their own home or wherever they may be.
💙 The Health Platform Benefit provides reimbursement for preventative care services offered by an Ingwe Primary Care Network or Ingwe Active Network provider.
💙 Certain Health Platform Benefits, such as the maternity program, are accessible from providers outside of the selected network provider. In addition, Momentum HealthSaver+ is available for members who require additional day-to-day advantages.
💙 Momentum HealthSaver+ is a supplemental product offered by Momentum that enables users to save for uninsured medical bills.
Momentum Evolve Plan
💙 Private hospital stays inside the Evolve Network are fully covered, with no annual caps, by selecting the Evolve Option. All Major Medical Benefits require a normal co-payment except for hospitalization due to pregnancy or childbirth or care received during an accident.
💙 Members are expected to use State facilities for chronic care and are provided with coverage for two virtual GP consultations through the GP Virtual Consultation Network, which includes Hello Doctor.
💙 The Health Platform Benefit also covers daily advantages like preventative screenings and check-ups. In addition, members can use the Momentum HealthSaver+ to pay for incidental, day-to-day costs like extra doctor’s appointments and medicines.
💙 To help members prepare for future medical costs that are not covered by their current plan, Momentum offers a supplementary product called HealthSaver+.
Momentum Custom Plan
💙 Private hospitalization costs are covered under the Customized Choice. Hospital stays are not capped at a certain number per year. You can use any hospital you like, or you can choose to utilize one of a chosen group of private hospitals in exchange for a lower contribution.
💙 Your choice of doctor and pharmacy for your long-term care needs is entirely up to you. You can also get a reduction in your regular payment by using a list of Associated physicians and a Medipost courier pharmacy for your long-term care needs.
💙 Alternatively, you can use State facilities for your chronic prescriptions, medications, and treatments and qualify for the maximum contribution discount.
💙 The Health Platform Benefit protects you from routine medical expenses, including check-ups, immunizations, and other preventative services. The Momentum HealthSaver+ is there for you if you also need protection for regular healthcare costs like doctor’s appointments and medication.
💙 In addition, you can save money for medical costs not covered by your insurance plan of choice with the help of Momentum’s HealthSaver+. Except in the cases of automobile accidents, maternity confinement, and emergency care, the co-payment for Major Medical Benefits under the Custom Option is a flat dollar amount.
Momentum Incentive Plan
💙 The Incentive Option provides coverage for hospitalization expenses at private facilities, with no cap on the number of hospital stays per year. Members can utilize any hospital of their choice or select from a pre-determined group of private hospitals known as Associated Hospitals to reduce their monthly premium.
💙 For long-term care needs, members can choose their doctor and pharmacy. However, members can reduce their monthly payments by utilizing a list of Associated doctors and the Medipost courier pharmacy. Additionally, by using state-run facilities for long-term prescriptions and medications, members have the opportunity to save the most on their monthly contributions.
💙 The Health Platform Benefit covers various medical services, including routine check-ups and cancer screenings. Ten percent of the monthly payment goes into a special Health Care Spending Account (Savings) to meet emergency and routine medical costs.
💙 If extra coverage for everyday expenses is required, members can use the Momentum HealthSaver+. This complementary product offered by Momentum allows members to save for medical expenses not covered under their insurance plan.
Momentum Extender Plan
💙 The Extender Option covers hospitalization in a private facility. There is no yearly cap on hospital stays. You can use any hospital you like, or you can choose to use only those on a select list of private hospitals (called Associated hospitals) to reduce your monthly premium.
💙 Regarding long-term care, you can visit any doctor you like for your chronic prescriptions and any pharmacy you like for your long-term medication. You can reduce your monthly payment using a list of Associated doctors and the Medipost courier pharmacy for your long-term care needs.
💙 If you prefer, you can use State facilities for your chronic prescriptions and medications and save the most on your contributions this way instead. Preventative screenings, specific check-ups, and more are all paid for by the Health Platform Benefit. In addition, the Personal Medical Savings (Savings) account will make 25% of your contribution available for use regularly.
💙 If your annual day-to-day expenses exceed your Savings, you can turn to the Extended Cover benefit, which kicks in once your day-to-day claims reach the Threshold (a set amount calculated based on the number of people in your family).
💙 As soon as you reach the Threshold, the Scheme will begin paying your claims from the Extended Coverage pool. However, before activating your Extended Cover, you can use the Momentum HealthSaver+ to cover additional day-to-day expenses and out-of-pocket costs.
💙 You can set aside money from your paycheck with Momentum HealthSaver+, a supplementary product offered by Momentum that helps you pay for medical costs not covered by your option.
Momentum Summit Plan
💙 The Summit Option protects hospital stays at any private hospital without any annual limits. It also includes benefits for day-to-day and chronic care from any provider.
💙 Suppose you require additional coverage for everyday expenses. In that case, you can opt for the Momentum HealthSaver+, an additional product offered by Momentum to help save for medical expenses not covered by your chosen option. Additionally, the Health Platform Benefit offers coverage for preventative screening tests, specific check-ups, and more.
Momentum Medical Scheme – Advantages over Competitors
- ➡️ A vast network of medical providers and facilities may offer members seeking medical care more options and convenience.
- ➡️ Benefit options that allow members to tailor their coverage to their specific needs and budgetary constraints.
- ➡️ A focus on preventative care and wellness can assist members in maintaining their health and reduce their future need for costly medical treatment.
- ➡️ Strong dedication to customer service and support, which may aid members in navigating the complex healthcare system and maximizing their coverage.
- ➡️ Access to online tools and resources for monitoring, understanding, and maintaining one’s health.
- ➡️ A customizable insurance solution that meets the client’s and their family’s needs.
➡️ It is important to note that these are only some potential benefits of the Momentum Medical Scheme; actual benefits and coverage may vary depending on the member’s specific plan and options.
💙 You might also consider reading Easy Ways to Get Cheaper Medical Aid
Momentum Medical Scheme Medical Savings Account
💙 Momentum Medical Scheme’s Medical Savings Account is known as the HealthSaver+. The Momentum HealthSaver+ is a product offered by Momentum that allows you to save for various medical expenses, such as vitamins, cosmetic surgery, and more.
💙 You can earn an interest rate of up to 10% on your positive balance, which is determined by a combination of your Healthy Heart Score and Active Dayz™. The annual fee for this account is only R40, and it offers a convenient way to pay for treatments and procedures that your insurance may not cover.
💙 You can use your funds to pay for medical scheme contributions, fund your child’s education, buy vouchers for people in need, boost your retirement, and pay for non-medical expenses at pharmacies and veterinarians.
💙 Additionally, if you contribute monthly, you can access a digital assistant, Hey Jude, which will help you find or organize anything you need. You can also use your funds to purchase fitness devices, and if you qualify, you can get credit from as low as 0% interest.
💙 Furthermore, you can access your funds with the Multiply Money Card to pay for various healthcare-related expenses such as medication, treatments, and consultations.
Momentum Multiply rewards and discounts
Earn rewards for every step you take to improve your health with Momentum Multiply. Start your wellness journey and get rewarded from day one! Here’s what you get:
- 💙 A partner on your journey to health and wellness.
- 💙 Access to the digital health and fitness assessment on the Multiply app.
- 💙 Access to the Digital Coach to help you improve the way you eat, sleep, move, breathe and connect.
- 💙 Access to Wysa, an anonymous wellbeing AI coach available to help you build mental resilience.
- 💙 Partner discounts and HealthReturns from big brands.
How to apply for Medical Aid with Momentum Medical Scheme
Medical Aid Quote Momentum Medical Scheme process explained
➡️ To apply for Medical Aid through Momentum Medical Scheme, you must visit the official Momentum website, click the menu in the top left corner of the page, and select “Medical Aid” from the listed options. You can view all the medical aid options from here or get an online quote. You can select your option and apply online or request a callback to complete the application.
➡️ New Members 35 years or older may be subject to late-joiner penalties on Momentum Medical Aid Plans.
➡️ Get a Momentum Medical Aid quote from our Dedicated Medical Aid Specialists Broker
How to apply for Gap Cover with Momentum Medical Scheme
➡️ Visit the Momentum website and select “Medical Aid” from the menu on the left-hand side of the home page (click the three lines in the left corner).
➡️ Click “GapCover+” under the “Convenient, innovative features, unique to Momentum.” From here, you can view the GapCover+ brochure or click on “Get GapCover.”
➡️ The Individual Application form for GapCover will open in a new tab, and you must print the document to complete it.
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How to Submit a Claim with Momentum Medical Scheme
➡️ To submit a claim to Momentum Medical Scheme, you can follow these steps. Go to the “Medical Aid” section on the Momentum homepage. Scroll down and click on “Submit a Claim” under “Claims and Authorizations.”
- ✅ Via the App: Download the Momentum app, log into your profile, scan or upload your claim, and submit it to Momentum.
- ✅ Via the website: Use the Web Chat facility on the website.
- ✅ Via WhatsApp: Click on the “WhatsApp Message” link and follow the instructions to submit your claim.
- ✅ Telephonically: Call the toll-free number from within South Africa or use the landline number provided if you are calling from abroad.
- ✅ Email: Email your claim to the Momentum Health claims department.
- ✅ Via Post: You can send your claim via the postal service in South Africa to Momentum Health’s postal address in Durban, KwaZulu-Natal.
How to Submit a Compliment or Complaint with Momentum Medical Scheme
To submit a compliment or a complaint to Momentum Medical Scheme, follow these steps:
- ☑️ Go to the Momentum Website and click “Contact Us” from the righthand side of the home screen.
- ☑️ Scroll down to “Compliments and Complaints” and click “Share Your Experience.”
- ☑️ Select “Compliments” or “Complaints.”
If a complaint has not been managed to your satisfaction, you can explore the following avenues, depending on your complaint:
- ☑️ Council for Medical Schemes
- ☑️ Financial Advisory and Intermediary Services (FAIS) Advice-Related Complaints
- ☑️ Ombudsman for Long-Term Insurance
- ☑️ Ombudsman for Short-Term Insurance
- ☑️ Pension Funds Adjudicator
- ☑️ The National Consumer Commission (Consumer Protection Act)
- ☑️ Protection of Privacy
👉🏿 Read more: How to Report a Medical Aid Scheme for Wrongdoing
How to Switch my Medical Aid to Momentum Medical Scheme
💙 It would help if you notified your current medical aid of your intent to terminate coverage before switching to the Momentum Medical Scheme.
💙 After giving your current medical aid provider notice that you will cancel your coverage, you can apply for Momentum Medical Scheme online or over the phone.
Momentum Medical Scheme Customer Support
💙 Momentum Medical Scheme provides multiple channels of communication with its customer service team.
- ➡️ Call +27 (0)11 350 0000 to reach the Momentum Medical Scheme help desk.
- ➡️ Momentum Medical Scheme’s email address for contacting customer service is [email protected].
- ➡️ You can reach the customer service team of the Momentum Medical Scheme via their website’s online contact form.
- ➡️ Contacting Momentum Medical Scheme is also possible via various social media channels.
- ➡️ Stop by a branch: Momentum Medical Scheme has locations across the country where you can get help.
- ➡️ Momentum medical aid contact details Call or WhatsApp 0860 11 78 59
💙 Remember that the customer service hours and availability may change based on the method of contact and the nature of the issue at hand.
Momentum vs Discovery Health vs Sizwe Hosmed – A Comparison
| 🔎 Medical Aid | 🥇 Momentum Medical Scheme (2025) | 🥈 Discovery Health (2025) | 🥉 Sizwe Hosmed Medical Aid Scheme |
| 📌 Operation started in | 1966 | 1992 | 1978 |
| 👥 Average # Members | 293,000 | 3.3 million | 172,000+ |
| 📈 GCR Rating | AA | AAA | A+ |
| 📉 Number of Employees | 500 – 1,000 | 13,500 | 500 – 1,000 |
| 📊 Market Share | 5%> | 56.7% | <5% |
| 📎 Market Coverage | South Africa | 40 Markets | South Africa |
| ☑️ Customer Rating | 4.5 | 4.4/5 | – |
| 💙 Number of reviews | 2,000+ | 20,000+ | <1,000 |
| 📱 Mobile App | ✅ Yes | ✅ Yes | ✅ Yes |
| 💵 Contribution Range (ZAR) | 589 – 14,903 ZAR | 1,184 – 11,430 ZAR | |
| 💴 International Travel Benefit (ZAR) | Up to 9.01 million ZAR | Up to 5 million ZAR | 100% of the Scheme Rate |
Read more comparisons between Momentum Medical Scheme and other Medical aid schemes:
Momentum Medical Scheme Member Reviews
Excellent.
I would like to take a moment to say that Momentum consistently has excellent customer service. Professionally, the consultants never fail to assist us and provide us with their undivided attention. Momentum, I appreciate I. – Mustafa Shields
Trusted Support.
Momentum Health has been excellent to work with since my husband had a medical emergency; they have been prompt in authorizing and approving PMBs. Their customer service representatives are always helpful and polite. Wow, that was effective! – Samuel Shepard
High-Quality Service.
Positive feelings about Momentum. Financial security includes a pension, life insurance, and medical assistance. Invariably helpful and high-quality service. – Zahraa Graves
Our Verdict on Momentum Medical Scheme
💙 Overall, Momentum Medical Scheme is a well-established and trustworthy medical aid provider that offers an array of comprehensive health insurance plans focusing on preventative care and additional benefits for its clients.
💙 Momentum Medical Scheme has a range of customer support options, including a website and branches for those who want to learn more about the scheme and the overall company. Additionally, Momentum has diversified its product portfolio to include healthcare, car and home insurance, life cover, savings, and investments.
💙 With six medical aid plan options available, it is easy for both low- and high-income earners to find a suitable plan within the scheme. Furthermore, Momentum and Momentum Health strongly emphasize preventative measures, making it an ideal choice for individuals who want to stay on top of their health status.
💙 Therefore, Momentum Health is one of the most trusted schemes in South Africa.
👉🏿 Poll 1: 5 Best Medical Aids in South Africa for Young Adults
👉🏿 Poll 2: 5 Best Medical Aids under R500
Momentum Medical Scheme Pros and Cons
| ✅ Pros | ❌ Cons |
| Momentum Health provides extensive coverage options, such as hospitalization care, long-term medication, regular check-ups, and preventative care | Momentum does not offer 24/7 customer support |
| Momentum Health prioritizes preventative care and provides members with several wellness programs to encourage healthy lifestyle choices | The live chat is only available during business hours |
| Members of Momentum Health have access to a round-the-clock telemedicine service that facilitates remote doctor consultations | Because of Momentum Health’s limited network of providers, members may have trouble locating a suitable medical center or doctor |
| Momentum Health provides a wide range of services and products, such as medical, auto, and home insurance, as well as life insurance, retirement planning, and investment services | Some members might have to pay more out-of-pocket expenses, depending on the plan they select |
👉🏿 You might also like the Momentum Summit
👉🏿 You might also like the Momentum Ingwe
👉🏿 You might also like the Momentum Incentive
👉🏿 You might also like the Momentum Extender
👉🏿 You might also like the Momentum Evolve
👉🏿 You might also like the Momentum Custom
👉🏿 You might also like the Multiply Rewards
Momentum Medical Scheme Frequently Asked Questions
Is Momentum a good medical aid?
Momentum is the third-largest medical aid in South Africa, with a high trust rating of 4.3, making it a popular and reputable option for South Africans regardless of their health needs.
Is Momentum an affordable medical aid?
Momentum’s entry-level medical aid plans provide South Africans extensive cover in terms of day-to-day care, hospital cover, and chronic conditions from 589 ZAR in 2025, making it a good and affordable option. Furthermore, the Ingwe option allows members to choose a plan according to their monthly income, ensuring they can choose a suitable option comfortably.
Where can I find the Momentum Medical Aid plans and prices for 2023?
You can find this information under the “Medical Aid” section of the official Momentum website.
Is the Momentum Hospital Plan a good option?
According to existing members, the Momentum Hospital plan offers comprehensive coverage and flexible contribution options that suit every budget.
How can I access my Momentum Medical Aid Login from Web or Mobile?
You can access the official Momentum page and the “Medical Aid” option from the main menu. In addition, you can click on “log in” from the top right side of the page to enter your credentials and access your client portal.
How do I Downgrade my Plan with Momentum Medical Scheme?
Momentum Medical Scheme does not currently indicate whether members can downgrade their plan.
How do I add a Beneficiary to Momentum Medical Scheme?
If you want to add a child or adult dependent, you can log into your Momentum Medical Scheme profile.
Are there different levels of coverage available with Momentum Health?
Yes, there are different levels of cover available with the Momentum Evolve Plan, ranging from the comprehensive Premier Option to the more affordable Ingwe Option.
How long does Momentum take to pay out a claim?
Momentum takes several days up to weeks, depending on the overall process and the documents and information received.
Does Momentum have cashback?
Yes, Momentum has a cashback program. However, this cashback is on its insurance and not medical aid. The Momentum optional benefit reimburses 15% of your paid premiums if you go four consecutive years without filing a claim. Once a claim has been resolved, a new Momentum Rewarder cycle will commence immediately after the incident date.
Does Momentum cover gym membership?
Momentum offers discounts on gym memberships. Momentum Health’s optional rewards program offers a 25% gym membership discount. In addition, Virgin Active and Planet Fitness studios nationwide offer discounted rates without a minimum number of visits per month or year.
Does Momentum cover Surgery?
This Major Medical Benefit covers hospitalization, specialized procedures, and scans. In addition, option-specific benefits cover hospitalization and surgery.
How can you apply for chronic Momentum medication?
To apply for Momentum’s chronic medication and activate your chronic benefit, you must request that your treating doctor contact Momentum to receive the application. Once approved, you can receive your medication from a pharmacy.
Does Momentum cover over-the-counter medication?
Depending on your plan and available benefits, Momentum pays for prescribed and over-the-counter medication, often on plans with savings for medical aid or day-to-day benefits for OTC medicine.
Does Momentum cover depression?
Mental health illnesses like depression, drug and alcohol rehabilitation, and post-traumatic stress are included in the list of 270 conditions that must be treated to qualify for the Prescribed Minimum Benefit. However, the treatment of these illnesses with medication is not covered.
Does Momentum have a waiting period?
Momentum, like all other medical aids in South Africa, has waiting periods that the Council determines for Medical Schemes (CMS), which can range from 3 to 12 months depending on specific and pre-existing conditions, previous cover, and more.
Does Momentum cover childbirth?
Momentum provides both a daily benefit for hospitalization and a lump sum maternity benefit in the event of childbirth.
👉🏿 Ladies can make use of our free Ovulation Calculator
What is the Momentum Medical Aid Contact Number?
Momentum can be contacted on 0860 11 78 59 telephonically or on WhatsApp for customer care, chronic medication, emergency GP and Casualty Benefits, and other options. For emergencies, Momentum Medical Aid can be contacted at 082 911.
