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Bonitas BonComprehensive Medical Aid Plan (🇿🇦 2025)

Overall, the Bonitas BonComprehensive Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers international cover and PMBs to its members. The Bonitas BonComprehensive Medical Aid Plan starts from R11,321 ZAR.

💊 Prescribed Minimum Benefits (PMB)	☑️ Yes
⚕️ Screening and Prevention	☑️
💳 Medical Savings Account	Up to R25,632 (Main)
💙 Oncology Cover	R448,200 ZAR
🍼 Maternity Benefits	☑️
📈 Annual Limit	Unlimited Hospital Cover
🌎 International Cover	R2.5 million
➡️ Gap Cover	☑️
👤 Main Member Contribution	R11,321 ZAR
🏠 Home Care	☑️

Bonitas BonComprehensive Review – 9 Key Point Quick Overview

Bonitas BonComprehensive Overview

Overall, Bonitas Medical Fund is a popular medical aid scheme in South Africa, registered with the Council of Medical Schemes (CMS) under FSP No. 1512. The Bonitas BonComprehensive Plan starts from R11,321.

It includes maternity, in- and out-of-hospital cover, international travel, PMBs, and more. Gap Cover is available on the Bonitas BonComprehensive Plan, along with 24/7 medical emergency assistance.

According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.5.

👉 Download the Boncomprehensive guide for 2025

Bonitas BonComprehensive Plan Contributions

🔎 Members	👤 Main Member	👥 +1 Adult Dependent	💙 +1 Child Dependent
💶 Contributions	R11,321 ZAR	R10,676 ZAR	R2,306 ZAR

Bonitas BonComprehensive Benefits and Cover Comprehensive Breakdown

Out-of-Hospital Benefits

These benefits cover visits to your primary care physician or specialist, acute medicine, X-rays, blood tests, and other outpatient medical expenses. Please note that when you complete a wellness screening or online wellness questionnaire, the Benefit Booster is unlocked and can be used to pay for out-of-hospital expenses first.

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BonComprehensive Savings, SPG, Threshold, and ATB

Once your annual savings are depleted, you will be responsible for your day-to-day medical expenses until you have paid the full self-payment gap. Then, you will have access to your benefit above the threshold. Please submit all claims you have paid towards the self-payment gap to Bonitas so that the scheme can inform you when you have access to your benefit above the threshold. However, members should note that not all claims will contribute to your self-payment gap. Furthermore, all claims will accumulate according to Bonita’s Rate.

🔎 Members	👤 Main member	👥 Adult Dependent	💙 Child Dependent
💳 Savings Account	R25,632	R24,168	R5,220
💶 Self-Payment Gap (SPG)	R5,210	R4,320	R1,970
📉 Threshold Level	R30,842	R28,488	R7,190
📊 Above Threshold Benefit (ATB)	Unlimited	Unlimited	Unlimited

BonComprehensive Out-of-Hospital Benefits

📌 General Practitioner Consultations (Including Virtual/Online)	Paid from available Medical Savings Account balance or the above threshold benefits.
📍 Specialist Consultations	Paid from available Medical Savings Account balance or the above threshold benefits. Your GP must refer you.
☑️ Blood and other lab tests	Paid from available Medical Savings Account balance or the above threshold benefits.
✅ X-Rays and Ultrasounds	Paid from available Medical Savings Account balance or the above threshold benefits.
🚩 MRIs and CT scans	There is a limit of R38,470 per family for in and out-of-hospital scans. There is an R2,800 co-payment per scan unless it is a PMB. Pre-authorization is necessary.
⚕️ Acute Medicine	Paid from available Medical Savings Account balance or the above threshold benefit. Formulary and Bonitas Pharmacy Network apply to the above threshold benefit. 20% co-payment for non-network/non-formulary use in the above threshold benefit There is an above threshold limit of R17,850 per family combined with OTC medicine.
😷 Over-the-Counter Medicine	Paid from available Medical Savings Account balance or the above threshold benefit. Formulary and Bonitas Pharmacy Network apply to the above threshold benefit. 20% co-payment for non-network/non-formulary use in the above threshold benefit. There is an above-threshold limit of R17,850 per family combined with acute medicine.
➡️ Homeopathic Medicine	Paid from available Medical Savings Account balance or the above threshold benefit. 20% co-payment for non-network/non-formulary use in the above threshold benefit
✔️ Allied Medical Professionals (including Dieticians, Occupational Therapists, etc.)	Subject to the available Medical Savings or above threshold benefits.
🔎 Physiotherapy, Podiatry, and Biokinetics	Subject to the available Medical Savings or above threshold benefits.
💙 Mental Health Consultations	In and out-of-hospital consultations are included as part of the Mental Health hospitalization benefit. There is a limit of up to R20,310 per family.
📌 General Medical Appliances such as crutches and wheelchairs	Subject to the available Medical Savings or above threshold benefits. Frequency limits per the Managed Care Protocols apply. Must use a preferred supplier.
📍 Insulin Pumps or Continuous Glucose Monitors	There is a limit of R89,420 per family every 5 years. Consumables are limited to R89,420 per family. There is only one device allowed per family yearly.
🤓 Optometry	Paid from available savings or above-the-threshold benefit, R4,053 per beneficiary, once every two years (based on the date of your previous claim). Every beneficiary can choose between glasses and contact lenses but cannot have both.
👓 Eye Tests	One consultation per beneficiary at a network provider or an eye examination at a non-network provider for R400 per beneficiary.
👁️‍🗨️ Single-vision Lenses (clear)	100% of the cost of lenses at network rates of R215 per lens, per beneficiary, if purchased outside of the network.
👁️ Bifocal Lenses (clear)	100% of the cost of lenses at network rates of R460 per lens, per beneficiary, if purchased outside the network.
➡️ Multifocal lenses	Base lens costs are fully covered at in-network providers or up to R860 per beneficiary at non-network locations.
📌 Frames only	Subject to the available Medical Savings or above threshold benefits. Subject to the Optometry sub-limit.
📍 Contact lenses	Subject to the available Medical Savings or above threshold benefits. Subject to the Optometry sub-limit.
✔️ Hearing Aids	R10 900 per device (maximum two devices per beneficiary), once every 3 years (based on the date of your previous claim) Avoid a 25% co-payment by using a DSP All tests and consultations limited to the Hearing Loss Management Programme and use of a network provider. Claims outside the Hearing Loss Management Programme paid from available savings and/or above threshold benefit
🦷 Basic Dentistry	Subject to the available Medical Savings or above threshold benefits. Subject to the Dental Management Programme of Bonitas. Covered according to the Bonitas Dental Tariff.
🪥 Consultations	Each beneficiary receives two annual check-ups (once every 6 months).
✅ Intra-Oral X-Rays	Managed Care Protocols apply to this benefit.
☑️ Extra-Oral X-Rays	Each beneficiary can receive one every three years.
✔️ Preventative Care	Beneficiary services include two scaling and polishing treatments once yearly (every 6 months). Only children under the age of 16 and above 5 years are eligible for fissure sealants. Fluoride treatments are only covered for children under the age of 16 years.
✳️ Fillings	Fillings are covered once every two years per tooth. The benefit of tooth re-treatment is subject to Managed Care protocols. Multiple fillings may necessitate a treatment plan and X-rays.
📈 Root Canal Therapy and Extractions	Managed Care Protocols apply to this benefit.
📉 Plastic Dentures and Associated Lab Costs	One set of plastic dentures (upper and lower) every 4 years per beneficiary. Pre-authorization is required for treatment.
📊 Specialized Dentistry	Subject to the Bonitas Dental Management Programme, covered at the Bonitas Dental Tariff.
🔍 Partial Chrome Cobalt frame dentures and lab costs	Two partial frames (upper or lower) once every 5 years. Managed Care protocols apply. Pre-approval is required.
🦷 Crowns, bridges, and lab costs	Three crowns per year per family. Crowns will be covered once every 5 years per tooth. A treatment plan, as well as X-rays, may be required. Pre-approval is required.
🪥 Implants and Associated Lab fees	Two implants per beneficiary every 5 years. There is a limit of R3,563 per implant to cover the cost of components.
💶 Orthodontics and lab fees	Orthodontic treatment is only available once per beneficiary per lifetime. An orthodontic needs analysis will be used to evaluate pre-authorization cases clinically. The outcome of the needs analysis determines benefit allocation, and funding can be granted up to 100% of the Bonitas Dental Tariff. Where function is impaired, orthodontic treatment will be covered (not granted for cosmetic reasons). Only one family member may begin orthodontic treatment per year. Beneficiaries must be between 9 and 18 to be eligible for fixed comprehensive treatment.
☑️ Periodontics	Pre-authorization is required and Managed Care Protocols apply. The benefit is limited to conservative, non-surgical therapy and will only be available to Periodontal Programme members.

BonComprehensive Chronic Benefits

BonComprehensive covers 60 chronic conditions.

Your chronic medicine benefit is R18,040 per beneficiary and R35,920 per family on the applicable medicine formulary. If you use a medication that is not on the formulary, you must pay a 30% co-payment. However, after you have paid the above amount, you will still be covered for the 27 Prescribed Minimum Benefits listed.

In addition, your medication must be obtained from the Bonitas Pharmacy Network, and Pre-approval is required. The Bonitas BonComprehensive Plan Covers the following PMBs:

✅ Addison’s Disease
✅ Asthma
✅ Bipolar Mood Disorder
✅ Bronchiectasis
✅ Cardiac Failure
✅ Cardiomyopathy
✅ Chronic Obstructive Pulmonary Disease
✅ Chronic Renal Disease
✅ Coronary Artery Disease
✅ Crohn’s Disease
✅ Diabetes Insipidus

and many more….

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BonComprehensive covers the following additional chronic conditions:

✅ Acne
✅ Allergic Rhinitis
✅ Alzheimer’s Disease (early onset)
✅ Ankylosing Spondylitis
✅ Anorexia Nervosa
✅ Barrett’s Esophagus
✅ Bechet’s Disease
✅ Bulimia Nervosa
✅ Cystic Fibrosis
✅ Dermatitis
✅ Dermatomyositis
✅ Depression
✅ Eczema
✅ Gastro-Esophageal Reflux Disease (GORD)
✅ Generalized Anxiety Disorder
✅ Gout
✅ Huntington’s Disease
✅ Hyperthyroidism
✅ Motor Neurone Disease

and many more….

Bonitas BonComprehensive Plan Additional Benefits

Available upon completion of a wellness questionnaire or screening. There is an certain limit per family that can be used for a range of out-of-hospital claims, including the following:

✅ GP and specialist consultations.
✅ Acute and over-the-counter medicine.
✅ Biokineticists and physiotherapists consultations and treatment.
✅ Paramedical services include dietician, speech and occupational therapy consultations, and treatment.
✅ Alternative healthcare such as homeopathic consultations, treatment, and acupuncture.
✅ X-rays
✅ Blood tests

When an adult recipient has completed a wellness screening or online wellness questionnaire, dependent children are eligible for the Benefit Booster.

BonComprehensive Maternity Care

This benefit offers the following:

✅ Twelve antenatal appointments with a gynecologist, general practitioner, or midwife.
✅ R1 580 is reserved for antenatal classes.
✅ Two 2-dimensional ultrasound scans.
✅ Amniocentesis was performed once.
✅ Four post-delivery midwife consultations (one of which can be used for a lactation specialist consultation).

After-delivery private ward – up to 3 days.

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Bonitas BonComprehensive Plan Maternity Programme

With this benefit, members can get the following benefits:

✅ Access to a maternity advice line available around the clock.
✅ Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
✅ Access to articles on prevalent pregnancy issues.
✅ You receive weekly pregnancy education emails and text messages.
✅ Online prenatal classes prepare you for childbirth and what to expect at home.
✅ A Baby bag containing baby care necessities.

👉🏿 Try our free Ovulation Calculator

Bonitas BonComprehensive Plan Wellness Benefit

There is one wellness examination per recipient at a participating pharmacy, biokinetics, or Bonita’s wellness day. The health examination includes the following tests:

✅ Blood pressure
✅ Glucose
✅ Cholesterol
✅ Body Mass Index
✅ Waist-to-hip ratio

Bonitas BonComprehensive Plan Preventative Care

This benefit includes the following:

✅ One HIV test and counseling for each recipient.
✅ One flu vaccine per beneficiary.
✅ One complete lipogram every 5 years for individuals aged 20 and older.
✅ One mammogram every two years for women over 40.
✅ Women aged 21 to 65 should undergo a pap smear every three years.
✅ Men between 55 and 69 qualify for one prostate screening antigen test yearly.
✅ Members 65 and older receive 1 pneumococcal vaccine every 5 years.
✅ One stool test for colon cancer for individuals aged 45 to 75.
✅ Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
✅ Covid-19 vaccinations and boosters as directed by the National Health Service.
✅ One whooping cough booster vaccine every ten years for members aged seven to 64.
✅ One bone density screening every 5 years, for women
aged 65 and over and men aged 70 and over .
✅ Two human papillomaviruses (HPV) vaccines for girls aged 9 to 14.
✅ And many more…

Bonitas BonComprehensive Plan Contraceptives

✅ R2,050 per household for the Bonitas BonComprehensive Plan (for women aged up to 50).
✅ It would help if you used the Designated Service Provider for contraceptives dispensed by a pharmacy.
✅ A 40% co-payment applies if you choose not to use a Designated Service Provider.

Bonitas BonComprehensive Plan Africa Benefit

This benefit is subject to authorization but provides in-hospital and out-of-hospital treatment at 100% of Bonita’s Rate.

Bonitas BonComprehensive Plan Childcare

This benefit offers the following benefits:

✅ Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
✅ Screening for congenital hypothyroidism in infants younger than one month.
✅ Babyline: 24-hour medical advice line for children younger than 3 years.
✅ Immunization according to South Africa’s Expanded Programme on Immunization until the age of 12.
✅ Three Pediatrician or General Practitioner consultations per child <1 Year.
✅ Between the ages of one and two, each child should see a pediatrician or a general practitioner twice.
✅ Between the ages of 2 and 12, each child receives two GP consultations.

👉🏿 Read more about Health Insurance for Children

Bonitas BonComprehensive Plan International Travel Benefit

Before departure, you must register for this benefit. The Bonitas BonComprehensive Plan International Travel Benefit covers up to R2.5 million in medical emergency cover per family when traveling outside South Africa.

Furthermore, an additional benefit for medical quarantine is up to R10,000 per recipient if Covid-19 is detected.

Bonitas BonComprehensive Mental Wellness

✅ Available to members with depression, anxiety, post-traumatic stress disorder, or alcoholism.
✅ A limit to R13 850 per beneficiary is applicable.
✅ Access to a Care Manager who will collaborate with you, your treating physician, and, as needed, other healthcare professionals to improve your condition.
✅ Your Care Manager will assist you in scheduling appointments with your doctor, obtaining authorization for healthcare services, comprehending the significance of preventative care and the utilization of wellness benefits, and resolving any other health-related questions.
✅ Provides mental health education materials that empower you to manage your condition.

A digital platform intended to facilitate members’ access to mental health information, community support, and professional assistance.

Bonitas BonComprehensive Plan Hospital-at-Home

This benefit offers the following:

✅ Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
✅ Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
✅ Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
✅ In addition to remote patient monitoring, daily visits, laboratory services, blood tests, wound dressings, medication/fluids via a drip, allied healthcare services, and physiotherapy, Bonita’s hospital setup at home also includes remote patient monitoring (as prescribed)
✅ A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
✅ Re-admissions can be reduced with the help of a transitional care program.
✅ Hospital-at-Home requires prior authorization.

Bonitas BonComprehensive Plan Cancer Cover

The Bonitas BonComprehensive Plan’s Cancer Cover benefit works in the following ways:

✅ Provides you with emotional and medical support.
✅ Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
✅ Social worker access for you and your loved ones.
✅ Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
✅ Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
✅ Specialists from the Bonitas Oncology Network are utilized.

Bonitas BonComprehensive Plan HIV / AIDS Benefit

This benefit works in the following ways:

✅ Offers appropriate treatment and the means to live your best life.
✅ Provides HIV-related consultations to monitor your doctor’s clinical status.
✅ Provides access to telephone support from physicians.
✅ Includes drugs to prevent mother-to-child transmission and infection following a sexual assault or a needle-stick injury.
✅ Covers routine blood tests to monitor disease progression, therapy response, and possible treatment side effects.
✅ Provides ongoing patient support through a team of skilled and seasoned counselors.
✅ Prevention and treatment of opportunistic infections such as pneumonia, tuberculosis, and influenza.

Finds a registered therapist for face-to-face emotional support.

Diabetes Management

This benefit works in the following ways:

✅ Enables you to make the best decisions to maintain your health.
✅ Offers cover tests necessary for managing diabetes and other chronic conditions.
✅ Provides access to diabetes specialists, dietitians, and podiatrists.
✅ Provides access to a Health Coach who will respond to any questions.
✅ Offers a tailored care plan to meet your specific requirements.
✅ Provides education to improve your understanding of your condition.

Female Health

Accessible to all female members aged 18 and above:

• 💙 Guidance, support, and education led by women’s healthcare experts.
• 💙 Early detection of diseases and seamless access to specialised care.
• 💙 Proactive support in accessing essential healthcare services.
• 💙 Promotion of preventative healthcare strategies tailored to women’s needs.
• 💙 Online health assessments tailored to female health concerns.
• 💙 Empowerment of women to actively manage their health.

Back and Neck Programme

This benefit works in the following ways:

✅ Evaluation of back and neck pain to determine the level of care necessary before surgery for the best possible outcome.
✅ Provides a customized treatment plan for up to six weeks.
✅ Contains care from physicians, physiotherapists, and biokinetics.
✅ Provides access to a home care plan for long-term results maintenance and aids in managing severe back and neck pain.
✅ Highly efficient and low risk, with a high rate of success.
✅ Excluding X-rays, Bonitas will cover the cost of the program.
✅ Members can use the DBC network.

Hip and Knee Replacement

This benefit works in the following ways:

✅ Using the most recent international standardized clinical care pathways
✅ Doctors evaluate and treat your condition before surgery to ensure the best possible outcome.

Employs a multidisciplinary team dedicated to assisting with successful recovery Treatment is fully covered by the ICPS and Joint Care networks.

Bonitas BonComprehensive In-Hospital Benefits

This benefit provides cover for major medical events resulting in the beneficiary’s hospitalization. In addition, members have access to private hospital cover, and authorization in advance is mandatory.

A co-payment may be required for admissions or procedures, and Managed Care Protocols may apply depending on the procedure or treatment.

🔎 Specialist Consultations in-hospital	Unlimited, with 150% cover according to the Bonitas Rate.
📌 GP Consultations in-hospital	Unlimited, with 100% cover according to the Bonitas Rate.
📍 Blood Tests and other lab tests	Unlimited, with 100% cover according to the Bonitas Rate.
☑️ X-Rays and Ultrasounds	Unlimited, with 100% cover according to the Bonitas Rate.
✅ MRI and CT scans	There is an R38,470 limit per family in and out-of-hospital. Pre-authorization is required for MRIs and CT scans. There is an R2,800 co-payment per scan unless it is for a PMB.
📈 Allied Medical Professionals	Unlimited, with 100% cover according to Bonita’s Rate. Covered according to Bonita’s Rate.
📉 Physiotherapy, Podiatry, and biokinetics	Unlimited, with 100% cover according to Bonita’s Rate. A treatment practitioner referral is required.
📊 Internal and External Prostheses	There is a limit of up to R67,640 for internal prostheses per family. There is a limit of up to R67,640 for external prostheses per family. There is a sub-limit of R6,450 for breast prostheses, which is limited to two per year.
📌 Internal Nerve Stimulators	Cover of up to R203,200 is available per family.
📍 Deep Brain Stimulation (excluding prostheses)	Cover of up to R286,500 is available per family.
☑️ Cochlear Implants	Cover of up to R341,000 is available per family.
✅ Cataract Surgery	Members can avoid an R7,420 co-payment by only using a DSP.
📈 Refractive Surgery	There is a limit of R25,500 per family, and pre-authorization is required for this procedure.
📉 Spinal Surgery	Conditional upon an evaluation or conservative treatment by the Designated Service Provider.
📊 Hip and Knee Replacements	Use the Designated Service Provider to avoid an R37,080 co-payment.
📌 Mental Health Hospitalization	There is coverage up to R59,920 per family. Physiotherapy for mental health admissions is not covered.
📍 Take-Home Medicine after discharge	Members receive up to 7 days’ supply, up to R670 per hospital stay
☑️ Physical Rehabilitation	There is a limit of up to R60,900 per family.
✅ Hospitalization Alternatives	There is a limit of R20,310 per household. Managed Care rules apply.
📈 Palliative Care (Only for Cancer)	Unlimited but subject to the DSP. Includes hospice and private nursing, oxygen at home, pain management, and support from a psychologist and a social worker.
📉 Cancer Treatment	Unlimited for PMBs. Bonitas covers up to R448,200 per family for non-PMBs, which is paid up to 80%, according to the DSP. There is no cover for non-DSPs once the limit is reached. There is a 30% co-payment when members use a non-DSP. There is a sub-limit of R60,680 that applies per beneficiary for Brachytherapy. There is R448,200 available for specialized medicine, including biological medicine.
📊 Cancer Medicine	Subject to the Medicine Price List and the Preferred Product List Use a Designated Service Provider to avoid a 20% co-payment.
📌 Non-Cancer Specialized Medicine (such as biological medicine)	There is R247,400 available per family.
📍 Organ Transplants	Unlimited Cover. There is a sub-limit of R38,670 for corneal grafts.
☑️ Kidney Dialysis	Unlimited cover. Members can avoid a 20% co-payment by using a DSP.
✅ HIV/AIDS	If you register for HIV/AIDS, the cover is unlimited.
📈 Defined List of Day Surgery Procedures	Use a network day hospital to avoid an R2,720 co-payment.

Bonitas BonComprehensive Plan Exclusions and Waiting Periods

Exclusions

The following is currently not covered by the Bonitas BonComprehensive Plan:

✅ Aromatherapy
✅ Ayurvedics
✅ Herbalists
✅ Iridology
✅ Reflexology
✅ Therapeutic Massage Therapy (Masseurs)
✅ Ambulance Services that are not authorized or already included in the contract with the provider
✅ Appliances, devices, and procedures not scientifically proven or appropriate
✅ Back rests and chair seats
✅ Bandages and dressings (except medicated dressings)

and more. a Fill list will be provided on request.

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Waiting Periods

Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bonitas BonComprehensive Plan:

✅ A 3-month general waiting period in respect of all benefits.
✅ A 12-month exclusion in respect of a pre-existing condition.

A late-joiner contribution penalty will apply.

Bonitas BonComprehensive Plan vs. Other Bonitas Medical Fund Plan Options

🔎 Plan	Bonitas BonComprehensive Plan (2025)	Discovery Health Executive Plan (2025)	Keyhealth Platinum (2024)
📌 Prescribed Minimum Benefits (PMB)	☑️ Yes	☑️ Yes	☑️ Yes
📍 Screening and Prevention	☑️ Yes	☑️ Yes	☑️ Yes
💳 Medical Savings Account	Up to R25,632 ZAR	Up to R34,284 ZAR	Up to R12,445 ZAR
🍼 Maternity Benefits	☑️ Yes	☑️ Yes	☑️ Yes
🏠 Home Care	☑️ Yes	☑️ Yes	❎ No
🌎 International Cover	R2.5 million	Up to US$1 million	R6 million
👤 Main Member Contribution	R11,321	R11,430	R11,308
👥 Adult Dependent Contribution	R10,676	R11,430	R7,929
👶 Child Dependent Contribution	R2,306	R2,185	R2,388

Our Verdict on the Bonitas BonComprehensive Plan

💙 The BonComprehensive medical aid plan is one of the most popular medical aid plans offered by Bonitas Medical Fund in South Africa.

💙 BonComprehensive is the top plan from Bonitas that provides members with extensive cover for both in-hospital and out-of-hospital medical expenses and a range of additional benefits.

You might also like to consider the following plans Bonitas has to offer:

Bonitas BonComprehensive Plan Frequently Asked Questions

What is the Bonitas BonComprehensive plan?

The Bonitas BonComprehensive plan is a comprehensive medical aid plan offered by Bonitas Medical Fund in South Africa. It provides members with extensive cover for both in-hospital and out-of-hospital medical expenses and a range of additional benefits.

Does Bonitas cover dental implants on BonComprehensive?

Yes, Bonitas covers two dental implants per beneficiary every 5 years. However, some limits apply to this benefit.

What are the benefits of the Bonitas BonComprehensive plan?

The Bonitas BonComprehensive plan offers many benefits, including unlimited private hospital coverage, coverage for chronic medication, preventative care, maternity benefits, and coverage for certain alternative therapies.

Who offers the best dental insurance?

Bonitas offers comprehensive dental coverage on the BonComprehensive plan, including basic and specialized dentistry, crowns, braces, implants, bridges, dentures, and more.

Are there any exclusions on the Bonitas BonComprehensive plan?

Yes, there are exclusions on the Bonitas BonComprehensive plan, which may include cosmetic surgery, certain elective procedures, and experimental treatments.

What does Bonitas cover?

Bonitas’ Plans provide a daily maximum with sub-limits for GP and specialist consultations, acute and over-the-counter medication, X-rays and blood tests, and other out-of-hospital medical expenses, as well as risk-based additional benefits, among other benefits.

Does the Bonitas BonComprehensive plan cover pre-existing conditions?

Yes, the Bonitas BonComprehensive plan covers pre-existing conditions, but there may be waiting periods for certain conditions.

How can I save money on my dental visits?

Ensure that you are on a medical aid plan that covers basic and specialized dentistry. Furthermore, ensure that you use a dentist on your medical aid’s Designated Service Provider list.

Are there co-payments for certain procedures on the Bonitas BonComprehensive plan?

Yes, there are co-payments for certain procedures on the Bonitas BonComprehensive plan. These co-payments vary depending on the procedure.

Does the Bonitas BonComprehensive plan cover dental and optical services?

Yes, the Bonitas BonComprehensive plan covers dental and optical services, subject to certain limits.

Does Bonitas pay for home care?

Bonitas provides members access to its “Hospital at Home” benefit, including alternative ward admission, step-down facilities, remote patient monitoring, and more.

Is there a limit on the number of GP and specialist visits on the Bonitas BonComprehensive plan?

No, there is no limit on the number of GP and specialist visits on the Bonitas BonComprehensive plan.

Do I have to pay for dental treatment if I am over 60?

There is no age limit on the dental treatment offered by Bonitas.

Can I use any private hospital on the Bonitas BonComprehensive plan?

Yes, the Bonitas BonComprehensive plan provides unlimited private hospital cover, which means you can use any private hospital.

What is the waiting period for maternity benefits on the Bonitas BonComprehensive plan?

The waiting period for maternity benefits on the Bonitas BonComprehensive plan is 10 months.

Adriaan Schoeman

Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.