Overall, the Bestmed Rhythm 2 Medical Aid Plan is a trustworthy Network medical aid plan that offers 24/7 medical emergency assistance and in-hospital procedures.
The Bestmed Rhythm 2 Medical Aid Plan starts from R2,368 ZAR.
π International Cover | R1 million in USA β R5 million in other countries. |
π€ Main Member Contribution | R2,368 – R3,413 |
π₯ Adult Dependent Contribution | R2,250 – R3,072 |
π Child Dependent Contribution | R1,425 – R1,707 |
πΆ Prescribed Minimum Benefits (PMB) | βοΈ Yes |
π Screening and Prevention | βοΈ Yes |
π³ Medical Savings Account | None |
πΌ Maternity Benefits | βοΈ Yes |
πΆ Pre- and Postnatal Care | βοΈ Yes |
β‘οΈ Chronic Conditions | βοΈ Yes |
The Bestmed Rhythm 2 medical aid plan is one of 14, starting from R2,368 and additional in-hospital benefits, international travel cover, and more.Β Gap Cover is not included on the Bestmed Rhythm 2 Plan but available separately.Β Bestmed received the top honours in the Medical Aid Companies category at the latest Ask Afrika Orange Index Awards.
π Download the latest Rhythm2 Product Brochure for 2025 from Bestmed.
Contributions | π€ Main Member | π₯ +1 Adult Dependent | π +1 Child Dependent |
Total contribution income R0 – R5 500 p.m. | R2,368 | R2,250 | R1,425 |
Total contribution income R5 501 – R8 500 p.m. | R2,845 | R2,703 | R1,707 |
Total contribution income >R8 501 p.m. | R3,413 | R3,072 | R1,707 |
There are day-to-day benefits available.
Method of Payment on Rhythm 2 Plan
While using DSPs, any benefits related to conditions that meet the requirements for PMBs will be covered.
Bestmed Rhythm 2 Scheme Benefits for Different Medical Events In-Hospital
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The DSP hospital network encompasses a variety of hospitals in South Africa. The List of Network Hospitals is available on the Bestmed Website.
Bestmed Rhythm 2 Hospital Authorization Process
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Bestmed will only authorize admissions to DSP hospitals under contract.
When Bestmed Rhythm 2 members are admitted to a non-DSP hospital
Voluntary use of a non-DSP hospital (unless in the case of an emergency) will result in a co-payment of up to R14,362.
π In-Hospital Accommodation and fees for the theatre | Covered up to 100% of the Bestmed tariff when using a DSP hospital. |
π Take-home medication after discharge | 100% Scheme tariff if claimed on the day of discharge. Limited to: β’ A maximum of 7 days treatment if claimed as part of the hospital account, or β’ R150 if claimed from a retail pharmacy on the date of discharge. No benefit if not claimed on the date of discharge. |
βοΈ Biological medicine received during hospitalization | Limited to R17 414 per family per annum. Subject to pre-authorisation and funding guidelines. |
β Treatment in Mental Health Clinics | Approved PMBs at DSPs. Limited to a maximum of 21 days per beneficiary per financial year in hospital including inpatient electroconvulsive therapy and inpatient psychotherapy, OR 15 contact sessions for out-patient psychotherapy per beneficiary per financial year. Subject to pre-authorisation. |
βοΈ Chemical and Substance Abuse Treatment | Benefits shall be limited to the treatment of PMB conditions and subject to the following: β’ Pre-authorisation β’ DSPs β’ 21 daysβ stay for in-hospital management per beneficiary per annum. |
β³οΈ Consultations and procedures | Covered up to 100% of the Bestmed tariff. |
π Surgical Procedures (including anesthetic) | Covered up to 100% of the Bestmed tariff. The following are excluded from this benefit: Functional Nasal Surgery Surgery for Medical conditions, including Epilepsy, Parkinsonβsβ disease, etc. Surgeries where stimulators are used. |
β€οΈ Organ Transplants | Covered up to 100% of the Bestmed tariff. Only PMBs are covered. |
π Stem cell transplants | Covered up to 100% of the Bestmed tariff. Only PMBs are covered |
π Major medical maxillo-facial surgery (Only specified conditions) | Only approved PMBs are covered at a DSP hospital. |
π In- and Out-of-Hospital Dental and oral surgery | Only approved PMBs are covered at a DSP hospital. |
𦡠Prostheses are subject to preferred providers or co-payments, and limits will apply | Covered up to 100% of the Bestmed tariff. Limited to R64 208 per family per annum. |
π¦Ύ Internal Prostheses (Preferred Providers or limits and co-payments will apply) Functional items used must be towards treating or supporting bodily functions | Sub-limits per beneficiary per annum: β’ *Functional R34 047. β’ Vascular R54 915. β’ Pacemaker (singular and dual chamber) R51 998. β’ Spinal including artificial disc R31 815. β’ Drug-eluting stents β subject to Vascular prosthesis limit. DSPs apply. β’ Mesh R11 636. β’Gynaecology/urology R9 611. β’ Lens implants R6 681 a lens per eye. |
ποΈ Breast surgery for cancer | Treatment of the unaffected (non-cancerous) breast will be limited to PMB provisions. Subject to preauthorisation and funding guidelines |
βExclusions (Prosthesis sub-limits form part of overall Internal prosthesis limit subject to preferred provider, otherwise limits and co-payments apply) | Joint replacement surgery (except for PMBs). PMBs subject to prosthesis limits: β’ Hip replacement and other major joints R32 607. β’ Knee replacement R41 226. β’ Other minor joints R15 441. Functional nasal surgery and surgical procedures where CNS stimulators are used (e.g. epilepsy, Parkinson disease, etc.) will be excluded from benefits, except for PMB conditions. |
π© External Prostheses | Approved PMBs at DSPs. |
π Orthopedic and Medical Appliances | 100% Scheme tariff. Limited to R7 901 per family per annum. |
π Pathology | Covered up to 100% of the Bestmed tariff. |
βοΈ Radiology | Covered up to 100% of the Bestmed tariff. |
β MRI, CT scans, and other specialized diagnostics | 100% Scheme tariff. Limited to a combined in- and out-of-hospital benefit of R18 000 per family per annum. Co-payment of R2 600 per scan, not applicable to PMBs. PET scans – PMB only. Subject to pre-authorisation. |
β‘οΈ Oncology | Oncology programme. 100% of Scheme tariff. Subject to pre-authorisation, protocols and DSP. |
π Peritoneal Dialysis and hemodialysis | Covered up to 100% of the Bestmed tariff. Subject to pre-authorization. |
πΆ Birthing Confinements | Covered up to 100% of the Bestmed tariff. |
π· HIV/AIDS | Covered in the Oncology program. Covered up to 100% of the Bestmed tariff. Subject to pre-authorization, members must use DSPs. |
π Refractive Surgery (and all other procedures that aim to improve or stabilize vision, excluding cataracts) | Only approved PMBs are covered at a DSP hospital. |
π Midwife-assisted birth | Covered up to 100% of the Bestmed tariff. |
π Supplementary Services | Covered up to 100% of the Bestmed tariff. |
π₯ Hospitalization Alternatives | Covered up to 100% of the Bestmed tariff. |
π Advanced illness benefit | 100% Scheme tariff, limited to R69 654 per beneficiary per annum. Subject to available benefit, pre-authorisation and treatment plan. |
π Day Procedures performed at a day hospital | Day procedures performed in a day hospital by a DSP provider will be funded MEDICAL EVENT SCHEME BENEFIT. Day procedures at 100% network or Scheme tariff subject to pre-authorisation, protocols, funding guidelines and DSPs. A co-payment of R2 746 will be incurred per event if a day procedure is done in an acute hospital that is not a day hospital. If a DSP is used and the DSP does not work in a day hospital, the procedure shall be paid in full if it is done in an acute hospital, if it is arranged with the Scheme before the time. |
π International Travel Cover | Holiday travel: Limited to 90 days and R5 000 000 per family, i.e. members and dependants. Limited to R1 000 000 per family for travel to the USA. Business travel: Limited to 60 days and R5 000 000 per family, i.e. members and dependants. Limited to R1 000 000 per family for travel to the USA. |
πΆ Co-Payments | Non-DSP hospital co-payment: Co-payment of R14 364 per event for voluntary use of a non-DSP hospital. Procedure-specific co-payments: The co-payment shall not apply to PMB conditions: β’ Arthroscopic procedures R3 660. β’ Back and neck surgery R3 660. β’ Laparoscopic procedures R3 660. β’ Colonoscopies R2 000. β’ Cystoscopies R2 000. β’ Gastroscopies R2 000. β’ Hysteroscopies R2 000. β’ Sigmoidoscopies R2 000. A R2 746 co-payment, as described in the Day procedures benefit, will be incurred per event if a day procedure is done in an acute hospital that is not a day hospital. |
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Members must receive pre-approval for any scheduled treatments or procedures.
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If the Rhythm General Practitioner performs services not covered by protocols on Rhythm 2, the member is responsible for the account.
π GP consultations | Unlimited GP consultations. Subject to Rhythm GP network. Applicable per family per annum. |
π Specialist Consultations | Specialist consultations (this includes minor procedures done in specialist rooms and all consumables used), must be referred by a Rhythm Network Provider. Limited to M = R1 742, M1+ = R2 903. Subject to Rhythm Specialist DSP network. |
π Out-of-network and casualty visits | Out-of-network visits to a GP and casualty visits are limited to a maximum of R1 723 per family per year. Basic radiology and pathology that falls within formulary when received as a result of the casualty visit will be paid from the out-of-network and casualty visits limit. Once limit has been reached the costs will be for the memberβs own account. β’ You will be required to pay for all treatment received at the point of service. The cost of these services may be claimed back by completing an out-of-network claim form which can be downloaded from the Bestmed website or obtained from Bestmed. β’ Reimbursements are subject to Bestmed Rhythm2 protocols. |
π Supplementary Services include the following: Dieticians Chiropractors Homeopaths Orthoptists Acupuncturists Speech Therapists Audiologists Occupational Therapists Podiatrists Biokinetics Psychologists Social Workers | Only approved PMB services are covered. |
𦻠Medical Aids, Apparatus, and Appliances (including Hearing Aids and Wheelchairs) | Only approved PMB services are covered. |
π©Έ Wound Care Benefit (Dressings, negative pressure wound therapy NPWT treatment, and other nursing services Out-of-hospital) | Only approved PMB services are covered. |
π©Ί Oncology | Subject to pre-authorisation, protocols and DSP. |
π§ͺ Peritoneal Dialysis and Hemodialysis | Covered up to 100% of the Bestmed tariff. Subject to pre-approval. Members must use a DSP for treatment. |
π· HIV/AIDS | Covered up to 100% of the Bestmed tariff. Subject to pre-approval. Members must use a DSP for treatment. |
π MRI scans, CT scans, isotope studies, and PET scans | 100% Scheme tariff. Limited to a combined in- and out-of-hospital benefit of R18 000 per family per annum. Co-payment of R2 600 per scan, not applicable to PMBs. PET scans – PMB only. Subject to pre-authorisation |
π Rehabilitation after a traumatic event | Covered up to 100% of the Bestmed tariff. Subject to pre-approval. Members must use a DSP for treatment. |
π§ͺ Back and neck preventative programme | Benefits payable at 100% of contracted fee. Subject to pre-authorisation, protocols and DSPs. |
π€ Optometry | Benefits available every 24 months from date of service. Network Provider (PPN) β’ One (1) consultation per beneficiary. β’ Spectacle frames or lens enhancements limited to R295 AND β’ Standard lenses (i.e. one pair of single vision OR one pair of flat top bifocal lenses inclusive of the charges for extra-large lenses and prismatic correction) at 100% of cost. β’ In lieu of glasses members can opt for contact lenses, limited to R770. |
π POLL: Β 5 Best Medical Aids Covering Glasses & Optometry
πͺ₯ Basic Dentistry | Bestmed Rhythm Dental Network Providers provide Rhythm-approved dental codes if clinically acceptable and according to Bestmed Rhythm2 criteria. |
π¦· Dentures | Per family, there is a 24-month limit of two removable acrylic dentures (two single denture plates). |
You are responsible for paying for pathology codes not included in the Bestmed Rhythm formulary.
You are responsible for paying for any radiology codes not included in the Bestmed Rhythm formulary.
The following benefits may be subject to pre-authorization, clinical protocols, preferred providers (PPs), designated service providers (DSPs), formularies, funding criteria, the Mediscor Reference Price (MRP), and the exclusions listed in Annexure C of the published Regulations.
Because this is a network option, members must purchase their medication from Scheme-contracted pharmacies.
π CDL and PMB Chronic Conditions | Covered up to 100% of the Bestmed tariff. There is a co-payment of 30% for non-formulary medicine when using a preferred provider network pharmacy. |
π Biological medicine | Only PMBs are covered, and the benefit is subject to pre-approval. |
βοΈ Other high-cost medication | Only PMBs are covered, and the benefit is subject to pre-approval. |
β Acute Medicine | 100% Scheme tariff. Subject to Bestmed formulary only. As prescribed by Rhythm Network Provider and obtained from preferred provider pharmacy network. |
π© Over-the-Counter (OTC) Medicine | 100% Scheme tariff. Limited to R350 per family per annum and to R120 per event. |
The Bestmed Rhythm 2 Chronic Condition List and Prescribed Minimum Benefits are as follows:
and many more….
and many more….
The following benefits could be subject to pre-approval, clinical procedures, preferred providers (PPs), designated service providers (DSPs), formularies, funding guidelines, and the Mediscor Reference Pricing (MRP).
π Benefit | π Gender and Age Group | π Quantity and Frequency | β‘οΈ Criteria |
π Flu Vaccines | All | 1 per beneficiary yearly | Applies to all active participants and recipients. |
π Pneumonia Vaccines | Children <2 Years High-risk adult group | Children β according to the Department of Health Adults β Twice in a lifetime with a booster for beneficiaries 65> | Adults: The Scheme will identify high-risk adults who will be encouraged to receive vaccinations. |
π Travel Vaccines | All | Amount and frequency vary by product up to the maximum quantity authorized. | Program risk benefits for mandatory typhoid, yellow fever, tetanus, meningitis, hepatitis, and cholera travel vaccinations. |
πΆ Baby Growth and Development Assessments | 0 β 2 Years | 3 Assessments per year | Pharmaceutical clinics under the Bestmed Network perform assessments. |
β³οΈ Female Contraceptives | All female beneficiaries of child-bearing age | Depends on the product according to the maximum allowed amount | Limited to R2 200 per beneficiary per year. Includes all items classified in the category of female contraceptives. |
βοΈ Mammogram | Female Beneficiaries 40 years and older | Once every 2 years | Must be referred by either the Bestmed Rhythm Network FP or the Rhythm Specialist DSP. |
β PSA Screening | Male Beneficiaries 50 years and older | Once every 2 years | Can be performed at a urologist, family practitioner, or network pharmacy clinic.Β Payment for consultation from the applicable consultation benefit. |
π© Pap Smear | Female Beneficiaries 18 years and older | Once every 2 years | Rhythm Specialist DSP gynecologists, Bestmed Rhythm Network family physicians, or network pharmacy clinics can perform it.Β Payment for consultation from the applicable consultation benefit. |
β‘οΈ HPV Vaccinations | Female Beneficiaries between 9 and 26 | Three vaccinations per beneficiary | These are covered according to the MRP. |
π Intrauterine device (IUD) insertion | All females of child-bearing age. | 1 device every 5 years. | Consultation and procedure by a Rhythm Network GP or Rhythm Specialist DSP gynaecologist |
The Tempo wellness programme is focused on supporting you on your path to improving your health and realising the rewards that come with it. To ensure you achieve this, you will have access to the following benefits:
Tempo Lifestyle Screening for adults (beneficiaries 16 years and older) which includes:
Tempo physical wellbeing and nutrition benefits (beneficiaries 16 and older):
Physical wellbeing:
1 xΒ (face-to-face)Β physical health assessment at a Tempo partner biokineticist
1 x follow-upΒ (virtual or face-to-face)Β consult to obtain your personalised exercise plan from the Tempo partner biokineticist
Β
Nutrition:
1 xΒ (face-to-face)Β nutrition assessment at a Tempo partner dietitian
1 x follow-upΒ (virtual or face-to-face)Β consult to obtain your personlised healthy-eating plan from the Tempo partner dietitian
Β
π In addition to the Tempo physical wellbeing and nutrition benefits, you will also have access toΒ Tempo Wellness WebinarsΒ hosted monthly. The webinars are themed around mental health and various other wellness-related topics.
π The Maternity care program is available to pregnant members and their dependents, providing comprehensive services and information.
π It has been designed with expectant parentsβ specific needs and support networks.
POLL : 5 Best Hospital Plans for Pregnancy Coverage
π To access these services, members must register for the Bestmed Maternity care program when they receive confirmation of their pregnancy through a pathology test or scan from their family practitioner or gynecologist.
π Once registration is complete, a consultant will reach out to them.
ππΏ 100% of Scheme tariff at network providers only for the following benefits:
Consultations:
ππΏ 9 antenatal consultations at a GP OR gynaecologist OR midwife.
ππΏ Ultrasounds:
ππΏ Supplements:
Some of the following are excluded from Rhythm 2. The comprehensive list can be found on the official Bestmed website.
Unkept appointments by members, and more.
Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bestmed Rhythm 2 plan:
π Medical Aid Plan | π₯ Bestmed Rhythm 2 (2025) | π₯ POLMED Aquarium (2025) | π₯ Bonitas BonEssential Plan (2025) |
π€ Main Member Contribution | R2 368 – R3 413 | R117 β 1,800 ZAR | R2,287 ZAR |
π₯ Adult Dependent Contribution | R2 250 – R3 072 | R117 β 1,800 ZAR | R1,690 ZAR |
π Child Dependent Contribution | R1 425 – R1 707 | R50 β 838 ZAR | R739 ZAR |
π₯ Hospital Cover | Unlimited at Rhythm DSPs | Unlimited | Unlimited |
π Prescribed Minimum Benefits (PMB) | βοΈ Yes | βοΈ Yes | βοΈ Yes |
β‘οΈ Screening and Prevention | β Yes | β Yes | β Yes |
π International Cover | βοΈ Yes | None | βοΈ Yes |
π Gap Cover | None | None | β Yes |
πΌ Maternity Benefits | βοΈ Yes | βοΈ Yes | βοΈ Yes |
π Bestmed Rhythm 2 is a Network medical aid plan designed to cater to the specific healthcare needs of younger, healthier members.
π The plan provides unlimited hospitalization coverage at a network of hospitals, including primary care services at a network of service providers.
You might also consider the following options BestMed has to offer:
Bestmed Rhythm 2 is a Network medical aid plan for yougner healthier members. It offers unlimited hospitalization coverage and consultations with family practitioners and specialists with specified out-of Hospital benefits.Β
Bestmed Rhythm 2 is specifically designed for younger an healthier members. You can check with Bestmed directly to confirm if you meet the eligibility criteria for this plan.
Bestmed Rhythm 1 and Rhythm 2 is designed for younger and healthier members who seek affordable cover and are comfortable with using Network Providers.Β Rhythm 2 offers unlimited hospitalization coverage and consultations with family practitioners and specialists without Medical Savings Accounts.
Bestmed Rhythm 2 operates within a network of hospitals and service providers. Members can access unlimited coverage for hospitalization and primary care services within this network.
β Yes, Bestmed Rhythm 2 provides consultations with family practitioners and specialists with specified limits.
Membersβ cover for hospitalization is paid from the scheme risk benefits. Out-of-hospital benefits have specified limits.
CDL and PMB chronic medicine are covered at 100% Scheme tariff.
30% co-payment will be applied for non-formulary medicine at a preferred provider
network pharmacy.
Options changes are allowed only once per year, at the end of a year for the next calendar year.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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