Bestmed Beat 4 Medical Aid Plan

 

Overall, the Bestmed Beat 4 Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and in-hospital procedures for its members. The Bestmed Beat 4 Medical Aid Plan starts from R6,832 ZAR.

 

🌎 International Holiday and Business Cover	R5million per family limited to 90 days and limit to 1Million in USA per family.
👤 Main Member Contribution	R6,832 ZAR
👥 Adult Dependent Contribution	R5,642 ZAR
💙 Child Dependent Contribution	R1,689 ZAR
👓 Optometry Benefit	☑️ Yes
💶 Prescribed Minimum Benefits (PMB)	☑️ Yes
📉 Screening and Prevention	☑️ Yes
💳 Medical Savings Account	☑️ Yes
🍼 Maternity Benefits	☑️ Yes
🚑 Hospital Cover	Unlimited

 

 

Bestmed Beat 4 Plan Review – 8 Key Point Quick Overview

 

1. ☑️ Bestmed Beat 4 Plan Overview
2. ☑️ Bestmed Beat 4 Plan Contributions and PMSA
3. ☑️ Bestmed Beat 4 Plan Benefits and Cover Comprehensive Breakdown
4. ☑️ Bestmed Beat 4 Chronic Condition List
5. ☑️ Beat 4 Plan Exclusions and Waiting Periods
6. ☑️ Bestmed Beat 4 Plan vs. Similar Plans from Other Medical Schemes
7. ☑️ Our Verdict on The Bestmed Beat 4 Plan
8. ☑️ Bestmed Beat 4 Plan Frequently Asked Questions

 

Bestmed Beat 4 Plan Overview

 

The Bestmed Beat 4 medical aid plan is one of 14 plans, starting from R6, 832 and includes an international cover of up to R5 million but only R1 million in USA Family cover, out-of-hospital benefits, trauma, rehabilitation, and more.

Gap Cover is not available on the Bestmed Beat 4 Plan.

Bestmed offers 24/7 medical emergency assistance and, Bestmed received the top honours in the Medical Aid Companies category at the latest Ask Afrika Orange Index Awards.

 

📌 Download the latest Beat 4 Product Brochure in PDF format.

 

 

 

Bestmed Beat 4 Plan Contributions and PMSA

 

Bestmed Beat 4 Monthly Contributions

 

👤 Main Member	👥 +1 Adult Dependent	🍼 +1 Child Dependent
R6,832	R5,642	R1,689

 

Bestmed Beat 4 Medical Savings Account Available at the start of the year

 

👤 Main Member	👥 +1 Adult Dependent	🍼 +1 Child Dependent
R956 x 12 Months	R790 x 12 Months	R237 x 12 Months

 

Poll: 10 Best Medical Aids in South Africa

 

 

Bestmed Beat 4 Plan Benefits and Cover Comprehensive Breakdown

 

Beat 4 Option Comprehensive Cover in and out-of-hospital

 

Savings Account / Day-to-day Benefits

 

• ✅ There is a savings account available.
• ✅ There are limited day-to-day benefits offered.

 

READ more: 5 Best Comprehensive Medical Aid Plans

 

Bestmed Beat 4 In-Hospital Benefits

 

Method of Payment on Beat 4 Plan

 

• ✅ With the Beat 4 option, hospitalization benefits are covered by Scheme risk.
• ✅ Certain out-of-hospital benefits are initially paid from the savings and then, once depleted, from the daily benefit.
• ✅ Claims can be paid from the available vested savings once the daily benefit has been depleted.
• ✅ The Scheme’s risk-benefit provides some preventative care advantages.

 

Consider reading more about the 5 Best Hospital Plans for Farm Workers

 

Benefits for conditions that satisfy PMB requirements will be covered in full while utilizing DSPs. Furthermore, this will not impact your savings (annual or vested).

 

Bestmed Beat 4 Scheme Benefits for different Medical Events In-Hospital

 

• ✅ Members must get pre-approval for all planned operations at least fourteen (14) days before the event. In emergencies, however, the member, their authorized representative, or the hospital must notify Bestmed of the member’s hospitalization as soon as feasible or on the first business day after admission.

 

 

Clinical procedures, preferred providers, designated service providers, formularies, funding rules, and the Mediscor Reference Price (MRP) could apply.

 

🔍 In-Hospital Accommodation and fees for the theatre	Covered up to 100% of the Bestmed tariff.
💊 Take-home medication after discharge	100% Scheme tariff if claimed on the day of discharge. Limited to: • A maximum of 7 days treatment if claimed as part of the hospital account, or • R150 if claimed from a retail pharmacy on the date of discharge. No benefit if not claimed on the date of discharge.
🪥 Biological medicine (in-hospital)	Limited to R29 022 per family per annum. Subject to pre-authorisation and funding guidelines.
📌 Treatment in Mental Health Clinics	Approved PMBs at DSPs. Limited to a maximum of 21 days per beneficiary per financial year in hospital including inpatient electroconvulsive therapy and inpatient psychotherapy, OR 15 contact sessions for out-patient psychotherapy per beneficiary per financial year. Subject to pre-authorisation.
📍 Chemical and Substance Abuse Treatment	Benefits shall be limited to the treatment of PMB conditions and subject to the following: • Pre-authorisation • DSPs • 21 days’ stay for in-hospital management per beneficiary per annum.
✔️ Consultations and procedures	Covered up to 100% of the Bestmed tariff.
✳️ Surgical Procedures (including anesthetic)	Covered up to 100% of the Bestmed tariff.
❤️ Organ Transplants	Covered up to 100% of the Bestmed tariff. (PMB’s only)
😊 Major medical maxillo-facial surgery (Only specified conditions)	100% Scheme tariff. Limited to R15 945 per family per annum.
🚑 In- and Out-of-Hospital Dental and oral surgery	Limited to R12 210 per family per annum.
🦵 Prostheses are subject to preferred providers or co-payments, and limits will apply	100% Scheme tariff. Limited to R117 652 per family per annum.
🦾 Internal Prostheses (Preferred Providers or limits and co-payments will apply) Functional items used must be towards treating or supporting bodily functions	Sub-limits per beneficiary per annum: • *Functional R37 342. • Pacemaker (single and dual chamber) R68 086. • Vascular R71 390. • Spinal including artificial disc R40 652. • Drug-eluting stents R22 839. • Mesh R15 083. • Gynaecology/urology R11 061. • Lens implants R8 618 a lens per eye.
☑️ External prostheses	Limited to R28 297 per family. DSPs apply. Includes artificial limbs limited to one (1) limb every 60 months. Repair work to artificial limbs will be funded from the out-of-hospital Medical aids, apparatus and appliances benefit.
❌ Exclusions (Prosthesis sub-limits form part of overall Internal prosthesis limit subject to preferred provider, otherwise limits and co-payments apply).	Joint replacement surgery (except for PMBs). PMBs subject to prosthesis limits: • Hip replacement and other major joints R41 800. • Knee replacement R55 532. • Other minor joints R17 063.
🔎 Orthopedic and Medical Appliances	Covered up to 100% of the Bestmed tariff. Limited to R15 000 per family per annum.
⬇️ Pathology	Covered up to 100% of the Bestmed tariff.
📈 Radiology	100% Scheme tariff.
📉 MRI, CT scans, and other specialized diagnostics	Limited to a combined in- and out-of hospital benefit of R40 000 per family per annum. Co-payment of R2 000 per scan on MRI and CT scans, not applicable to PMBs. PET scans are limited to one (1) scan per beneficiary per annum, not subject to the abovementioned limit and co-payment. Subject to pre-authorisation.
📊 Oncology	Covered up to 100% of the Bestmed tariff. The benefit is subject to pre-authorization and the use of DSP
🅰️ Peritoneal Dialysis and hemodialysis	Covered up to 100% of the Bestmed tariff. The benefit is subject to pre-authorization and the use of DSP
🅱️ Birthing Confinements	Covered up to 100% of the Bestmed tariff.
🏥+🚪Out of hospital benefits. Overall day-to-day limit	M + R14831, M1+ = R29661
🩸 HIV/AIDS	Covered up to 100% of the Bestmed tariff. The benefit is subject to pre-authorization and the use of DSP
🩺 Refractive Surgery (and all other procedures that aim to improve or stabilize vision, excluding cataracts)	100% Scheme tariff. Subject to pre-authorisation and protocols. Limited to R11 349 per eye.
🧪 Midwife-assisted birth	Covered up to 100% of the Bestmed tariff.
📌 Supplementary Services	Savings first.Covered up to 100% of the Bestmed tariff.
📍 Hospitalization Alternatives	Covered up to 100% of the Bestmed tariff.
☑️ Palliative and Home-Based Care instead of hospitalization	100% Scheme tariff, limited to R104 482 per beneficiary per annum. Subject to available benefit, pre-authorisation and treatment plan.
✅ Day Procedures performed at a day hospital	Day procedures performed in a day hospital by a DSP provider will be funded at 100% network or Scheme tariff, subject to pre-authorisation, protocols, funding guidelines and DSPs.. A co-payment of R2 746 shall be incurred per event if a day procedure is done in an acute hospital that is not a day hospital. If a DSP is used and the DSP does not work in a day hospital, the procedure shall be paid in full if it is done in an acute hospital, if it is arranged with the Scheme before the time.
🌎 International Travel Cover	Leisure Travel: Coverage is limited to 90 days and R5000 000 per family. Business Travel to the United States is limited to 60 days and covers up to R1000 000 per family. All other nations are insured for up to 60 days, and a family (member and dependents) is protected for R5 million per family.

 

Bestmed Beat 4 Out-of-Hospital Benefits

 

The following benefits may be subject to pre-approval, clinical procedures, preferred providers, designated service providers (DSPs), formularies, financing guidelines, and the Mediscor Reference Pricing (MRP).

 

• ✅ All planned treatments or procedures must be pre-authorized for members.
• ✅ Some mentioned benefits are paid from the annual savings account at 100% of the Scheme tariff before any other source.
• ✅ Once the annual savings account has been drained, payments will be distributed from the Scheme’s daily benefits (limits apply).
• ✅ Any unused monies in the yearly savings account at the end of the year are transferred to the vested savings account after five months and remain yours.
• ✅ The vested savings account will not be accessed until the annual savings account, and the Scheme risk benefits have been emptied.

 

If you have a treatment plan for a Chronic Disease List (CDL) or Prescribed Minimum Benefit (PMB) condition/s, the services in the treatment plan will be paid for first from the applicable day-to-day limit. After the limit has been exhausted, claims will continue to be paid from Scheme risk up to the maximum amount indicated in the treatment plan.

 

🔎 Overall day-to-day limits	Main Member – R15,513 Main Member + Dependents – R31,025
➡️ FP and Specialist Consultations	Savings first. Limited to M = R3 951, M1+ = R7 037. (Subject to overall day-to-day limit)
1️⃣ Basic and Specialized Dentistry	Savings and then from day-to-day limit. Orthodontics are subject to pre-authorisation. Limited to M = R6 835, M1+ = R13 728. (Subject to overall day-to-day limit)
2️⃣ Medical devices/aids, apparatus, appliances (including wheelchairs, crutches, etc.)	Savings first. Limited to R13 934 per family. Includes repairs to artificial limbs. 100% Scheme tariff. (Subject to overall day-to-day limit).
3️⃣ Hearing Aids	Subject to pre-approval. Limited to R12 770 per family every 24 months. 100% Scheme tariff. (Subject to quotation, motivation and audiogram)
4️⃣ Supplementary Services	Covered from available savings first. Limited to M = R6 033, M1+ = R12 253. (Subject to overall day-to-day limit)
5️⃣ Wound Care Benefit (Dressings, negative pressure wound therapy NPWT treatment, and other nursing services Out-of-hospital)	Covered from available savings first. Limited to R6 033 per family. Covered up to 100% of the Bestmed tariff.
6️⃣ Optometry	Benefits available every 24 months from date of service. Network Provider (PPN) • Consultation – One per beneficiary. • Frame = R1 210 covered AND • 100% of cost of standard lenses (single vision OR bifocal OR multifocal) OR • Contact lenses = R2 025 OR Non-network Provider • Consultation – R400 fee at non-network provider • Frame = R908 AND • Single vision lenses = R215 OR • Bifocal lenses = R460 OR • Multifocal lenses = R1 040 (consisting of R810 per base lens plus R230 per branded lens add-on) In lieu of glasses members can opt for contact lenses, limited to R2 025.
7️⃣ Basic Radiology and Pathology	Covered from available savings first. Subject to the overall day-to-day limit. The following limits apply: Main Member – R3 950 Main Member + Dependents – R8 044.
8️⃣ Oncology	Oncology program at the full Scheme rate. Subject to pre-approval and DSP.
9️⃣ Peritoneal Dialysis and Hemodialysis	Covered up to 100% of the Bestmed tariff. Subject to pre-approval and DSP.
🔟Back and neck preventative programme	Benefits payable at 100% of contracted fee. Subject to pre-authorisation, protocols and DSPs.
➡️ HIV/AIDS	Covered up to 100% of the Bestmed tariff. Subject to pre-approval and DSP.
➡️ MRI scans, CT scans, and isotope studies	100% Scheme tariff. Limited to a combined in- and out-of hospital benefit of R40 000 per family per annum. Co-payment of R 2 000 per scan, not applicable to PMBs. PET scans are limited to one (1) scan per beneficiary per annum. Not subject to the abovementioned limit and co-payment. Subject to pre-authorisation.
➡️ Rehabilitation after a traumatic event	Covered up to 100% of the Bestmed tariff.

 

Bestmed Beat 4 Medicine

 

The following benefits may be subject to pre-authorization, clinical protocols, preferred providers (PPs), designated service providers (DSPs), formularies, funding criteria, the Mediscor Reference Price (MRP), and the exclusions listed in Annexure C of the published Regulations.

 

• ✅ Members will not incur co-payments for PMB pharmaceuticals on the formulary for which no generic substitute exists.

 

📌 CDL and PMB Chronic Conditions	Covered up to 100% of the Bestmed tariff. There is a co-payment of 20% for non-formulary medicine.
📍 Non-CDL Chronic medicine (First paid from the non-CDL limit. After that, approved CDL and PMB medicine is paid from the Scheme Risk)	9 conditions. 90% Scheme tariff. Limited to M = R9 150, M1+ = R18 301. Co-payment of 20% for non-formulary medicine.
☑️ Biological medicine	Only PMBs are covered according to funding protocols. Subject to pre-approval.
✅ Other high-cost medication	Covered up to 100% of the Bestmed tariff.
✳️ Acute Medicine	Savings funds are used first, then covered up to (subject to the overall day-to-day-limit): Main Member – R3 491 Main Member + Dependents – R7 051
✔️ OTC Medication	Members can choose an R1,161 limit per family. Alternatively, access is given to a full savings account for OTC medicine after the R1,161 limit. This will lead to a self-payment gap accumulation. This benefit includes vitamins, minerals, and sunscreen with Nappi codes on the Bestmed formulary. This benefit is subject to available savings funds.

 

 

Bestmed Beat 4 Chronic Condition List

 

The Bestmed Beat 4 Chronic Condition List and Prescribed Minimum Benefits are as follows:

 

CDL

 

• ✅ Addison’s disease
• ✅ Asthma
• ✅ Bipolar Mood Disorder
• ✅ Bronchiectasis
• ✅ Cardiac Failure
• ✅ Cardiomyopathy
• ✅ Chronic obstructive pulmonary disease (COPD)
• ✅ Chronic Renal Disease
• ✅ Coronary Artery Disease
• ✅ Crohn’s Disease
• ✅ Diabetes Insipidus

 

 

and many more.

 

NON-CDL

 

• ✅ Severe Acne
• ✅ Allergic Rhinitis
• ✅ Attention Deficit Disorder (ADD) or /attention deficit hyperactivity disorder (/ADHD)

 

 

and many more.

 

PMB

 

• ✅ Aplastic anemia
• ✅ Benign prostatic hypertrophy
• ✅ Cerebral palsy
• ✅ Chronic anemia
• ✅ COVID-19
• ✅ Cushing’s disease
• ✅ Cystic fibrosis

 

 

and many more.

 

 

Bestmed Beat 4 Preventative Care

 

The following benefits could be subject to pre-approval, clinical procedures, preferred providers (PPs), designated service providers (DSPs), formularies, funding guidelines, and the Mediscor Reference Pricing (MRP).

 

🔎 Benefit	☑️ Gender and Age Group	📉 Quantity and Frequency	📌 Criteria
💉 Flu Vaccines	All	1 per beneficiary yearly	Applies to all active participants and recipients.
✅ Pneumonia Vaccines	Children <2 Years High-risk adult group	Children – according to the Department of Health Adults – Twice in a lifetime with a booster for beneficiaries 65>	Adults: The Scheme will identify high-risk adults who will be encouraged to receive vaccinations.
🌎 Travel Vaccines	All	Amount and frequency vary by product up to the maximum quantity authorized.	Program risk benefits for mandatory typhoid, yellow fever, tetanus, meningitis, hepatitis, and cholera travel vaccinations.
👶 Baby Growth and Development Assessments	0 – 2 Years	3 Assessments per year	Pharmaceutical clinics under the Bestmed Network perform assessments.
🩺 Female Contraceptives	All female beneficiaries of child-bearing age	Depends on the product according to the maximum allowed amount	Annually limited to R2,678 per beneficiary. Covers all items categorized under the female contraception category.
✳️ Intrauterine device (IUD) insertion	All female beneficiaries of child-bearing age	1 device every 5 years	Consultation and treatment by a gynecologist or family physician.
📌 HPV Vaccinations	Female Beneficiaries 9 – 26	3 vaccines per beneficiary	Vaccinations are funded according to the MRP
📍 Mammogram	All females 40 years>	Once every 2 years	Covered up to 100% of the Bankmed tariff
☑️ PSA Screening	Males 50 years and older	Once every 2 years	It may be performed at a urologist, family practitioner, or network pharmacy clinic. The available savings account covers the consultation fee.
✅ Back and Neck Preventative Care Program	All	Subject to pre-authorization	Providers of choice (DBC/Workability Clinics). This is a prophylactic approach designed to avoid the need for back and neck surgery. The System could discover suitable volunteers. Based on the initial evaluation, a rehabilitation treatment plan is developed and implemented over a period indicated by the provider. This program is an alternative to surgery.
🚩 Pap Smear	Female beneficiaries 18 and older	Once every 2 years	Possible at a gynecologist, family physician, or pharmacy clinic. The consultation will be at the member’s expense.

 

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Bestmed Beat 4 Preventative Dentistry

 

The following services may be subject to pre-approval, clinical protocols, and financial guidelines.

 

🔎 Service	☑️ Age	📉 Frequency
1️⃣ General full-mouth examination by a general dentist (including the use of gloves and sterile equipment)	12 years>	Once yearly
2️⃣ General full-mouth examination by a general dentist (including the use of gloves and sterile equipment)	<12 years	Twice yearly
3️⃣ Full-mouth Intra-Oral Photos	All	Once every 3 years
4️⃣ Intra-Oral Radiograph	All	2 photos yearly
5️⃣ Scaling or polishing	All	Twice yearly
6️⃣ Fluoride treatment	All	Twice yearly
7️⃣ Fissure Sealing	Up to and including beneficiaries 21 years old	According to the applicable and accepted protocol
8️⃣ Space Maintainers	During the primary and mixed denture stage	Once per space

 

Bestmed Tempo Wellness Program

 

The Bestmed Tempo wellness program is designed to assist you in enhancing your health and reaping the benefits that come with it. Therefore, members can access the following advantages:

 

📌 Temporary Health Assessment (HA) for adults (16 years and older) that includes one of the following per adult beneficiary per year	The Tempo lifestyle questionnaire Blood pressure check Cholesterol check Glucose check Height, weight, and waist circumference These assessments must be conducted at a contracted pharmacy or on-site at employer groups participating in the program.
📍 Bestmed Tempo Fitness and Nutrition Programs (for those older than 16)	Fitness 1 x (face-to-face) fitness assessment with a Tempo partner biokinetics. 1 x (virtual or face-to-face) follow-up discussion to receive a customized fitness/exercise plan from a Tempo partner biokinetics. These fitness benefits are designed to support your Tempo Get Active journey. Nutrition 1 x (in-person) nutrition evaluation with a Tempo partner dietician 1 x follow-up (virtual or in-person) consultation with a Tempo partner dietician to receive your personalized healthy-eating plan. These nutritional benefits are designed to support your Tempo Nutritional Health Journey.
☑️ Emotional wellness journey	Licensed psychologists and healthcare professionals designed this to help you understand and manage your emotions and their impact on your mental health. In addition, this Adventure grants you access to the following: Lifestyle-related knowledge that will assist you in adapting to life’s alterations and surprises. Practical obstacles that will allow you to practice the new abilities you must acquire to evolve from your current emotional and mental state to the state you seek.
✅ Maternity Benefits	Covered up to 100% of the Scheme tariff. Depending on the following benefits: Consultations Nine prenatal consultations with a general practitioner, gynecologist, or midwife. One postnatal consultation with a general practitioner, gynecologist, or midwife. Ultrasounds 1 x 2D ultrasound scan in the first trimester (between 10 and 12 weeks) performed by an FP OR gynecologist OR radiologist. 1 x 2D ultrasound scan in the second trimester (between 20 and 24 weeks) performed by an FP OR gynecologist OR radiologist. Supplements Any item classified as a pregnancy supplement may be claimed up to a monthly limit of R139 for a maximum of nine months.

 

Bestmed Beat 4 Maternity Care Program

 

The Maternity care program is available to pregnant members and their dependents, providing comprehensive services and information.

It has been designed with expectant parents’ specific needs and support networks. It provides support, education, and advice throughout pregnancy, confinement, and the postnatal period.

To access these services, members must register for the Bestmed Maternity care program when they receive confirmation of their pregnancy through a pathology test or scan from their family practitioner or gynecologist.

Once registration is complete, a consultant will reach out to them.

Discover more: 5 Best Medical Aids for Child Only in South Africa

 

 

Beat 4 Plan Exclusions and Waiting Periods

 

Bestmed Beat 4 Exclusions

 

Some of the following are excluded from Beat 4. The comprehensive list can be found on the official Bestmed website.

 

• ✅ Any fees associated with patient and medical staff travel.
• ✅ Medical aids, orthopedic, surgical, and medical appliances, excluding those described in Annexes B.1 to B.4 of the Scheme Regulations and those prescribed for treating specific PMB disorders and available in the public sector.
• ✅ Requested reports, examinations, tests for emigration, immigration, visas, insurance policies, employment, admission to schools and universities, court medical reports, muscle-function tests, fitness examinations and testing, adoption of children, and retirement due to ill health.
• ✅ Any non-functional or cosmetic procedures, operations, or treatments.
• ✅ Accounting for services performed by individuals not registered with the Health Professionals Council of South Africa, the Associated Health Service Professions Board, or a comparable healthcare organization in the nation where the service was rendered.

 

Unkept appointments by members, and more.

 

Bestmed Beat 4 Waiting Periods

 

Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bestmed Beat 4 plan:

 

• ✅ A 3-month general waiting period in respect of all benefits.
• ✅ A 12-month exclusion in respect of a pre-existing condition.

 

A late-joiner contribution penalty will apply.

 

 

Bestmed Beat 4 Plan vs. Similar Plans from other Medical Schemes

 

🔎 Medical Aid Plan	🥇 Bestmed Beat 4 (2025)	🥈 Momentum Extender Plan (2024)	🥉 Bonitas BonClassic Plan (2024)
🌎 International Cover	Up to R5 million and R1 million in USA	Up to R8 million	R10 million
👤 Main Member Contribution	R6,832	R5,544	R6,732
👥 Adult Dependent Contribution	R5,642	R4,997	R5,780
💙 Child Dependent Contribution	R1,689	R1,937	R1,662
🔁 Gap Cover	None	☑️ Yes	☑️ Yes
📉 Annual Limit	Several limits and sub-limits	None	Unlimited Hospital Cover
🏥 Hospital Cover	Unlimited	Unlimited	Unlimited
💶 Prescribed Minimum Benefits (PMB)	✅ Yes	✅ Yes	✅ Yes
💻 Screening and Prevention	☑️ Yes	☑️ Yes	☑️ Yes

 

 

Our Verdict on The Bestmed Beat 4 Plan

 

Overall, Bestmed Beat 4 is a healthcare plan designed to offer value to young or middle-aged families with specific healthcare needs.

In addition, compared to Beat 1, Beat 2 plus Beat 3 Plans, Beat 4 offers higher overall annual limits for specific benefits.

 

You might also consider the following options BestMed has to offer:

• 📌 BestMed Beat 3 Network
• 📌 BestMed Beat 2 Network
• 📌 BestMed Beat 1 Network
• 📌 BestMed Tempo
• 📌 BestMed Pace 4
• 📌 BestMed Pace 3
• 📌 BestMed Pace 2
• 📌 BestMed Pace 1
• 📌 BestMed Rhythm 2
• 📌 BestMed Rhythm 1
• 📌 BestMed Beat 3
• 📌 BestMed Beat 2
• 📌 BestMed Beat 1

 

Frequently Asked Questions

 

What are the advantages of Bestmed Beat 4 over other Beat plans?

Bestmed Beat 4 offers several advantages over other Beat plans, including higher overall annual limits and limits for specific benefits.  Furthermore, Beat 4 includes more extensive in-hospital cover, additional benefits like emergency medical transportation, and the flexibility to choose healthcare providers. However, the plan also comes with a higher premium.

 

Are pre-operative consultations and diagnostic testing covered under the  Bestmed Beat 4 plan?

Yes, pre-operative consultations and diagnostic testing are covered under the plan.

 

Does Bestmed Beat 4 Medical Aid cover hearing aids for pensioners in South Africa ?

Yes, Bestmed Beat 4 Medical Aid covers Medical Apparatus and Appliances like Hearing Aids (Hearing aids are subject to pre-authorisation) Savings will be used first. 100% Scheme tariff. Limited to R12 770 per family. (Subject to overall day-today limit)

 

Does Bestmed Beat 4 have a designated network of hospitals?

No, Bestmed Beat 4 does not have a designated network of hospitals. Members can use the hospital of their choice but must follow the Bestmed protocol whenever using a hospital outside the Bestmed network.

 

Is spinal fusion surgery covered under Bestmed Beat 4?

Yes, spinal fusion surgery is covered under Bestmed Beat 4.

 

Are mental health services, including therapy and medication, covered under Bestmed Beat 4 for individuals with depression?

Yes, mental health services, including therapy and medication, are covered under Bestmed Beat 4 for individuals with depression.

 

What chronic benefits are covered under Bestmed Beat 4?

Bestmed Beat 4 provides comprehensive coverage for chronic conditions, including diabetes, hypertension, asthma, and more. Members with chronic conditions can receive ongoing care and treatment without worrying about reaching annual limits.

 

What are postnatal care services covered under Bestmed Beat 4?

Bestmed Beat 4 covers a range of postnatal care services, including prenatal consultations, postnatal consultations, and routine newborn care.

 

Can I save money with Bestmed Beat 4?

Yes, Bestmed Beat 4 is designed to offer value for money by providing comprehensive coverage for a wide range of medical services, including chronic benefits and oncology services, at a reasonable premium.  Therefore, by signing up for Beat 4, members can receive quality healthcare and enjoy the benefits of not paying out-of-pocket medical expenses.

 

Does Bestmed Beat 4 cover HIV/AIDS testing and treatment?

Yes, Bestmed Beat 4 covers HIV/AIDS testing and treatment.