Beat 2 Network
About this plan
π₯ Best suited for budget-conscious members wanting hospital cover with day-to-day savings using a provider network.
Principal Member
From
R2,775
per month
Adult Dependant
From
R2,156
per month
Child Dependant
From
R1,167
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Beat 2 Network
Bestmed Beat 2 Network Medical Aid Plan (πΏπ¦ 2026)
Overall, the Bestmed Beat 2 Network Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and maternity benefits for its members. The Bestmed Beat 2 Network Medical Aid Plan starts from R2,775 ZAR.| π Medical Aid Plan | π₯ Bestmed Beat 2 Network |
| π International Cover | R1 million in USA β Other countries R5 million |
| π€ Main Member Contribution | R2,775 |
| π₯ Adult Dependent Contribution | R2,156 |
| πΆ Child Dependent Contribution | R1,167 |
| π Gap Cover | None |
| π Hospital Cover | Subject to scheme rules |
| πΆ Medical Savings Account | β Yes |
| πΌ Maternity Benefits | β Yes |
| ποΈ Oncology Cover | 100% of the scheme tariff |
Bestmed Beat 2 Network Plan - 11 Key Point Quick Overview
- β Bestmed Beat 2 Network Plan Overview
- β Bestmed Beat 2 Network Plan Contributions and PMSA
- β Bestmed Beat 2 Network Plan Benefits and Cover Comprehensive Breakdown
- β Bestmed Beat 2 Network Chronic Condition List
- β Bestmed Beat 2 Network Preventative Care
- β Bestmed Tempo Wellness Program
- β Bestmed Beat 2 Network Maternity Care Program
- β Bestmed Beat 2 Network Plan Exclusions and Waiting Periods
- β Bestmed Beat 2 Network Plan vs Similar Plans from Other Medical Schemes
- β Our Verdict on The Bestmed Beat 2 Network Plan
- β Bestmed Beat 2 Network Plan Frequently Asked Questions
Bestmed Beat 2 Network Plan Overview
π The Bestmed Beat 2 Network medical aid plan is one of 14 plans, starting from R2,775. The Bestmed Beat 2 Network plan offers a range of benefits, including a medical savings account, maternity benefits, and basic plus specialized dentistry.
π Gap Cover is not available on the Bestmed Beat 2 Network Plan.
π Bestmed offers 24/7 medical emergency assistance and,Β BestmedΒ received the top honours in the Medical Aid Companies category at the latest Ask Afrika Orange Index Awards.
Bestmed Beat 2 Network Plan Contributions and PMSA
Beat 2 Network Monthly Contributions
| π€ Main Member | π₯ +1 Adult Dependent | πΌ +1 Child Dependent |
| R2,775 | R2,156 | R1,167 |
Beat 2 Network Medical Savings Account Available at the start of the year
| π€ Main Member | π₯ +1 Adult Dependent | πΌ +1 Child Dependent |
| R444 x 12 months | R345 x 12 months | R187 x 12 months |
Bestmed Beat 2 Network Plan Benefits and Cover Comprehensive Breakdown
Beat 2 Hospital Plan (With Savings)
| π °οΈ Savings Account / Day-to-day Benefits | There is a savings account available. There are limited day-to-day benefits offered. |
| π ±οΈ Over-the-counter Medication | Covered from the available funds in the savings account. |
Bestmed Beat 2 Network In-Hospital Benefits
β Method of Payment on Beat 2 Plan- β On the Beat 2 plan, in-hospital benefits are covered by Scheme risk, and the savings account covers out-of-hospital benefits.
- β The Schemeβs risk-benefit provides some preventative care advantages.
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β Bestmed Beat 2 Network Scheme Benefits for Different Medical Events In-Hospital- β Members must get pre-approval for all planned operations at least fourteen (14) days before the event. In emergencies, however, the member, their authorized representative, or the hospital must notify Bestmed of the memberβs hospitalization as soon as feasible or on the first business day after admission.
- β Clinical procedures, preferred providers, designated service providers, formularies, funding rules, and the Mediscor Reference Price (MRP) could apply.
| π₯ In-Hospital Accommodation and fees for the theatre | Covered up to 100% of the Bestmed tariff. |
| π§ Take-home medication after discharge | 100% Scheme tariff if claimed on the day of discharge. Limited to: β’ A maximum of 7 days treatment if claimed as part of the hospital account, or β’ R450 if claimed from a retail pharmacy on the date of discharge. No benefit if not claimed on the date of discharge. |
| π¨ Biological medicine (in-hospital) | Annually limited to R18,215 per family. Subject to pre-approval and financial restrictions. |
| π© Treatment in Mental Health Clinics | Approved PMBs at DSPs. Limited to a maximum of 21 days per beneficiary per financial year in hospital including inpatient electroconvulsive therapy and inpatient psychotherapy, OR 15 contact sessions for out-patient psychotherapy per beneficiary per financial year. Subject to pre-authorisation |
| π¦ Chemical and Substance Abuse Treatment | Benefits shall be limited to the treatment of PMB conditions and subject to the following: β’ Pre-authorisation β’ DSPs β’ 21 daysβ stay for in-hospital management per beneficiary per annum. |
| πͺ Consultations and procedures | Covered up to 100% of the Bestmed tariff. |
| π₯ Surgical Procedures (including anesthetic) | Covered up to 100% of the Bestmed tariff. |
| π§ Organ Transplants | Covered up to 100% of the Bestmed tariff. Only PMBs are covered under this benefit. |
| π¨ Major medical maxillo-facial surgery (Only specified conditions) | Only PMBs are covered at DSP day hospitals. |
| π© In- and Out-of-Hospital Dental and oral surgery | PMBs only at DSP day hospitals. Beneficiaries 7 years and younger Limited to R6 350 per family. Beneficiaries over 7 years Dental surgical procedures paid from savings for procedures performed in the doctorβs rooms only. |
| π¦ Prostheses are subject to preferred providers or co-payments, and limits will apply | Covered up to 100% of the Bestmed tariff. There is a limit of p to R99,764 per family. |
| πͺ Internal Prostheses (Preferred Providers or limits and co-payments will apply) Functional items used must be towards treating or supporting bodily functions | The following sub-limits apply per beneficiary Functional limited to β R35,613 Pacemakers (single & dual chamber) β R54,390 Vascular β R57,441 Spinal, including artificial discs β R39,819 Drug-eluting stents β only PMBs using DSP products Mesh β R13,975 Gynecology/Urology β R11,419 Lens Implants (per lens, per eye) β R8,713 |
| π₯ External prostheses | Only PMBs are covered. |
| π§ Joint replacement surgery | The following prostheses limits apply to PMBs: Hip replacement and other major joints β R41,918 Knee replacement β R51,686 Other minor joints β R16,078 |
| π¨ Orthopedic and Medical Appliances | Covered up to 100% of the Bestmed tariff. Limited to R15 690 per family per annum. |
| π© Pathology | Covered up to 100% of the Bestmed tariff. |
| π¦ Radiology | Covered up to 100% of the Bestmed tariff. |
| πͺ MRI, CT scans, and other specialized diagnostics | 100% Scheme tariff. Limited to a combined in- and out-ofοΏΎhospital benefit of R23 012 per family per annum. Co-payment of R2 100 per scan, not applicable to PMBs. PET scans - PMB only. Subject to pre-authorisation. |
| π₯ Oncology | Covered up to 100% of the Bestmed tariff. The benefit is subject to pre-authorization and the use of DSP |
| π§ Peritoneal Dialysis and hemodialysis | Covered up to 100% of the Bestmed tariff. The benefit is subject to pre-authorization and the use of DSP |
| π¨ Birthing Confinements | Covered up to 100% of the Bestmed tariff. |
| π© HIV/AIDS | Covered up to 100% of the Bestmed tariff. The benefit is subject to pre-authorization and the use of DSP |
| π¦ Refractive Surgery (and all other procedures that aim to improve or stabilize vision, excluding cataracts) | Only PMBs are covered. |
| πͺ Midwife-assisted birth | Covered up to 100% of the Bestmed tariff. |
| π₯ Supplementary Services | Covered up to 100% of the Bestmed tariff. |
| π§ Hospitalization Alternatives | Covered up to 100% of the Bestmed tariff. |
| π¨ Palliative and Home-Based Care instead of hospitalization / Advanced illness benefit | Covered up to 100% of the Bestmed tariff. There is a limit of R72,858 per beneficiary yearly. Subject to benefit availability, pre-authorization, and treatment plan. |
| π© Day Procedures performed at a day hospital | Day procedures performed in a day hospital by a DSP provider will be funded at 100% network or Scheme tariff, subject to pre-authorisation, protocols, funding guidelines and DSPs. A co-payment of R2 872 shall be incurred per event if a day procedure is done in an acute hospital that is not a day hospital. If a DSP is used and the DSP does not work in a day hospital, the procedure shall be paid in full if it is done in an acute hospital, if it is arranged with the Scheme before the time. |
| π¦ International Travel Cover | Leisure Travel: Coverage is limited to 90 days and R1 million for trips to the United States. All other nations are insured for up to 90 days, and a family (member and dependents) is protected for R5 million. Business Travel to the United States is limited to 60 days and covers up to R1 million. All other nations are insured for up to 60 days, and a family (member and dependents) is protected for R5 million. |
| πͺ Co-Payments for using a non-network option | Non-network hospital co-payment Co-payment for voluntary use of non-network hospital R15 025 applicable to network options. Procedure-specific co-payments: The co-payment shall not apply to PMB conditions: β’ Arthroscopic procedures R3 660. β’ Back and neck surgery R3 660. β’ Functional nasal and sinus procedures R2 000. β’ Laparoscopic procedures R3 660. β’ Colonoscopies R2 000. β’ Cystoscopies R2 000. β’ Gastroscopies R2 000. β’ Hysteroscopies R2 000. β’ Sigmoidoscopies R2 000. A co-payment of R2 872, as described in the Day procedures benefit, will be incurred per event if a day procedure is done in an acute hospital that is not a day hospital. |
Bestmed Beat 2 Network Out-of-Hospital Benefits
The following benefits may be governed by pre-authorization, clinical procedures, preferred providers (PPs), designated service providers (DSPs), formularies, funding standards, and the Mediscor Reference Pricing (MRP).- β All planned treatments or procedures must be pre-authorized for members.
- β Most non-hospital expenses, such as visits to a primary care physician (PCP) or specialist, are paid from an individualβs savings account.
- β Any remaining funds in your savings account will be transferred to your vested savings account at the beginning of the following fiscal year if you do not utilize them all.
- β Members who select the network option must utilize contracted service providers, such as network hospitals, that the Scheme engages.
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Non-network pharmacies and DSP specialists will be reimbursed at the Schemeβs standard rate, including for the treatment of PMBs.| π΄ GP and Specialist Consultations | These consultations are covered using available funds from the medical savings account. |
| π Diabetes Primary Care Consultation | Covered up to 100% of the Scheme price. Subject to HaloCare registration. Two consultations for primary care at Dis-Chem pharmacies. |
| π‘ Basic and Specialized Dentistry | Basic Covered from the Preventative Benefit or the medical savings account. Specialized Covered from the savings account. Orthodontic treatment Subject to pre-approval. |
| π’ Medical devices/aids, apparatus, appliances (including wheelchairs, crutches, etc.) | Covered from funds in the savings account. |
| π΅ Hearing Aids | Subject to pre-approval. Covered from available savings account funds. |
| π£ Supplementary Services | Covered from available funds in the savings account. |
| π΄ Wound Care Benefit (Dressings, negative pressure wound therapy NPWT treatment, and other nursing services Out-of-hospital) | Covered up to 100% of the Bestmed tariff. Limited to R4,463 per family per year. |
| π Optometry | Covered from available funds in the savings account. |
| π‘ Basic Radiology and Pathology | Covered from available funds in the savings account. |
| π’ Oncology | Oncology program at the full Scheme rate. Subject to pre-approval and DSP. |
| π΅ Peritoneal Dialysis and Hemodialysis | Covered up to 100% of the Bestmed tariff. Subject to pre-approval and DSP. |
| π£ HIV/AIDS | Covered up to 100% of the Bestmed tariff. Subject to pre-approval and DSP. |
| π΄ MRI scans, CT scans, and isotope studies | 100% Scheme tariff. Limited to a combined in- and out-ofοΏΎhospital benefit of R23 012 per family per annum. Co-payment of R2 100 per scan, not applicable to PMBs. PET scans - PMB only. Subject to pre-authorisation. |
| π Rehabilitation after a traumatic event | Only PMBs are covered. Subject to pre-approval and DSP. |
Bestmed Beat 2 Network Medicine
The following benefits may be subject to pre-authorization, clinical protocols, preferred providers (PPs), designated service providers (DSPs), formularies, funding criteria, the Mediscor Reference Price (MRP), and the exclusions listed in Annexure C of the published Regulations.- β Members will not incur co-payments for PMB pharmaceuticals on the formulary for which no generic substitute exists.
| β€οΈ CDL and PMB Chronic Conditions | Covered up to 100% of the Bestmed tariff. There is a co-payment of 30% for non-formulary medicine. |
| 𧑠Biological medicine | Only PMBs are covered according to funding protocols. Subject to pre-approval. |
| π Other high-cost medication | Only PMBs are covered according to funding protocols. Subject to pre-approval. |
| π Acute Medicine | Covered from the available funds in the medical savings account |
| π OTC Medication | Covered from the available funds in the medical savings account |
Bestmed Beat 2 Network Chronic Condition List
The Bestmed Beat 2 Network Chronic Condition List and Prescribed Minimum Benefits are as follows:Bestmed Beat 2 Network Chronic Condition List
- β Addisonβs disease
- β Asthma
- β Bipolar Mood Disorder
- β Bronchiectasis
- β Cardiac Failure
- β Cardiomyopathy
- β Chronic obstructive pulmonary disease (COPD)
- β Chronic Renal Disease
- β Coronary Artery Disease
- β Crohnβs Disease
- β Diabetes Insipidus
- β Diabetes mellitus type 1
- β Diabetes mellitus type 2
- β Dysrhythmias
- β Epilepsy
Bestmed Beat 2 Prescribed Minimum Benefits
- β Aplastic anemia
- β Benign prostatic hypertrophy
- β Cerebral palsy
- β Chronic anemia
- β COVID-19
- β Cushingβs disease
- β Cystic fibrosis
- β Endometriosis
- β Female menopause
- β Fibrosing alveolitis
Bestmed Beat 2 Network Preventative Care
The following benefits could be subject to pre-approval, clinical procedures, preferred providers (PPs), designated service providers (DSPs), formularies, funding guidelines, and the Mediscor Reference Pricing (MRP).Bestmed Beat 2 Network Preventative Dentistry
The following services may be subject to pre-approval, clinical protocols, and financial guidelines.| 1οΈβ£ Service | 2οΈβ£ Age | 3οΈβ£ Frequency |
| π₯ General full-mouth examination by a general dentist | 12 years> | Once yearly |
| π§ General full-mouth examination by a general dentist | <12 years | Twice yearly |
| π¨ Full-mouth Intra-Oral Photos | All | Once every 3 years |
| π© Intra-Oral Radiograph | All | 2 photos yearly |
| π¦ Scaling or polishing | All | Twice yearly |
| πͺ Fluoride treatment | All | Twice yearly |
| π₯ Fissure Sealing | Up to and including beneficiaries 21 years old | According to the applicable and accepted protocol |
| π§ Space Maintainers | During the primary and mixed denture stage | Once per space |
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Bestmed Tempo Wellness Program
The Bestmed Tempo wellness program is designed to assist you in enhancing your health and reaping the benefits that come with it. Therefore, members can access the following advantages:| #οΈβ£ Temporary Health Assessment (HA) for adults (16 years and older) that includes one of the following per adult beneficiary per year | The Tempo lifestyle questionnaire Blood pressure check Cholesterol check Glucose check Height, weight, and waist circumference These assessments must be conducted at a contracted pharmacy or on-site at employer groups participating in the program. |
| *οΈβ£ Bestmed Tempo Fitness and Nutrition Programs (for those older than 16) | Fitness 1 x (face-to-face) fitness assessment with a Tempo partner biokinetics. 1 x (virtual or face-to-face) follow-up discussion to receive a customized fitness/exercise plan from a Tempo partner biokinetics. These fitness benefits are designed to support your Tempo Get Active journey. Nutrition 1 x (in-person) nutrition evaluation with a Tempo partner dietician 1 x follow-up (virtual or in-person) consultation with a Tempo partner dietician to receive your personalized healthy-eating plan. These nutritional benefits are designed to support your Tempo Nutritional Health Journey. |
| βͺοΈ Emotional wellness journey | Licensed psychologists and healthcare professionals designed this to help you understand and manage your emotions and their impact on your mental health. In addition, this Adventure grants you access to the following: Lifestyle-related knowledge that will assist you in adapting to lifeβs alterations and surprises. Practical obstacles that will allow you to practice the new abilities you must acquire to evolve from your current emotional and mental state to the state you seek. |
| β‘οΈ Maternity Benefits | Covered up to 100% of the Scheme tariff. Depending on the following benefits: Consultations Six prenatal consultations with a general practitioner, gynecologist, or midwife. Ultrasounds 1 x 2D ultrasound scan in the first trimester (between 10 and 12 weeks) performed by an FP OR gynecologist OR radiologist. 1 x 2D ultrasound scan in the second trimester (between 20 and 24 weeks) performed by an FP OR gynecologist OR radiologist. |
Bestmed Beat 2 Network Maternity Care Program
π€°π½ The Maternity care program is available to pregnant members and their dependents, providing comprehensive services and information. π€°π½ It has been designed with expectant parentsβ specific needs and support networks. π€°π½ It provides support, education, and advice throughout pregnancy, confinement, and the postnatal period. π€°π½ To access these services, members must register for the Bestmed Maternity care program when they receive confirmation of their pregnancy through a pathology test or scan from their family practitioner or gynecologist. π€°π½ Once registration is complete, a consultant will reach out to them. READ More:Β Best Medical Aids for Fertility Treatment
Bestmed Beat 2 Network Plan Exclusions and Waiting Periods
Bestmed Beat 2 Network Exclusions
Some of the following are excluded from Beat 2. The comprehensive list can be found on the official Bestmed website.- β Any fees associated with patient and medical staff travel.
- β Medical aids, orthopedic, surgical, and medical appliances, excluding those described in Annexes B.1 to B.4 of the Scheme Regulations and those prescribed for treating specific PMB disorders and available in the public sector.
- β Requested reports, examinations, tests for emigration, immigration, visas, insurance policies, employment, admission to schools and universities, court medical reports, muscle-function tests, fitness examinations and testing, adoption of children, and retirement due to ill health.
- β Any non-functional or cosmetic procedures, operations, or treatments.
- β Accounting for services performed by individuals not registered with the Health Professionals Council of South Africa, the Associated Health Service Professions Board, or a comparable healthcare organization in the nation where the service was rendered.
- β Accounts pertaining to:
- β The costs incurred for treating illness conditions or injuries received by a member or dependent for whom another party is responsible.
- β Preventative devices and medications for sports and recreational activities.
- β Injuries resulting from illegal actions in which the member or their dependents participated in a criminal crime, excluding those recommended in treating specific PMB conditions and available in the public sector.
Bestmed Beat 2 Network Waiting Periods
Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bestmed Beat 2 Network plan:- β A 3-month general waiting period in respect of all benefits.
- β A 12-month exclusion in respect of a pre-existing condition.
Bestmed Beat 2 Network Plan vs Similar Plans from Other Medical Schemes
| π Medical Aid Plan | π₯ Bestmed Beat 2 Network (2026) | π₯ Medihelp MedVital Elect (2026) | π₯ KeyHealth Origin (2026) |
| π International Cover | R1 million in USA β R5 million countries outside of USA | Scheme Tariff | β Yes |
| π€ Main Member Contribution | R2,775 | R2,022 | R2,250 |
| π₯ Adult Dependent Contribution | R2,156 | R1,470 | R1,603 |
| πΆ Child Dependent Contribution | R1,167 | R696 | R733 |
| π Gap Cover | None | None | β Yes |
| π Hospital Cover | Subject to scheme rules | Unlimited | Unlimited |
| πΆ Medical Savings Account | β Yes | None | None |
| πΌ Maternity Benefits | β Yes | β Yes | β Yes |
| ποΈ Oncology Cover | 100% of the scheme tariff | R242,000 | R169,000 |
Our Verdict on The Bestmed Beat 2 Network Plan
The Bestmed Beat 2 Network plan is a medical aid plan that offers members access to a network of healthcare providers at negotiated rates. One of the key features of the Bestmed Beat 2 Network plan is the medical savings account. The plan also offers maternity benefits, including antenatal and postnatal consultations plus basic and specialized dentistry.
You might also consider the following options BestMed has to offer:
- π BestMed Beat 3 Network
- π BestMed Beat 1 Network
- π BestMed Pace 4
- π BestMed Pace 3
- π BestMed Pace 2
- π BestMed Pace 1
- π BestMed Rhythm 2
- π BestMed Rhythm 1
- π BestMed Beat 4
- π BestMed Beat 3
- π BestMed Beat 2
- π BestMed Beat 1
