Try our new AI Assistant

Bestmed Pace 4 Medical Aid Plan (🇿🇦 2025)

Overall, the Bestmed Pace 4 Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and in-hospital procedures for its members. The Bestmed Pace 4 Medical Aid Plan starts from R11 662 ZAR.

🌎 International Cover	R1 million in USA – R5 million in other countries
👤 Main Member Contribution	R11 662
👥 Adult Dependent Contribution	R11 662
💙 Child Dependent Contribution	R2 732
🔁 Gap Cover	None
🏥 Hospital Cover	Unlimited
💶 Prescribed Minimum Benefits (PMB)	☑️ Yes
📉 Screening and Prevention	☑️ Yes
⚕️ Medical Savings Account	☑️ Yes
🍼 Maternity Benefits	☑️ Yes

Bestmed Pace 4 Plan – 11 Key Point Quick Overview

☑️ Bestmed Pace 4 Plan Overview
☑️ Bestmed Pace 4 Plan Contributions and PMSA
☑️ Bestmed Pace 4 Plan Benefits and Cover Comprehensive Breakdown
☑️ Bestmed Pace 4 Chronic Condition List
☑️ Bestmed Pace 4 Preventative Care
☑️ Bestmed Tempo Wellness Program
☑️ Bestmed Pace 4 Maternity Care Program
☑️ Bestmed Pace 4 Plan Exclusions and Waiting Periods
☑️ Bestmed Pace 4 Plan vs. Similar Plans from Other Medical Schemes
☑️ Our Verdict on The Bestmed Pace 4 Plan
☑️ Bestmed Pace 4 Plan Frequently Asked Questions

Bestmed Pace 4 Plan Overview

The Bestmed Pace 4 medical aid plan is one of 14 plans, starting from R11 662 and includes comprehensive cover, extensive in-hospital benefits, comprehensive day-to-day cover, basic and specialized dentistry, and many more.

Gap Cover is not included on the Bestmed Pace 4 Plan but available separately. Bestmed received the top honours in the Medical Aid Companies category at the latest Ask Afrika Orange Index Awards.

📌 Download the latest Pace 4 Product Brochure for 2025 from Bestmed.

Bestmed Pace 4 Plan Contributions and PMSA

Monthly Contributions

👤 Main Member	👥 +1 Adult Dependent	💙 +1 Child Dependent
R11 662	R11 662	R2 732

Medical Savings Account Available at the start of the year

👤 Main Member	👥 +1 Adult Dependent	💙 +1 Child Dependent
R350 x 12 Months	R350 x 12 Months	R82 x 12 Months

Bestmed Pace 4 Plan Benefits and Cover Comprehensive Breakdown

Pace 4 Comprehensive Cover for in and out-of-hospital

Savings Account / Day-to-day Benefits:

✅ There is a savings account available.
✅ There are comprehensive day-to-day benefits offered.

💙 You might consider: 10 Best Hospital Plans in South Africa

Bestmed Pace 4 In-Hospital Benefits

Method of Payment on Pace 4 Plan

✅ On the Pace4 option in-hospital benefits, out-of-hospital benefits and preventative care benefits are paid from Scheme risk. Once out-of-hospital risk benefits are depleted further claims will be paid from savings.

✅ Benefits relating to conditions that meet the criteria for PMBs will be covered in full when using designated service providers (DSPs). This will not affect your savings (annual or vested).

Bestmed Pace 4 Scheme Benefits for Different Medical Events In-Hospital

✅ Members must get pre-approval for all planned operations at least fourteen (14) days before the event. In emergencies, however, the member, their authorized representative, or the hospital must notify Bestmed of the member’s hospitalization as soon as feasible or on the first business day after admission.
✅ Clinical procedures, preferred providers, designated service providers, formularies, funding rules, and the Mediscor Reference Price (MRP) could apply.

All listed benefits are subject to pre-approval, clinical protocols, and funding guidelines.

🔎 In-Hospital Accommodation and fees for the theatre	Covered up to 100% of the Bestmed scheme tariff.
💊 Take-home medication after discharge	100% Scheme tariff if claimed on the day of discharge. Limited to: • A maximum of 7 days treatment if claimed as part of the hospital account, or • R200 if claimed from a retail pharmacy on the date of discharge; No benefit if not claimed on the date of discharge.
🏥 Treatment in Mental Health Clinics	Approved PMBs at DSPs. Limited to a maximum of 21 days per beneficiary per financial year in hospital including inpatient electroconvulsive therapy and inpatient psychotherapy, OR 15 contact sessions for out-patient psychotherapy per beneficiary per financial year. Subject to pre-authorisation.
🧪 Chemical and Substance Abuse Treatment	Benefits shall be limited to the treatment of PMB conditions and subject to the following: • Pre-authorisation • DSPs • 21 days’ stay for in-hospital management per beneficiary per annum
🩺 Consultations and procedures	Covered up to 100% of the Bestmed Scheme tariff.
📌 Surgical Procedures (including anesthetic)	Covered up to 100% of the Bestmed Scheme tariff.
❤️ Organ Transplants	Covered up to 100% of the Bestmed Scheme tariff. Only PMBs are covered.
😊 Major medical maxillo-facial surgery (Only specified conditions)	Covered up to 100% of the Bestmed Scheme tariff.
🚑 In- and Out-of-Hospital Dental and oral surgery	Limited to R24 419 per family per annum.
🦵 Prostheses are subject to preferred providers or co-payments, and limits will apply	100% Scheme tariff. Limited to R162 601 per family per annum.
🦾 Internal Prostheses (Preferred Providers or limits and co-payments will apply) Functional items used must be towards treating or supporting bodily functions	Sub-limits per beneficiary per annum. • *Functional R43 932. • Vascular R75 783. • Pacemaker (single and dual chamber) R75 770. • Spinal including artificial disc R81 308. • Drug-elu ting stents R27 077. • Mesh R23 845. •Gynaecology/urology R19 679. • Lens implants R21 790 a lens per eye. • Joint replacements: – Hip replacement and other major joints R72 755. – Knee replacement R84 245. – Other minor joints R27 077.
☑️ External prostheses	Limited to R37 491 per family per annum. DSPs apply. Includes artificial limbs limited to 1 limb every 60 months. Repair work to artificial limbs will be funded from the out-of-hospital Medical aids, apparatus and appliances benefit.
✅ Orthopedic and Medical Appliances Note: Appliances directly relating to the hospital admission and/or procedure	Covered up to 100% of the Bestmed tariff. Limited to R15 000 per family per annum.
📌 Pathology	Covered up to 100% of the Bestmed Scheme tariff.
📈 Radiology	Covered up to 100% of the Bestmed scheme tariff.
📉 MRI, CT scans, and other specialized diagnostics	100% Scheme tariff. Limited to a combined in- and out-ofhospital benefit of R45 000 per family per annum. Co-payment of R1 500 per scan, not applicable for PMBs. PET scans are limited to one (1) scan per beneficiary per annum. Not subject to the abovementioned limit and co-payment. Subject to pre-authorisation
📊 Oncology	Covered up to 100% of the Bestmed scheme tariff. The benefit is subject to pre-authorization and the use of DSP
➡️ Peritoneal Dialysis and Haemodialysis	Covered up to 100% of the Bestmed scheme tariff. The benefit is subject to pre-authorization and the use of DSP
👶 Birthing Confinements	Covered up to 100% of the Bestmed tariff.
🍼 Mammary surgery on a breast cancer patient’s unaffected (non-cancerous) breast	Treatment of the unaffected (non-cancerous) breast will be limited to PMB provisions and is subject to pre-authorisation and funding guidelines
🚩 Medically required breast reduction surgery (Includes surgeon and anesthesiologist expenses)	100% Scheme tariff. R58 046 per family per annum (for surgeon and anaesthetist). Theatre and hospital cost will be funded from Scheme risk. Subject to funding protocols, pre-authorisation.
⚕️ HIV/AIDS	100% Scheme tariff. Subject to pre-authorisation and DSPs.
😷 Refractive Surgery (and all other procedures that aim to improve or stabilize vision, excluding cataracts)	100% Scheme tariff. Subject to pre-authorisation and protocols. Limited to R12 210 per eye.
💙 Midwife-assisted birth	100% Scheme tariff. Subject to
🅰️ Supplementary Services	Pre-authorisation and protocols.
🅱️ Hospitalization Alternatives	100% Scheme tariff. Subject to pre-authorisation and DSPs.
📌Advanced illness benefit Palliative and Home-Based Care instead of hospitalization.	100% Scheme tariff, limited to R139 308 per beneficiary per annum. Subject to available benefit, pre-authorisation and treatment plan.
🏥 Day Procedures performed at a day hospital	Day procedures performed in a day hospital by a DSP provider will be funded at 100% network or Scheme tariff, subject to pre-authorisation, protocols, funding guidelines and DSPs. A co-payment of R2, 746 will be incurred per event if a day procedure is done in an acute hospital that is not a day hospital. If a DSP is used and the DSP does not work in a day hospital, the procedure shall be paid in full if it is done in an acute hospital, if it is arranged with the Scheme before the time.
🌎 International Travel Cover	Leisure Travel: Cover is limited to 90 days and R1 million for trips to the United States. All other nations are insured for up to 90 days, and a family (member and dependents) is protected for R5 million. Business Travel to the United States is limited to 60 days and covers up to R1 million. All other nations are insured for up to 60 days, and a family (member and dependents) is protected for R5 million.

Bestmed Pace 4 Out-of-Hospital Benefits

✅ Several specified benefits are paid from the annual savings at a 100% Scheme tariff.
✅ Once the annual savings account has been drained, payments are paid from Scheme risk at 100% Scheme tariff (limits apply).
✅ If you do not spend all the funds in your savings account within five months, they will be moved into a vested savings account and remain your property.
✅ Any vested credit in your vested savings account may be used for out-of-hospital expenses not covered by the Scheme or if you have reached your out-of-hospital/day-to-day yearly limit or sub-limits.
✅ Clinical financing methods, preferred providers, designated service providers, formularies, funding criteria, and the Mediscor Reference Price (MRP) may be applicable.
✅ All planned treatments or procedures must be pre-authorized before administration.

If you have a treatment plan for a Chronic Disease List (CDL) or Prescribed Minimum Benefit (PMB) condition/s, the services in the treatment plan will be paid for first from the applicable day-to-day limit. After the limit has been exhausted, claims will continue to be paid from Scheme risk up to the maximum amount indicated in the treatment plan.

🅰️ Overall day-to-day limits	Main member = R43 380 Main member +1 = R69 954.
🅱️ FP and Specialist Consultations	Limited to Main member = R6 823. Main member +1 = R11 061. (Subject to overall day-to-day limit)
📌 Insulin pump (excluding consumables)	100% Scheme tariff. Limited to R50 806 per beneficiary every 24 months. Subject to pre-authorisation.
📍 Basic and Specialized Dentistry	Limited to M = R15066 M1+ = R25 428. (Subject to overall day-to-day limit)
🦷 Orthodontic Dentistry	100% Scheme tariff. Subject to pre-authorisation. Limited to R12 770 per event for beneficiaries up to 18 years of age. (Subject to overall day-to-day limit)
🔍 Medical devices, apparatus, appliances	Limited to R12 640 per family. Includes repairs to artificial limbs. 100% Scheme tariff. (Subject to overall day-to-day limit)
📉 Continuous (CGM) or Flash Glucose Monitoring (FGM)	100% Scheme tariff. Limited to R29 022 per family per annum. Subject to pre-authorisation.
👩🏻‍🦼 Wheelchairs	Limited to R17 094 per family every 48 months.
🦻 Hearing Aids	Limited to R35 000 per beneficiary every 24 months subject to pre-authorisation. Subject to quotation, motivation and audiogram
☑️ Supplementary Services	Limited to M = R6 823 M1+ = R13 430. (Subject to overall day-to-day limit)
✅ Wound Care Benefit (Dressings, negative pressure wound therapy NPWT treatment, and other nursing services Out-of-hospital)	Limited to R16 663 per family. (Subject to overall day-to-day limit)
🤓 Optometry	Benefits available every 24 months from date of service. Network Provider (PPN) • Consultation – One (1) per beneficiary. • Frame = R1 260 covered AND • 100% of cost of standard lenses (single vision OR bifocal OR multifocal) AND Lens enhancement = R750 covered OR • Contact lenses = R2 620 OR Non-network Provider • Consultation – R400 fee at non-network provider • Frame = R945 AND • Single vision lenses = R215 OR • Bifocal lenses = R460 OR • Multifocal lenses = R1 040 (consisting of R810 per base lens plus R230 per branded lens add-on) AND • Lens enhancement = R563 covered In lieu of glasses members can opt for contact lenses, limited to R2 620.
📌 Basic Radiology and Pathology	100% Scheme tariff. Limited to M = R6 823, M1+ = R13 430. (Subject to overall day-to-day limit)
📍 Oncology	Oncology programme. 100% of Scheme tariff. Subject to pre-authorisation, protocols and DSP.
✔️ Peritoneal Dialysis and Hemodialysis	Covered up to 100% of the Bestmed tariff. Subject to pre-approval and DSP.
✳️ HIV/AIDS	Covered up to 100% of the Bestmed tariff. Subject to pre-approval and DSP.
📌 MRI scans, CT scans, isotope studies, and PET scans	100% Scheme tariff. Limited to a combined in- and out-of hospital benefit of R45 000 per family per annum. Co-payment of R1 500 per scan, except for an involuntary use of a non-DSP for a PMB condition. PET scans are limited to one (1) scan per beneficiary per annum. Not subject to the abovementioned limit and co-payment. Subject to pre-authorisation.
👉🏾 Back and neck preventative programme	Benefits payable at 100% of contracted fee. Subject to pre-authorisation, protocols and DSPs.
📍 Rehabilitation after a traumatic event	Covered up to 100% of the Bestmed tariff.

Bestmed Pace 4 Medicine

✅ The following benefits may be subject to pre-authorization, clinical protocols, preferred providers (PPs), designated service providers (DSPs), formularies, funding criteria, the Mediscor Reference Price (MRP), and the exclusions listed in Annexure C of the published Regulations.
✅ Members will not incur co-payments for PMB pharmaceuticals on the formulary for which no generic substitute exists.
✅ Approved PMB biological and non-PMB biological medicine expenses will be paid first from the Biological limit.

After the limit has been depleted, only PMB biological medicine costs will continue to be paid without limit.

🔎 CDL and PMB Chronic Conditions	Covered up to 100% of the Bestmed tariff. There is a co-payment of 10% for non-formulary medicine.
📌 Non-CDL Chronic medicine (First paid from the non-CDL limit. After that, approved CDL and PMB medicine is paid from the Scheme Risk)	29 conditions. 100% Scheme tariff. Limited to M = R24 058, M1+ = R48 335. Co-payment of 10% for non-formulary medicine.
📍 Biological medicine	Limited to R595 247 per beneficiary
💊 Other high-cost medication	Covered up to 100% of the Bestmed tariff.
🩺 Acute Medicine	Limited to M = R10 260, M1+ = R15 938. Co-payment of 10% for non-formulary medicine. (Subject to overall day-to-day limit)
🧪 OTC Medication	Subject to available savings.

Bestmed Pace 4 Chronic Condition List

The Bestmed Pace 4 Chronic Condition List and Prescribed Minimum Benefits are as follows:

CDL

✅ Addison’s disease
✅ Asthma
✅ Bipolar Mood Disorder
✅ Bronchiectasis
✅ Cardiac Failure
✅ Cardiomyopathy
✅ Chronic obstructive pulmonary disease (COPD)
✅ Chronic Renal Disease
✅ Coronary Artery Disease
✅ Crohn’s Disease
✅ Diabetes Insipidus
✅ Diabetes mellitus type 1
✅ Diabetes mellitus type 2

and many more….

NON-CDL

✅ Severe Acne
✅ Allergic Rhinitis
✅ Alzheimer’s Disease
✅ Ankylosing Spondylitis
✅ Attention Deficit Disorder (ADD)
✅ Attention Deficit Hyperactivity Disorder (ADHD)
✅ Autism
✅ Blepharospasm
✅ Collagen Diseases
✅ Dermatomyositis
✅ Dystonia
✅ Severe Eczema
✅ Gastro Esophageal Reflux Disease (GORD)
✅ Gout Prophylaxis
✅ Hypopituitarism

and many more….

PMB

✅ Aplastic anemia
✅ Benign prostatic hypertrophy
✅ Cerebral palsy
✅ Chronic anemia
✅ COVID-19
✅ Cushing’s disease
✅ Cystic fibrosis
✅ Endometriosis
✅ Female menopause

and many more…

💙 Read more about Best Medical Aids Cover Pre-Existing Pregnancy

Bestmed Pace 4 Preventative Care

The following benefits could be subject to pre-approval, clinical procedures, preferred providers (PPs), designated service providers (DSPs), formularies, funding guidelines, and the Mediscor Reference Pricing (MRP).

🔎 Benefit	➡️ Gender and Age Group	📉 Quantity and Frequency	🔁 Criteria
💉 Flu Vaccines	All	1 per beneficiary yearly	Applies to all active participants and recipients.
💊 Pneumonia Vaccines	Children <2 Years High-risk adult group	Children – according to the Department of Health Adults – Twice in a lifetime with a booster for beneficiaries 65>	Adults: The Scheme will identify high-risk adults who will be encouraged to receive vaccinations.
🌎 Travel Vaccines	All	Amount and frequency vary by product up to the maximum quantity authorized.	Program risk benefits for mandatory typhoid, yellow fever, tetanus, meningitis, hepatitis, and cholera travel vaccinations.
👶 Baby Growth and Development Assessments	0 – 2 Years	3 Assessments per year	Pharmaceutical clinics under the Bestmed Network perform assessments.
🍼 Female Contraceptives	All female beneficiaries of child-bearing age	Depends on the product according to the maximum allowed amount	Annually limited to R2,678 per beneficiary. Covers all items categorized under the female contraception category.
🩺 Intrauterine device (IUD) insertion	All female beneficiaries of child-bearing age	1 device every 5 years	Consultation and treatment by a gynecologist or family physician.
🧪 HPV Vaccinations	Female Beneficiaries 9 – 26	1 device every 5 years.	Vaccinations are funded according to the MRP
📈 Mammogram	All females 40 years>	Once every 2 years	Covered up to 100% of the Bestmed Scheme tariff
📉 PSA Screening	Males 50 years and older.	Once every 2 years	It may be performed at a urologist, family practitioner, or network pharmacy clinic. The available savings account covers the consultation fee.
📊 Bone densitometry	All beneficiaries 45 years and older	Once every 2 years	–
➡️ Pap Smear	Females 18 years and older.	Once every 2 years	Possible at a gynecologist, family physician, or pharmacy clinic. The consultation will be at the member’s expense.
👨🏿‍⚕️ Glaucoma screening	Ages 50 and above.	Once every year.	The benefit is subject to service being received from the contracted Optometrist Network only.

Bestmed Pace 4 Preventative Dentistry

The following services may be subject to pre-approval, clinical protocols, and financial guidelines.

🔎 Service	📌 Age	📍 Frequency
🦷 General full-mouth examination by a general dentist (including the use of gloves and sterile equipment)	12 years>	Once yearly
☑️ General full-mouth examination by a general dentist (including the use of gloves and sterile equipment)	<12 years	Twice yearly
✅ Full-mouth Intra-Oral Photos	All	Once every 3 years
📈 Intra-Oral Radiograph	All	2 photos yearly
📉 Scaling or polishing	All	Twice a year (i.e. every 6 months from the date of service).
📊 Fluoride treatment	All	Twice a year (i.e. every 6 months from the date of service)
➡️ Fissure Sealing	Up to and including beneficiaries 21 years old	According to the applicable and accepted protocol
🔁 Space Maintainers	During the primary and mixed denture stage	Once per space

Bestmed Tempo Wellness Program

The Tempo wellness programme is focused on supporting you on your path to improving your health and realising the rewards that come with it. To ensure you achieve this, you will have access to the following benefits:

Tempo Lifestyle Screening for adults (beneficiaries 16 years and older) which includes:

👉🏿 The Tempo lifestyle questionnaire
👉🏿 Blood pressure check
👉🏿 Cholesterol check
👉🏿 Glucose check
👉🏿 Height and weight measurement

Tempo physical wellbeing and nutrition benefits (beneficiaries 16 and older):

Physical wellbeing:

1 x (face-to-face) physical health assessment at a Tempo partner biokineticist

1 x follow-up (virtual or face-to-face) consult to obtain your personalised exercise plan from the Tempo partner biokineticist

Nutrition:

1 x (face-to-face) nutrition assessment at a Tempo partner dietitian

1 x follow-up (virtual or face-to-face) consult to obtain your personlised healthy-eating plan from the Tempo partner dietitian

💙 In addition to the Tempo physical wellbeing and nutrition benefits, you will also have access to Tempo Wellness Webinars hosted monthly. The webinars are themed around mental health and various other wellness-related topics.

Bestmed Pace 4 Maternity Care Program

The Maternity care program is available to pregnant members and their dependents, providing comprehensive services and information. It has been designed with expectant parents’ specific needs and support networks.

It provides support, education, and advice throughout pregnancy, confinement, and the postnatal period. To access these services, members must register for the Bestmed Maternity care program when they receive confirmation of their pregnancy through a pathology test or scan from their family practitioner or gynecologist.

Once registration is complete, a consultant will reach out to them.

👉🏾 100% Scheme tariff. Subject to the following benefits:

👉🏾 Consultations:

9 antenatal consultations at a GP OR gynaecologist OR midwife.
1 post-natal consultation at a GP OR gynaecologist OR midwife.

👉🏾 Ultrasounds:

1 x 2D ultrasound scan at 1st trimester (between 10 to 12 weeks) at a GP, OR gynaecologist OR radiologist.
1 x 2D ultrasound scan at 2nd trimester (between 20 to 24 weeks) at a GP, OR gynaecologist OR radiologist.

👉🏾 Supplements:

Any item categorised as a maternity supplement can be claimed up to a maximum of R139 per claim, once a month, for a maximum of 9 months.

💙 Try our free Ovulation Calculator

Bestmed Pace 4 Plan Exclusions and Waiting Periods

Bestmed Pace 4 Exclusions

Some of the following are excluded from Pace 4. The comprehensive list can be found on the official Bestmed website.

✅ Any fees associated with patient and medical staff travel.
✅ Medical aids, orthopedic, surgical, and medical appliances, excluding those described in Annexes B.1 to B.4 of the Scheme Regulations and those prescribed for treating specific PMB disorders and available in the public sector.
✅ Requested reports, examinations, tests for emigration, immigration, visas, insurance policies, employment, admission to schools and universities, court medical reports, muscle-function tests, fitness examinations and testing, adoption of children, and retirement due to ill health.
✅ Any non-functional or cosmetic procedures, operations, or treatments.
✅ Accounting for services performed by individuals not registered with the Health Professionals Council of South Africa, the Associated Health Service Professions Board, or a comparable healthcare organization in the nation where the service was rendered.

Unkept appointments by members, and more.

💙 Discover the 5 Best Medical Aids under R2000

Bestmed Pace 4 Waiting Periods

Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bestmed Pace 4 plan:

✅ A 3-month general waiting period in respect of all benefits.
✅ A 12-month exclusion in respect of a pre-existing condition.

A late-joiner contribution penalty could apply.

Bestmed Pace 4 Plan vs. Similar Plans from Other Medical Schemes

🔎 Medical Aid Plan	🥇 Bestmed Pace 4 (2025)	🥈 Discovery Health Classic Comprehensive (2025)	🥉 LA Health Comprehensive (2025)
🌎 International Cover	R1 million in USA – R5 million other countries	R5 million	R5 million
👤 Main Member Contribution	R11 662	R8,381	9,379 ZAR
👥 Adult Dependent Contribution	R11 662	R7,927	7,161 ZAR
💙 Child Dependent Contribution	R2 732	R1,671	2,274 ZAR
🏥 Hospital Cover	Unlimited	✅ Yes	Unlimited
💶 Prescribed Minimum Benefits (PMB)	☑️ Yes	☑️ Yes	☑️ Yes
📉 Screening and Prevention	✅ Yes	✅ Yes	✅ Yes
➡️ Medical Savings Account	☑️ Yes	☑️ Yes	☑️ Yes
🍼 Maternity Benefits	✅ Yes	✅ Yes	✅ Yes

Our Verdict on The Bestmed Pace 4 Plan

💙 Overall, Bestmed’s Pace 4 option is the most comprehensive plan available, designed to provide maximum coverage for hospital expenses and extensive benefits for individuals and families with high medical costs.

💙 It is important to note that Pace 4 requires a higher contribution towards medical coverage, making it a suitable option for families who prioritize peace of mind and are willing to invest in comprehensive medical coverage.

💙 Overall, Bestmed’s Pace 4 plan offers extensive benefits and coverage for families who require above-average medical care.

You might also consider the following options BestMed has to offer:

Frequently Asked Questions

What does Bestmed Pace 4 offer?

Bestmed Pace 4 is the most comprehensive plan offered by Bestmed, providing maximum cover for hospital expenses and extensive benefits for individuals and families with high medical costs.

Is maternity covered under Bestmed Pace 4?

☑️ Yes, maternity is covered under Bestmed Pace 4. The scheme covers prenatal consultations, ultrasound scans, childbirth, and postnatal care.

What kind of medical costs does Bestmed Pace 4 cover?

Bestmed Pace 4 is suitable for families with above-average medical costs and who want peace of mind knowing they are fully covered for hospital and day-to-day medical expenses.

Does Bestmed Pace 4 cover oncology treatment?

☑️ Yes, Bestmed Pace 4 does cover oncology treatment. The scheme covers cancer treatment in and out of the hospital, including chemotherapy, radiotherapy, and surgical procedures.

How is Bestmed Pace 4 different from other Pace plans?

Unlike other plans in the Pace category, the Family practitioner, Specialist Consultations, and Basic and Specialized Dentistry in the Pace 4 plan are not paid from the savings account but are allocated a limited amount subject to day-to-day benefits.

What are day-to-day benefits?

Day-to-day benefits include out-of-hospital medical expenses such as GP visits, medication, and pathology tests. In the Pace 4 plan, the day-to-day benefits cover Family practitioners, Specialist Consultations, and Basic and Specialized Dentistry.

What is the contribution required for Bestmed Pace 4?

Bestmed Pace 4 requires a higher contribution than other plans due to its more comprehensive coverage. It is designed for families willing to invest in comprehensive medical coverage.

What are the advantages of choosing Bestmed Pace 4?

Bestmed Pace 4 offers extensive benefits and coverage for families who require above-average medical care. In addition, it provides peace of mind knowing that individuals and families are fully covered for hospital and day-to-day medical expenses.

Does Bestmed Pace 4 cover alternative therapies such as acupuncture or homeopathy?

No, Bestmed Pace 4 does not cover alternative therapies such as acupuncture or homeopathy.

Does Bestmed Pace 4 cover dental procedures?

☑️ Yes, Bestmed Pace 4 covers basic and specialized dentistry, subject to overall limits and protocols.

Does Bestmed Pace 4 cover over-the-counter medication?

OTC medication is covered by the available medical savings account.

Does Bestmed Pace 4 cover ambulance services?

☑️ Yes, Bestmed Pace 4 covers emergency ambulance services that are medically necessary.

Adriaan Schoeman

Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.