5 Best Medical Aids under R1000
The 5 Best Medical Aids under R1000 in South Africa revealed.
We tested them side by side and verified their medical aid plans.
This is a complete guide to the best medical aid under One Thousand Rand in South Africa.
In this in-depth guide you’ll learn:
- 📣 What is a Medical Aid?
- 📣 How do you find affordable medical aid in South Africa?
- 📣 How to choose the best affordable medical aid for your needs?
- 📣 How to compare medical aids of under R1000 against each other
- 📣 How to sign up with your ideal medical aid?
- 📣 Why you should consider upgrading your medical aid to above R1000.
- 📣 How do you choose the best medical aid for your family?
So if you’re ready to go “all in” with the best medical aids under R1000 in South Africa, this guide is for you.
Let’s dive right in…
5 Best Medical Aids Under R1000 (2025)
🩺 Medical Aid | ✔️ Plans in R1000 region? | ⚕️ Plan Offered | 👉 Sign Up |
1. Momentum Medical Aid | ✅ Yes | Ingwe Student Option from R589 | 👉 Apply Now |
2. FedHealth | ✅ Yes | flexiFED Savvy from R1055 | 👉 Apply Now |
3. Discovery Health | ✅ Yes | Discovery KeyCare Start Regional Plan from R1184 | 👉 Apply Now |
4. Bonitas | ✅ Yes | Boncap from R1554 | 👉 Apply Now |
5. Suremed | ✅ Yes | Shuttle plan from R1265 | 👉 Apply Now |
📌 You might consider Dischem Health Insurance from R206 per month

Affordable private Day-to-Day Insurance options & Accident Cover options for you and your family.
Other Affordable Medical Aid Plans to consider in South Africa:
✅ You might also consider Thebemed Medical Aid Scheme plan called Universal where the main Member can get cover from R692 per month subject to income category.
5 Best Medical Aids Under R1000 (2025)
- Momentum Health – Overall, Best Medical Aid Under R1000 in South Africa
- Fedhealth – Best Customer Service Medical Aid
- Discovery Health – Top Extensive Medical Protection in South Africa
- Bonitas – Broadest Range of Low-Cost Medical Aid Plans
- Suremed – Designed to cover a wide range of healthcare needs
Finding affordable medical aid in South Africa
✔️ Healthcare in South Africa is surprisingly affordable, despite the common notion to the contrary. There are a plethora of options for medical aid plans under R1000 that will adequately meet your needs.
✔️ In South Africa, for instance, you may receive medical coverage based on your salary for less than R1000 per month, per main member. Most of these packages are very affordable while still providing comprehensive protection in times of crisis.
✔️ For income-based medical aid, however, the monthly premium is directly proportional to the member’s income. As a result, those in higher income levels may not be able to take advantage of the category’s more affordable medical aid options. Keep reading to get the details on medical coverage for less than R1000 in South Africa.
✔️ Compare Medical Aid with our easy to use tool.
How to choose affordable medical aid under R1000 in South Africa
👉 Learning how to choose affordable medical aid is a good idea before you dive into plans that cost less than R1000 per month. The procedure is straightforward, thankfully.
👉 First, you’ll need to determine exactly what you’re looking for and can afford in terms of a medical aid programme. Once you have this data in hand, selecting an option becomes much simpler.
👉 As a second step, study the details of the plan, which you will find in the flu shot. The annual flu shot, reduced costs for routine dental care, and preventative health screenings are typical perks provided by most of these policies.
👉 Free anaesthesia and sick child care are only two examples of the specialised advantages offered by different medical aid plans. However, it’s important to note that many of these medical aids do not cover the whole sum paid by dentists and anaesthetists.
👉 And to maximise your savings, your medical aid plan should permit you to visit any number of specialists. Be sure you know whether there is a waiting time and any other restrictions with your plan.
👉 The last thing to think about is exactly what your plan covers. Your monthly payment will be based on the severity of your conditions. A person who does not have any pre-existing conditions will have a lower premium than someone who has a serious, life-threatening sickness.
👉 Even though your past health is no indicator of your future health, you should take stock of your current health and that of your dependents.
👉 In particular, be sure to record any family history of chronic illness, as well as current therapies for that illness. This way, you may assess the benefits on offer in light of your particular family’s situation.
👉 Find a medical aid plan that includes pregnancy, birth, and postpartum care if you don’t have any children now but want to have a family soon.
👉 There is no way to switch plans midway through the benefit year, so if you know you’ll be expecting a child in 2025, you’ll need to select a plan that can accommodate that.
➡️ READ ALSO: Medical Aid Schemes that Cover Bronchitis
5 of the Best Known Medical Aids in South Africa under R1000
👉 If you want to rest easy knowing that you and your loved ones are protected from financially devastating medical bills, you need to have a medical aid plan in place that is both inexpensive and adequate.
👉 From the price of a routine check-up to the price of an emergency appendectomy, medical expenses may add up rapidly. If you or your loved ones don’t make adequate preparations, you could find yourselves in a difficult financial situation if something unexpected were to happen.
👉 We compare five of South Africa’s top medical aid plans that cost around R1000 monthly.
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Get the Best Medical Aid Quotes from Hippo Advisory Services
1. Momentum Health
Overview
✅ Momentum Medical Scheme is one of the top three open medical schemes in South Africa, and its parent firm is largely regarded as a market leader.
✅ Momentum Health is committed to the plan’s sustainability and to offering exceptional value to its members.
✅ In choosing Momentum Health Solutions, you have access to a team of doctors who are devoted to providing you with affordable, high-quality care.
✅ Momentum has partnered with financially motivated physician networks to deliver for its members. In addition, users can phone Hello Doctor at any time to get answers to their medical questions from a doctor.
✅ To entice and keep healthy members, incentive and reward programmes can be priced using Momentum’s actuarial services.
✅ Momentum’s advocacy efforts empower members to make well-informed health care decisions and cut expenses by utilising a revolutionary health coaching strategy.
Momentum Medical Aid Plans Available at Under R1000
👉 Momentum offers a wide range of options for members’ medical coverage, including some plans that cost less than R1000 per month.
Ingwe Student Option
👉 Medical coverage for students can be found at a low cost with the Momentum Ingwe Student plan. With a maximum limit of R1.19 million, you have access to a maximum in-patient benefit of 100% of the medical aid scheme rate.
👉 In addition, it provides chronic coverage for twenty-six PMBs and restricted coverage for a smaller number of service providers.
👉 For this plan to be active, students must make a six-month payment in advance. But if you’d like to save yourself the hassle of renewing your plan every six months, you can pay for an entire year in advance, as the programme permits.
👉 Naturally, this plan is best suited to the requirements of students holding Visas or those seeking more affordable medical coverage during their time in school.
👉 Dental work, eye exams, unrestricted primary care physician visits, and specialist consultations are just some of the perks you may look forward to. Your policy includes reimbursement for the cost of a chest X-ray that is required to obtain a visa.
👉 The Student Ingwe Plan is available from R589.00 per month
Ingwe Option Plan
👉 You and your loved ones can use this plan to visit any hospital you like, as long as the total cost of care doesn’t exceed a set yearly maximum. You are restricted to using only private Ingwe-affiliated hospitals. Utilization of public health care facilities is required for the plan’s lowest premiums to apply.
👉 The Ingwe option is a type of medical aid that, in most cases, does not impose any kind of annual cap on how much money can be spent on medical care. Depending on your budget, you can choose between private hospitals in the Ingwe network or public hospitals for a lower monthly payment.
👉 Only providers in either the Ingwe Active Network or the Ingwe Primary Care Network can be consulted for both urgent care and long-term care needs like prescriptions and doctor’s appointments.
👉 In terms of medical aid, Momentum has a solid reputation. It is the third-largest medical aid scheme and the fifth-largest medical insurance provider in South Africa. There are 290 000+ people who would benefit from it, which is equivalent to 3.2% of the market and 5.8% of the open sector.
➡️ The Ingwe Option Plan is available at R589.00 per month
How Much Are Momentum Health Monthly Premiums?
🔎 Plan | 💴 Contributions Range (Main) | 💵 Contributions Range (2x Adult) | 💶 Contributions Range (1 Adult + 1 Child) | 💷 Contributions Range (2 Adults + 1 Child) | 💴 Contributions Range (2 Adults + 2 Children) | 💵 Contributions Range (2 Adult + 3 Children) | 💶 Medical Savings (% of contribution or ZAR) |
1️⃣ Ingwe | 589 – 4,134 ZAR | 1,178 – 8,268 ZAR | 1,178 – 5,333 ZAR | 1,767 – 9,467 ZAR | 2,356 – 10,666 ZAR | 2,945 – 11,865 ZAR | None |
2️⃣ Evolve | 1,847 ZAR | 3,694 ZAR | 3,694 ZAR | 5,541 ZAR | 7,388 ZAR | 9,235 ZAR | None |
3️⃣ Custom | 2,353 – 4,047 ZAR | 4,133 – 7,295 ZAR | 3,187 – 5,491 ZAR | 4,967– 8,739 ZAR | 5,801 – 10,183 ZAR | 6,635 – 11,627 ZAR | None |
4️⃣ Incentive | 3,060 – 5,457 ZAR | 5,474 – 9,891 ZAR | 4,234 – 7,585 ZAR | 6,648 – 12,019 ZAR | 7,822 – 14,147 ZAR | 8,996 – 16,275 ZAR | Fixed at 10% of total contribution |
5️⃣ Extender | 7,215 – 10,381 ZAR | 12,687 – 18,742 ZAR | 9,336 – 13,358 ZAR | 14,808 – 21,719 ZAR | 16,929 - 24,696 ZAR | 19,050 – 27,673 ZAR | Fixed at 25% of Total contribution |
6️⃣ Summit | 14,903 ZAR | 26,822 ZAR | 18,327 ZAR | 30,246 ZAR | 33,670 ZAR | 37,094 ZAR | Not applicable. You can add the HealthSaver+ |
What Is the Waiting Period for Momentum Health’s Benefits?
👉 The general waiting period is 3 months, but since pregnancy is considered a pre-existing condition, it is excluded from all benefits for the first 12 months of scheme membership.
How to Claim Momentum Health Benefits
👉 You can submit a claim in several ways:
- ➡️ Use the Momentum App
- ➡️ Use the web chat facility in the bottom left corner.
- ➡️ Send an email to [email protected] or send normal mail to PO Box 2338, Durban, 4000
👉 To make sure your claim is processed quickly and accurately, including the following information:
- ➡️ Membership number.
- ➡️ Principal member’s surname, initials, and first name.
- ➡️ Patient’s surname, initials, and first name.
- ➡️ Date of treatment.
- ➡️ Amount charged.
- ➡️ ICD–10 code (code to indicate what condition you’ve been diagnosed with), tariff code (product-specific code for procedures and claims), and NAPPI code (unique identifier for a given ethical, surgical, or consumable product).
- ➡️ Service provider’s name and practice number.
- ➡️ Proof of payment if you’ve paid the claim out of your own pocket.
Momentum Health Contact Details
201 Umhlanga Ridge Blvd
Cornubia
Blackburn
PO Box 2338
Durban
2. Fedhealth
Overview
✅ In 1936, the need for medical services in South Africa prompted the establishment of Fedhealth. Although much has changed throughout the years, their commitment to providing high-quality care at affordable pricing remains unchanged.
✅ Fedhealth is still a cooperative run for the good of its customers, therefore it’s continually looking into innovative ways to provide medical treatment.
✅ Fedhealth places a premium on customization, giving you, the member, a say in developing your unique approach to medical treatment. Fedhealth is dedicated to meeting the requirements of its members, which is why it provides excellent customer service.
✅ For the benefit of its participants, the Scheme has a reserve of more than the legally required 25%, and its solid financial standing has allowed it to keep its AA- Global Credit Rating for the past 14 years.
✅ In addition to its standard benefits, Fedhealth is well-known for its unique Risk-based awards, which increase the value of the benefits to members.
✅ There are no limits on visits to in-network doctors, and if your health care needs change drastically, you can get a free plan upgrade at any point during the year (within 30 days of a major life event).
Fedhealth Medical Aid Plans Available at Under R1000
👉 Fedhealth offers a wide range of options for members’ medical coverage, including some plans that cost around a R1000 per month.
flexiFED Savvy
👉 You are a young, hip professional, perhaps in your early twenties, who is physically active and technologically savvy. You won’t need surgery on your hips or knees anytime soon.
👉 flexiFED Savvy is one of the most cost-effective hospital plans available, and it is also a supercharged savings plan or a supercharged flexible savings plan, making it an attractive option for individuals and businesses that want to provide their employees with high-quality, low-cost medical coverage.
👉 It’s a daily alternative to your regular hospital plan that’s tailored to your specific requirements and financial situation.
➡️ flexiFED Savvy is available at R1055.00 per month
How Much Are Fedhealth Medical Scheme Monthly Premiums?
🔎 Plan | 💴 Contributions (Main) | 💵 Contributions for Adult) | 💶 Contributions for Child) | 💷 Medical Savings (Up to) | 📊 Annual Threshold Level | ⚕️ Chronic Conditions |
1️⃣ FlexiFED Savvy | 1,055 ZAR 1,476 ZAR as Savings Backup Plan | 1,055 ZAR | 775 ZAR | Hospital Plan with Day-to-day Savings Back-up Plan: 5,050 ZAR p/a. Savings Plan with Max of 6,310 ZAR p/a with Supercharged Flexible Savings | None | 27 |
2️⃣ MyFED | 1,570 – 3,700 ZAR (Household income based) | 1,570 – 3,700 ZAR | 711 – 1,170 ZAR | None | None | 27 |
3️⃣ FlexiFED 1 | R1,953 (Elect) R2,505 (Network Hospitals) | R1,526 (Elect) R1,963 (Network Hospitals) | R711 (Elect) R917 (Network Hospitals) | 6,890 ZAR (Main) 12,280 ZAR (Main + 1 Adult) 17,030 ZAR (Main + 1 Adult + 1 Child) 19,550 ZAR (M + 1 Adult + 2 Children) | 5,400 ZAR (M) 8,600 ZAR (M+A) 10,500 ZAR (M+A+1C) 12,500 ZAR (M+A+2C) | 27 |
4️⃣ FlexiFED 2 | R3,787 (Any Hospital) R3,396 (GRID) R2,835 (Elect) | R3,370 (Any Hospital) R3,027 (GRID) R2,534 (Elect) | R1,118 (Any Hospital) R1,003 (GRID) R842 (Elect) | 10,340 ZAR (Main) 19,560 ZAR (Main + 1 Adult) 24,310 ZAR (Main + 1 Adult + 1 Child) 27,360 ZAR (M + 1 Adult + 2 Children) | 6,200 ZAR (M) 11,300 ZAR (M+A) 12,800 ZAR (M+A+1C) 16,400 ZAR (M+A+2C) | 27 |
5️⃣ FlexiFED 3 | R4,320 (Any Hospital) R3,874 (GRID) R3,236 (Elect) | R3,957 (Any Hospital) R3,553 (GRID) R2,968 (Elect) | R1,531 (Any Hospital) R1,374 (GRID) R1,148 (Elect) | 11,810 ZAR (Main) 22,610 ZAR (Main + 1 Adult) 27,360 ZAR (Main + 1 Adult + 1 Child) 31,550 ZAR (M + 1 Adult + 2 Children) | 7,900 ZAR (M) 13,700 ZAR (M+A) 15,600 ZAR (M+A+1C) 18,400 ZAR (M+A+2C) | 27 |
6️⃣ FlexiFED 4 | R5,782 (Any Hospital) R5,180 (GRID) R4,330 (Elect) | R5,277 (Any Hospital) R4,737 (GRID) R4,035 (Elect) | R1,739 (Any Hospital) R1,561 (GRID) R1,328 (Elect) | 15,800 ZAR (Main) 30,210 ZAR (Main + 1 Adult) 34,970 ZAR (Main + 1 Adult + 1 Child) 39,720 ZAR (M + 1 Adult + 2 Children) | 21,200 ZAR (M) 36,800 ZAR (M+A) 41,700 ZAR (M+A+1C) 46,600 ZAR (M+A+2C) | 27 |
7️⃣ Maxima EXEC | R10,719 | R9,304 | R3,312 | 12,156 ZAR (Main) 22,704 ZAR (Main + 1 Adult) 26,448 ZAR (Main + 1 Adult + 1 Child) 30,192 ZAR (M + 1 Adult + 2 Children) | 21,200 ZAR (M) 36,800 ZAR (M+A) 41,700 ZAR (M+A+1C) 46,600 ZAR (M+A+2C) | 27 |
8️⃣ Maxima PLUS | R16,937 | R14,619 | R5,233 | 7,500 ZAR (Main) 13,968 ZAR (Main + 1 Adult) 16,284 ZAR (Main + 1 Adult + 1 Child) 18,600 ZAR (M + 1 Adult + 2 Children) Additional: Includes OHEB (Out-of-hospital expense benefit)* | 22,700 ZAR (M) 40,400 ZAR (M+A) 46,600 ZAR (M+A+1C) 52,800 ZAR (M+A+2C) | 27 |
What Is the Waiting Period for Fedhealth Benefits?
👉 The general waiting period for Fedhealth benefits are usually three months, depending on the medical aid scheme you join. The waiting period for pre-existing conditions is 12 months.
How to Claim for Benefits from Fedhealth Medical Scheme
👉 Members can submit claims using one of the following:
- ➡️ On the Fedhealth Family Room,
- ➡️ Through a WhatsApp service
- ➡️ On the Fedhealth Member phone App
- ➡️ You may also email, fax or post the claims to email: [email protected], fax: (011) 671 3842 or post to Private Bag X3045, Randburg, 2125.
Fedhealth Medical Scheme Contact Details
Flora Centre Shop 21 and 22
Corner Conrad street and Ontdekkers Rd
Florida Glen
Johannesburg
Phone: 0861 116 016
3. Discovery Health
Discovery Medical Aid Plans Available at Under R1000
👉 Discovery offers a wide range of options for members’ medical coverage, including some plans that cost just above R1000 per month.
Discovery KeyCare Plan
👉 The hospital networks affiliated with KeyCare provide extensive medical protection. Hospitalization costs are reimbursed in full, without exception, for specialists in the KeyCare network, and up to 100% of the Discovery Health Rate for all other doctors and hospitals (DHR).
👉 Expectant mothers and new-borns receive attention both throughout and after pregnancy.
👉 KeyCare Plus and KeyCare Start both provide unlimited primary care visits, as well as coverage for lab work, X-rays, and prescriptions within the KeyCare network.
👉 KeyCare offers full coverage for all diseases on the KeyCare Chronic Disease List when you see a doctor who is a participating provider (DSP). Your level of protection depends on the policy you purchase.
➡️ Discovery KeyCare Start is available at R1,184 per month
How Much Are Discovery Medical Aid Monthly Premiums?
👉 Monthly premiums start from R1,184 per member for the KeyCare Series with medical cover for both in-hospital and out-of-hospital treatment by providers in a specified network and goes up to R11,430 per member for the Executive Plan with extensive cover for in-hospital and day-to-day benefits, extended chronic medicine cover, and unlimited Above Threshold Benefit.
What Is the Waiting Period for Discovery Medical Aid’s Benefits?
👉 Discovery Health Medical Scheme’s general waiting period is 3 consecutive months and the condition-specific waiting period is 12 consecutive months.
How to Claim for Discovery Medical Aid Benefits
👉 You can submit a claim fast and easily in the following ways:
- ➡️ Scan and upload your claims on the website.
- ➡️ Scan and email your claims to [email protected].
- ➡️ Use the Discovery app on your smartphone. If the claim has a QR code, scan the QR code or alternatively take a photo of the claim from within the app.
- ➡️ You can also submit your claims by post.
Discovery Medical Aid Contact Details
PO Box 784262,
Sandton,
2146
Phone: 0860 99 88 77
4. Bonitas
Overview
✅ In South Africa, Bonitas assisted 649,032 young people in 2014 alone. This includes employees of large firms such as Nestlé, BHP Billiton, and Eskom. Bonitas has a 30.7% solvency ratio and an AA- international credit rating.
✅ The magnitude of annual contribution increases is smaller because the average age of a Bonitas member is under 30, and the average age of a Bonitas beneficiary is under 30.
✅ Bonitas provides a range of low-cost medical aid plans that include hospitalisation, long-term care, and pharmaceutical coverage. This organisation is perfect for both young employees and families when it comes to health insurance.
✅ Bonitas was created in 1982, but its rapid expansion has allowed it to overtake the former market leader and become South Africa’s largest health insurer.
✅ The Bonitas network of 4,500 doctors is dedicated to providing exceptional care at specified rates to their patients.
✅ Bonitas provides its customers with two distinct solutions to help them manage and control rising healthcare costs: oncology management and hospital and medicine management.
✅ Several Bonitas plans offer coverage for dental and vision care services, including Lasik eye surgery. Unused funds earn interest the following year and are carried over by each member from year to year.
Bonitas Medical Aid Plans Available at Under R1000
👉 Bonitas offers a wide range of options for members’ medical coverage, including some plans that cost less than R1000 per month.
Boncap Student
👉 This plan includes low-cost, income-based medical assistance for students. The Bonitas Boncap Student option allows full-time students’ dependants to pay child membership prices until the age of 24.
👉 It includes unlimited hospital coverage at 100% of the Bonitas cost and unlimited GP consultations, provided network providers are used. Out-of-network and specialty consultations are likewise limited.
➡️ The BonCap Plan is available from R1554 per month.
➡️ DEPENDANTS UP TO AGE 24 YEARS PAY CHILD RATES. R732 per Child.
➡️ SPECIAL RATES APPLY FOR FULL TIME STUDENTS WHO JOIN AS THE MAIN MEMBER.
What Is the Waiting Period for Bonitas Medical Aid Benefits?
👉 The minimum general waiting period for Bonitas medical aid is three months for all benefits. Some plans, however, have a waiting period of 12 months, especially regarding a pre-existing condition.
How to Claim for Breast Reduction Benefits from Bonitas
👉 You can send in your claim in the following ways:
- ➡️ Email your claims to [email protected].
- ➡️ Post your claims to Bonitas Claims Department, PO Box 74, Vereeniging, 1930.
- ➡️ Submit your claims in person at one of the walk-in centres.
👉 Follow these simple steps to get your claims paid quickly:
- ➡️ Ensure your banking details are correct for refunds by electronic transfer (EFT) into your bank account
- ➡️ Make sure that your account and receipt show your name and initials, membership number, treatment date, the name of the patient as shown on your membership card, amount charged and ICD-10 code.
Bonitas Contact Details
34 Melrose Blvd, Birnam
Johannesburg
2196
Phone for General Queries: 0860002108
Email: [email protected]
Email: [email protected]
5. Suremed
Introduction
Suremed Health is a medical aid scheme in South Africa that offers a range of healthcare plans to individuals and families. Established in 1976, it has a long history and a strong financial foundation.
Suremed Health focuses on providing affordable and accessible healthcare solutions, with a variety of plans to suit different needs and budgets. They also have a strong emphasis on preventative care and wellness programs to help members maintain good health.
Suremed Medical Aid Plans Available at Under R1000
The Suremed Health Shuttle Medical Aid Plan is one of 4, starting from R1,265 and includes extensive hospital cover, enhanced major medical benefits via preferred providers, and more.
How Much Are Suremed Medical Scheme’s Monthly Premiums?
🅰️ Plan | 💴 Contributions (Main) | 💵 Contributions (+Adult) | 💶 Contributions (+Child) | 💷 Medical Savings (Up to) |
🥇 Shuttle | R1,265 – R2,710 | R1,265 – R2,710 | R675 – R1,390 | None |
🥈 Explorer | R1,545 – R3,860 | R1,545 – R3,860 | R715 – R1,200 | None |
🥉 Navigator | R4,270 | R3,340 | R1,270 | Main – R575 Adult – R445 Child – R190 |
🏅 Challenger | R6,865 | R5,115 | R1,355 | None |
🏅 Student Explorer | R625 | R625 | R625 | None |
Frequently Asked Questions
Are there medical aids under R1000 per month?
✅ Yes, medical aids for less than R1000 per month are available, providing more cheap options for healthcare coverage.
What kind of coverage can I expect from medical aids under R1000?
✅ Under R1000 medical assistance often give minimal day-to-day healthcare benefits such as general practitioner visits, limited prescribed medication, basic dental care, and optometrist services. Some medical aids in South Africa also provides hospitalization benefit for less than R1000.
Are hospitalization expenses covered by medical aids under R1000?
✅ In medical aids under R1000, hospitalization bills may have limited coverage or require additional out-of-pocket expenses. Higher-tier plans typically include comprehensive hospitalization coverage.
Do medical aids under R1000 cover chronic conditions?
✅ In medical aids under R1000, coverage for chronic diseases may be limited or subject to specified restrictions and waiting periods. Higher-tier plans typically provide more comprehensive chronic disease coverage.
What should I consider when choosing a medical aid under R1000?
✅ Consider aspects such as the exact benefits and coverage provided, the network of providers, waiting periods, limitations on treatments or services, and the affordability of premiums within your budget when selecting a medical assistance under R1000. Examine the plan’s specifics to ensure that it meets your healthcare requirements.