Principle Member
From R3099
Dependant Member
From R2339
Child Dependant
From R1243
Essential Delta Saver
Essential Dynamic Smart
Principle Member
From R1797
Dependant Member
From R1797
Child Dependant
From R1797
Principle Member
From R3886
Dependant Member
From R2914
Child Dependant
From R1556
Essential Saver
Essential Dynamic Smart
Principle Member
From R1797
Dependant Member
From R1797
Child Dependant
From R1797
Principle Member
From R4098
Dependant Member
From R3082
Child Dependant
From R1648
Coastal Saver
Essential Dynamic Smart
Principle Member
From R1797
Dependant Member
From R1797
Child Dependant
From R1797
Principle Member
From R3875
Dependant Member
From R3062
Child Dependant
From R1556
Classic Delta Saver
Essential Dynamic Smart
Principle Member
From R1797
Dependant Member
From R1797
Child Dependant
From R1797
Principle Member
From R4850
Dependant Member
From R3825
Child Dependant
From R1943
Classic Saver
Essential Dynamic Smart
Principle Member
From R1797
Dependant Member
From R1797
Child Dependant
From R1797
β οΈ Deferral: Contribution increases are delayed from January to 1 April 2026.
Overall, the Discovery Health Saver Series Medical Aid Plans are a series of trustworthy and comprehensive medical aid plans that offers 24/7 medical emergency assistance and day-to-day benefits to up to 3 Family Members. The Discovery Health Saver Series Medical Aid Plans start from R3,099.
| π Saver Option | π₯ Classic Saver | π₯ Classic Delta Saver | π₯ Essential Saver | π Essential Delta Saver | π Coastal Saver |
| π€ Main Member Contribution | R4,850 | R3,875 | R3,886 | R3,099 | R4,098 |
| π₯ Adult Dependent Contribution | R3,825 | R3,062 | R2,914 | R2,339 | R3,082 |
| π Child Dependent Contribution | R1,943 | R1,556 | R1,556 | R1,243 | R1,648 |
| π Gap Cover Option | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π¦· Dentistry Benefit | In-hospital | In-hospital | In-hospital | In-hospital | In-hospital |
| βοΈ Hospital Cover | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| β‘οΈ Home Care | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| πΌ Maternity Benefits | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes |
The Discovery Health Saver Series starts from R3,099 and is a series of comprehensive medical insurance plans offered by Discovery Health.
The Discovery Saver Series provides an elevated level of cover for in-hospital expenses, day-to-day benefits, chronic medication, and other medical expenses.Β Gap Cover is available on the Discovery Health Saver Series, along with 24/7 medical emergency assistance. According to the Trust Index, Discovery Health has a trust rating of 4.8.
The Saver series has the following plans:
| π Saver Option | π€ Main Member | π₯ +1 Adult Dependent | πΌ +1 Child Dependent |
| π₯ Classic Saver | R4,850 | R3,825 | R1,943 |
| π₯ Classic Delta Saver | R3,875 | R3,062 | R1,556 |
| π₯ Essential Saver | R3,886 | R2,914 | R1,556 |
| π Essential Delta Saver | R3,099 | R2,339 | R1,243 |
| β‘οΈ Coastal Saver | R4,098 | R3,082 | R1,648 |
| π Saver Option | π₯ Classic Saver | π₯ Classic Delta Saver | π₯ Essential Saver | π Essential Delta Saver | π Coastal Saver |
| π€ Main Member Contribution | R4,850 | R3,875 | R3,886 | R3,099 | R4,098 |
| π₯ Adult Dependent Contribution | R3,825 | R3,062 | R2,914 | R2,339 | R3,082 |
| π Child Dependent Contribution | R1,943 | R1,556 | R1,556 | R1,243 | R1,648 |
| π Gap Cover Option | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π¦· Dentistry Benefit | In-hospital | In-hospital | In-hospital | In-hospital | In-hospital |
| βοΈ Hospital Cover | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| β‘οΈ Home Care | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| πΌ Maternity Benefits | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes | βοΈ Yes |
Get a Discovery Health Medical Aid quote from our Dedicated Medical Aid Specialists Broker
| π Day-to-Day Cover | π₯ Classic Saver | π₯ Classic Delta Saver | π₯ Essential Saver | π Essential Delta Saver | β‘οΈ Coastal Saver |
| 1οΈβ£ Medical Savings Account (MSA) | 20% of the amount of your monthly contribution | 20% of the amount of your monthly contribution | 10% of the amount of your monthly contribution | 10% of the amount of your monthly contribution | 15% of the amount of your monthly contribution |
| 2οΈβ£ Day-to-Day Extender Benefit (DEB) | The Day-to-day Extender Benefit extends your day-to-day cover for essential healthcare services in our network. You also have cover for kids casualty visits. | βThe Day-to-day Extender Benefit extends your day-to-day cover for essential healthcare services in our network. You also have cover for kids casualty visits.β | The Day-to-day Extender Benefit extends your day-to-day cover for essential healthcare services in our network. | The Day-to-day Extender Benefit extends your day-to-day cover for essential healthcare services in our network. | The Day-to-day Extender Benefit extends your day-to-day cover for essential healthcare services in our network. |
| π Hospital Cover | π₯ Classic Saver | π₯ Classic Delta Saver | π₯ Essential Saver | π Essential Delta Saver | β‘οΈ Coastal Saver |
| π₯ Hospitals you may go to | Any private hospital that meets Scheme requirements. | The Delta Networkβs private hospitals | Any private hospital that meets Scheme requirements. | The Delta Networkβs private hospitals | Any private hospital in the four coastal provinces that meets Scheme requirements |
| βοΈ A defined list of procedures in the Day Surgery Network | Private facility for day surgery within the Day Surgery Network. | Private facility for day surgery within the Delta Day Surgery Network | Private facility for day surgery within the Day Surgery Network. | Private facility for day surgery within the Delta Day Surgery Network | Any private hospital in the four coastal provinces approved by the Scheme |
| π Cover for Healthcare Professionals in-hospital | Paid up to 200% of the Discovery Health Rate (DHR) | Paid up to 200% of the Discovery Health Rate (DHR) | Covered up to 100% of the Discovery Health Rate (DHR) | Covered up to 100% of the Discovery Health Rate (DHR) | Covered up to 100% of the Discovery Health Rate (DHR) |
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In case of a traumatic incident or after a traumatic event, you can get help from a trained professional. Calling Emergency Assist will help you and your loved ones in need.Β Furthermore, family members can get help after a traumatic event at any time. The survivors of gender-based violence can receive counseling and other support as part of this service.
Discovery Health Emergency Cover covers the following medical services:
All medical schemes are required by the Prescribed Minimum Benefit (PMB) provisions of the Medical Schemes Act 131 of 1998 and its Regulations to cover the costs associated with the diagnosis, treatment, and care of:
Your medical condition must be on the list of Prescribed Minimum Benefit (PMB) conditions to qualify for coverage. Furthermore, the necessary treatment must correspond to the treatments listed in the benefits.Β In addition, you are required to utilize designated service providers (DSPs) within the Discovery Health network.
Once your condition has stabilized, you will be transferred to a hospital or other service providers in the Discovery Health network, if necessary, according to the schemeβs rules.
Discovery Health will cover up to 80% of the Discovery Health Rate if you do not use a DSP (DHR). Your responsibility will be the difference between what Discovery Health will pay and the actual cost of your treatment.Β Furthermore, Discovery Health will pay according to your planβs benefits if these criteria are unmet.
This benefit covers certain diagnostic procedures that detect early warning signs of serious diseases. The Discovery Health wellness providers cover a variety of screening tests, including blood glucose, cholesterol, HIV, Pap smear or HPV test for cervical screening, mammograms or ultrasounds, and prostate screenings.
After all your membership members have completed their health check, you can access additional screening and preventive healthcare services through the Personal Health Fund. The Discovery Health Screening and Prevention covers the following:
Clinical eligibility requirements may apply to these tests:
Vaccines (there may be clinical entry requirements):
The Personal Health Fund covers a comprehensive list of screening and prevention healthcare services to empower you to act based on your individual health requirements.
This benefit is distinct from and in addition to the Screening and Prevention Benefit; it is available once per lifetime to all members and dependents who have completed their health checks.
Your Personal Health Fund can be used up to its maximum for screening and prevention services. However, the cover is subject to the Schemeβs clinical entry requirements, treatment protocols, and guidelines.Β The Discovery Personal Health Fund for the Core Series covers the following:
| π General Health | You have access to screenings for vision, hearing, dental, and skin conditions as part of your primary care. Additionally, you are eligible for one GP screening consultation |
| π Physical Health | Dieticians, biokinetics, or physiotherapists are available for physical well-being evaluations. |
| π§ Mental Health | You have access to a mental health evaluation to promote mental health. |
| π Women and Menβs Health | You have access to various screening and prevention services for women and men. These include, for instance: Consultation with your doctor for gynecological, prostate, or cardiac issues Bone density analysis |
| πΌ Childrenβs Health | As a member, you can take advantage of a wellness visit for your children, which includes assessments of their growth and developmental milestones performed by a professional such as an occupational therapist, speech therapist, or physiotherapist. |
| βοΈ Medical Monitoring Devices | You have access to medical monitoring devices that assist in measuring, for instance, blood pressure, cholesterol, and blood sugar. |
The Personal Health Fund is available for two benefit years after all beneficiaries over two complete an age-appropriate health check with a Wellness Network provider.Β Furthermore, the benefit is available to new members in the joining year and subsequent years.
The benefit is available once per lifetime per beneficiary. Cover for eligible healthcare services is limited to the Discovery Health Rate (DHR), subject to the overall benefit maximum.
Your Personal Health Fund maximum is based on the size and composition of your family as stated in your policy:
Furthermore, the Personal Health Fund is available to all registered membership beneficiaries and will not cover healthcare services already covered by other defined benefits.
The basket of care includes the following:
How members of the Discovery Health Saver Series are covered in terms of Monkeypox:
Discovery Health Medical Scheme provides home-based access to health and wellness services. Connected Care is an integrated ecosystem of benefits, services, and digitally connected capabilities designed to assist you in managing your health and wellness.
| π©Ί Health Monitoring Devices | Access to the most up-to-date medical examination, remote monitoring, and point-of-care devices to facilitate the delivery of quality care at home. |
| π Electronic Prescriptions | Electronic prescribing for expedited access to medications. |
| π Home Nurses | Hospital-related care is provided at home by registered nurses. |
| βοΈ Medicine Ordering and Tracking | Order and track the delivery of your medication from the dispensary to your door. |
| β Online Coaches | At-home consultations with a coach to help you better manage your chronic and acute conditions, including COVID-19. |
| β‘οΈ Condition-Specific Information | Educational content pertinent to your condition is readily accessible. |
Previously unimaginable access to medical professionals is now at your fingertips, thanks to the advent of online consultations.Β Thanks to the Home Monitoring Device Benefit, you can get various approved home monitoring devices for chronic and acute conditions. You will not see any changes to your regular benefits because of having cover approved for these gadgets.
Through Connected Care, you and your doctor can work together to keep your chronic condition under control while you are at home.Β Eligible members can use various digital services connected to smart remote monitoring, point-of-care devices, and individualized coaching consultations to monitor and control their chronic condition in the comfort of their homes.
Hospital at Home patients receives specialized care from a dedicated medical staff in the comfort of their own homes. Each of these benefits and services contributes to your overall health and well-being. They all work together to make your healthcare more efficient and your life safer.
Suppose you have a valid pre-authorization for hospitalization. In that case, Discovery Health will use your Hospital Benefit to cover any services provided as part of Discoveryβs Hospital at Home program. For those who meet the programβs clinical and benefit criteria, this unlocks cover for approved medical devices and services.
Furthermore, Discovery Health covers the following:
This includes cover and treatment for COVID-19, as well as post-discharge care. In addition, you are eligible for the Home Monitoring Device Benefit.
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Discovery Health will cover your day-to-day medical expenses with funds from your Medical Savings Account (MSA) or Day-to-Day Extender Benefit (DEB).
Discovery Health pays for the day-to-day medical expenses of its members, such as consultations with GPs and specialists, medicine (excluding registered chronic medicine), radiology, and pathology, from the available funds in the memberβs Medical Savings Account (MSA).Β Any unused funds will be carried over to the next year.
In addition, members can have their claims paid either at the Discovery Health Rate (DHR) or at cost.Β If the member chooses to have their claims paid at cost and the claims exceed the DHR, the Scheme will automatically fund the excess from the MSA.Β If the member chooses to have their claims paid at the DHR and wishes to have claims paid more than the DHR from the available funds in their MSA, they can request a special payment.
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The Day-to-day Extender Benefit (DEB) pays for certain benefits after depleting the MSA funds, including the following:
| π Saver Plan | π °οΈ Single Member | π ±οΈ Family |
| β‘οΈ Classic and Coastal | 3 Consultations | 6 Consultations |
| β‘οΈ Essential | 2 Consultations | 4 Consultations |
The DEB covers face-to-face consultations up to the DHR, and the type of plan determines access to these services.Β Furthermore, on Classic Plans, kids who are <10 years old have two casualty visits annually.
The Chronic Disease List lists 27 conditions for which the Chronic Illness Benefit (CIB) provides cover (CDL). Furthermore, you are protected for 22 additional conditions listed on the Additional Disease List (ADL).Β Discovery Health pays for consultations and medicines in the following ways:
Under the Prescribed Minimum Benefits, you can receive treatment for a set of medical conditions (PMBs). The PMBs cover the 27 chronic conditions included in the Chronic Disease List (CDL).Β Furthermore, Discovery Healthβs Core plans provide richer benefits than PMBs. However, to gain access to PMBs, certain rules must be followed.
You have coverage for all chronic medications on the approved list. Discovery Health covers you for medications not on the list up to the Chronic Drug Amount monthly maximum (CDA).
Discovery Health Saver Series Full List of conditions covered:
Members can use Discovery Healthβs designated service providers (DSPs), MedXpress, and MedXpress Network Pharmacies, to avoid paying a 20% co-payment on chronic medication.Β Through MedXpress, you can order or reorder your medication online and have it delivered to your place of business or residence. Alternatively, you can:
Furthermore, you can set reminders and prompts to help you take your medication as prescribed and on time. For example, your approved chronic medication will be displayed automatically. You will be prompted to take your medication and confirm each dose.
Discovery Health will cover preventative and condition-specific care programs that assist with managing diabetes, mental health, HIV, and heart-related conditions.Β You must be registered with these condition-specific care programs to access additional benefits and services.
On a personalized dashboard, you and your Premier Plus GP can identify the next steps to manage your condition and maintain your health over time optimally.Β The cover is subject to the Schemeβs clinical entry requirements, treatment protocols, and guidelines.
You have access to comprehensive cancer treatment coverage. This includes access to expensive medications, innovative treatments, and extended coverage once certain thresholds are reached.
| π Discovery Health Disease Prevention Programme | Premier Plus GPs can enroll you in the Disease Prevention Programme if you have cardiometabolic risk syndrome. Your GP, dietitian, and health coach will coordinate care. Consultations, pathology tests, and medicine are covered for enrolled members. Health coaching will help you manage your condition daily. |
| π Discovery Health Mental health Care Programme | Once enrolled by your network psychologist or Premier Plus GP, you have defined major depression cover. The program provides medication coverage, virtual and in-person psychotherapy, and additional GP visits for treatment evaluation, tracking, and monitoring. Relapse prevention programs cover psychiatry consultations, counseling, and care coordination for qualifying members. |
| π Discovery Health Diabetes Care Programme | Your Premier Plus GP can enroll you in the Diabetes Care Programme if you receive the Chronic Illness Benefit (CIB) for diabetes. The program covers extra glucometer strips and dietitian and biokinetics visits. A nurse educator may help you manage your condition. |
| βοΈ Discovery Health HIV Care Programme | Premier Plus GPs register HIV patients for care, including social worker cover. Always confidential. Avoid a 20% co-payment by getting your medicine from a DSP. |
| β Discovery Health Cardio Care Programme | If your Premier Plus GP refers you to the Cardio Care Programme and you are registered on the Chronic Illness Benefit (CIB) for hypertension, hyperlipidemia, or ischemic heart disease, you can receive a defined basket of care and an annual cardiovascular assessment. |
| β‘οΈ Track Your Health via the Discovery App | You can receive individualized exercise objectives that help you manage your health. If you are at risk for developing cardiovascular disease or diabetes or have been diagnosed with one of these conditions, Discovery Health will provide you with individualized goals. You can track your progress using the Discovery app and be rewarded for achieving your fitness objectives. |
The Core Series includes hospitalization cover. Furthermore, there is no limit on the total amount covered by the Hospital Benefit.
How Discovery Health will pay for approved hospital admissions on the SAVER Series:
| π The Hospital Account | Full hospital account paid at the agreed rate. For planned admissions to non-Delta Hospital Network hospitals, Delta requires R10,700 upfront. The Coastal plan requires planned admissions to Coastal-approved hospitals. Discovery Health will pay 70% of the Discovery Health Rate (DHR) for Scheme-approved hospitals outside the coastal network. |
| π Upfront payments for a defined list of procedures that are performed outside the Day Surgery Network | Classic, Essential, and Coastal plans require an R7,250 upfront payment. Delta options require an R11,100 upfront payment. |
| π A defined list of procedures that are performed in specialist rooms | Paid according to the agreed rate where Discovery Health has authorized procedures. |
| β Specialist with whom Discovery Health has an arrangement | The full account is paid according to the agreed rate. |
| βοΈ Specialists with whom Discovery Health does not have an arrangement, and other healthcare professionals | Classic plans are paid up to 200% of the Discovery Health Rate (DHR). Essential and Coastal plans are paid up to 100% of the Discovery Health Rate (DHR). |
| β‘οΈ Radiology and Pathology | Paid up to 100% of the Discovery Health Rate (DHR). |
| π MRI and CT scans | MRI and CT scans If it is related to your hospital admission from your Hospital Benefit. Your day-to-day benefits will cover the initial amount of R4,000 for conservative back and neck treatment or non-admission-related expenses. In contrast, your Hospital Benefit will cover the remaining amount up to the Discovery Health Rate (DHR). Restricted to a single scan of the cervical and thoracic regions |
| π Cataract Surgery at a network provider | The full account at the agreed rate at a network facility for cataract surgery. The hospital account at up to 80% of the Discovery Health Rate at any other facility. |
You are responsible for the following amount depending on where your scope is performed. Your Hospital Benefit will cover the remaining hospital and related charges.
Furthermore, the following will apply to the scopes of the Saver Series:
| π Cochlear Implants, Auditory Brain Implants, and processors | R252,000 per person per benefit |
| π Internal Nerve Stimulators | R192,000 per person |
| 𦡠Major Joint Surgery | No limit for planned hip and knee joint replacements if you use a provider in the network, or up to 80% of the Discovery Health Rate (DHR) if you use a provider outside the network, up to R31,850 per prosthesis per admission. Emergency and trauma surgeries are excluded from the network. |
| π¦Ύ Shoulder Joint Surgery | If you use a provider outside the network, you can pay up to R48,500 for your prosthesis. |
| π Alcohol and Drug Rehabilitation | Discovery Health will cover 21 days of rehabilitation per person per year. Three days for detoxification per approved admission. |
| π§ Mental health | Twenty-one days for admissions or 15 out-of-hospital consultations per person for major affective disorders, anorexia, and bulimia, and 12 for acute stress disorder with recent significant trauma. Three days for attempted suicide admissions. Other mental health admissions are 21 days. Network facilities cover all mental health admissions. If you go elsewhere, the Scheme will pay up to 80% of the Discovery Health Rate (DHR) for the hospital account. |
| π© Prosthetic Devices used during Spinal Surgery | The preferred prosthesis suppliers have no limit. If you do not use a preferred supplier, the first level is R21,600, and two or more levels are R43,150, limited to one procedure per person per year. The spinal surgery network covers approved spinal surgery admissions. The hospital account will receive up to 80% of the Discovery Health Rate (DHR) for planned admissions outside the Schemeβs network. |
| π¦· Dental Treatment in the hospital | Dental Limit: No overall dental limit. However, your Medical Savings Account pays 100% of the Discovery Health Rate (DHR) for dental appliances, prostheses, orthodontic treatment, and orthognathic surgery (MSA). |
| πͺ₯ Dental Treatment in the hospital | Severe Dental and Oral Surgery In-Hospital: The Severe Dental and Oral Surgery Benefit covers procedures without upfront payment or limit. This benefit requires authorization and Scheme Rules. |
| π Dental Treatment in the hospital | Basic Dental Trauma: The Basic Dental Trauma Benefit covers unexpected dental injuries requiring emergency treatment after an accident. Dental appliances and prostheses and their placement are covered up to R70,800 per year if clinical entry criteria are met. |
| π Dental Treatment in the hospital | Dental Treatment In-Hospital: Dental admissions require prepayment of your hospital or day clinic bill, except for severe dental and oral surgery. Age and treatment location determine this amount. Your Hospital Benefit pays the hospital bill up to 100% of the Discovery Health Rate (DHR). The benefit covers related bills, including the dentistβs, up to 100% of the Discovery Health Rate (DHR). Anesthetists receive 200% of Discovery Health Rate on Classic plans (DHR). |
| βοΈ Dental Treatment in the hospital | Upfront Payments for Dental Admission: Hospital Account β R8,950 for members 13> and R3,470 for members <13 Day Clinic Account β R5,750 for members 12> and R1,550 for members <13 |
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Discovery Health will provide cover for certain day surgery procedures. A day surgery may take place in a hospital, a day clinic, or an independent facility. Furthermore, these services are covered by your Hospital Benefit.Β Discovery Health will pay for hospitalization-related services, including all authorized healthcare professionals, services, and medications.
Discovery Health will cover the costs of doctors, specialists, and other healthcare providers with which the scheme has an arrangement. For other healthcare professionals, Discovery Health will pay 200% of the Discovery Health Rate (DHR) on Classic and 100% on Essential and Coastal plans.Β If you visit a facility, not in your planβs Day Surgery Network, you will be required to pay a co-payment according to the table below.
| π Medical Aid Plan | 1οΈβ£ Day Surgery Network for Your Plan | 2οΈβ£ Your Out-of-Network Upfront Payment |
| βοΈ Classic, Essential, and Coastal | Day Surgery Network | R7,250 |
| βοΈ Delta Options | Delta Day Surgery Network | R11,100 |
The following list provides the procedures that can be performed in a Discovery Health Day Surgery Network:
Discovery Health Saver Series provides the following additional benefits.
Exclusions include the following:
Discovery Healthβs waiting periods are as follows:
Also take note of new Members 35 years or older may be subject to late-joiner penalties on Discovery Health Medical Aid Plans.Β
The Discovery Health Saver series offers comprehensive day-to-day coverage from the medical savings account, allowing members to manage their spending. Furthermore, the Day-to-Day Extender Benefit (DEB) provides extensive cover for essential healthcare services.
Furthermore, Discovery Health Saver members have access to full coverage for chronic medicine, screening, and prevention, extensive coverage for pregnancy, and cover outside South Africaβs borders. This plan balances in- and out-of-hospital cover that suits most South African budgets.
You might also like the following service Discovery has to offer:
The Discovery Health Saver Series covers day-to-day medical expenses, such as GP and specialist consultations, medicine (excluding registered chronic medicine), radiology, and pathology, from the available funds in the memberβs Medical Savings Account (MSA). The Day-to-day Extender Benefit (DEB) also pays for certain benefits after depleting the MSA funds.
Members can pay their claims at the Discovery Health Rate (DHR) or at cost. If the member chooses to have their claims paid at cost and the claims exceed the DHR, the Scheme will automatically fund the excess from the MSA. If the member chooses to have their claims paid at the DHR and wishes to have claims paid more than the DHR from the available funds in their MSA, they can request a special payment.
Yes, the Discovery Medical Saver Series plans are designed to provide comprehensive health cover at an affordable cost.
Yes, there are waiting periods for certain benefits under the Discovery Medical Saver Series plans.
Yes, the Discovery Medical Saver Series plans offer chronic medicine benefits.
Yes, you can add dependents such as spouses and children to your Discovery Medical Saver Series plan.
Yes, the Discovery Medical Saver Series plans offer day-to-day benefits, although the extent of these benefits varies depending on the plan.
Yes, all of the Discovery Medical Saver Series plans offer hospitalization cover.
Yes, the Discovery Medical Saver Series plans cover emergency medical expenses, including ambulance services and emergency room visits.
Yes, you can change your Discovery Medical Saver Series plan during the annual open enrollment period.
You can check the plan guide or contact Discovery Healthβs customer service to confirm whether a specific medication or treatment is covered under your plan.
The number of claims you can make under the Discovery Health Saver Series depends on the available funds in your MSA. Any unused funds will carry over to the next year.
The DEB pays for certain benefits after the MSA funds have been depleted. This includes video call consultations with network GPs, pharmacy clinic consultations, and unlimited face-to-face consultations with network GPs referred following a video call consultation or by the pharmacy clinic virtual GP. The DEB covers face-to-face consultations up to the Discovery Health Rate (DHR).
You can check your Discovery Medical Aid Savings on the Discovery app or website. Alternatively, you can contact Discovery Health via the website (chatbot) or the email address or telephone number provided.
Through your Discovery Life Plan, you could earn additional cash rewards with the Double PayBack Benefit. This returns up to 100% of your premiums in cash. With Discovery Life, living a healthy lifestyle pays off.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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