Value Plus Senior Hospital
About this plan
Best suited for individuals aged 65 and older seeking affordable private hospital protection with accident and emergency cover. Not a medical aid.
Principal Member
From
R600
per month
Adult Dependant
From
R545
per month
Child Dependant
From
R600
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Hospital cover details
In-hospital illness benefit of up to R57,000 over a maximum 21-day hospital stay Accident and trauma benefit of up to R75,000 per member and R150,000 per family per incident (maximum two events per year)
Value Plus Senior Hospital
Day1 Health Value Plus Senior Hospital Plan (🇿🇦 2026)
Overall, the Day1 Health Value Plus Senior Hospital Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and in-hospital benefits . The Day1 Health Value Plus Senior Hospital Plan starts from R580 ZAR for a single member. Day1 Health has a trust score of 4.4.
| 🔎 Medical Health Plan | 🥇 Day1 Health Value Plus Senior Hospital |
| 🌎 International Cover | None |
| 👤 Main Member Contribution | R580 under 65 Years |
| 👥 Couple Contribution | R1,160 |
| 🔁 Gap Cover | None |
| 🏥 Hospital Cover | Illness Benefit |
| 😷 Screening and Prevention | None |
| 💚 Medical Savings Account | None |
| 💙 Oncology Cover | None |
Day1 Health Value Plus Senior Hospital Plan - 7 Key Point Quick Overview
- ✅ Day1 Health Value Plus Senior Hospital Plan Overview
- ✅ Day1 Health Value Plus Senior Hospital Plan Premiums
- ✅ Day1 Health Value Plus Senior Hospital Plan Benefits and Cover Comprehensive Breakdown
- ✅ Day1 Health Value Plus Senior Hospital Plan Exclusions and Waiting Periods
- ✅ Day1 Health Value Plus Senior Hospital Plan vs Plans Offered by Other Providers
- ✅ Our Verdict on the Day1 Health Value Plus Senior Hospital Plan
- ✅ Day1 Health Value Plus Senior Hospital Plan Frequently Asked Questions
Day1 Health Value Plus Senior Hospital Plan Overview
The Day1 Health Value Plus Senior Hospital Plan is one of 10, starting from R580. It is ideal for senior members who require comprehensive in-hospital benefits. The plan covers in-hospital benefits, accident and trauma-related expenses, and family funeral benefits.
Gap Cover is not available on the Day1 Health Platinum Comprehensive Plan. However, Day1 Health offers 24/7 medical emergency assistance.
Day1Health has the following health insurance plans to choose from:
✅Day1 Health Day-to-Day Plan
✅Day1 Health Day-to-Day Senior Plan
✅Day1 Health Executive Comprehensive Plan
✅Day1 Health Executive Hospital Plan
✅Day1 Health Platinum Comprehensive Plan
✅Day1 Health Platinum Hospital Plan
✅Day1 Health Value Plus Comprehensive Plan
✅Day1 Health Value Plus Comprehensive Senior Plan
✅Day1 Health Value Plus Hospital Plan
✅Day1 Health Value Plus Hospital Senior Plan
Day1 Health Value Plus Senior Hospital Plan Premiums
| 🅰️ Family Dynamic | 🅱️ Premium | 🅰️ Family Dynamic | 🅱️ Premium |
| Single Member | R580 | Couple | R1,160 |
Day1 Health Value Plus Senior Hospital Plan Benefits and Cover Comprehensive Breakdown
| 1️⃣ In-Hospital Illness | Covers up to R10,000 after 24 hours in the hospital, R10,000 for the second day, and R10,000 for the third day. Following that, R1,500 per day for a maximum of 21 days. |
| 2️⃣ Accident/Trauma | Limited to R75,000 per event. Limited to two events per year. Sports injuries are excluded from this benefit. |
| 3️⃣ Family Funeral Benefit | The Family Funeral Benefit is as follows: Principal Member and Spouse – R5,000 |
| 4️⃣ 24-Hour Emergency Services Ambulance and Pre-Authorisation | Africa Assist offers 24-Hour Emergency Services, Medical Assistance, and Pre-Authorization. Guaranteed private hospital admission with a preference for all hospitals operated by Life Healthcare and Mediclinic. |
Consider adding GAP Cover. Discover the 5 Best Gap Cover Options for Under R300
Day1 Health Value Plus Senior Hospital Plan Exclusions and Waiting Periods
Day1 Health Value Plus Senior Hospital Plan Exclusions
Typical exclusions with Day1 Health could include:- ✅ Treatment for pre-existing conditions unless otherwise specified in the policy.
- ✅ Cosmetic or elective procedures, unless medically necessary.
- ✅ Treatment received outside of the designated network of healthcare providers.
- ✅ Experimental or investigational treatments.
- ✅ Fertility treatments or assisted reproductive technologies.
- ✅ Infertility testing or treatment.
- ✅ Weight loss or weight management programs.
- ✅ Substance abuse treatment or counseling.
- ✅ Mental health treatment or counseling.
Day1 Health Value Plus Senior Hospital Plan Waiting Periods
Day1 Health applies the following waiting periods on the Value Comprehensive Plan:| 🅰️ Benefit | 🅱️ Waiting Period |
| 🟧 In-Hospital Illness | 3 – 12 Months |
| 🟨 Accident/Trauma | 1 month |
| 🟩 Family Funeral Benefit | 3 Months |
| 🟦 24-Hour Emergency Services Ambulance and Pre-Authorisation | Immediate |
Day1 Health Value Plus Senior Hospital Plan vs Plans Offered by Other Providers
| 🔎 Medical Health Plan | 🥇 Day1 Health Value Plus Senior Hospital | 🥈 Oneplan Health Core Plan | 🥉 Dis-Chem Health MyHealth Core Plan |
| 🌎 International Cover | None | None | None |
| 👤 Main Member Contribution | R580 | R535 | R549 – R580 |
| 👥 Adult Dependent Contribution | R1,160 | R1070 for a couple | R549 – R580 |
| 🍼 Child Dependent Contribution | Not available on the plan | R935 (Single adult + 1 Child) – R1,445 (Couple + 1 child) | From R375 |
| 🔁 Gap Cover | None | None | None |
| 🏥 Hospital Cover | Illness Benefit | Limited | Limited |
| 😷 Screening and Prevention | None | ✅ Yes | ✅ Yes |
| 💚 Medical Savings Account | None | ✅ Yes | None |
| 💙 Oncology Cover | None | Unlimited for PMBs | Unlimited for PMBs |
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Our Verdict on the Day1 Health Value Plus Senior Hospital Plan
The Day1 Health Value Plus Hospital Senior Plan is a health insurance plan specifically designed for seniors in South Africa. One of the main benefits of this plan is that it is tailored to the needs of seniors, providing cover for expenses that are more likely to be incurred as individuals age.
Additionally, the plan offers higher annual limits for certain benefits, such as hospitalization and pathology services.
However, it is important to note that the Value Plus Hospital Senior Plan only provides cover for hospitalization and does not offer day-to-day cover for things like doctor visits or medication. This may not be suitable for individuals who require ongoing medical care or treatment.
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