Day1 Health Value Plus Senior Hospital Plan
Overall, the Day1 Health Value Plus Senior Hospital Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and in-hospital benefits to up to 2 Family Members. The Day1 Health Value Plus Senior Hospital Plan starts from R545 ZAR. Day1 Health has a trust score of 3.1.
| 🔎 Medical Health Plan | 🥇 Day1 Health Value Plus Senior Hospital |
| 🌎 International Cover | None |
| 👤 Main Member Contribution | R545 |
| 👥 Adult Dependent Contribution | R545 – R1,090 |
| 🍼 Child Dependent Contribution | Not available on the plan |
| 🔁 Gap Cover | None |
| 🏥 Hospital Cover | Illness Benefit |
| 😷 Screening and Prevention | None |
| 💚 Medical Savings Account | None |
| 💙 Oncology Cover | None |
Day1 Health Value Plus Senior Hospital Plan – 7 Key Point Quick Overview
- ✅ Day1 Health Value Plus Senior Hospital Plan Overview
- ✅ Day1 Health Value Plus Senior Hospital Plan Premiums
- ✅ Day1 Health Value Plus Senior Hospital Plan Benefits and Cover Comprehensive Breakdown
- ✅ Day1 Health Value Plus Senior Hospital Plan Exclusions and Waiting Periods
- ✅ Day1 Health Value Plus Senior Hospital Plan vs Plans Offered by Other Providers
- ✅ Our Verdict on the Day1 Health Value Plus Senior Hospital Plan
- ✅ Day1 Health Value Plus Senior Hospital Plan Frequently Asked Questions
Day1 Health Value Plus Senior Hospital Plan Overview
The Day1 Health Value Plus Senior Hospital Plan is one of 10, starting from R545. It is ideal for senior members who require comprehensive in-hospital benefits. The plan covers in-hospital benefits, accident and trauma-related expenses, and family funeral benefits.
Gap Cover is not available on the Day1 Health Platinum Comprehensive Plan. However, Day1 Health offers 24/7 medical emergency assistance.
Day1Health has the following health insurance plans to choose from:
Day1 Health Day-to-Day Plan
Day1 Health Day-to-Day Senior Plan
Day1 Health Executive Comprehensive Plan
Day1 Health Executive Hospital Plan
Day1 Health Platinum Comprehensive Plan
Day1 Health Platinum Hospital Plan
Day1 Health Value Plus Comprehensive Plan
Day1 Health Value Plus Comprehensive Senior Plan
Day1 Health Value Plus Hospital Plan
Day1 Health Value Plus Hospital Senior Plan
Day1 Health Value Plus Senior Hospital Plan Premiums
| 🅰️ Family Dynamic | 🅱️ Premium | 🅰️ Family Dynamic | 🅱️ Premium |
| Single Member | R545 | Couple | R1,090 |
Day1 Health Value Plus Senior Hospital Plan Benefits and Cover Comprehensive Breakdown
| 1️⃣ In-Hospital Illness | Covers up to R10,000 after 24 hours in the hospital, R10,000 for the second day, and R10,000 for the third day.
Following that, R1,500 per day for a maximum of 21 days. |
| 2️⃣ Accident/Trauma | Limited to R75,000 per event.
Limited to two events per year.
Sports injuries are excluded from this benefit. |
| 3️⃣ Family Funeral Benefit | The Family Funeral Benefit is as follows:
Principal Member and Spouse – R5,000 |
| 4️⃣ 24-Hour Emergency Services Ambulance and Pre-Authorisation | Africa Assist offers 24-Hour Emergency Services, Medical Assistance, and Pre-Authorization.
Guaranteed private hospital admission with a preference for all hospitals operated by Life Healthcare and Mediclinic. |
Consider adding GAP Cover. Discover the 5 Best Gap Cover Options for Under R300
Day1 Health Value Plus Senior Hospital Plan Exclusions and Waiting Periods
???? Day1 Health Value Plus Senior Hospital Plan Exclusions
Typical exclusions with Day1 Health could include:
- ✅ Treatment for pre-existing conditions unless otherwise specified in the policy.
- ✅ Cosmetic or elective procedures, unless medically necessary.
- ✅ Treatment received outside of the designated network of healthcare providers.
- ✅ Experimental or investigational treatments.
- ✅ Fertility treatments or assisted reproductive technologies.
- ✅ Infertility testing or treatment.
- ✅ Weight loss or weight management programs.
- ✅ Substance abuse treatment or counseling.
- ✅ Mental health treatment or counseling.
Finally, Long-term care or hospice care is not included in the Value Plus Hospital Senior Plan.
???? Day1 Health Value Plus Senior Hospital Plan Waiting Periods
Day1 Health applies the following waiting periods on the Value Comprehensive Plan:
| 🅰️ Benefit | 🅱️ Waiting Period |
| 🟧 In-Hospital Illness | 3 – 12 Months |
| 🟨 Accident/Trauma | 1 month |
| 🟩 Family Funeral Benefit | 3 Months |
| 🟦 24-Hour Emergency Services Ambulance and Pre-Authorisation | Immediate |
Day1 Health Value Plus Senior Hospital Plan vs Plans Offered by Other Providers
| 🔎 Medical Health Plan | 🥇 Day1 Health Value Plus Senior Hospital | 🥈 Fedhealth MyFED | 🥉 Momentum Ingwe Plan |
| 🌎 International Cover | None | None | Up to R9.01 million |
| 👤 Main Member Contribution | R545 | R1,402 – R4,123 | R482 – R3,163 |
| 👥 Adult Dependent Contribution | R545 – R1,090 | R1,402 – R3,756 | R964 – R6,326 |
| 🍼 Child Dependent Contribution | Not available on the plan | R597 – R1,571 | R897 – R2,209 (Max 3) |
| 🔁 Gap Cover | None | None | ✅ Yes |
| 🏥 Hospital Cover | Illness Benefit | Unlimited | Unlimited |
| 😷 Screening and Prevention | None | ✅ Yes | ✅ Yes |
| 💚 Medical Savings Account | None | ✅ Yes | None |
| 💙 Oncology Cover | None | Unlimited for PMBs | Unlimited for PMBs |
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Our Verdict on the Day1 Health Value Plus Senior Hospital Plan
The Day1 Health Value Plus Hospital Senior Plan is a health insurance plan specifically designed for seniors in South Africa. One of the main benefits of this plan is that it is tailored to the needs of seniors, providing cover for expenses that are more likely to be incurred as individuals age.
Additionally, the plan offers higher annual limits for certain benefits, such as hospitalization and pathology services.
However, it is important to note that the Value Plus Hospital Senior Plan only provides cover for hospitalization and does not offer day-to-day cover for things like doctor visits or medication. This may not be suitable for individuals who require ongoing medical care or treatment.
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Day1 Health Value Plus Senior Hospital Plan Frequently Asked Questions
What is the Day1 Health Value Plus Hospital Senior Plan?
The Value Plus Hospital Senior Plan is a health insurance plan designed specifically for seniors in South Africa. It covers in-hospital benefits, accident and trauma-related expenses, family funeral benefits, and pathology services.
Does the Value Plus Hospital Senior Plan provide cover for day-to-day medical expenses?
No, the plan only provides cover for hospitalization expenses. It does not cover day-to-day medical expenses such as doctor visits or medication.
Is there a waiting period for coverage under the Value Plus Hospital Senior Plan?
Yes, there is a waiting period of 3 months for hospitalization-related benefits and a waiting period of 6 months for accident and trauma-related benefits.
Can I choose my own hospital with the Value Plus Hospital Senior Plan?
Yes, you can choose the hospital where you want to receive treatment.
Are pre-existing conditions covered under the Value Plus Hospital Senior Plan?
Yes, pre-existing conditions are covered under the plan after a waiting period of 12 months.
How much does the Value Plus Hospital Senior Plan cost?
The plan’s cost varies depending on the individual’s age and cover options. However, the plan starts from R545 for the principal member and R1,090 per couple.
Does the Value Plus Hospital Senior Plan provide cover for international travel?
No, the plan only covers medical expenses incurred within South Africa.
