Day1 Health Platinum Hospital Plan
Overall, the Day1 Health Platinum Hospital Plan is a trustworthy and extensive medical health plan that offers medical emergency assistance and a comprehensive hospitalization plan to up to 5 Family Members. The Day1 Health Platinum Hospital Plan starts from R530 ZAR. Day1 Health has a trust score of 3.1.
| 🔎 Medical Health Plan | 🥇 Day1 Health Platinum Hospital |
| 🌎 International Cover | None |
| 👤 Main Member Contribution | R530 |
| 👥 Adult Dependent Contribution | R530 – R954 |
| 🍼 Child Dependent Contribution | R689 – R1,590 |
| 🔁 Gap Cover | None |
| 📊 Annual Limit | None |
| 💙 Hospital Cover | Illness Benefit |
| 😷 Screening and Prevention | None |
| 💶 Medical Savings Account | None |
Day1 Health Platinum Hospital Plan – 7 Key Point Quick Overview
- ✅ Day1 Health Platinum Hospital Plan Overview
- ✅ Day1 Health Platinum Hospital Plan Premiums
- ✅ Day1 Health Platinum Hospital Plan Benefits and Cover Comprehensive Breakdown
- ✅ Day1 Health Platinum Hospital Plan Exclusions and Waiting Periods
- ✅ Day1 Health Platinum Hospital Plan vs Plans Offered by Other Providers
- ✅ Our Verdict on the Day1 Health Platinum Hospital Plan
- ✅ Day1 Health Platinum Hospital Plan Frequently Asked Questions
Day1 Health Platinum Hospital Plan Overview
The Day1 Health Platinum Hospital plan is one of 10, starting from R530. The Day1 Health Platinum Hospital plan is a good option for those who want a comprehensive hospitalization plan with additional benefits for critical illness, accident/trauma, and accidental permanent disability.
Gap Cover is not available on the Day1 Health Platinum Comprehensive Plan. However, Day1 Health offers 24/7 medical emergency assistance.
Day1Health has the following health insurance plans to choose from:
Day1 Health Day-to-Day Plan
Day1 Health Day-to-Day Senior Plan
Day1 Health Executive Comprehensive Plan
Day1 Health Executive Hospital Plan
Day1 Health Platinum Comprehensive Plan
Day1 Health Platinum Hospital Plan
Day1 Health Value Plus Comprehensive Plan
Day1 Health Value Plus Comprehensive Senior Plan
Day1 Health Value Plus Hospital Plan
Day1 Health Value Plus Hospital Senior Plan
Day1 Health Platinum Hospital Plan Premiums
| 🅰️ Family Dynamic | 🅱️ Premium | 🅰️ Family Dynamic | 🅱️ Premium |
| 🟧 Single Member | R530 | 🟧 Couple | R954 |
| 🟨 Member + 1 Child | R689 | 🟨 Couple + 1 Child | R1,113 |
| 🟩 Member + 2 Children | R848 | 🟩 Couple + 2 Children | R1,272 |
| 🟦 Member + 3 Children | R1,007 | 🟦 Couple + 3 Children | R1,431 |
| 🟪 Member + 4 Children | R1,166 | 🟪 Couple + 4 Children | R1,590 |
Gap cover is something to consider. Find out more about the 5 Best Gap Cover Options for Under R3000
Day1 Health Platinum Hospital Plan Benefits and Cover Comprehensive Breakdown
| ❤️ In-Hospital Illness | Covers up to R10,000 after 24 hours in the hospital, R10,000 for the second day, and R10,000 for the third day.
Following that, R1,500 per day for a maximum of 21 days. |
| 🧡 Accident/Trauma | Limited to R150,000 per single member per incident and up to R300,000 per family incident. |
| 💛 Critical Illness Benefit | Limited to R250,000. However, the benefit is limited to R50,000 if the insured person accedes to a short medical examination. |
| 💚 Accidental Permanent Disability Benefit | Limited to R250,000 for the Principal Member only.
Limited to a single event. |
| 💙 Family Funeral Benefit | The Family Funeral Benefit is as follows:
Principal Member – R20,000
Spouse and Child >14 years – R10,000
Children >6 years – R5,000
Children >0 – R2,500
Children >28 weeks – R1,250 |
| 💜 24-Hour Emergency Services Ambulance and Pre-Authorisation | Africa Assist offers 24-Hour Emergency Services, Medical Assistance, and Pre-Authorization.
Guaranteed private hospital admission with a preference for all hospitals operated by Life Healthcare and Mediclinic. |
Day1 Health Platinum Hospital Plan Exclusions and Waiting Periods
Day1 Health Platinum Hospital Plan Exclusions
Typical exclusions with Day1 Health could include:
- ✅ Treatment for pre-existing conditions unless otherwise specified in the policy.
- ✅ Cosmetic or elective procedures, unless medically necessary.
- ✅ Treatment received outside of the designated network of healthcare providers.
- ✅ Experimental or investigational treatments.
- ✅ Fertility treatments or assisted reproductive technologies.
- ✅ Infertility testing or treatment.
- ✅ Weight loss or weight management programs.
- ✅ Substance abuse treatment or counseling.
- ✅ Mental health treatment or counseling.
Finally, Long-term care or hospice care is not included in the Platinum Hospital Plan.
Day1 Health Platinum Hospital Plan Waiting Periods
Day1 Health applies the following waiting periods on the Value Comprehensive Plan:
| 🅰️ Benefit | 🅱️ Waiting Period |
| 🟧 In-Hospital Illness | 3 – 12 Months |
| 🟨 Accident/Trauma | Immediate Cover Available |
| 🟩 Critical Illness Benefit | 3 months |
| 🟦 Accidental Permanent Disability Benefit | Immediate Cover Available |
| 🟪 Family Funeral Benefit | 3 Months |
| 🟥 24-Hour Emergency Services Ambulance and Pre-Authorisation | Immediate |
Discover the 5 Best Hospital Plans with Savings Accounts
Day1 Health Platinum Hospital Plan vs Plans Offered by Other Providers
| 🔎 Medical Health Plan | 🥇 Day1 Health Platinum Hospital | 🥈 Fedhealth FlexiFED 1 | 🥉 Bestmed Beat 2 |
| 🌎 International Cover | None | None | R500,000 – R3 million |
| 👤 Main Member Contribution | R530 | R2,031 | R2,090 – R2,323 |
| 👥 Adult Dependent Contribution | R530 – R954 | R1,591 | R1,624 – R1,804 |
| 🍼 Child Dependent Contribution | R689 – R1,590 | R743 | R879 – R978 |
| 🔁 Gap Cover | None | None | None |
| 📊 Annual Limit | None | Unlimited Hospital Cover | Several limits and sub-limits |
| 💙 Hospital Cover | Illness Benefit | Unlimited | Subject to scheme rules |
| 😷 Screening and Prevention | None | ✅ Yes | ✅ Yes |
| 💶 Medical Savings Account | None | ✅ Yes | ✅ Yes |
Our Verdict on the Day1 Health Platinum Hospital Plan
The Day1 Health Platinum Hospital plan is a comprehensive medical insurance policy that provides cover for hospitalization, including accommodation, theatre fees, and medications.
It also offers additional benefits such as critical illness cover, accident/trauma cover, and accidental permanent disability cover. However, one significant drawback of this plan is that it does not provide day-to-day cover for routine medical expenses. Therefore, it may not be the best option for individuals who require frequent visits to healthcare providers for non-hospital related medical needs.
You might also like: Day1 Health Day-to-Day Plan
You might also like: Day1 Health Day-to-Day Senior Plan
You might also like: Day1 Health Executive Comprehensive Plan
You might also like: Day1 Health Executive Hospital Plan
You might also like: Day1 Health Platinum Comprehensive Plan
You might also like: Day1 Health Value Plus Comprehensive Plan
You might also like: Day1 Health Value Plus Comprehensive Senior Plan
You might also like: Day1 Health Value Plus Hospital Plan
You might also like: Day1 Health Value Plus Hospital Senior Plan
Day1 Health Platinum Hospital Plan Frequently Asked Questions
What is the Day1 Health Platinum Hospital Plan?
The Day1 Health Platinum Hospital Plan is a comprehensive health insurance plan that provides hospital coverage, medical benefits, wellness programs, and prescription drug coverage.
What are the benefits of the Day1 Health Platinum Hospital Plan?
The Day1 Health Platinum Hospital Plan covers hospitalization expenses, including inpatient hospital care, surgical procedures, and diagnostic tests. It also covers outpatient services, such as doctor visits and emergency room care. In addition, the plan includes a wellness program to help you maintain good health and prescription drug coverage to help you pay for your medications.
How do I enroll in the Day1 Health Platinum Hospital Plan?
You can enroll in the Day1 Health Platinum Hospital Plan by visiting their website or contacting a representative. You will need to provide some personal information and select your cover options.
What is the cost of the Day1 Health Platinum Hospital Plan?
The cost of the Day1 Health Platinum Hospital Plan depends on your coverage and family dynamic (how many people you add to the policy). The plan typically starts from R530.
Can I use my doctor with the Day1 Health Platinum Hospital Plan?
Yes, you can use your doctor with the Day1 Health Platinum Hospital Plan. However, using a doctor or hospital within the plan’s network may pay less out-of-pocket.
Does the Day1 Health Platinum Hospital Plan cover pre-existing conditions?
Yes, the Day1 Health Platinum Hospital Plan covers pre-existing conditions as long as you disclose them during enrollment.
Are there any waiting periods for coverage with the Day1 Health Platinum Hospital Plan?
Yes, there are several benefits to waiting periods. However, there are no waiting periods for emergency services, accidents or trauma, or accidental/permanent disability benefit.
Can I change my cover options with the Day1 Health Platinum Hospital Plan?
Yes, you can change your coverage options with the Day1 Health Platinum Hospital Plan during the annual enrollment period or if you experience a qualifying life event, such as getting married or having a baby.
