Value Plus Comprehensive
About this plan
🥇 Best suited for individuals seeking affordable day-to-day healthcare with private hospital protection and chronic medication benefits. Not a medical aid.
Principal Member
From
R750
per month
Adult Dependant
From
R750
per month
Child Dependant
From
R750
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Hospital cover details
Preferred admission to Life Healthcare, Mediclinic, Africa Health Care and Clinix hospitals In-hospital illness benefit of up to R57,000 over a maximum 21-day hospital stay
Value Plus Comprehensive
Day1 Health Value Plus Comprehensive Plan (🇿🇦 2026)
Overall, the Day1 Health Value Plus Comprehensive Plan is a trustworthy and comprehensive medical aid plan that offers medical emergency assistance and Specialist Benefits to up to 5 Family Members. The Day1 Health Value Plus Comprehensive Plan starts from R665 ZAR. Day1 Health has a trust score of 4.4.| 🔎 Medical Health Plan | 🥇 Day1 Health Value Plus Comprehensive |
| 🌎 International Cover | None |
| 👤 Main Member Contribution | R665 |
| 👥 Adult Dependent Contribution | R1 131 (Couple) |
| 😊 Child Dependent Contribution | R931 (Member + one child) |
| 🔁 Gap Cover | None |
| 📊 Prescribed Minimum Benefits | ✅ Yes |
| 😷 Screening and Prevention | None |
| 💶 Medical Savings Account | None |
| 🍼 Maternity Benefits | None |
Day1 Health Value Plus Comprehensive Plan - 7 Key Point Quick Overview
- ✅ Day1 Health Value Plus Comprehensive Plan Overview
- ✅ Day1 Health Value Plus Comprehensive Plan Premiums
- ✅ Day1 Health Value Plus Comprehensive Plan Benefits and Cover Comprehensive Breakdown
- ✅ Day1 Health Value Plus Comprehensive Plan Exclusions and Waiting Periods
- ✅ Day1 Health Value Plus Comprehensive Plan vs Plans Offered by Other Providers
- ✅ Our Verdict on the Day1 Health Value Plus Comprehensive Plan
- ✅ Day1 Health Value Plus Comprehensive Plan Frequently Asked Questions
Day1 Health Value Plus Comprehensive Plan Overview
The Day1 Health Value Plus Comprehensive Plan is one of 10, starting from R665, and includes Pathology, Specialist Benefits, Basic Dentistry, Acute and Chronic Medication, and more.
Gap Cover is not available on the Day1 Health Platinum Comprehensive Plan. However, Day1 Health offers 24/7 medical emergency assistance. According to the Trust Index, Day1 Health has a trust rating 4.4.
Day1Health has the following health insurance plans to choose from:
✅Day1 Health Day-to-Day Plan
✅Day1 Health Day-to-Day Senior Plan
✅Day1 Health Executive Comprehensive Plan
✅Day1 Health Executive Hospital Plan
✅Day1 Health Platinum Comprehensive Plan
✅Day1 Health Platinum Hospital Plan
✅Day1 Health Value Plus Comprehensive Plan
✅Day1 Health Value Plus Comprehensive Senior Plan
✅Day1 Health Value Plus Hospital Plan
✅Day1 Health Value Plus Hospital Senior Plan
Day1 Health Value Plus Comprehensive Plan Premiums
| 🅰️ Family Dynamic | 🅱️ Premium | 🅰️ Family Dynamic | 🅱️ Premium |
| 🟧 Single Member | R665 | 🟧 Couple | R1,131 |
| 🟨 Member + 1 Child | R931 | 🟨 Couple + 1 Child | R1,397 |
| 🟩 Member + 2 Children | R1,197 | 🟩 Couple + 2 Children | R1,663 |
| 🟦 Member + 3 Children | R1,463 | 🟦 Couple + 3 Children | R1,929 |
| 🟪 Member + 4 Children | R1,729 | 🟪 Couple + 4 Children | R2,195 |
Day1 Health Value Plus Comprehensive Plan Benefits and Cover Comprehensive Breakdown
| 🔴Doctor Visits | Consultations available via a registered Day1 Health Network Provider. Limited to 5 doctor visits per member per annum. A Pay-as-you-Go Virtual Doctor consultation platform is available for members to utilise thereafter. Pre-authorisation is required. A 1 month waiting period applies. |
| 🟠 Pathology | Basic diagnostic blood tests upon referral by a 1Doctor Health Network GP and subject to a Day1 Health-approved list of basic pathology tests. |
| 🟡 Specialist Benefit | Annual Specialist Benefit of up to R1,000 per family. Subject to pre-approval and referral from a 1Doctor Health Network general practitioner. |
| 🟢 Basic Dentistry | It includes preventative cleaning, fillings, extractions and emergency pain and sepsis control via a Day1 Health Network Dentist. 2 visits per member per annum. Pre-authorisation is required for each visit. A 3 month waiting period applies. |
| 🔵 Acute Medication | 1Doctor Health's formulary covers acute medications. Linked to the 1Doctor consultation and dispensed by a 1Doctor Health Network GP or obtained from a Network Pharmacy via prescription. |
| 🟣 Optometry through Iso Leso Optics | As specified by the Iso Leso Optics protocol, one eye exam and one pair of glasses every 24 months. |
| 🔴 Chronic Medication | Chronic medication covered according to the Day1 Health formulary. Chronic Medication is limited to R500 per member per month and up to R6000 per member per annum. A 3 month waiting period applies on chronic medication for unknown conditions and a 12 month waiting period on pre-existing conditions. All chronic medication is subject to pre-authorisation. |
| 🟠 Out-of-Area Visits | If you cannot see your Network GP, the Plan will cover up to 3 "out of area" visits per family per year to a different Network GP or a GP of your choosing, subject to pre-approval. |
| 🟡 Basic Radiology | Radiology according to the 1Doctor Health formulary through a GP in the 1Doctor Health network. Only black-and-white diagnostic X-rays are used. |
| 🟢 In-Hospital Illness | Covers up to R10,000 after 24 hours in the hospital, R10,000 for the second day, and R10,000 for the third day. Following that, R1,500 per day for a maximum of 21 days. |
| 🔵 Accident/Trauma | Up to R 150,000 per individual and R 300,000 per family per incident. Immediate security. |
| 🟣 Family Funeral Benefit | The Family Funeral Benefit is as follows: Principal Member – R20,000 Spouse and Child >14 years – R10,000 Children >6 years – R5,000 Children >0 – R2,500 Children >28 weeks – R1,250 |
| 🔴 24-Hour Emergency Services Ambulance and Pre-Authorisation | Africa Assist offers 24-Hour Emergency Services, Medical Assistance, and Pre-Authorization. Guaranteed private hospital admission with a preference for all hospitals operated by Life Healthcare and Mediclinic. |
| 🟡 Maternity | Covers up to R20,000 for the birth of a child in hospital. 12 month waiting period applies. Only 16 years and older. |
Day1 Health Value Plus Comprehensive Plan Exclusions and Waiting Periods
Day1 Health Value Plus Comprehensive Plan Exclusions
Typical exclusions with Day1 Health could include:- ✅ Treatment for pre-existing conditions unless otherwise specified in the policy.
- ✅ Cosmetic or elective procedures, unless medically necessary.
- ✅ Treatment received outside of the designated network of healthcare providers.
- ✅ Experimental or investigational treatments.
- ✅ Fertility treatments or assisted reproductive technologies.
- ✅ Infertility testing or treatment.
- ✅ Weight loss or weight management programs.
- ✅ Substance abuse treatment or counseling.
- ✅ Mental health treatment or counseling.
Day1 Health Value Plus Comprehensive Plan Waiting Periods
Day1 Health applies the following waiting periods on the Value Comprehensive Plan:| 🅰️ Benefit | 🅱️ Waiting Period |
| 🟧 Unlimited Managed Doctor Visits | 1 Month |
| 🟨 Pathology | 1 Month |
| 🟩 Specialist Benefit | 3 Months |
| 🟦 Basic Dentistry | 3 Months |
| 🟪 Acute Medication | 1 Month |
| 🟥 Optometry through Iso Leso Optics | 12 Months |
| 🟧 Chronic Medication | 3 Months on unknown and 12 months on pre-existing conditions |
| 🟨 Out-of-Area Visits | 1 Month |
| 🟩 Basic Radiology | 1 Month |
| 🟦 In-Hospital Illness | 3 – 12 Months |
| 🟪 Accident/Trauma | Immediate Cover Available |
| 🟧 Family Funeral Benefit | 3 Months |
| 🟨 24-Hour Emergency Services Ambulance and Pre-Authorisation | Immediate |
Read more about the 5 Affordable Medical Aids for College Students
Day1 Health Value Plus Comprehensive Plan vs Plans Offered by Other Providers
| 🔎 Medical Health Plan | 🥇 Day1 Health Value Plus Comprehensive | 🥈 Dis-Chem Health MyHealth Plus | 🥉 GetSavvi Health Primary Care |
| 🌎 International Cover | None | None | None |
| 👤 Main Member Contribution | R665 | R620 – R739 | From R542 |
| 👥 Adult Dependent Contribution | R1,131 (Couple) | R620 – R739 | From R542 |
| 😊 Child Dependent Contribution | R931 (Member + 1 child) | R425 – R477 | From R542 |
| 🔁 Gap Cover | None | ✅ Yes | None |
| 📊 Prescribed Minimum Benefits | ✅ Yes | ✅ Yes | ✅ Yes |
| 😷 Screening and Prevention | None | ✅ Yes | ✅ Yes |
| 💶 Medical Savings Account | None | None | None |
| 🍼 Maternity Benefits | None | ✅ Yes | ✅ Yes |
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Our Verdict on the Day1 Health Value Plus Comprehensive Plan
The Day1 Health Value Plus Comprehensive plan is a health insurance policy that covers basic radiology, dentistry, optometry, and accidental cover. It is designed to provide affordable and comprehensive healthcare coverage to individuals and families.
With the Value Plus plan, policyholders can enjoy unlimited GP visits, basic radiology, and dental care, emergency medical assistance, and accidental cover. In addition, the plan offers a range of wellness benefits, including wellness screening, health assessments, and flu vaccinations.
Despite the benefits, there are some drawbacks to this plan. For example, the cover for hospitalization and specialist consultations is limited. Additionally, the accidental cover only applies to accidental injuries, not illnesses.
However, hospitalization covers a range of illnesses and provides comprehensive coverage to save members from expensive out-of-pocket expenses.
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