Dis-Chem Health MyHealth Plus Plan

 

Overall, the Dis-Chem Health MyHealth Plus Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and Gap coverage to up to its members. The Dis-Chem Health MyHealth Plus Plan starts from R705 ZAR. Dis-Chem Health has a trust rating of 3.2.

 

🔎 Medical Insurance Plan	🥇 Dis-Chem Health MyHealth Plus
🌎 International Cover	None
👤 Main Member Contribution	R705 – R723
👥 Adult Dependent Contribution	R705 – R723
👶 Child Dependent Contribution	R477
🔁 Gap Cover	✅ Separate plan – Dischem Gap Cover
😷 Screening and Prevention	✅ Yes
💶 Medical Savings Account	None
💙 Maternity Benefits	✅ Yes
🍼 Pre- and Postnatal Care	None

 

 

 

Dis-Chem Health MyHealth Plus Plan – 7 Key Point Quick Overview

 

1. ✅ Dis-Chem Health MyHealth Plus Plan Overview
2. ✅ Dis-Chem Health MyHealth Plus Plan Premiums
3. ✅ Dis-Chem Health MyHealth Plus Plan Benefits and Cover Comprehensive Breakdown
4. ✅ Dis-Chem Health MyHealth Plus Plan Exclusions and Waiting Periods
5. ✅ Dis-Chem Health MyHealth Plus Plan vs Plans offered by Other Providers or Medical Aid Schemes
6. ✅ Our Verdict on the Dis-Chem Health MyHealth Plus Plan
7. ✅ Dis-Chem Health MyHealth Plus Plan Frequently Asked Questions

 

 

Dis-Chem Health MyHealth Plus Plan Overview

 

The Dis-Chem Health MyHealth Plus plan is one of 4, starting from R705, and includes day-to-day and accident cover, with the option of Value-Added Services at an additional cost.  Dis-Chem MyHealth Plus is a comprehensive medical insurance policy that provides access to the same benefits as the Core Plan, with several additions such as Out-of-Network consults, dentures, after-hours dentistry, and more.

 

Gap Cover is available from Dis-Chem Health, along with 24/7 medical emergency assistance. According to the Trust Index, Dis-Chem Health has a trust rating of 3.2.

 

Dis-Chem Health Insurance offers the following plans:

 

✅ Dis-Chem Health Accident Cover
✅ Dis-Chem Health MyHealth Core
✅ Dis-Chem Health MyHealth Plus

 

 

Dis-Chem Health MyHealth Plus Plan Premiums

 

🔎 Option	👤 Adult Dependent	🍼 Child Dependent
❤️ MyHealth Plus Day-to-Day	R705	R477
🧡 Combination: Day-to-Day + Accident Cover	R723	R477

 

 

Dis-Chem Health MyHealth Plus Plan Benefits and Cover Comprehensive Breakdown

 

👉🏾 Download the MyHealth Plus Guide for 2025

 

🟥 Private Doctors (GPs) In Person or Virtual	Unlimited visits to doctors (GPs) on Prime Cure Network. Unlimited telephonic or virtual consultations with doctors (GPs) on Prime Cure Network. Unlimited visits to a network pharmacy clinic per year.
🟦 Health Screening	Limited to 2 health screenings at a Network Pharmacy Clinic for the following: Height, weight, and body mass index (BMI) Glucose Blood Pressure Cholesterol HIV Screening Pre and Post-test counseling for HIV
🟪 Specialist Visits	1 visit per year per person covered to any specialist (overall limit of 2 per family per year up to a limit of R2,000 per visit). You must pay in advance and submit a claim for a refund. Any amount above the visit maximum is not covered.
🟧 Acute Medicine	Medication is covered as per the approved OTC and Scripted Medicine list. Chronic medication for 27 conditions including asthma, diabetes, HIV, high cholesterol and high blood pressure
🟨 Over-the-Counter (OTC) Medication	Medication is covered as per the approved OTC and Scripted Medicine list. Unlimited prescribed short-term medication. Over-the-counter medication (if recommended by a pharmacist and collected at a network pharmacy)
🟩 Flu Vaccines	Limited to one flu vaccine for all insured parties per annum.
🟦 Chronic Medicine	Limited to 27 conditions. Covered up to 100% of the Agreed Rate if the following is met: Prescribed medicine is on the Chronic Medicine Formulary. The insured member has registered to have their medicine covered. • Addison’s disease • Asthma • Bipolar mood disorder • Bronchiectasis • Cardiac failure • Cardiomyopathy • Chronic renal disease • COPD (chronic obstructive pulmonary disease) • Coronary artery disease • Crohn’s disease • Diabetes insipidus • Diabetes mellitus type 1 • Diabetes mellitus type 2 • Dysrhythmias • Epilepsy Glaucoma • Haemophilia • HIV • Hyperlipidaemia (high cholesterol) • Hypertension • Hypothyroidism • Multiple sclerosis • Parkinson’s disease • Rheumatoid arthritis • Schizophrenia • Systemic lupus erythematosus • Ulcerative colitis
🟪 HIV Program	Voluntary counselling and testing. Antiretroviral medication and supplements.
🟥 Basic Dentistry	1 full-mouth examination per year. 1 preventative treatment (cleaning, scaling and polishing) for children under 12 years per year. Restorative treatments such as fillings, extractions and X-rays. Treatment for pain and sepsis Emergency root-canal.
🟩 Optometry	1 eye examination per year. 1 pair of glasses (frames and lenses) every 24 months.
🟪 X-Rays and Blood Tests	Cover for blood tests according to a list of approved tests. Blood tests Black-and-white X-rays Soft-tissue ultrasounds

 

READ more about the 5 Best Hospital Plans for Foreigners

 

 

Dis-Chem Health MyHealth Plus Plan Exclusions and Waiting Periods

 

Dis-Chem Health MyHealth Plus Plan Exclusions

 

The policy will not cover claims or benefits related to the following:

 

• ✅ Suicide, attempted suicide, or self-injury.
• ✅ Use of illegal drugs or non-prescription drugs not taken according to healthcare provider’s instructions.
• ✅ Failure to follow medical advice.
• ✅ Participation in certain activities such as flying or hazardous sports.
• ✅ Civil commotion, war, terrorism, or other violent or politically motivated acts.
• ✅ Nuclear weapons or radiation exposure.
• ✅ The policy will also not cover certain procedures, services, or events, including:
• ✅ Cosmetic surgery.
• ✅ Specialized dental procedures.
• ✅ Rehabilitation, frail care, or hospice services.
• ✅ Criminal acts or fraud.
• ✅ Services obtained from non-network providers without pre-authorization.
• ✅ Services received outside of South Africa.

 

Child immunizations are excluded except for flu vaccinations for children aged six months to six years old.

 

Dis-Chem Health MyHealth Plus Plan Waiting Periods

 

Dis-Chem Health provides the following information regarding waiting periods in their policy:

 

• ✅ General and Condition-Specific Waiting Periods are outlined in the Policy Schedule.
• ✅ Waiting periods are served concurrently.
• ✅ Newborns, Eligible Children/Spouses will not have waiting periods applied if registered within 90 days of birth/marriage date or Policy Start Date.
• ✅ Waiting periods may be waived for Policyholders/Dependents with proof of previous medical insurance for at least 12 months with less than 3 months break in cover.
• ✅ Failure to provide proof of previous cover within the first three months of policy inception may affect claim eligibility.
• ✅ If Policyholder/Dependent served less than 12 months with the previous insurer or less than 3 months since the resignation, a Condition-Specific Waiting Period will apply.

 

If the Insured Party served less than three months on their previous policy, a General Waiting Period would also apply. The insurer may change the application of waiting periods with 31 days’ notice.

 

👉🏾 You might like to read more about the 10 Best Hospital Plans in South Africa

 

 

Dis-Chem Health MyHealth Plus Plan vs Plans offered by Other Providers or Medical Aid Schemes

 

🔎 Medical Health Plan	🥇 Dis-Chem Health MyHealth Plus (2025)	🥈 Clientèle Health Ultimate H.E.L.P (2025)	🥉 Oneplan Health Blue (2025)
🌎 International Cover	None	None	None
👤 Main Member Contribution	R705 – R723	R546	R955
👥 Adult Dependent Contribution	R705 – R723	R546	R1,835 for a couple
👶 Child Dependent Contribution	R477	R546	R1,505 (Single adult + 1 Child) – R2,380 (Couple + 1 child)
🔁 Gap Cover	✅ Separate plan – Dischem Gap Cover	None	None
😷 Screening and Prevention	✅ Yes	✅ Yes	None
💶 Medical Savings Account	None	None	None
💙 Maternity Benefits	✅ Yes	✅ Yes	✅ Yes
🍼 Pre- and Postnatal Care	None	✅ Yes	✅ Yes

 

POLL: 5 Best Medical Aids under R1000

 

 

Our Verdict on the Dis-Chem Health MyHealth Plus Plan

 

💚 The Dis-Chem MyHealth Plus plan is a comprehensive health insurance policy that covers medical expenses, including hospitalization, chronic medication, and dental care, among other services. The plan offers different tiers of cover with varying annual limits and benefits, as well as the option to add additional benefits such as maternity and optometry.

 

💚 The plan’s drawbacks include waiting periods for certain services and limited coverage for certain conditions and treatments. Additionally, the plan has specific exclusions, such as cosmetic procedures and experimental treatments, that may not be covered.

 

 

• You might also like: Dis-Chem Health Insurance Review
• You might also like: Dis-Chem Health Accident Cover
• You might also like: Dis-Chem Health MyHealth Core

 

 

Dis-Chem Health MyHealth Plus Plan Frequently Asked Questions

 

What is the Dis-Chem MyHealth Plus policy?

Dis-Chem MyHealth Plus is a comprehensive health insurance policy that covers medical expenses, including hospitalization, chronic medication, and dental care, among other services.

 

What is the coverage for chronic medication under the MyHealth Plus policy?

The MyHealth Plus policy covers chronic medication, subject to certain limits and requirements, such as pre-authorization and designated service providers’ use.

 

Does MyHealth Plus policy provide dental care insurance?

Yes, the MyHealth Plus policy covers dental care, subject to certain limits and requirements, such as pre-authorization and using designated service providers.

 

What are the hospitalization benefits under the MyHealth Plus policy?

The MyHealth Plus policy provides hospitalization benefits, including cover for hospital accommodation, theatre fees, and doctor’s fees, subject to certain limits and requirements.

 

What are the waiting periods for health insurance under the MyHealth Plus policy?

The waiting periods for health insurance under the MyHealth Plus policy vary depending on the specific benefit and tier of cover selected. Generally, waiting periods range from 3 to 12 months.

 

Does the MyHealth Plus policy provide cover for specific conditions?

Yes, the MyHealth Plus policy covers certain conditions, subject to certain limits and requirements, such as pre-authorization and the use of designated service providers.

 

Does the MyHealth Plus policy include maternity benefits for health insurance?

Yes, the MyHealth Plus policy includes maternity benefits, subject to certain limits and requirements, such as waiting periods and pre-authorization.

 

What are the exclusions under the MyHealth Plus policy?

The MyHealth Plus policy has specific exclusions, such as cosmetic procedures and experimental treatments, that may not be covered. Therefore, it is important to review the policy documents and consult with the insurer for a full list of exclusions.