MyHealth Core
About this plan
π₯ Best suited for individuals seeking affordable day-to-day healthcare with GP, dental, optical and chronic medication benefits. Not a medical aid.
Principal Member
From
R549
per month
Adult Dependant
From
R549
per month
Child Dependant
From
R375
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Hospital cover details
Optional Accident Cover can be added for accidental medical emergencies at an additional premium.
MyHealth Core

Dis-Chem Health MyHealth Core Plan (πΏπ¦ 2026)
Overall, the Dis-Chem Health MyHealth Core Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and affordable medical insurance to its members. The Dis-Chem Health MyHealth Core Plan starts from R549 ZAR.Β Dis-Chem Health has a trust rating of 3.2.
| π Medical Insurance Plan | π₯ Dis-Chem Health MyHealth Core |
| π International Cover | None |
| π€ Main Member Contribution | R549 β R580 |
| π₯ Adult Dependent Contribution | R549 β R580 |
| πΆ Child Dependent Contribution | From R375 |
| π Gap Cover | β Separate plan - Dischem Gap Cover |
| π Annual Limit | β Yes |
| π· Screening and Prevention | β Yes |
| π Medical Savings Account | None |
| πΌ Maternity Benefits | β Yes |

Dis-Chem Health MyHealth Core Plan - 7 Key Point Quick Overview
- β Dis-Chem Health MyHealth Core Plan Overview
- β Dis-Chem Health MyHealth Core Plan Premiums
- β Dis-Chem Health MyHealth Core Plan Benefits and Cover Comprehensive Breakdown
- β Dis-Chem Health MyHealth Core Plan Exclusions and Waiting Periods
- β Dis-Chem Health MyHealth Core Plan vs Other Providers or Medical Aid Schemes
- β Our Verdict on the Dis-Chem Health MyHealth Core Plan
- β Dis-Chem Health MyHealth Core Plan Frequently Asked Questions
Dis-Chem Health MyHealth Core Plan Overview
The Dis-Chem Health MyHealth Core plan is one of 5 plans, starting from R549, and includes day-to-day and accident cover, with the option of Value-Added Services at an additional cost. Dis-Chem MyHealth Core is an affordable medical insurance policy that provides access to basic healthcare services.
Gap Cover is available on the Dis-Chem Health MyHealth Core Plan, along with 24/7 medical emergency assistance. According to the Trust Index, Dis-Chem Health has a trust rating of 3.2.
Dis-Chem Health Insurance offers the following plans

Dis-Chem Health MyHealth Core Plan Premiums
| π Option | π€ Adult Dependent | πΌ Child Dependent |
| π₯ MyHealth Core Day-to-Day | R549 | R375 |
| π§ Combination: Day-to-Day + Accident Cover | R580 | R379 |

Dis-Chem Health MyHealth Core Plan Benefits and Cover Comprehensive Breakdown
| π₯ Private Doctors (GPs) In Person or Virtual | 4 visits to doctors (GPs) on the Prime Cure Network per year. 4 telephonic or virtual consultations with doctors (GPs) on the Prime Cure Network per year. 8 visits to a network pharmacy clinic per year. |
| π¦ Health Screening | Glucose, blood pressure, cholesterol and HIV tests at a contracted pharmacy. Height, weight and Body Mass Index measurements at a contracted pharmacy. |
| π§ Acute Medicine | Medication is covered as per the approved OTC and Scripted Medicine list. 8 scripts per year for short-term medication |
| π¨ Over-the-Counter (OTC) Medication | Medication is covered as per the approved OTC and Scripted Medicine list. Over-the-counter medication (if recommended by a pharmacist and collected at a network pharmacy). |
| π© Flu Vaccines | Limited to one flu vaccine for all insured parties per annum. |
| π¦ Chronic Medicine | Chronic medication for 7 conditions including asthma, diabetes, HIV, high cholesterol and high blood pressure. |
| πͺ HIV Program | Voluntary counselling and testing. Antiretroviral medication and supplements. |
| π₯ Basic Dentistry | 1 full-mouth examination per year. 1 preventative treatment (cleaning, scaling and polishing) for children under 12 years per year. Restorative treatments such as fillings, extractions and β¨X-rays. Treatment for pain and sepsis Emergency root-canal. |
| π© Optometry | 1 eye examination per year. 1 pair of glasses (frames and lenses) every 24 months. |
| πͺ X-Rays and Blood Tests | Cover for blood tests according to a list of approved tests. Blood tests Black-and-white X-rays Soft-tissue ultrasounds |
| π Maternity Scans | 2 x 2D sonar scans per pregnancy per insured person, performed by a network provider. |
ππΏ Discover the 5 Best Medical Aids under R1500

Dis-Chem Health MyHealth Core Plan Exclusions and Waiting Periods
Dis-Chem Health MyHealth Core Plan Exclusions
The policy will not cover claims or benefits related to the following:- β Suicide, attempted suicide, or self-injury.
- β Use of illegal drugs or non-prescription drugs not taken according to healthcare provider's instructions.
- β Failure to follow medical advice.
- β Participation in certain activities such as flying or hazardous sports.
- β Civil commotion, war, terrorism, or other violent or politically motivated acts.
- β Nuclear weapons or radiation exposure.
- β The policy will also not cover certain procedures, services, or events, including:
- β Cosmetic surgery.
- β Specialized dental procedures.
- β Rehabilitation, frail care, or hospice services.
- β Criminal acts or fraud.
- β Services obtained from non-network providers without pre-authorization.
- β Services received outside of South Africa.
Dis-Chem Health MyHealth Core Plan Waiting Periods
Dis-Chem Health provides the following information regarding waiting periods in their policy:- β General and Condition-Specific Waiting Periods are outlined in the Policy Schedule.
- β Waiting periods are served concurrently.
- β Newborns, Eligible Children/Spouses will not have waiting periods applied if registered within 90 days of birth/marriage date or Policy Start Date.
- β Waiting periods may be waived for Policyholders/Dependents with proof of previous medical insurance for at least 12 months with less than 3 months break in cover.
- β Failure to provide proof of previous cover within the first three months of policy inception may affect claim eligibility.
- β If Policyholder/Dependent served less than 12 months with the previous insurer or less than 3 months since the resignation, a Condition-Specific Waiting Period will apply.
- β If the Insured Party served less than three months on their previous policy, a General Waiting Period would also apply.
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Dis-Chem Health MyHealth Core Plan vs Other Providers or Medical Aid Schemes
| π Medical Plan | π₯ Dis-Chem Health MyHealth Core (2026) | π₯ Affinity Health Day-to-Day | π₯ Dis-Chem Health MyHealth Core Plan |
| π International Cover | None | None | None |
| π€ Main Member Contribution | R549 β R580 | R759 | R549 β R580 |
| π₯ Adult Dependent Contribution | R549 β R580 | R689 | R549 β R580 |
| πΆ Child Dependent Contribution | R375 β R379 | R359 | From R375 |
| π Gap Cover | β Separate plan - Dischem Gap Cover | None | None |
| π Annual Limit | β Yes | Unlimited | Limited |
| π· Screening and Prevention | β Yes | β Yes | β Yes |
| π Medical Savings Account | None | None | None |
| πΌ Maternity Benefits | β Yes | β Yes | β Yes |

Our Verdict on the Dis-Chem Health MyHealth Core Plan
ππΎ Dis-Chem MyHealth Core is a medical insurance policy that offers affordable coverage for individuals and families. In addition, Core provides access to basic healthcare services such as doctor consultations, medicine, and blood tests. However, it also has some drawbacks to consider before purchasing the policy.
ππΎ One of the main features of MyHealth Core is that it has no general waiting period for new members. This means that individuals who sign up for the policy will have immediate access to medical services.
ππΎ Furthermore, the policy also provides cover for emergency medical transport and emergency dental treatment.
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