Dis-Chem Health MyHealth Core Plan (🇿🇦 2025)

 

Overall, the Dis-Chem Health MyHealth Core Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and affordable medical insurance to its members. The Dis-Chem Health MyHealth Core Plan starts from R509 ZAR.  Dis-Chem Health has a trust rating of 3.2.

 

🔎 Medical Insurance Plan	🥇 Dis-Chem Health MyHealth Core
🌎 International Cover	None
👤 Main Member Contribution	R509 – R537
👥 Adult Dependent Contribution	R509 – R537
👶 Child Dependent Contribution	From R357
🔁 Gap Cover	✅ Separate plan – Dischem Gap Cover
📈 Annual Limit	✅ Yes
😷 Screening and Prevention	✅ Yes
💙 Medical Savings Account	None
🍼 Maternity Benefits	✅ Yes

 

 

 

Dis-Chem Health MyHealth Core Plan – 7 Key Point Quick Overview

 

1. ✅ Dis-Chem Health MyHealth Core Plan Overview
2. ✅ Dis-Chem Health MyHealth Core Plan Premiums
3. ✅ Dis-Chem Health MyHealth Core Plan Benefits and Cover Comprehensive Breakdown
4. ✅ Dis-Chem Health MyHealth Core Plan Exclusions and Waiting Periods
5. ✅ Dis-Chem Health MyHealth Core Plan vs Other Providers or Medical Aid Schemes
6. ✅ Our Verdict on the Dis-Chem Health MyHealth Core Plan
7. ✅ Dis-Chem Health MyHealth Core Plan Frequently Asked Questions

 

 

Dis-Chem Health MyHealth Core Plan Overview

 

The Dis-Chem Health MyHealth Core plan is one of 4 plans, starting from R509, and includes day-to-day and accident cover, with the option of Value-Added Services at an additional cost. Dis-Chem MyHealth Core is an affordable medical insurance policy that provides access to basic healthcare services.

 

Gap Cover is available on the Dis-Chem Health MyHealth Core Plan, along with 24/7 medical emergency assistance. According to the Trust Index, Dis-Chem Health has a trust rating of 3.2.

 

 

Dis-Chem Health Insurance offers the following plans

 

• ✅ Dis-Chem Health Accident Cover
• ✅ Dis-Chem Health MyHealth Core
• ✅ Dis-Chem Health MyHealth Plus

 

 

Dis-Chem Health MyHealth Core Plan Premiums

 

🔎 Option	👤 Adult Dependent	🍼 Child Dependent
🟥 MyHealth Core Day-to-Day	R509	R357
🟧 Combination: Day-to-Day + Accident Cover	R537	R356

 

 

Dis-Chem Health MyHealth Core Plan Benefits and Cover Comprehensive Breakdown

 

💙 Download the MyHealth Core Guide for 2025

 

🟥 Private Doctors (GPs) In Person or Virtual	4 visits to doctors (GPs) on the Prime Cure Network per year. 4 telephonic or virtual consultations with doctors (GPs) on the Prime Cure Network per year. 8 visits to a network pharmacy clinic per year.
🟦 Health Screening	Glucose, blood pressure, cholesterol and HIV tests at a contracted pharmacy. Height, weight and Body Mass Index measurements at a contracted pharmacy.
🟧 Acute Medicine	Medication is covered as per the approved OTC and Scripted Medicine list. 8 scripts per year for short-term medication
🟨 Over-the-Counter (OTC) Medication	Medication is covered as per the approved OTC and Scripted Medicine list. Over-the-counter medication (if recommended by a pharmacist and collected at a network pharmacy).
🟩 Flu Vaccines	Limited to one flu vaccine for all insured parties per annum.
🟦 Chronic Medicine	Chronic medication for 7 conditions including asthma, diabetes, HIV, high cholesterol and high blood pressure.
🟪 HIV Program	Voluntary counselling and testing. Antiretroviral medication and supplements.
🟥 Basic Dentistry	1 full-mouth examination per year. 1 preventative treatment (cleaning, scaling and polishing) for children under 12 years per year. Restorative treatments such as fillings, extractions and X-rays. Treatment for pain and sepsis Emergency root-canal.
🟩 Optometry	1 eye examination per year. 1 pair of glasses (frames and lenses) every 24 months.
🟪 X-Rays and Blood Tests	Cover for blood tests according to a list of approved tests. Blood tests Black-and-white X-rays Soft-tissue ultrasounds
💚 Maternity Scans	2 x 2D sonar scans per pregnancy per insured person, performed by a network provider.

 

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Dis-Chem Health MyHealth Core Plan Exclusions and Waiting Periods

 

Dis-Chem Health MyHealth Core Plan Exclusions

 

The policy will not cover claims or benefits related to the following:

 

• ✅ Suicide, attempted suicide, or self-injury.
• ✅ Use of illegal drugs or non-prescription drugs not taken according to healthcare provider’s instructions.
• ✅ Failure to follow medical advice.
• ✅ Participation in certain activities such as flying or hazardous sports.
• ✅ Civil commotion, war, terrorism, or other violent or politically motivated acts.
• ✅ Nuclear weapons or radiation exposure.
• ✅ The policy will also not cover certain procedures, services, or events, including:
• ✅ Cosmetic surgery.
• ✅ Specialized dental procedures.
• ✅ Rehabilitation, frail care, or hospice services.
• ✅ Criminal acts or fraud.
• ✅ Services obtained from non-network providers without pre-authorization.
• ✅ Services received outside of South Africa.

 

Child immunizations are excluded except for flu vaccinations for children aged six months to six years old.

 

Dis-Chem Health MyHealth Core Plan Waiting Periods

 

Dis-Chem Health provides the following information regarding waiting periods in their policy:

 

• ✅ General and Condition-Specific Waiting Periods are outlined in the Policy Schedule.
• ✅ Waiting periods are served concurrently.
• ✅ Newborns, Eligible Children/Spouses will not have waiting periods applied if registered within 90 days of birth/marriage date or Policy Start Date.
• ✅ Waiting periods may be waived for Policyholders/Dependents with proof of previous medical insurance for at least 12 months with less than 3 months break in cover.
• ✅ Failure to provide proof of previous cover within the first three months of policy inception may affect claim eligibility.
• ✅ If Policyholder/Dependent served less than 12 months with the previous insurer or less than 3 months since the resignation, a Condition-Specific Waiting Period will apply.
• ✅ If the Insured Party served less than three months on their previous policy, a General Waiting Period would also apply.

 

The insurer may change the application of waiting periods with 31 days’ notice.

 

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Dis-Chem Health MyHealth Core Plan vs Other Providers or Medical Aid Schemes

 

🔎 Medical Plan	🥇 Dis-Chem Health MyHealth Core (2025)	🥈 Affinity Health Day-to-Day	🥉 Clientèle Health Standard H.E.L.P
🌎 International Cover	None	None	None
👤 Main Member Contribution	R509 – R537	R759	R460
👥 Adult Dependent Contribution	R509 – R537	R689	R460
👶 Child Dependent Contribution	R357 – R356	R359	R460
🔁 Gap Cover	✅ Separate plan – Dischem Gap Cover	None	None
📈 Annual Limit	✅ Yes	Unlimited	R250,000
😷 Screening and Prevention	✅ Yes	✅ Yes	✅ Yes
💙 Medical Savings Account	None	None	None
🍼 Maternity Benefits	✅ Yes	✅ Yes	✅ Yes

 

 

Our Verdict on the Dis-Chem Health MyHealth Core Plan

 

👉🏾 Dis-Chem MyHealth Core is a medical insurance policy that offers affordable coverage for individuals and families. In addition, Core provides access to basic healthcare services such as doctor consultations, medicine, and blood tests. However, it also has some drawbacks to consider before purchasing the policy.

 

👉🏾 One of the main features of MyHealth Core is that it has no general waiting period for new members. This means that individuals who sign up for the policy will have immediate access to medical services.

 

👉🏾 Furthermore, the policy also provides cover for emergency medical transport and emergency dental treatment.

 

• You might also like: Dis-Chem Health Insurance Review
• You might also like: Dis-Chem Health Accident Cover
• You might also like: Dis-Chem Health MyHealth Plus

 

 

Dis-Chem Health MyHealth Core Plan Frequently Asked Questions

 

What is Dis-Chem MyHealth Core?

Dis-Chem MyHealth Core is a comprehensive health screening service that includes a range of blood tests, wellness assessments, and medical check-ups aimed at helping individuals to identify any potential health risks and prevent illness.

 

What blood tests are included in Dis-Chem MyHealth Core?

The blood tests included in Dis-Chem MyHealth Core vary depending on the selected package. However, some common tests include blood glucose, cholesterol, liver function, kidney function, and iron levels.

 

How long does a MyHealth Core wellness assessment take?

The MyHealth Core wellness assessment duration can vary depending on the specific package selected. However, most assessments take between 30 minutes to an hour.

 

Do I need to fast before a MyHealth Core blood test?

Yes, it is recommended that you fast for at least 8 to 12 hours before a MyHealth Core blood test. This helps ensure accurate results, especially for blood glucose and cholesterol tests.

 

Can I get a MyHealth Core medical check-up at any Dis-Chem pharmacy?

Yes, MyHealth Core medical check-ups are available at all Dis-Chem pharmacies. However, booking an appointment in advance is recommended to ensure availability.

 

How often should I get a MyHealth Core screening?

The frequency of MyHealth Core screenings depends on individual risk factors and health goals. Therefore, discussing with a healthcare professional to determine the appropriate screening frequency is recommended.

 

Are the results of MyHealth Core assessments confidential?

Yes, the results of MyHealth Core assessments are confidential. They are only shared with the individual or their designated healthcare provider. Dis-Chem pharmacy staff are trained to handle health information with discretion and professionalism.