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Overall, the Dis-Chem Health MyHealth Core Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and affordable medical insurance to up to 3 Family Members. The Dis-Chem Health MyHealth Core Plan starts from R469 ZAR.Β Dis-Chem Health has a trust rating of 3.2.
π Medical Plan | π₯ Dis-Chem Health MyHealth Core |
π International Cover | None |
π€ Main Member Contribution | R469 β R591 |
π₯ Adult Dependent Contribution | R469 β R591 |
πΆ Child Dependent Contribution | R329 β R343 |
π Gap Cover | β Yes |
π Annual Limit | β Yes |
π· Screening and Prevention | β Yes |
π Medical Savings Account | None |
πΌ Maternity Benefits | β Yes |
The Dis-Chem Health MyHealth Core plan is one of 4, starting from R469, and includes day-to-day and accident cover, with the option of Value-Added Services at an additional cost. Dis-Chem MyHealth Core is an affordable medical insurance policy that provides access to basic healthcare services.
Gap Cover is available on the Dis-Chem Health MyHealth Core Plan, along with 24/7 medical emergency assistance. According to the Trust Index, Dis-Chem Health has a trust rating of 3.2.
Dis-Chem Health Insurance offers the following plans
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Dis-Chem Health Accident Cover
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Dis-Chem Health MyHealth Core
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Dis-Chem Health MyHealth Plus
π Option | π€ Adult Dependent | πΌ Child Dependent |
π₯ MyHealth Core Day-to-Day | R469 | R329 |
π§ Combination: Day-to-Day + Accident Cover Value-added Services (R75) | R527 | R343 |
π¨ Combination: Day-to-Day + Accident Cover Medical Emergency Illness Buy-up Value-Added Services (R75) | R591 | R382 |
β€οΈ General Practitioner (GP) Visits | Covered up to 100% of the agreed rate during office hours. Includes minor medical procedures performed in the doctor’s office as part of the consultation, subject to an approved list of procedures. Limited to 4 visits. Ask A Doctor for authorization required from the third GP visit. |
𧑠βAsk a Doctorβ | Ask A Doctor telephone or video call consultations are compensated at 100% of the Agreed Rate and include the prescribing of Acute and Chronic Medications (when necessary). Limited to four consultations. |
π Nurse Visits | Minor illnesses, such as coughs and colds, are treated by a Network Pharmacy Clinic nurse. You may use your Over-the-Counter (OTC) Medicine Benefit for medications prescribed by a registered nurse from the OTC Medicine Formulary. The following limits apply: General colds and flu β 4 visits Bronchitis, Asthma β 2 visits Diabetes β 2 visits HIV Testing β 2 events |
π Health Screening | Limited to 2 health screenings at a Network Pharmacy Clinic for the following: Height, weight, and body mass index (BMI) Glucose Blood Pressure Cholesterol HIV Screening Pre and Post-test counseling for HIV |
π COVID-19 Testing | Cover for COVID-19 pathology tests, limited to R859 per insured party per year, for positive results. Upfront payment is required for testing. If the test is positive, the insured can complete the refund request form and submit it with the claim, test results, and proof of payment. |
π Acute Medicine | Covered up to 100% of the agreed rate if the following conditions are met: Prescribed by a Prime Cure Network Healthcare Provider. Provided by a dispensing Prime Cure Network Doctor or Network pharmacy. Limited to 8 scripts. Pre-approval is required for a prescribing doctor visit. |
β€οΈ Over-the-Counter (OTC) Medication | Covered up to 100% of the Agreed Rate when the medicine is collected at a Prime Cure Network Pharmacy. Limited to R105 per quarter and up to R420 per insured per year. |
𧑠Flu Vaccines | Limited to one flu vaccine for all insured parties per annum, including the following: Children 6 months β 6 years. Pregnant insured members. Insured persons 65> Adults and children registered for Chronic Medicine Benefits for the following: Lung Disorders Heart Disorders Kidney or metabolic disorders Immune system conditions |
π Chronic Medicine | Limited to 7 conditions. Covered up to 100% of the Agreed Rate if the following is met: Prescribed medicine is on the Chronic Medicine Formulary. The insured member has registered to have their medicine covered. |
π HIV Program | Unlimited cover. Blood tests, antiretroviral (ARV) medication, post-exposure prophylaxis (PEP), and treatment of infections per the HIV Formulary and Treatment Guidelines are covered. You must register for the program with your Prime Cure Network Healthcare Provider by completing an HIV Disease Management Programme Registration form. |
π Basic Dentistry | Limited to one consultation per Insured per year with a Prime Cure Network dentist for a comprehensive oral exam and oral hygiene advice. No authorization is required before the consultation. Limited to one preventive treatment consisting of cleaning, scaling, and polishing. Fluoride Treatment is covered for children under 12 years of age. The following is covered: Restorations and composite fillings – Prior authorization is required for four or more tooth repairs or five or more composite fillings per family year. Extractions – Five or more extractions require prior authorization. Oral radiography per the Formulary β Maximum of four X-rays per family per year; Prior Authorisation is required beginning with the third X-ray. Diagnosis and treatment for pain and septic shock Local anesthesia and infection control. Cover root canal emergencies during office hours for only pain and sepsis. Pre-approval is required. |
π Eye Examination | Limited to one eye examination per insured year at a Prime Cure Network optometrist. Pre-authorization is not required. |
β€οΈ Glasses and Contact Lenses | Limited to one pair of glasses every 2 years per insured. This includes standard, clear plastic lenses, single-vision and bifocal lenses, and a range of approved frames. Pre-authorization is required, and the benefit is subject to availability. Glasses are only approved if the following are met: Visual acuity of less than 6/9 on the Snellen scale for distance and near vision when viewed without aid. Both the distance vision and near vision Qualifying Norms apply to both eyes for bifocals. |
𧑠X-Rays and Scans | Covers black-and-white X-rays and ultrasounds of soft tissue, according to a list of approved codes (Formulary). Paid up to 100% of the Agreed Rate. A Prime Cure Network Doctor must complete a Radiology Referral form to refer you to a Prime Cure Network radiologist. Limited to eight visits. Tests must be pre-approved by Ask A Doctor beginning with the third doctor visit for cover. |
π Pathology | Pathology tests are restricted to an approved list of pathology codes (Formulary). Covered up to 100% of the Agreed Rate. The tests must be ordered by a Network GP using a Pathology Referral form. A Network pathology laboratory, such as Ampath, Lancet, Pathcare, or Lab24, must perform them. Limited to 8 visits. Tests must be pre-approved by Ask A Doctor beginning with the third doctor visit for cover. |
π Maternity Scans | Limited to 2 2D sonograms per pregnancy, year, and the insured party. The scans can be performed by a Prime Cure Network Healthcare Provider or radiologist when referred by a Prime Cure Network physician. |
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The policy will not cover claims or benefits related to the following:
Child immunizations are excluded except for flu vaccinations for children aged six months to six years old.
Dis-Chem Health provides the following information regarding waiting periods in their policy:
The insurer may change the application of waiting periods with 31 daysβ notice.
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π Medical Plan | π₯ Dis-Chem Health MyHealth Core | π₯ Affinity Health Day-to-Day | π₯ ClientΓ¨le Health Standard H.E.L.P |
π International Cover | None | None | None |
π€ Main Member Contribution | R469 β R591 | R759 | R460 |
π₯ Adult Dependent Contribution | R469 β R591 | R689 | R460 |
πΆ Child Dependent Contribution | R329 β R382 | R359 | R460 |
π Gap Cover | β Yes | None | None |
π Annual Limit | β Yes | Unlimited | R250,000 |
π· Screening and Prevention | β Yes | β Yes | β Yes |
π Medical Savings Account | None | None | None |
πΌ Maternity Benefits | β Yes | β Yes | β Yes |
Dis-Chem MyHealth Core is a medical insurance policy that offers affordable coverage for individuals and families. In addition, Core provides access to basic healthcare services such as doctor consultations, medicine, and blood tests. However, it also has some drawbacks to consider before purchasing the policy.
One of the main features of MyHealth Core is that it has no general waiting period for new members. This means that individuals who sign up for the policy will have immediate access to medical services.
Furthermore, the policy also provides cover for emergency medical transport and emergency dental treatment.
Dis-Chem MyHealth Core is a comprehensive health screening service that includes a range of blood tests, wellness assessments, and medical check-ups aimed at helping individuals to identify any potential health risks and prevent illness.
The blood tests included in Dis-Chem MyHealth Core vary depending on the selected package. However, some common tests include blood glucose, cholesterol, liver function, kidney function, and iron levels.
The MyHealth Core wellness assessment duration can vary depending on the specific package selected. However, most assessments take between 30 minutes to an hour.
Yes, it is recommended that you fast for at least 8 to 12 hours before a MyHealth Core blood test. This helps ensure accurate results, especially for blood glucose and cholesterol tests.
Yes, MyHealth Core medical check-ups are available at all Dis-Chem pharmacies. However, booking an appointment in advance is recommended to ensure availability.
The frequency of MyHealth Core screenings depends on individual risk factors and health goals. Therefore, discussing with a healthcare professional to determine the appropriate screening frequency is recommended.
Yes, the results of MyHealth Core assessments are confidential. They are only shared with the individual or their designated healthcare provider. Dis-Chem pharmacy staff are trained to handle health information with discretion and professionalism.
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