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Overall, the Nammed Basic Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and prescribed medication to up to 3 Family Members. The Nammed Basic Medical Aid Plan starts from N$733.
🔎 Medical Aid Plan | 🥇 Nammed Basic |
👤 Main Member Contribution | N$733 |
👥 Adult Dependent Contribution | N$546 |
🍼 Child Dependent Contribution | N$225 |
🔁 Gap Cover | None |
📉 Annual Limit | N$ 410,000 |
💶 Prescribed Minimum Benefits (PMB) | ✅ Yes |
📌 Screening and Prevention | None |
💙 Medical Savings Account | None |
☑️ Hospital Cover | Unlimited |
The Nammed Basic medical aid plan is one of 6, starting from N$733, and includes cover for Hospitalisation, non-emergency transport, consultations, acute and prescribed medication, and more. Gap Cover is not available on the Nammed Basic Plan. However, Nammed has 24/7 medical emergency assistance.
👤 Main Member | 👥 Adult Dependent | 🍼 Child Dependent |
N$733 | N$546 | N$225 |
Hospitalization:
Non-emergency transport:
☑️ Doctor Visits | – |
🟥 Doctor visits and consultations | Covered according to the DSP agreement. Visits are unlimited when using a DSP. There is a N$5 co-payment that applies. |
☑️ Medication | – |
🟧 Self-Medication | Covered up to 100% of the Pricing Structure. Limited to N$410 per family per quarter. |
🟨 Acute/Prescribed Medication (Only generic) | Covered up to 100% of the Pricing Structure. Limited to N$2,300 per main member and N$3,300 per family member per year. Limited to N$310 per script. |
🟩 Chronic Medication | Covered up to 100% of the Pricing Structure. Limited to N$3,800 per family per year. Limited to N$310 per script. |
🟦 Anti-retroviral Medication Therapy | Covered up to 100% of the Pricing Structure. Limited to N$11,600 per family per year when using a DSP. |
☑️ Optical | – |
🟪 Consultations | Covered up to 100% of the cost. Limited to N$1,300 per family per year, including frames. Private members have a N$15 co-payment and a 6-month waiting period. |
🟥 Spectacles (Frames and lenses), contact lenses, and prescription sunglasses (requires a specialist’s recommendation) | Covered up to 100% of the cost. Limited to N$1,300 per family per year, including frames. Private members have a N$15 co-payment and a 6-month waiting period. |
✅ Exclusions
No cover is provided for any insured person who is 66 years of age or older for any of the following:
✅ Eligible Insured Persons
All scheme members are covered while traveling from their country of permanent or temporary residence to a destination outside the borders of Namibia or that specific residency, as agreed upon in the Policy Certificate.
✅ Cover Scope
The scope of cover is 24 hours for the period of international travel.
✅ Specific Conditions
✅ Overseas Medical Expenses – Automatically covered
📌 Unexpected Illness Serious Injury unrelated to sporting activities Serious Injury while participating in a listed snow sport Serious Injury while participating in a listed sport activity | Eligible expenses authorized by Nammed are limited to N$10,000,000. Eligible expenses not authorized by Nammed are limited to N$10,000. Passive war and terrorism are covered up to N$5,000,000. |
✅ Overseas Medical Expenses declared to Nammed
🔴 Infectious and contagious diseases – declared and approved by Nammed | Eligible expenses authorized by Nammed are limited to N$10,000,000. Eligible expenses not authorized by Nammed are limited to N$10,000. |
🟠 Medical Evacuation or Repatriation arranged by Nammed | Included in Overseas Medical Expenses. |
🟡 Dental | Limited to N$2,000. |
🟢 Pre-Existing Medical Conditions – Inpatient 48 hours> | Limited to N$1 000,000. |
🔵 Cremation Overseas or Repatriation of Mortal Remains | Included in Overseas Medical Expenses when arranged by Nammed. |
🟣 Return of Children | Economy airfare when Nammed arranges it. |
🔴 Assistance Services | Included |
According to a Member’s medical history and the Rules of Nammed, a member can be subject to exclusions concerning a pre-existing specific illness or condition. This means no benefit will be paid for any expenses directly or indirectly related to this illness or condition. Consequently, any medical expenses arising from the pre-existing condition will be the Member’s sole responsibility.
They are moving from another registered Namibian Fund to Nammed.
🔎 Medical Aid Plan | 🥇 Nammed Basic | 🥈 Momentum Ingwe Plan | 🥉 Fedhealth FlexiFED Savvy |
👤 Main Member Contribution | N$733 | R541 – R3,760 | R965 |
👥 Adult Dependent Contribution | N$546 | R541 – R3,760 | R965 |
🍼 Child Dependent Contribution | N$225 | R466 – R1,091 | R709 |
🔁 Gap Cover | None | ✅ Yes | None |
📉 Annual Limit | N$ 410,000 | None | Unlimited Hospital Cover |
💶 Prescribed Minimum Benefits (PMB) | ✅ Yes | ✅ Yes | ✅ Yes |
📌 Screening and Prevention | None | ✅ Yes | ✅ Yes |
💙 Medical Savings Account | None | None | ✅ Yes |
☑️ Hospital Cover | Unlimited | Unlimited | Unlimited |
The Basic Plan offered by Nammed is an entry-level medical aid package that provides affordable and affordable healthcare coverage for individuals and families. The plan covers a range of medical expenses, including in-patient, outpatient, and day-to-day medical expenses. One of the critical features of the Basic Plan is its affordability. With premiums starting at N$733 per month for a single member, the plan is designed to be accessible to as many people as possible. Despite its low cost, the plan offers a good range of benefits, making it an excellent option for those just starting out in medical aid.
However, because of its lower premium, the plan is extremely limited and more suitable for those who do not need the doctor or hospitalization often. Another important feature of the Basic Plan is its flexibility. Members can choose their preferred healthcare providers and facilities as long as they are registered with the Fund. This ensures that members receive the best possible care at a time and place that is convenient for them.
Nammed Medical Aid has the following plans to choose from
The Nammed Basic Plan covers a range of medical expenses, including in-patient, outpatient, and day-to-day medical expenses.
The cost of the Nammed Basic Plan varies depending on the number of members on the plan. Premiums start at N$733 per month for a single member.
Yes, members of the Nammed Basic Plan can choose their preferred healthcare providers and facilities as long as they are registered with the Fund.
No, the Nammed Basic Plan (as the name suggests) does not cover preventative healthcare services.
Pre-existing conditions may be subject to exclusions under the Nammed Basic Plan. This means no benefits will be paid for any expenses directly or indirectly related to the pre-existing condition.
New members may be subject to a waiting period depending on their circumstances. For example, a three-month waiting period will apply if they are not a continuation member.
Yes, family members can be added to the Nammed Basic Plan. However, the plan’s cost will depend on the number of members.
To make a claim under the Nammed Basic Plan, members must submit a claim form and any necessary supporting documentation. Claims can be submitted online or by visiting one of Nammed’s offices.
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