Executive
About this plan
Best suited for individuals seeking comprehensive healthcare with premium hospital, chronic and day-to-day benefits. Not a medical aid.
Principal Member
From
R2,175
per month
Adult Dependant
From
R1,680
per month
Child Dependant
From
R1,010
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Hospital cover details
Private hospital cover for illness and accidents.
Executive
Oneplan Health Executive Plan (🇿🇦 2026)
Overall, the Oneplan Health Executive Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and Hospital coverage to each Family Member. The Oneplan Health Executive Plan starts from R2,175 ZAR.| 🔎 Medical Plan | 🥇 Oneplan Health Professional |
| 🌎 International Cover | None |
| 👤 Main Member Contribution | R2,175 |
| 👥 Adult Dependent Contribution | R3,855 for a couple |
| 😊 Child Dependent Contribution | R3,185 (Single adult + 1 Child) – R4,780 (Couple + 1 child) |
| 🔁 Gap Cover | None |
| 🏥 Hospital Cover | ✅ Yes |
| 📌 Screening and Prevention | None |
| 💙 Medical Savings Account | None |
| 🍼 Maternity Benefits | ✅ Yes |
Oneplan Health Executive Plan - 7 Key Point Quick Overview
- ✅ Oneplan Health Executive Plan Overview
- ✅ Oneplan Health Executive Plan Premiums
- ✅ Oneplan Health Executive Plan Benefits and Cover Comprehensive Breakdown
- ✅ Oneplan Health Executive Plan Exclusions and Waiting Periods
- ✅ Oneplan Health Executive Plan vs Other Providers or Medical Aid Schemes
- ✅ Our Verdict on the Oneplan Health Executive Plan
- ✅ Oneplan Health Executive Plan Frequently Asked Questions
Oneplan Health Executive Plan Overview
The Oneplan Health Executive Plan is one of 6, starting from R2,175. It includes the most cover, including scripted and OTC medicine, specialist cover, maternity pre-birth and postnatal benefits, accidental disability, and more. Gap Cover is not available on the Oneplan Health Executive Plan or 24/7 medical emergency assistance. According to the Trust Index, Oneplan Health has a trust rating of 4.53.
Oneplan Health Insurance has the following six plans to choose from:
- ✅ Blue Plan
- ✅ Core Plan
- ✅ Health Core Plus Plan
- ✅ Executive Plan
- ✅ Professional Plan
- ✅ and the new Health Plan from R250
Oneplan Health Executive Plan Premiums
| 🟥 Family Dynamic | 💴 Monthly Premium |
| 🟧 Single Member | R2,175 |
| 🟨 Single Insured +1 Child | R3,185 |
| 🟩 Single Insured +2 Children | R4,100 |
| 🟦 Single Insured +3 Children | R4,820 |
| 🟪 Single Insured +4 Children | R5,520 |
| 🟥 Couple | R3,855 |
| 🟧 Couple Insured +1 Child | R4,780 |
| 🟨 Couple Insured +2 Children | R5,675 |
| 🟩 Couple Insured +3 Children | R6,355 |
| 🟦 Couple Insured +4 Children | R7,045 |
Discover more about GAP Cover
Oneplan Health Executive Plan Benefits and Cover Comprehensive Breakdown
Executive Plan Health Cover
| 👨⚕️ Doctor’s Visits | Limited to R550 per visit. |
| 💉 Scripted Medication | Limited to R315 per script. |
| 💊 Over-the-Counter Medication | Limited to R315 per year. |
| 🧪 Pathology | Limited to R695 per event |
| 🧬 Basic Radiology | Limited to R695 per event |
| 🦷 Dentistry | Limited to R905 per visit, up to 3 visits per year. |
| 🧡 Specialist Cover | Limited to R2,215 per visit. |
| 🍼 Maternity Pre-birth Benefit | Limited to R705 per visit, up to 4 visits per pregnancy. |
| 😎 Optometry | Limited to R1,760 with benefits available after two years from the service date. Subject to a 12-month waiting period. |
Executive Plan Hospital Risk Cover
| ⚠️ Casualty Illness | Limited to R6,200 for all life-threatening illnesses in an emergency or casualty room. There is a 3-month waiting period that applies. There is an excess payable. |
| 🤕 Casualty Accident | Limited to R6,200 for accidents and covers treatment in casualty units that will not result in admission. Immediately available. There is an excess payable. |
| 💙 Accident Cover | Limited to R350,000 per insured event. Limited to R700,000 per family per year. The cover is immediate. However, contact sport has a 12-month waiting period. There is an excess payable. |
| 🏥 Illness in Hospital | Limited to R85,000 per insured event per person. Limited to R212,500 per insured annually. A 90-day waiting period applies. Certain conditions will be subject to a 12-month waiting period. |
| 😷 Dread Disease | Limited to R395,000 per defined disease annually. A 6-month waiting period will apply. |
| 👶 Natural Birth and Emergency Caesareans | Limited to R75,000 per insured event per person. The cover is subject to illness and operations’ annual limits. A 12-month waiting period will apply. |
| 🍼 Neonatal Stabilisation | Limited to R75,000 per insured event per person. The cover is subject to the illness and operations’ overall limit. There is a 12-month waiting period that applies. The benefit includes coverage within the first 4 weeks from birth. |
| 💛 Repatriation | Limited to R15,000 per insured person and includes repatriation of mortal remains to the funeral home. The cover is available immediately. |
| 🚑 Ambulance and Emergency Services | The cover is available immediately and includes 24-hour Medical Assistance. The insured will be transported by ambulance to the closest appropriate medical facility if a life-threatening medical emergency occurs. |
POLL: 5 Best Hospital Plans under R500
Executive Plan Additional Benefits
| 🖤 Accidental Disability | Limited to R230,000 for the duration of the policy. Limited to the principal insured policyholder. |
| ☠️ Family Death Cover | Limited to R25,000 for the principal insured member. Limited to R25,000 for the Spouse/Partner. Limited to R25,000 for every child between 14 and 21 years. Limited to R15,000 per child between 6 to 13 years. Limited to R10,000 per child between 1 to 5 years. |
| ☑️ Trauma, Assault, and Accidental HIV | Includes trauma and assault counseling, accidental HIV protection services, and Accidental HIV infection treatment. |
Oneplan Health Executive Plan Exclusions and Waiting Periods
Oneplan Health Executive Plan Exclusions
Oneplan Health Executive Plan exclusions include, but are not limited to, the following:- ✅ Nuclear weapons, nuclear material, ionizing radiation, or contamination by radioactivity from nuclear fuel or waste from nuclear fuel combustion.
- ✅ War, invasion, an act of a foreign enemy, hostilities, warlike operations, civil war, mutiny, military rising, martial law, state of siege, insurrection, rebellion, or revolution.
- ✅ The cost of operations, treatments, and procedures that are not medically justifiable, i.e. all other lines of conservative treatment, must first be considered.
- ✅ Cosmetic procedures such as breast augmentation, gastroplasty, gender reversal operations, etc.
- ✅ Costs incurred for tests and examinations requested for immigration, emigration, visas, insurance policies, employment, admission to schools and universities, court medical reports, muscle-function tests, fitness examinations, and tests for adopting children and retirement because of ill health.
- ✅Costs incurred for the treatment of obesity and health holidays.
- ✅Purchase of certain items such as bandages, cotton wool, and plasters on prescription not used in practitioners’ rooms, food substitutes, food supplements and patent food, incontinence supplies, diabetic strips, and other diabetic consumables, stoma care products, home pregnancy test kits, slimming products and appetite suppressants, prescribed toothpaste, mouthwashes, and ointments for oral hygiene, toiletries and beauty preparations, contraceptives, and medical appliances.
- ✅Participation in civil commotion, labor disturbances, riots, strikes, or the activities of locked-out workers.
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Oneplan Health Executive Plan Waiting Periods
Oneplan Health has the following waiting periods:| 🟥 Doctor’s Visits | 30-day waiting period |
| 🟧 Scripted Medication | 30-day waiting period |
| 🟨 Over-the-Counter Medication | 30-day waiting period |
| 🟩 Pathology | 30-day waiting period |
| 🟦 Radiology | 30-day waiting period |
| 🟪 Dentistry | 90-day waiting period |
| 🟥 Specialist Cover | 90-day waiting period |
| 🟧 Maternity Pre-Birth | 11 months (7 months for new policies, 4 months from date of conception) |
| 🟨 Optometry | 12-month waiting period |
| 🟩 Casualty Illness | 90-day waiting period |
| 🟦 Casualty Accident | No waiting period |
| 🟪 Accident Cover | No waiting period |
| 🟥 Illness in Hospital | 90-day waiting period |
| 🟧 Dread Disease | 6-month waiting period |
| 🟨 Natural Birth and Emergency Caesareans | 12-month waiting period |
| 🟩 Neonatal | 12-month waiting period |
| 🟦 Repatriation | No waiting period |
| 🟪 Ambulance and Emergency Services | No waiting period |
| 🟥 Accidental Disability | No waiting period |
| 🟧 Family Death Cover | No waiting period |
| 🟨 Trauma, Assault, and Accidental HIV | No waiting period |
| 🟩 Excess Buster | No waiting period |
Oneplan Health Executive Plan vs Other Providers or Medical Aid Schemes
| 🔎 Medical Plan | 🥇 Oneplan Health Professional | 🥈 Discovery Health Essential Dynamic Smart | 🥉 KeyHealth Origin |
| 🌎 International Cover | None | R5 million | ✅ Yes |
| 👤 Main Member Contribution | R2,175 | R1,681 | R2,633 |
| 👥 Adult Dependent Contribution | R3,855 for a couple | R1,681 | R1,876 |
| 😊 Child Dependent Contribution | R3,185 (Single adult + 1 Child) – R4,780 (Couple + 1 child) | R1,681 | R859 |
| 🔁 Gap Cover | None | None | None |
| 🏥 Hospital Cover | ✅ Yes | Unlimited | Unlimited |
| 📌 Screening and Prevention | None | ✅ Yes | ✅ Yes |
| 💙 Medical Savings Account | None | None | None |
| 🍼 Maternity Benefits | ✅ Yes | ✅ Yes | ✅ Yes |
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Our Verdict on the Oneplan Health Executive Plan
The Oneplan Health Executive Plan is a comprehensive health insurance plan that covers various medical expenses, including hospitalization, chronic medication, and day-to-day medical expenses, such as doctor consultations, blood tests, and x-rays.
The plan covers specialist consultations, maternity benefits, and emergency medical transportation. The Executive Plan offers an affordable monthly premium, making it accessible to many individuals and families. It also includes higher annual overall limits than other Oneplan Health plans, ensuring that insured persons receive the best possible coverage.
The plan allows insured persons to choose their preferred healthcare providers, including hospitals, doctors, and specialists, as long as they are registered with the Health Professions Council of South Africa (HPCSA).
Furthermore, this gives insured persons the flexibility to choose the healthcare providers that best suit their needs.
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