The Best Medical Aids
The Best Hospital Plans
Overall, Cura Administrators Gap Advanced Plus is a trustworthy short-term insurance product designed to provide extra protection for those who already have medical aid. The Cura Administrators Gap Advanced Plus Plan starts from R437 ZAR. Cura Administrators has a trust score of 4.2.
🔎 Provider | 🥇 Cura Administrators Gap Advanced Plus |
🟥 Years in Operation | 26 years |
🟧 Market Share in South Africa | <5% |
🟨 Gap Cover Waiting Period | 3 – 12 months |
🟩 Do Exclusions Apply | ✅ Yes |
🟦 Average Monthly Premium | R437 |
🟪 Oncology Benefit | ✅ Yes |
🟥 In-Hospital Benefit | ✅ Yes |
🟧 Out-of-Hospital Cover | ✅ Yes |
🟨 Maternity Benefit | ✅ Yes |
The Cura Administrators Gap Advanced Plus is one of seven plans that starts from R437 per month. Cura Administrators’ Gap Advanced Plus has benefits for internal prostheses, oncology, dental procedures, additional care, trauma counseling, international medical travel cover, and more.
Cura Administrators Gap Cover has seven plans to choose from
🟥 Gap Advanced Plus | 🟩 R437 per month for individuals <64 years |
🟧 Gap Advanced Plus | 🟦 R514 per month for families <64 years |
🟨 Gap Advanced Plus | 🟪 R704 per month for individuals/families 65 years> |
🟥 Overall Annual Limit (OAL) per insured | Limited to R193,000 per insured person. |
🟧 Gap Cover | Up to 500% for in-hospital procedures. |
🟨 Cover for Prescribed Minimum Benefits (PMBs) | Cover for PMBs. |
🟩 In-Hospital Co-payments/Deductibles (includes MRI and CT scans out-of-hospital) | Subject to the OAL. |
🟦 Use of Non-DSP Hospital (Penalty Co-Payment) | Limited to R10,000 per family. |
🟪 Sub-Limitations | Limited to R25,000 per family. |
🟥 Internal Prostheses | Included in the R25,000 sub-limit. |
🟧 Sub-limitation of Intra-ocular Lenses | Limited to R9,000 per lens per year. |
🟨 Combined Capped Amount for Radiology and Pathology | Limited to R12,000 per family. |
🟩 Oncology Treatment (after the medical scheme oncology limit has been reached) | Includes payments for biological drugs, radiotherapy, and chemotherapy. Limited to R100,000 per insured per treatment cycle. |
🟦 Specialist Consultations | Limited to R500 per claim and up to a maximum of 2 claims per policy per year. |
🟪 Dental Procedures | Limited to R7,500 per family. |
🟥 Shortfall on Consumables | Limited to R6,000 per insured. |
🟧 Casualty Benefit | Limited to R12,500 per family. |
🟨 Trauma Counselling | Limited to R10,000 per family. |
🟩 Additional Care Cover | Limited to R4,000 per family. |
🟦 Premature Birth Lump Sum Benefit | Limited to R2,500 per policy. |
🟪 International Medical Travel Cover | Limited to R5 million per insured, up to 90 days per trip. |
🟥 12-Month Medical Scheme Premium Waiver | Limited to a maximum of R5,500 per month. |
🟧 Gap Premium Waiver | Covered for up to 6 months. |
Cura Administrators does not cover the following:
and more. A full list of exclusions will be provided by Cura Administrators.
Cura Administrators impose a nine-month waiting period on claims related to pregnancy.
🔎 Provider | 🥇 Cura Administrators Gap Advanced Plus | 🥈 Turnberry Optimal Gap Cover | 🥉 Zestlife Universal Gap Cover |
🟥 Years in Operation | 26 years | 22 years | 3 years |
🟧 Market Share in South Africa | <5% | <5% | >15% |
🟨 Gap Cover Waiting Period | 3 – 12 months | 3 – 12 months | 3 – 12 months |
🟩 Do Exclusions Apply | ✅ Yes | ✅ Yes | ✅ Yes |
🟦 Average Monthly Premium | R437 | R398 | R478 |
🟪 Oncology Benefit | ✅ Yes | ✅ Yes | ✅ Yes |
🟥 In-Hospital Benefit | ✅ Yes | ✅ Yes | ✅ Yes |
🟧 Out-of-Hospital Cover | ✅ Yes | ✅ Yes | ✅ Yes |
🟨 Maternity Benefit | ✅ Yes | None | None |
🟩 Scopes and Scans | ✅ Yes | ✅ Yes | ✅ Yes |
🟦 Co-payment Cover | ✅ Yes | ✅ Yes | None |
🟪 Emergency Room | ✅ Yes | ✅ Yes | ✅ Yes |
🟥 Accidental Cover | ✅ Yes | ✅ Yes | ✅ Yes |
🟧 Trauma Counseling | ✅ Yes | ✅ Yes | ✅ Yes |
🟨 Premium Waiver | ✅ Yes | ✅ Yes | ✅ Yes |
🟩 Non-DSP Co-Payment | ✅ Yes | ✅ Yes | ✅ Yes |
🟦 Prostheses | ✅ Yes | None | ✅ Yes |
🟪 Travel Cover Extender | ✅ Yes | ✅ Yes | None |
🟥 Accidental Death/ Permanent Disability | ✅ Yes | ✅ Yes | ✅ Yes |
Cura Administrators Gap Advanced Plus is a well-established gap cover provider in South Africa, offering a range of benefits and coverage options. With 26 years of operation, it has gained popularity among customers.
Our research shows that the Cura Administrators Gap Advanced plan’s premiums are competitive, starting at R437 per month for individuals under 64 years.
While Cura Administrators Gap Advanced Plus offers several benefits, such as in-hospital cover, dental procedures, trauma counseling, and international medical travel cover, it does have some limitations including limits on oncology treatment, maternity cover, and cover for prostheses.
You might like the 5 Best Medical Aid Plans for working colleagues
The monthly premium for Cura Administrators Gap Advanced Plus starts at R437 for individuals under 64.
The plan offers benefits for internal prostheses, dental procedures, trauma counseling, international medical travel cover, and more.
No, oncology treatment is not covered under the Gap Advanced Plus Plan.
No, maternity benefits are not covered during the first nine months of coverage.
The trust rating of 6/10 is based on customer reviews and overall experience with the provider.
Yes, the plan provides international medical travel coverage with a limit of up to R5 million per insured, up to 90 days per trip.
We work with leading medical aid companies in South Africa.
🔎 Report a bug or outdated data to be updated to [email protected]
© Medicalaid.com | All rights Reserved |
Copyright 2024
Top 5 Medical Aids
Top 5 Gap Cover Plans