The Best Medical Aids
The Best Hospital Plans
Overall, Cura Administrators Gap Advanced is a trustworthy short-term insurance product designed to provide extra protection for those who already have medical aid. The Cura Administrators Gap Advanced Plan starts from R397 ZAR. Cura Administrators has a trust score of 4.2.
π Provider | π₯ Cura Administrators Gap Advanced |
π₯ Years in Operation | 26 years |
π§ Underwriters | GENRIC Insurance Company Limited |
π¨ Market Share in South Africa | <5% |
π© Gap Cover Waiting Period | 3 β 12 months |
π¦ Do Exclusions Apply | Yes |
πͺ Average Monthly Premium | R397 |
π₯ Oncology Benefit | β Yes |
π§ In-Hospital Benefit | β Yes |
π¨ Out-of-Hospital Cover | None |
The Cura Administrators Gap Advanced is one of seven plans that starts from R397 per month. Cura Administratorsβ Gap Advanced has benefits for sub-limits, non-DSP hospital admissions, radiology, pathology, oncology, consumables, and more.
Cura Administrators Gap Cover has seven plans to choose from
π₯ Gap Advanced | π© R397 per month for individuals <64 years |
π§ Gap Advanced | π¦ R463 per month for families <64 years |
π¨ Gap Advanced | πͺ R625 per month for individuals/families 65 years> |
π₯ Overall Annual Limit (OAL) per insured | Limited to R193,000 per insured person. |
π§ Gap Cover | Up to 500% for in-hospital procedures. |
π¨ Cover for Prescribed Minimum Benefits (PMBs) | Cover for PMBs. |
π© In-Hospital Co-payments/Deductibles (includes MRI and CT scans out-of-hospital) | Subject to the OAL. |
π¦ Use of Non-DSP Hospital (Penalty Co-Payment) | Limited to R8,000 per family. |
πͺ Sub-Limitations | Limited to R15,000 per family. |
π₯ Internal Prostheses | Included in the R15,000 sub-limit. |
π§ Sub-limitation of Intra-ocular Lenses | Limited to R9,000 per lens per year. |
π¨ Combined Capped Amount for Radiology and Pathology | Limited to R10,000 per family. |
π© Oncology Treatment (after the medical scheme oncology limit has been reached) | Includes payments for biological drugs, radiotherapy, and chemotherapy. Limited to R100,000 per insured per treatment cycle. |
π¦ Shortfall on Consumables | Limited to R6,000 per insured. |
πͺ Casualty Benefit | Limited to R10,000 per family. |
π₯ Trauma Counselling | Limited to R10,000 per family. |
π§ International Medical Travel Cover | Limited to R5 million per insured, up to 90 days per trip. |
π¨ 12-Month Medical Scheme Premium Waiver | Limited to a maximum of R5,500 per month. |
π© Gap Premium Waiver | Covered for up to 3 months. |
Cura Administrators does not cover the following:
and more. A full list of exclusions will be provided by Cura Administrators.
Cura Administrators impose a nine-month waiting period on claims related to pregnancy.
π Provider | π₯ Cura Administrators Gap Advanced | π₯ Liberty Universal Gap Cover | π₯ Elixi Executive Single Plus |
π₯ Years in Operation | 26 years | 66 years | 6 years |
π§ Underwriters | GENRIC Insurance Company Limited | Guardrisk Life Limited (FSP 76) | Unity Health |
π¨ Market Share in South Africa | <5% | >25% | <5% |
π© Gap Cover Waiting Period | 3 β 12 months | 12 months | 3 β 12 months |
π¦ Do Exclusions Apply | Yes | Yes | Yes |
πͺ Average Monthly Premium | R397 | R333 | R403 |
π₯ Oncology Benefit | β Yes | β Yes | β Yes |
π§ In-Hospital Benefit | β Yes | β Yes | β Yes |
π¨ Out-of-Hospital Cover | None | β Yes | None |
π© Maternity Benefit | None | None | None |
π¦ Scopes and Scans | β Yes | β Yes | β Yes |
πͺ Co-payment Cover | None | β Yes | β Yes |
π₯ Emergency Room | β Yes | β Yes | β Yes |
π§ Accidental Cover | None | β Yes | None |
π¨ Trauma Counseling | β Yes | β Yes | None |
π© Premium Waiver | β Yes | β Yes | β Yes |
π¦ Non-DSP Co-Payment | β Yes | β Yes | None |
πͺ Prostheses | β Yes | β Yes | β Yes |
π₯ Travel Cover Extender | β Yes | None | None |
π§ Accidental Death/ Permanent Disability | None | β Yes | β Yes |
According to our research, the Cura Administrators Gap Advanced is a comprehensive gap cover plan offering a range of features and benefits. With premiums starting from R397 per month for individuals under 64 years, it provides cover for various medical expenses.
In addition, the plan includes benefits for in-hospital procedures, scans, co-payments, trauma counseling, and even international medical travel cover. It also offers cover for PMBs and a premium waiver for up to 3 months.Β However, the plan does have some limitations and it lacks cover for out-of-hospital expenses, maternity benefits, and accidental death or permanent disability.
Cura Administrators Gap Advanced covers in-hospital procedures, scans, co-payments, trauma counseling, and certain sub-limits for specific categories.
You can search for customer reviews or feedback about Cura Administrators Gap Advanced on trusted review websites or insurance forums.
Cura Administrators Gap Advanced offers comprehensive cover for in-hospital procedures, trauma counseling, and international medical travel cover, among other benefits.
You can contact Cura Administrators for inquiries about Gap Advanced by visiting their official website or calling their customer service hotline for assistance.
Yes, Cura Administrators Gap Advanced may have a network of preferred healthcare providers. It is recommended to check their provider network or contact the insurer for more information on network coverage.
Yes, Cura Administrators Gap Advanced offers family cover options. You can add your family members to the plan, but the premiums may vary based on the number of individuals covered.
We work with leading medical aid companies in South Africa.
π Report a bug or outdated data to be updated to [email protected]
Β© Medicalaid.com | All rights Reserved |
Copyright 2024
Top 5 Medical Aids
Top 5 Gap Cover Plans