Overall, the Fedhealth MyFED Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and in-hospital cover. The Fedhealth MyFED Medical Aid Plan starts from R1,278 ZAR.
| 👤 Main Member Contribution | R1,278 – R3,700 |
| 👥 Adult Dependent Contribution | R1,278 – R3,700 |
| 🍼 Child Dependent Contribution | R687 – R1,170 |
| ↪️ Gap Cover | Optional separately |
| ➡️ Hospital Cover | Unlimited |
| 💙 Maternity Benefits | ☑️ Yes |
| 💶 Prescribed Minimum Benefits | ☑️ Yes |
| 🔁 Screening and Prevention | ☑️ Yes |
| 🟦 Day to Day Benefits | ☑️ Yes |
| 🔵 Oncology Cover | Unlimited for PMBs |
The Fedhealth MyFED medical aid plan is one of 8, starting from R1,278, and includes affordable medical aid cover for those with lower income. MyFED offers comprehensive in-hospital, chronic, screening, and day-to-day benefits. Gap Cover is not include on the Fedhealth MyFED Plan but available optionally through various Gap Cover Providers. However, Fedhealth offers 24/7 medical emergency assistance. According to the Trust Index, Fedhealth has a trust rating of 4.5.
Fedhealth offers 8 medical aid plans
💙 Download fedhealth-zoom-on-myfed-contributions-2025 from Fedhealth.
| 💶 Highest Household Monthly Income | 👤 Main Member | 👥 Adult Dependent | 🍼 Child Dependent (Max 3) |
| R1 – R1,262 | R1,278 | R1,278 | R687 |
| R1,263 – R10,730 | R1,570 | R1,570 | R711 |
| R10,731 – R15,147 | R1,800 | R1,800 | R850 |
| R15,148 – R21,000 | R2,240 | R2,240 | R882 |
| > R21,000+ | R3,700 | R3,700 | R1,170 |
This benefit includes all hospital-based treatments and procedures covered by the myFED option.
| 📌 Overall Annual Limit (OAL) | No overall annual limit |
| 📍 Hospitalization Includes the following: Accommodation in a general ward, high-care ward, and intensive care unit Theatre fees Medicine Material Hospital Apparatus | Fedhealth Hospitals offer unlimited. R15 470 co-payment for voluntary usage of non-network hospitals. R2,630 co-payment for voluntary usage of non-network day surgical facilities. R4,290 co-payment for voluntary use of non-network mental health facilities. |
| 🅰️ Healthcare Professional Tariff in-hospital (HPT) | – |
| Fedhealth Network GPs and Specialists | Unlimited cover. |
| 🅱️ Non-network GPs | Covered up to the Fedhealth Rate. Limited to R2,650 per family/year. |
| 🟥 Non-Network Specialists | Covered up to the Fedhealth Rate. |
| 🔴 PMBs treatment | You must use Fedhealth Network Doctors and specialists to receive complete coverage for PMB conditions. If you choose not to use network providers, the Scheme will only reimburse you for treatment up to the Fedhealth Rate for non-network GPs and specialists. If the healthcare practitioner charges extra, you will have a shortfall. |
| ❤️ Hospitalisation Alternatives | – |
| ✅ Nursing services Private nurse practitioners Nursing agencies | Unlimited according to PMB level of care. |
| 🟩 Sub-acute facilities Physical Rehabilitation facilities | Unlimited according to PMB level of care. |
| 🟢 Ambulance Services | Unlimited cover using Europ Assistance |
| 💚 Appliances, external accessories, and orthotics | Unlimited according to PMB level of care. |
| 🟪 Blood, Blood Equivalents, and Blood Products | Unlimited cover. |
| 🟣 Immune Deficiency relating to HIV | Unlimited according to PMB level of care. |
| 💜 Hospitalization | Unlimited according to PMB level of care. |
| ☑️ Anti-retroviral and related medication | Unlimited according to PMB level of care. |
| 🟦 Related Pathology | Unlimited according to PMB level of care. |
| 🔵 Maternity | Unlimited PMB treatment. There is an R15,470 co-payment for elective Caesarean sections |
| 💙 Oncology | Covered up to PMB level of care at Designated Service Provider* and paid from Essential protocol. A 25% co-payment applies where a DSP provider is not used. Chemotherapy, as well as medicine and consumables directly associated with the treatment of cancer, should be obtained from the Oncology Pharmacy Network and in accordance to the oncology Preferred Product List (PPL) – non-use of these will result in a 25% co-paymen |
| 🟨 Organ Transplants | Unlimited according to PMB level of care. |
| 🟡 Pathology and medical technology | Unlimited cover provided. |
| 💛 Physiotherapy | Unlimited at cost according to the PMB level of care. |
| 🦾 Internal and external prostheses and devices | Unlimited at cost according to the PMB level of care. |
| 🧠 Psychiatric Services | Unlimited at cost at PMB level of care |
| 📈 Basic Radiology | Unlimited Cover. |
| 📉 Specialized Radiology | Limited to R15,030 per beneficiary. |
| 📊 Renal Dialysis Consultations Visits All services, materials, and medicine associated with the cost of renal dialysis | Unlimited PMB care at Designated Service Provider (DSP). A 40% co-payment will apply where there is non-compliance with using a DSP. |
| 🤧 Take-home medicine | Up to the MPL. Limited to 7 days’ medication up to a maximum of R400 per hospital event |
Chronic disease coverage is unlimited (CDL).
and many more….
💙 READ also: Top Medical aid Schemes for covering Motor Neurone Disease treatment
Preventative screening (waist-to-hip ratio, body fat %, flexibility, posture & fitness): All – once every year.
| 🔎 Benefit | Limit |
| 👩⚕️ General Practitioners | No overall annual limit. |
| 👨⚕️ Contracted GPs | Unlimited at nominated myFED contracted GP, subject to protocols and ultilisation monitoring after 10 visits per beneficiary per year. Each beneficiary can nominate up to 2 myFED contracted GPs. Limited to two mental health consultations per beneficiary per year. Up to 2 myFED contracted GP consultations per beneficiary for non-nominated GPs allowed per year (referred to as out-of-area) |
| ☑️ Uncontracted GPs | Limited to 2 consultations per beneficiary per year. |
| ✅ Specialists | – |
| 🩹 Fedhealth Network Specialists | Two specialist consultations and R2000 therapy per family every year. Contract GP referral required, or a 40% co-payment applies. |
| 🦷 Basic Dentistry | Limited to recognized dental tariff codes, processes, and contractual dentists. Limited to one plastic denture set per beneficiary every two years. |
| 💗 Female Contraception | The acute formulary covers contraceptives (oral and injections). |
| 🧠 Mental Health | Subject to the Fedhealth GP Benefit Limit. Limited to two mental health consultations per beneficiary using a nominated myFED contracted GP. |
| 🤓 Optometry | ISO Optometrists Network pays this benefit. Limited to a frame valued at R230 or R230 discount on any other frame. Single-vision or bifocal clear CR39 lenses. The benefit includes one comprehensive consultation. Beneficiaries receive this benefit for two years. |
| 🤰 Maternity | Ante- and postnatal consultations with a nominated myFED contracted GP, subject to protocols and utilisation monitoring after 10 visits per benefi ciary per year. Each benefi ciary can nominate up to two myFED contracted GPs • Ultrasound as per radiology benefi t • Post-natal midwifery benefit • Fedhealth myFED Baby Programme – a free programme for all expecting benefi ciaries offering support, advice and a free Fedhealth baby bag fi lled with baby goodies |
| 🟥 Pathology | Unlimited but subject to basic protocols. Limited to a list of tests and procedures. A referral from a contracted medical practitioner is required. |
| 🟧 Prescribed Medication | – |
| 🟨 From the Dispensing GP | Unlimited cover with the dispensing GP. |
| 🟩 From a non-dispensing practitioner, such as a Fedhealth Network Specialist, GP, or Dentist | Unlimited. Subject to the acute formulary for all medical practitioners. |
| 🟦 Basic Radiology | Subject to the basic protocols. Only covers specific tests and procedures. A referral from a contracted medical practitioner is mandatory. |
| 🟪 Trauma treatment at a casualty ward | The unlimited cover is according to the Fedhealth rate. A co-payment of R850 applies per visit for non-PMB conditions or events. |
💙 You might like 5 Best Medical Aids under R1000
Fedhealth MyFED’s exclusions include, but are not limited to, the following exclusions:
Fedhealth MyFED could typically have the following waiting periods depending on previous medical scheme cover, age, break in medical scheme cover etc:
| 🔎 Medical Aid Plan | 🥇 Fedhealth MyFED (2025) | 🥈 Medihelp MedMove! | 🥉 Discovery Health Essential Dynamic Smart |
| 👤 Main Member Contribution | R1,278 – R3,700 | R1,254 | R1,565 |
| 👥 Adult Dependent Contribution | R1,278 – R3,700 | R1,254 | R1,565 |
| 🍼 Child Dependent Contribution | R687 – R1,170 | R1,254 | R1,565 |
| 🟦 Hospital Cover | Unlimited | Unlimited | Unlimited |
| 💶 Prescribed Minimum Benefits | ☑️ Yes | ✅ Yes | ☑️ Yes |
| 📉 Screening and Prevention | ✅ Yes | ☑️ Yes | ✅ Yes |
| ➡️ Day to Day Benefits | ✅ Yes | None | None |
| ↪️ Chronic Conditions | ✅ Yes | ☑️ Yes | ✅ Yes |
| 💙 Home Care | None | None | ☑️ Yes |
💙 READ more: 5 Best Hospital Plans under R500
💙 MyFED medical plan from Fedhealth is a good basic medical aid scheme plan offering its members various benefits and features. One of this plan’s key advantages is covering various medical services, including hospitalization, chronic medication, and day-to-day medical expenses.
💙 Additionally, MyFED members have access to a network of healthcare providers whom Fedhealth has carefully selected to ensure that they offer high-quality care at affordable prices. Another advantage of the MyFED medical plan is that it offers members a range of wellness and preventative care benefits, such as free annual health screenings, flu vaccinations, and smoking cessation programs.
💙 These benefits can help members maintain their health and prevent the onset of chronic conditions, ultimately saving them money on healthcare costs in the long term. However, one of the potential disadvantages of the MyFED plan is that its benefits are not as comprehensive as they would like, particularly if they require more specialized medical services or treatments.
You might also consider the following options FedHealth has to offer:
The MyFED medical plan from Fedhealth is a good, basic medical aid plan covering various medical services, including hospitalization, chronic medication, and day-to-day medical expenses.
One of the key advantages of the MyFED medical plan is that it covers a wide range of medical services, including preventative care benefits such as free annual health screenings and flu vaccinations.
Several limitations apply to the MyFED plan because it is a basic plan aimed at low-income families in South Africa. Additionally, more advanced screenings and prevention, such as smoking cessation programs, are not available on MyFED.
To sign up for the MyFED medical plan, visit the Fedhealth website or contact their customer service department. You will need to provide some personal and medical information and choose a plan that best suits your needs and budget.
Yes, Fedhealth offers a range of healthcare coverage options to suit the needs and budgets of different individuals and families. These options include hospital, comprehensive, and savings plans, among others.
Fedhealth does not offer discounts or promotions on the MyFED medical plan.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
You might also like
Free Medical Aid Quote
We work with leading medical aid companies in South Africa.
🔎 Report a bug or outdated data to be updated to [email protected]
© Medicalaid.com | All rights Reserved |
Copyright 2025
Top 5 Medical Aids
Top 5 Gap Cover Plans
In the Media
Your compare list
Back
