The Best Medical Aids
The Best Hospital Plans
Overall, the UbuntuMed Hospital Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and accident cover to up to 3 Family Members. The UbuntuMed Hospital Plan starts from R192 ZAR. UbuntuMed has a trust rating of 3.
π Medical Health Plan | π₯ UbuntuMed Hospital |
π€ Main Member Contribution | From R192 |
π₯ Adult Dependent Contribution | From R192 |
πΌ Child Dependent Contribution | From R192 |
π΅ Prescribed Minimum Benefits | None |
π· Screening and Prevention | None |
π Medical Savings Account | None |
πΆ Maternity Benefits | None |
π₯ Hospital Cover | β Yes |
π Chronic Conditions | None |
The UbuntuMed Hospital plan is one of 2, starting from R192. UbuntuMed Hospital plan has no overall annual limit (OAL), unlike similar plans by competitors. It also offers in-patient hospital stabilization, MRI and CT scans, accident cover, physiotherapy, and more.
Gap Cover is not available on the UbuntuMed Hospital Plan. However, UbuntuMed offers 24/7 medical emergency assistance. According to the Trust Index, UbuntuMed has a trust rating of 3.
UbuntuMed Health Insurance has the following two plans to choose from:
π₯ Overall Limit | There is no overall annual limit. |
π§ In-Patient Hospital | – |
π¨ In-Patient Hospital Stabilisation | Only emergencies are covered under this benefit. The actual cost of hospitalization as an in-patient in an emergency requires the patient to be stabilized before being transferred to a public hospital. Surgical procedures are not covered. The maximum amount per incident is R27,800 per person. Pre-approval is required. |
π© In-Patient Hospital Treatment | Only accidents are covered under this benefit. In the event of injuries sustained in an accident, the actual cost of hospitalization as an in-patient, including all associated services during the hospitalization, at any private facility. Limited to R1,300,000 per person per incident. Pre-approval is required. |
π¦ Out-Patient Casualty Treatment | The benefit is payable for injuries sustained in an accident and is limited to treatment in a hospital emergency unit. The maximum amount per incident is R7,195. Pre-approval is required. |
πͺ MRI and CT scans | The actual cost of an MRI or CT scan required as a result of an accident-related injury. The annual limit is R18,900 per person. Pre-approval is required. |
π₯ Physiotherapy and Occupational Therapy | Physiotherapy and occupational therapy were provided after an in-patient hospitalization due to an accident. Limited to 3 months following discharge from an in-patient hospitalization incident and R3,425 per person per year. Pre-approval is required. |
π§ Accidental Death | The cover is limited to the following: R25,000 maximum per principal insured and first spouse dependent. R5,000 for each child dependent (only in motor vehicle accidents). |
π¨ Emergency Evacuation | This includes the following: Air or ground ambulance services. Transfers between hospitals. Return of mortal remains. Medical advice over the phone (Ask a Doctor or a Nurse). βPush to activateβ emergency dialing and βfind a providerβ app. Pre-authorization for hospitalization and payment guarantee to the treating facility in the event of an emergency/accident. |
Discover the 5 Best Medical Aids under R1500
The services, conditions, or events listed below are always excluded from coverage.
and much more.
Waiting periods for UbuntuMedβs health insurance policies vary depending on the type of coverage and policy. Here are some typical UbuntuMed wait times:
Finally, a 12-month waiting period is usually required for pre-existing conditions.
Consider adding GAP cover ? READ more about the 5 Best Dental Gap Cover
π Medical Health Plan | π₯ UbuntuMed Hospital | π₯ Oneplan Health Blue | π₯ EssentialMED Hospital |
π€ Main Member Contribution | From R192 | ||
π₯ Adult Dependent Contribution | From R192 | ||
πΌ Child Dependent Contribution | From R192 | ||
π΅ Prescribed Minimum Benefits | None | β Yes | β Yes |
π· Screening and Prevention | None | None | β Yes |
π Medical Savings Account | None | None | None |
πΆ Maternity Benefits | None | β Yes | β Yes |
π₯ Hospital Cover | β Yes | β Yes | β Yes |
π Chronic Conditions | None | β Yes | None |
Discover the 5 Best Hospital Plans for Foreigners
The UbuntuMed Hospital Plan is a health insurance plan that provides emergency and accident-related hospitalization coverage at private hospitals in South Africa.
The plan does not have an overall annual limit. However, it has limited coverage for various services, such as in-patient hospitalization, out-patient casualty treatment, MRI and CT scans, physiotherapy and occupational therapy, and accidental death.
The plan also provides 24-hour medical emergency services through ER24. As a verdict, the UbuntuMed Hospital Plan is a good option for individuals who prioritize cover for unexpected emergencies and accidents but have no comprehensive cover for other medical expenses.Β However, despite this shortfall in cover, it is a suitable plan for those who require extensive cover for accidents and emergencies and who are otherwise healthy and active.
You might also like: UbuntuMed Health Insurance
You might also like: UbuntuMed Primary Care Plan
The UbuntuMed Hospital Plan is a medical insurance plan that covers hospitalization expenses, scans, and rehabilitation.
The UbuntuMed Hospital Plan covers a range of hospitalization expenses relating to emergencies, diagnostics for accidents, and other medical procedures. It also covers some rehabilitation, such as physiotherapy and occupational therapy.
The UbuntuMed Hospital Plan can be purchased as an individual or group plan for families.
The UbuntuMed Hospital Plan costs R180 per month, much cheaper than most other health insurance providers in South Africa.
There may be some waiting periods that apply for new members who have pre-existing conditions. However, UbuntuMed does not specifically indicate this in the planβs specifics. Therefore, prospective members must clarify this with the insurer before joining.
To file a claim under the UbuntuMed Hospital Plan, you must provide UbuntuMed with documentation of your medical expenses, including bills and receipts. Then, UbuntuMed will review and process the claim according to the planβs terms.
We work with leading medical aid companies in South Africa.
π Report a bug or outdated data to be updated to [email protected]
Β© Medicalaid.com | All rights Reserved |
Copyright 2024
Top 5 Medical Aids
Top 5 Gap Cover Plans