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Overall, Medway GapCore is a trustworthy short-term insurance product designed to provide extra protection for those who already have medical aid. The Medway GapCore Plan starts from R390 ZAR. Medway has a trust score of 4.1.
π Provider | π₯ Medway GapCore |
π₯ Years in Operation | 35 years |
π§ Underwriters | Guardrisk |
π¨ Market Share in South Africa | <1% |
π© Gap Cover Waiting Period | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes |
πͺ Average Monthly Premium | R390 |
π₯ Oncology Benefit | β Yes |
π§ In-Hospital Benefit | β Yes |
π¨ Out-of-Hospital Cover | β Yes |
The Medway GapCore is one of ten plans that starts from R390 per month. The Medway GapCore plan has benefits for shortfalls, oncology, kidney dialysis, consumables, and more.
Medway Gap CoverΒ has nine plans to choose from
π °οΈ Gap Cover Option | π ±οΈ Average Price Per Month |
GapCore | From R390 per month |
π₯ Benefits | Cover Amount |
π§ Tariff and Medical Scheme Shortfall | Covers up to 600% |
π¨ Consumables for Hospital Disposables | R3,000 per family per year |
Medway Gap Cover Exclusions include:
Injuries or illnesses resulting from substance abuse, including drug and alcohol misuse will be excluded.
Medway gap cover policies are designed to provide immediate benefits without a general waiting period. Therefore, your coverage starts as soon as the policy is in effect.Β However, the underwriter may impose a three-month general waiting period unless the Premium Waiver benefit is utilized, eliminating the waiting period.
If you have any pre-existing medical conditions diagnosed or treated before applying for the policy, a standard waiting period of 12 months will apply. Therefore, disclosing all relevant conditions on your application form is important to ensure accurate coverage.
π Provider | π₯ Medway GapCore | π₯ Elixi Single Co-Plus | π₯ Cura Administrators Gap Advanced |
π₯ Years in Operation | 35 years | 6 years | 26 years |
π§ Underwriters | Guardrisk | Unity Health | GENRIC Insurance Company Limited |
π¨ Market Share in South Africa | <1% | <5% | <5% |
π© Gap Cover Waiting Period | 3 β 12 months | 3 β 12 months | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes | β Yes | β Yes |
πͺ Average Monthly Premium | R390 | R324 | R397 |
π₯ Oncology Benefit | β Yes | None | β Yes |
π§ In-Hospital Benefit | β Yes | β Yes | β Yes |
π¨ Out-of-Hospital Cover | β Yes | β Yes | None |
π© Maternity Benefit | None | None | None |
π¦ Scopes and Scans | None | β Yes | β Yes |
πͺ Co-payment Cover | None | β Yes | None |
π₯ Emergency Room | None | β Yes | β Yes |
π§ Accidental Cover | β Yes | None | None |
π¨ Trauma Counseling | None | β Yes | β Yes |
π© Premium Waiver | None | β Yes | β Yes |
π¦ Non-DSP Co-Payment | None | None | β Yes |
πͺ Prostheses | None | β Yes | β Yes |
π₯ Travel Cover Extender | None | None | β Yes |
π§ Accidental Death/ Permanent Disability | None | β Yes | None |
According to our research, the Medway GapCore gap plan offers comprehensive benefits, including cover for shortfalls, oncology treatments, kidney dialysis, consumables, and hospitalization.
The planβs cover includes various medical procedures, hospitalizations, and accident-related expenses. It also offers a high cover percentage for tariff and medical scheme shortfalls, which can be beneficial in mitigating potential financial burdens.
However, it is important to note that Medway GapCore does have some exclusions, such as the lack of cover for maternity benefits, scopes and scans, co-payment cover, emergency room visits, trauma counseling, premium waiver, and more.
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The starting price for Medway GapCore is R390 per month.
Yes, Medway GapCore offers coverage for oncology treatments.
Yes, Medway GapCore has a waiting period of 3 to 12 months, depending on the specific cover.
No, Medway GapCore does not cover hospitalization or death due to an accident, this benefit is only offered on other plans and GapCore Senior.
No, Medway GapCore does not provide maternity benefits.
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