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Overall, Medway GapCore Senior is a trustworthy short-term insurance product designed to provide extra protection for those who already have medical aid. The Medway GapCore Senior Plan starts from R710 ZAR. Medway has a trust score of 4.1.
π Provider | π₯ Medway GapCore Senior |
π₯ Years in Operation | 35 years |
π§ Underwriters | Guardrisk |
π¨ Market Share in South Africa | <1% |
π© Gap Cover Waiting Period | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes |
πͺ Average Monthly Premium | R710 |
π₯ Oncology Benefit | β Yes |
π§ In-Hospital Benefit | β Yes |
π¨ Out-of-Hospital Cover | β Yes |
The Medway GapCore Senior is one of ten plans that starts from R710 per month. The Medway GapCore Senior plan has benefits for hospitalization or death because of an accident, in-hospital consumables, casualties, and emergencies.
Medway Gap CoverΒ has nine plans to choose from
π °οΈ Gap Cover Option | π ±οΈ Average Price Per Month |
GapCore Senior | From R710 per month |
π₯ Benefits | Cover Amount |
π§ Tariff and Medical Scheme Shortfall | Covers up to 600% |
π¨ Consumables for Hospital Disposables | R3,000 per family per year |
π© Hospitalization or death because of an accident | R10,000 per family per year |
Medway Gap Cover Exclusions include:
Injuries or illnesses resulting from substance abuse, including drug and alcohol misuse will be excluded.
Medway gap cover policies are designed to provide immediate benefits without a general waiting period. Therefore, your coverage starts as soon as the policy is in effect.Β The underwriter may impose a three-month general waiting period unless the Premium Waiver benefit is utilized, eliminating the waiting period.
Moreover, if you have any pre-existing medical conditions diagnosed or treated before applying for the policy, a standard waiting period of 12 months will apply. Therefore, disclosing all relevant conditions on your application form is important to ensure accurate coverage.
π Provider | π₯ Medway GapCore Senior | π₯ Turnberry Premier | π₯ Elixi Executive Family Plus |
π₯ Years in Operation | 35 years | 22 years | 6 years |
π§ Underwriters | Guardrisk | Lombard Insurance Company | Unity Health |
π¨ Market Share in South Africa | <1% | <5% | <5% |
π© Gap Cover Waiting Period | 3 β 12 months | 3 β 12 months | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes | β Yes | β Yes |
πͺ Average Monthly Premium | R710 | R525 | R595 |
π₯ Oncology Benefit | β Yes | β Yes | β Yes |
π§ In-Hospital Benefit | β Yes | β Yes | β Yes |
π¨ Out-of-Hospital Cover | β Yes | β Yes | β Yes |
π© Maternity Benefit | None | None | None |
π¦ Scopes and Scans | None | β Yes | β Yes |
πͺ Co-payment Cover | None | β Yes | β Yes |
π₯ Emergency Room | None | β Yes | β Yes |
π§ Accidental Cover | β Yes | β Yes | None |
π¨ Trauma Counseling | None | β Yes | β Yes |
π© Premium Waiver | None | β Yes | β Yes |
π¦ Non-DSP Co-Payment | None | β Yes | None |
πͺ Prostheses | None | None | β Yes |
π₯ Travel Cover Extender | None | β Yes | None |
π§ Accidental Death/ Permanent Disability | β Yes | β Yes | β Yes |
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According to our research, the Medway GapCore Senior is a comprehensive gap cover plan offered by Medway. In addition, when compared to other plans, Medway GapCore Senior offers similar waiting periods and exclusions.
Our findings show that it covers a range of medical expenses, including chemotherapy, radiotherapy, and outpatient treatments, but does not include maternity cover, scopes and scans, co-payment cover, and certain other benefits.
While the plan provides immediate benefits without a general waiting period, a three-month waiting period may apply unless the Premium Waiver benefit is used. A standard waiting period of 12 months is also applicable for pre-existing medical conditions.
The premium for Medway GapCore Senior starts from R710 per month. However, the premium may vary based on age, health status, and selected cover options.
Yes, Medway GapCore Senior offers coverage for oncology treatments. This includes chemotherapy and radiotherapy expenses related to cancer treatment.
Medway GapCore Senior offers immediate benefits without a general waiting period. However, a three-month waiting period may apply for certain conditions, procedures, or treatments unless the Premium Waiver benefit is utilized.
Yes, Medway GapCore Senior has certain exclusions not covered by the plan. These may include bodily harm or illness caused by acts of war, injuries resulting from substance abuse, injuries incurred during active military service, and more.
Yes, Medway GapCore Senior offers a consumables benefit of R3,000 per family per year for hospital disposables. This benefit helps cover the costs of consumable medical supplies, such as wound dressings, disposable medical devices, and more.
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