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Overall, Admed Premium Millennium Gap Cover is a trustworthy short-term insurance product designed to provide extra protection for those who already have medical aid. The Admed Premium Millennium Gap Cover Plans start from R209 ZAR. Admed has a trust score of 4.1.
π Provider | π₯ Admed Premium Millennium Gap |
π₯ Years in Operation | N/A |
π§ Underwriters | Guardrisk Insurance Company Limited |
π¨ Market Share in South Africa | <1% |
π© Gap Cover Waiting Period | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes |
πͺ Average Monthly Premium | R209 |
π₯ Oncology Benefit | None |
π§ In-Hospital Benefit | β Yes |
π¨ Out-of-Hospital Cover | β Yes |
The Admed Premium Millennium Gap is one of four plans that starts from R209 per month. The Admed Premium Millennium Gap plan benefits general surgery, ENT procedures, co-payments on radiology and specialist procedures, day clinic procedures, and more.
Admed Gap Cover has six options to choose from:
π Premium Millennium Gap | From R209 |
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π₯ Medical Expense Shortfall Benefit In-hospital | Admed covers the difference between what a specialist charges and what the insured memberβs medical scheme pays up to 300%. Only PMBs are covered under this benefit. |
π§ Medical Expense Shortfall Out-of-Hospital | Admed covers specific medical procedures performed in day clinics or doctorsβ rooms for up to 300% of the amount paid by the medical aid. PMBs are covered under this benefit. |
π¨ Co-Payment Benefit | Admed covers co-payments on radiology scans and specialist procedures according to the medical aid option. |
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π₯ Category | Procedures Covered by Admed |
π§ Cardiovascular | Coronary Angioplasty Angiogram |
π¨ Dermatologic | Skin Grafts |
π© Ear, Nose, Throat | Adenoidectomy Direct Laryngoscopy Grommets Myringotomy Sinus Surgery Tonsillectomy |
π¦ Gastrointestinal | Closure of colostomy Colonoscopy Endoscopy Gastroscopy Laparoscopy Esophagoscope Hemorrhoidectomy |
πͺ General Surgery | Hernia Repairs Biopsies |
π₯ Gynecology | Cervical Laser Ablation Dilatation and Curettage Hysteroscopy Tubal Litigation |
π§ Obstetrics | Childbirth in a non-hospital setting |
π¨ Oncology | Chemotherapy Radiotherapy |
π© Ophthalmology | Cataract Removal Pterygium Removal Trabeculectomy |
π¦ Orthopaedic | Arthroscopy Bunionectomy Carpal Tunnel Release Ganglion Surgery |
πͺ Radiology | CAT scan MRI scan PET scan Nuclear Radiology Varicose Vein Removal |
π₯ Renal | Kidney dialysis |
π§ Respiratory | Bronchoscopy |
π¨ Urology | Circumcision (due to medical necessity) Cystoscopy Orchidopexy Prostate Biopsy Vasectomy |
Admed covers the following Allied Professionals:
and many more.
Some of Admedβs Exclusions include, but are not limited to, the following:
Hospital and clinic fees such as theatre charges, ward fees, or other hospital or clinic costs will be excluded.
Admed applies the following waiting periods:
Medical events related to cancer, birth, or pregnancy will have a waiting period of twelve months.
π Provider | π₯ Admed Premium Millennium Gap | π₯ Sanlam Gap Cover | π₯ Dis-Chem Gap Base |
π₯ Years in Operation | N/A | 9 years | 36 years |
π§ Underwriters | Guardrisk Insurance Company Limited | Centriq Insurance Company Limited | Old Mutual Insure |
π¨ Market Share in South Africa | <1% | <10% | <1% |
π© Gap Cover Waiting Period | 3 β 12 months | 3 β 12 months | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes | β Yes | β Yes |
πͺ Average Monthly Premium | R209 | R246 | R134 |
π₯ Oncology Benefit | None | β Yes | None |
π§ In-Hospital Benefit | β Yes | β Yes | β Yes |
π¨ Out-of-Hospital Cover | β Yes | β Yes | β Yes |
π© Maternity Benefit | None | None | None |
π¦ Scopes and Scans | β Yes | None | None |
πͺ Co-payment Cover | β Yes | β Yes | None |
π₯ Emergency Room | None | β Yes | None |
π§ Accidental Cover | None | β Yes | β Yes |
π¨ Trauma Counseling | None | None | None |
π© Premium Waiver | None | β Yes | β Yes |
π¦ Non-DSP Co-Payment | None | β Yes | None |
πͺ Prostheses | None | None | None |
π₯ Travel Cover Extender | None | None | None |
π§ Accidental Death/ Permanent Disability | None | β Yes | β Yes |
According to our research, the Admed Premium Millennium Gap aims to provide Seniors with affordable healthcare coverage, bridging the gap between their medical scheme benefits and actual medical expenses.
This plan covers various medical procedures and services such as general surgery, ENT procedures, co-payments on radiology and specialist procedures, day clinic procedures, and more. In addition, Admed also provides 24/7 medical emergency assistance for its members.
The monthly premium for Admed Premium Millennium Gap starts from R209.
Admed Premium Millennium Gap covers a range of benefits, including general surgery, ENT procedures, co-payments on radiology and specialist procedures, day clinic procedures, and more.
No, the Admed Premium Millennium Gap cover does not offer emergency room cover.
The Admed Premium Millennium Gap cover has several exclusions, including shortfalls where the medical aid has not covered the initial portion of costs, hospital and clinic fees such as theatre charges, ward fees, and others.
Yes, Admed Premium Millennium Gap covers both in-hospital and out-of-hospital expenses, helping to bridge the gap between your medical scheme benefits and actual medical costs.
We work with leading medical aid companies in South Africa.
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