Overall, Momentum Multiply Rewards are available on all medical aid plans. In 2025 they changed and upgraded their rewards programs. They have two programs the Inspire and Engage programs.
The Inspire program are free of charge for Multiply Inspire and R207 for Multiply Inspire plus. Multiply Engage start from R0 per month and Engage plus is R175 per month
| 🔎 Number of Members | 👤 Single Members | 🧓Partner/Spouse | 👥 Adult dependant | 🧒🏻 Child dependant (7-17) | 🧒 Child dependant (under 7) |
| 🅰️ Multiply Inspire | R0 | R0 | R0 | R0 | R0 |
| 🅱️ Multiply Inspire Plus | R207 | R95 | R43 | R27 | R0 |
| 🅰️ Multiply Engage | R0 | R0 | R0 | R0 | R0 |
| 🅱️ Multiply Engage Plus | R175 | R80 | R35 | R20 | R0 |
💙 Momentum Multiply is a loyalty and rewards program offered by Momentum, a financial services company in South Africa.
💙 The program offers a range of benefits and discounts to its members, including discounts on insurance premiums, gym memberships, travel packages, and more.
💙 To qualify for Momentum Multiply, you need to be a Momentum policyholder, which means you need to have at least one of the following products:
💙 Once you have a Momentum product, you can sign up for Momentum Multiply for free. You can then access a range of benefits and discounts based on your Multiply status level.
💙 Furthermore, to increase your status level and access even more benefits, you can earn Multiply points by participating in healthy activities, such as health check-ups, buying healthy food, or joining a gym.
➡️ Evolve, Custom, Incentive, Extender, and Summit Options can choose from this product:
💙 Multiply Inspire is free if you own a Momentum product or belong to a qualifying medical plan or employer group.
💙 In addition, as a Multiply member, you are eligible for savings at various partners, including FlySafair, Virgin Active, Planet Fitness, Nu Metro, and many others.
💙 Up to R250 in Health Returns
➡️ Evolve, Custom, Incentive, Extender, and Summit Options can choose from this product:
💙 Momentum Multiply Inspire Plus is a premium loyalty and rewards program offered by Momentum, a financial services company in South Africa.
💙 It is a higher tier of the standard Momentum Multiply Inspire program. However, it offers even more benefits and rewards to its members.
💙 To qualify for Momentum Multiply Inspire Plus, you need to be a member of the standard Momentum Multiply program and achieve a certain status level.
💙 The status level is determined by the number of Multiply points you earn, which can be earned by participating in healthy activities, such as going for a health check-up, buying healthy food, or joining a gym.
💙 Momentum Multiply Inspire Plus offers a range of benefits, including increased discounts on insurance premiums, exclusive travel packages, access to a personal trainer and nutritionist, and more.
💙 Members can also enjoy additional rewards, such as discounts on spa treatments, sports events, and other lifestyle benefits.
Multiply Engage
➡️ Ingwe Option and Momentum Health4Me can choose from this product:
💙 Engage is the free option, designed to provide essential health benefits and wellness support at no cost. This plan typically includes basic access to a range of health services, such as general consultations, emergency care, and virtual wellness resources.
💙 The goal of the Engage plan is to support preventive care and improve everyday health by giving members easy access to essential services and lifestyle management tools. Although it offers essential services, this option may have limited benefits compared to the paid plan.
➡️ Ingwe Option and Momentum Health4Me can choose from this product:
💙 Engage Plus is the upgraded plan available for a monthly fee. This option enhances the Engage plan by offering a wider array of services and expanded benefits, which might include specialist consultations, more comprehensive chronic illness management and additional mental health resources.
💙 Engage Plus may also offer perks like discounts on health-related products, fitness benefits, and advanced wellness programs, making it an attractive option for those seeking a more robust healthcare experience. This plan is ideal for individuals or families who want added peace of mind and the flexibility of broader health service access.
💙 To sign up for Momentum Multiply, you need to be a Momentum policyholder. If you already have a Momentum product, such as a medical aid, life insurance policy, car, and home insurance policy, or investment product, you can sign up for Momentum Multiply for free.
💙 Here are the steps to sign up for Momentum Multiply:
Momentum Multiply has the following membership options and pricing:
| 🔎 Number of Members | 👤 Single Members | 🧓Partner/Spouse | 👥 Adult dependant | 🧒🏻 Child dependant (7-17) | 🧒 Child dependant (under 7) |
| 🅰️ Multiply Inspire | R0 | R0 | R0 | R0 | R0 |
| 🅱️ Multiply Inspire Plus | R207 | R95 | R43 | R27 | R0 |
| 🅰️ Multiply Engage | R0 | R0 | R0 | R0 | R0 |
| 🅱️ Multiply Engage Plus | R175 | R80 | R35 | R20 | R0 |
💙 Momentum Multiply Partner Rewards is a feature of the Momentum Multiply program that allows members to earn even more rewards and discounts by partnering with participating brands and retailers.
💙 Through Momentum Multiply Partner Rewards, members can earn additional Multiply points and discounts on various products and services, including travel, fitness, wellness, and more. Partner brands and retailers may include hotels, airlines, gyms, health food stores, and other lifestyle brands.
💙 To take advantage of Momentum Multiply Partner Rewards, members need to link their Multiply account with the partner brand or retailer and follow the instructions provided by the partner. This may involve making a purchase, signing up for a membership, or providing proof of membership in the Multiply program.
💙 Multiply has 9 mayor partners, each with its own rewards and cashback. The comprehensive list of Multiply Partners is spread across Health and Lifestyle, Sports and Fitness, and Travel and Entertainment, and the maximum Multiply Members can earn as follows:
| 🤝 Partner | 🏆 Reward/Cashback | 🤝 Partner | 💴 Reward/Cashback |
| 📌 Anda | 30% savings | Nando’s | 25% savings |
| ✈️ Airlink | 20% savings | Netflorist. | 15% savings |
| 🚓 AVIS | 30% savings | New Balance | 30% cashbacks |
| 🚴 Chris Willemse Cycles | 25% savings | Nu Metro | 60% savings |
| ❤️ Clicks | 10% cashbacks | Pick n Pay | 10% cashbacks |
| 📍 Col’Cacchio | 15% discount | Planet Fitness | 50% savings |
| 🚴♂️ Cycle Lab | 25% savings | Polar | 30% savings |
| 🥰 Dis-Chem | 12% cashback | The Pro Shop | 25% savings |
| 🧬 DNAlysis | 20% savings | Protea Hotels | 30% savings |
| 🏩 Dream Hotels and Resorts | 30% savings | Qatar Airways | 20% savings |
| 🏨 Emirates | 30% savings | Russell Hobbs | 25% savings |
| ⌚ Fitbit | 30% savings | Smokenders | 25% savings |
| 🛩️ FlySafair | 20% savings | SportSA | 30% cashback |
| 🚗 Garmin | 40% savings | Suunto | 45% savings |
| 👩🦳 HairNetwork.co.za | 25% savings | Sweat Gear | 35% savings |
| 🚌 Intercape | 25% savings | Turkish Airlines | 20% savings |
| 📌 Lift | 20% savings | Virgin Active | 40% savings |
| 📍 Lisa Raleigh | R100 discount | Woolworths | 12% cashback |
| 🛒 Loot.co.za | 15% savings | Zone Fitness | 50% savings |
| 🛍️ Makro | 15% savings | Bidvest Waltons | 10% cashback |
| 🐸 LeapFrog | 25% discount | Multiparks | 50% discount |
| 🎓 Online Career Guidance | 50% discount | Hirsch’s | 10% discount |
| 🍿 Showmax | 20% – 50% discount | Baby City | 12% discount |
| ⛺ Adventure X | 25% discount | SkillUp | 10% discount |
| 📷 Nikon | 25% discount | TaxTim | 100% discount |
| 🚪 Maxidor | 22.5% discount | Fidelity | 20% discount |
| 🩱 Speedo | 40% discount | Samsung | 30% discount |
| 📌 McMac | 25% discount | City Lodge Hotel Group | 45% discount |
| 🅰️ A+ Students | 50% discount | Travel Assured | 20% discount |
| 🐯 Tiger Wheel and Tyre | 25% discount | Entry time | Active Day for every event completed |
| 🎵 Spotify | 20% – 50% discount | Hello Doctor | Free Access |
| 🌎 Planet Fitness Just Gym | 25% discount | Dream Republic | 25% discount |
| ➡️ Bounti | 30% discount | OtherGyms | Active day for every gym visit once a day |
| 💍 Jenna Clifford | 25% discount | Real Meal Revolution | 20% discount |
| 🍎 Apple Authorised Reseller | 15% discount | Legacy Hotels and Resorts | 30% discount |
| ©️ Cryo-Save | 20% discount | K-Way Maxi Race | 25% cashback |
| 💋 Curves | 25% discount | Snap n Save | Additional 10% |
💙 While we will not cover all these partners, we have outlined a few of the most popular partners: FlySafair (Travelstart), Dis-Chem, Nu Metro, Pick n Pay, and Virgin Active in the below sections.
💙 This will give prospective and existing members an idea of what they can expect with Multiply.
💙 Members can experience a safe and convenient journey to their destination with the Travelstart program, in South Africa. Furthermore, rewards earned from purchasing flying tickets will depend on the member’s status as follows:
To get rewarded, you can follow these steps:
💙 Up to 15% discount on total ticket price, over and above the Travelstart+ benefits for Multiply Inspire Plus members.
How to use the Multiply FlySafair benefit:
💙 When you shop at Dis-Chem, you can receive up to 12% cashback on your entire purchase with this fantastic reward.
💙 You can also obtain your Healthy Heart Score by completing a health assessment at Dis-Chem. Furthermore, rewards earned from Dis-Chem will depend on the member’s status as follows:
To get rewarded, you can follow these steps:
How to use the Multiply Dis-Chem benefit
💙 With Multiply, you may enjoy any 2D, 3D, VIP, or Xtreme movie with a family member or friend at participating Nu Metro theatres for a much lower price. Rewards earned from Nu Metro will depend on the member’s status.
To get rewarded, you can follow these steps:
How to use the Multiply Nu Metro benefit
💙 With Momentum Multiply and Pick n Pay, members can receive up to 12% back on shopping. Rewards earned from Pick n Pay will depend on the member’s status as follows:
💙 To receive cashback when shopping with Pick n Pay ASAP! the app, it is necessary to:
How to use the Multiply Pick n Pay benefit:
💙 By being active and attending the gym, your membership could easily pay for medical expenses when you earn cash back. Rewards earned from Virgin Active will depend on the member’s status as follows:
To get rewarded, you can follow these steps:
How to use the Multiply Virgin Active benefit:
💙 The following are the Medical Schemes that qualify for access to Momentum Multiply:
💙 The Momentum Multiply Shop is an online shopping platform offered by Momentum Multiply, a loyalty and rewards program in South Africa.
💙 The Multiply Shop allows members to shop for a range of products and services from various retailers and brands while also earning Multiply points and enjoying exclusive discounts and offers. The Multiply Shop offers a variety of categories, including fashion, electronics, home and garden, health and wellness, and more.
💙 Members can browse the different categories and choose from a wide selection of products, including clothing, electronics, appliances, and beauty products. By shopping through the Multiply Shop, members can earn Multiply points, increasing their Multiply status level and accessing even more benefits and rewards.
💙 In addition, they can also enjoy exclusive discounts and offers, such as free shipping or cashback rewards.
💙 Overall, the Momentum Multiply Shop is a convenient and rewarding way for members to shop for a range of products and services while earning points and enjoying exclusive benefits. Furthermore, Multiply Shop is a great way to get more value from your membership and enjoy the benefits of healthy living and wellness.
💙 Overall, Momentum Multiply Money is a comprehensive financial wellness program offering various tools, resources, and benefits to help members achieve their financial goals.
💙 By participating in the program, members can improve their financial literacy, save money on financial products and services, and earn rewards for their financial wellness activities. Some of the features of Multiply Money include, but are not limited to:
💙 Momentum Myriad offers the optimal level of coverage according to your age, income, lifestyle, and family size. In addition, Myriad insurance includes death, disability, critical illness, and income protection, ensuring your family gets the financial assistance necessary to face unforeseen life catastrophes.
💙 With Multiply Premier, you could save 30% on your monthly Momentum Myriad life insurance premiums, on average. Your discount is determined based on your Healthy Heart Score, Active Dayz™ (or fitness assessment level), and Multiply Premier status.
| 💙 Healthy Heart Score | 📉 Physical Activity Level Active Dayz or Fitness Assessment | 🥉 Bronze | 🥈 Silver | 🥇 Gold | ☑️ Platinum | ✅ Private Club |
| 💚 | MaxFit Requires Fitness Assessment Level 5 Result | 20% | 25% | 30% | 40% | 60% |
| 💚💛 | 12> per month or Level 4 | 15% | 20% | 25% | 30% | 40% |
| 💚💛❤️ | 8> per month or Level 3 | 10% | 15% | 20% | 25% | 30% |
| 💚💛❤️ | 4> per month or Level 2 | 5% | 10% | 15% | 20% | 25% |
| 💚💛❤️ | 0> per month or Level 1 | 5% | 10% | 15% | 20% | 25% |
💙 Momentum Insure’s car and home insurance provides customized protection for your vehicle, residence, and personal belongings.
💙 Furthermore, you can submit your claims via the Momentum application. Multiply will give you a yearly payback incentive if you complete and certify your Safety Score, a program that measures your level of safety.
Multiply Starter: Even if you file a claim, you can receive a cashback bonus of up to 7.5% of your annual Momentum Insure premiums.
Multiply Premier:
| 🔎 Safety Score | 📌 Safe Dayz™ | 🥉 Bronze | 🥈 Silver | 🥇 Gold | 💍 Platinum | ❤️ Private Club |
| 🟩 | More than 27 per month | 7.5% | 10% | 15% | 22.5% | 30% |
| 🟩🟨 | 22 – 26 per month | 5% | 7.5% | 10% | 15% | 20% |
| 🟩🟨🟥 | 15 – 21 per month | 0% | 5% | 7.5% | 10% | 15% |
| 🟩🟨🟥 | 8 – 14 per month | 0% | 0% | 5% | 7.5% | 10% |
| 🟩🟨🟥 | 1 – 7 per month | 0% | 0% | 2.5% | 5% | 7.5% |
| 🟩🟨🟥 | 0 per month | 0% | 0% | 0% | 0% | 0% |
💙 If you are physically active and a member of Momentum Medical Plan or a qualifying medical scheme, you can get up to R3,000 per month per family to assist with day-to-day healthcare costs.
💙 These are called HealthReturns+, and they are unique. Furthermore, members could earn extra HealthReturns by adding the Multiply Activity Booster. Therefore, the more active a person is, the more they receive.
💙 Your HealthReturns are computed based on your Active DayzTM (or fitness assessment), Healthy Heart Score, and Multiply Premier status and are proportional to your medical scheme contribution. Furthermore, HealthReturns are payable per R665 donation to a medical scheme.
| 💙 Healthy Heart Score | ➡️ Active Days ™ or Fitness Assessment | ☑️ Standard HealthReturns |
| 💚 | 16> per month or Level 5 | R50 |
| 💚💛 | 12> per month or Level 4 | R30 |
| 💚💛 | 8> per month or Level 3 | R12 |
| 💚💛❤️ | 4> per month or Level 2 | R5 |
| 💚💛❤️ | 0> Per month or Level 1 | R0 |
| 💙 Healthy Heart Score | ☑️ Active Days ™ or Fitness Assessment | 🥉 Bronze | 🥈 Silver | 🥇 Gold | 💍 Platinum | 💙 Private Club |
| 💚 | 16> per month or Level 5 | R50 | R70 | R110 | R160 | R260 |
| 💚💛 | 12> per month or Level 4 | R30 | R35 | R70 | R105 | R160 |
| 💚💛 | 8> per month or Level 3 | R12 | R23 | R33 | R47 | R65 |
| 💚💛❤️ | 4> per month or Level 2 | R5 | R10 | R15 | R20 | R30 |
| 💚💛❤️ | 0> Per month or Level 1 | R0 | R0 | R0 | R0 | R0 |
💙 The Momentum Multiply app provides a convenient means of engaging with Momentum Multiply and discovering additional ways to multiply your life. The Multiply App is available on Google Play, App Store, and AppGallery, and provides access to the following features:
💙 Getting the most out of your Multiply membership is easier and quicker than ever before.
Existing and prospective Multiply Members can contact Customer Support on the following:
💙 Momentum Multiply is a loyalty and rewards program offered by Momentum, a financial services company in South Africa. The program is designed to encourage healthy living and wellness by offering its members a range of benefits and discounts, including insurance premiums, gym memberships, travel packages, and more.
💙 One of the key features of Momentum Multiply is its comprehensive rewards program, which offers a range of benefits and discounts based on the member’s status level. Members can earn Multiply points by participating in healthy activities, such as going for a health check-up, buying healthy food, or joining a gym.
💙These points can be used to increase their status level and access even more benefits and rewards.
💙 Another feature of Momentum Multiply is its range of lifestyle benefits, including travel, entertainment, and shopping discounts. In addition, members can enjoy exclusive discounts and offers from partner brands and retailers while earning Multiply points and increasing their status level.
💙 However, one of the drawbacks of Momentum Multiply is that it is only available to Momentum policyholders, which limits the program’s accessibility to a certain demographic.
💙 Additionally, some of the benefits and discounts offered through the program may not be relevant or useful to all members, depending on their lifestyles and preferences.
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Momentum Multiply is a South African rewards program that offers discounts and rewards on various lifestyle and financial products.
Momentum Multiply members can earn points by engaging in healthy activities, purchasing products and services from program partners, and using financial products from Momentum. These points can then be redeemed for discounts and rewards.
Momentum Multiply members can enjoy discounts and rewards on various products and services, including gym memberships, travel, insurance, financial products, shopping, car rentals, flights, and movies.
You can join Momentum Multiply by visiting the program’s website and signing up online. Membership is open to anyone over the age of 18.
Yes, there is a monthly fee to be a Momentum Multiply member. The fee varies depending on your membership level.
You can earn points on Momentum Multiply by engaging in healthy activities, purchasing products and services from program partners, and using financial products from Momentum.
You can redeem your points on Momentum Multiply by logging into your account and selecting the rewards you want to redeem.
Healthy Momentum Multiply activities include running, cycling, going to the gym, and completing health assessments.
Momentum Multiply has many partners, including gyms, travel companies, insurance providers, financial institutions, and retailers.
Yes, you can earn points using financial products from Momentum, such as life insurance, investments, and savings.
You can track your progress on Momentum Multiply by logging into your account and viewing your points balance and activity history.
Yes, there may be restrictions on using your rewards on Momentum Multiply. For example, some rewards may only be valid for a limited time or may only be used for specific products or services.
If you cancel your Momentum Multiply membership, you will lose access to the program’s discounts and rewards.
Yes, you can upgrade or downgrade your Momentum Multiply membership level anytime by contacting customer service.
You can contact Momentum Multiply customer service by phone, email, or live chat through the program’s website.
Adriaan holds an MBA and specializes in medical aid research. With his commitment to perfection, he ensures the accuracy of all data presented on medicalaid.com every three months. When he is not conducting research, Adriaan can be found indulging in his passion for trout fishing amidst nature.
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