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Overall, Elixi Executive Single Plus Gap Cover is a trustworthy short-term insurance product designed to provide extra protection for those with medical aid. The Elixi Executive Single Plus Gap Cover Plan starts from R403 ZAR. Elixi has a trust score of 5.8.
π Provider | π₯ Elixi Executive Single Plus |
π₯ Years in Operation | 6 years |
π§ Underwriters | Unity Health |
π¨ Market Share in South Africa | <5% |
π© Gap Cover Waiting Period | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes |
πͺ Average Monthly Premium | R403 |
π₯ Oncology Benefit | β Yes |
π§ In-Hospital Benefit | β Yes |
π¨ Out-of-Hospital Cover | β Yes |
The Elixi Executive Single Plus is one of eight plans that starts from R403 per month. The Elixi Executive Single Plus plan has benefits for oncology, sub-limits, casualties, hospital excess, premium waiver, and more.
Elixi offers 24/7 medical emergency assistance and has a trust rating of 5.8, according to the Trust Index.
Elixi Gap CoverΒ has eight plans to choose from
π₯ Premium | π΄ Executive Single Plus |
π§ Average Cost | R403 |
π¨ Senior Premiums | R516 |
π₯ Overall Annual Limit per insured | R185,837 |
π§ Overall Cover | Cover ranges from 101% to 600%. Covers in-hospital and certain outpatient medical practitioner fees. The Medical Scheme Tariff covers only a percentage of the prosthesis, materials, and medication costs. Covers Specialists, general practitioners, and medical professionals who provide hospital services. |
π¨ Casualty Benefit | This benefit covers hospital casualty unit emergency care. R10,000 per insured per year. |
π© Sub-Limit Benefits | This covers costs greater than most cap levels for hospital procedures and treatments beyond the cap levels the medical scheme sets. |
π¦ Co-Payment Benefits | Co-payment can assist you in covering the cost if you have to make an upfront payment before receiving medical assistance (for an MRI scan, for example). |
πͺ Oncology Benefits | This benefit covers biological cancer drugs for specific oncological conditions and subgroups of cancer in a private hospital, subject to the medical scheme’s sub-limits and co-payments. This benefit covers private cancer treatment up to R200,000 per cycle. |
π₯ Hospital Excess Cover | Covers amounts above the Medical Aid option and hospital limitation. Hospital Excess Cover requires an R200,000 excess. |
π§ Premium Waiver | The benefit will cover the medical aid premiums at the time of the incident for six months within the stated restrictions if the primary member of the medical scheme suffers a total and permanent disability due to an accident. This benefit will start in the first month following the incident’s date. |
π₯ Crisis Centre | An innovative crisis management center that is open 24 hours a day, seven days a week. Expert crisis assistance and emergency coordination are provided for all public services. |
π§ Call a GP or Nurse | Medical professionals staff the 24-hour GP helpline. This vital service offers guidance and assistance. Members will be able to speak with a qualified GP or nurse about a variety of medical issues, including medical advice, second opinions, and, more. |
π¨ C5 HIV Prevention Program | Suppose a policyholder is exposed to HIV due to trauma or assault. In that case, the member will have access to the following services: A 24-hour Telephonic HIV advice and counseling line Emergency evacuation to an HIV treatment facility (ER24 only) Medical consultation A three-day starter pack A 25-day antiretroviral HIV treatment regimen that includes sexually transmitted disease therapy and pathology tests |
π© Trauma Counselling | If a member engages in or witnesses a traumatic event, the member will have unlimited telephonic counseling, referral to a qualified counselor, and face-to-face counseling with a qualified counselor. Each event is limited to R3,000. |
π¦ Household Assistance | The Elixi Gap Members are covered for a callout and up to one hour of labor (for the initial fault only) for emergencies involving plumbing, electrical faults, appliance faults, damage to external windows, and locksmith emergencies. |
While Elixi does not explicitly list exclusions on its website, Elixi Executive Single Plus likely aligns with the cover provided by your medical insurance. Therefore, it is reasonable to assume that Elixi Executive Single Plus may not cover procedures or treatments excluded by your medical aid.
For Elixi Executive Single Plus, a standard three-month waiting period applies to all benefits. Additionally, there is an extended 12-month waiting period specifically for pre-existing conditions, during which neither you nor your family will be eligible for cover.
Discover the 5 Best Gap Cover Options for Under R200
π Provider | π₯ Elixi Executive Single Plus | π₯ Standard Bank GapAssist Optimal | π₯ Total Risk Administrators Absolute Cover Plus |
π₯ Years in Operation | 6 years | 61 years (Standard Bank) | 24 years |
π§ Underwriters | Unity Health | Standard Insurance Limited | Auto & General Insurance Company Limited |
π¨ Market Share in South Africa | <5% | <10% | <5% |
π© Gap Cover Waiting Period | 3 β 12 months | 12 Months | 3 β 12 months |
π¦ Do Exclusions Apply | β Yes | β Yes | β Yes |
πͺ Average Monthly Premium | R403 | R225 | R300 |
π₯ Oncology Benefit | β Yes | None | β Yes |
π§ In-Hospital Benefit | β Yes | β Yes | β Yes |
π¨ Out-of-Hospital Cover | β Yes | β Yes | β Yes |
π© Maternity Benefit | None | None | β Yes |
π¦ Scopes and Scans | β Yes | β Yes | β Yes |
πͺ Co-payment Cover | β Yes | β Yes | β Yes |
π₯ Emergency Room | β Yes | β Yes | β Yes |
π§ Accidental Cover | None | β Yes | None |
π¨ Trauma Counseling | β Yes | β Yes | β Yes |
π© Premium Waiver | β Yes | β Yes | β Yes |
π¦ Non-DSP Co-Payment | None | β Yes | β Yes |
πͺ Prostheses | β Yes | β Yes | β Yes |
π₯ Travel Cover Extender | None | None | β Yes |
π§ Accidental Death/ Permanent Disability | β Yes | β Yes | β Yes |
According to our research, the Elixi Executive Single Plus plan is a popular and comprehensive gap cover option in South Africa.
It offers various benefits, including coverage for oncology, in-hospital and out-of-hospital medical expenses, co-payments, and emergency room services. The plan has an annual limit of R185,837 and covers medical expenses ranging from 101% to 600% of the Medical Scheme Tariff.
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The Elixi Executive Single Plus plan is a comprehensive gap cover option offered by Elixi that provides additional coverage for medical expenses beyond what is covered by your medical insurance.
The plan offers benefits for oncology, in-hospital and out-of-hospital medical expenses, co-payments, emergency room services, and more.
The average monthly premium for the plan is R403, while senior premiums are R516 per month.
There is a standard waiting period of three months for all benefits and an extended 12-month waiting period for pre-existing conditions.
No, the plan does not provide cover for maternity benefits.
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