{"id":5419,"date":"2024-01-29T05:49:00","date_gmt":"2024-01-29T03:49:00","guid":{"rendered":"https:\/\/medicalaid.com\/?page_id=5419"},"modified":"2024-02-02T12:04:32","modified_gmt":"2024-02-02T10:04:32","slug":"best-medical-aids-that-covers-ivf","status":"publish","type":"page","link":"https:\/\/medicalaid.com\/medical-aids\/best-medical-aids-that-covers-ivf\/","title":{"rendered":"Best Medical Aids in South Africa that Cover IVF"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5419\" class=\"elementor elementor-5419\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-330b6188 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"330b6188\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-464201f6 ae-bg-gallery-type-default\" data-id=\"464201f6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c28910 elementor-widget elementor-widget-image\" data-id=\"9c28910\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"240\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/04\/Do-Medical-Aids-in-South-Africa-Cover-IVF.gif\" class=\"attachment-large size-large wp-image-12117\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ddd4eac elementor-widget elementor-widget-heading\" data-id=\"2ddd4eac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">5 Best Medical Aids in South Africa Cover IVF<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c642f1e elementor-alert-info elementor-widget elementor-widget-alert\" data-id=\"c642f1e\" data-element_type=\"widget\" data-widget_type=\"alert.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-alert{padding:15px;border-left:5px solid transparent;position:relative;text-align:start}.elementor-alert .elementor-alert-title{display:block;font-weight:700}.elementor-alert .elementor-alert-description{font-size:13px}.elementor-alert button.elementor-alert-dismiss{position:absolute;right:var(--dismiss-icon-horizontal-position,10px);top:var(--dismiss-icon-vertical-position,10px);padding:3px;font-size:var(--dismiss-icon-size,20px);line-height:1;background:transparent;color:var(--dismiss-icon-normal-color,inherit);border:none;cursor:pointer;transition-duration:var(--dismiss-icon-hover-transition-duration,.3s)}.elementor-alert button.elementor-alert-dismiss:hover{color:var(--dismiss-icon-hover-color,inherit)}.elementor-alert button.elementor-alert-dismiss svg{width:var(--dismiss-icon-size,20px);height:var(--dismiss-icon-size,20px);fill:var(--dismiss-icon-normal-color,currentColor);transition-duration:var(--dismiss-icon-hover-transition-duration,.3s)}.elementor-alert button.elementor-alert-dismiss svg:hover{fill:var(--dismiss-icon-hover-color,currentColor)}.elementor-alert-info .elementor-alert{color:#31708f;background-color:#d9edf7;border-color:#bcdff1}.elementor-alert-success .elementor-alert{color:#3c763d;background-color:#dff0d8;border-color:#cae6be}.elementor-alert-warning .elementor-alert{color:#8a6d3b;background-color:#fcf8e3;border-color:#f9f0c3}.elementor-alert-danger .elementor-alert{color:#a94442;background-color:#f2dede;border-color:#e8c4c4}@media (max-width:767px){.elementor-alert{padding:10px}.elementor-alert button.elementor-alert-dismiss{right:7px;top:7px}}<\/style>\t\t<div class=\"elementor-alert\" role=\"alert\">\n\n\t\t\t\t\t\t<span class=\"elementor-alert-title\">\u26a0\ufe0fNotice<\/span>\n\t\t\t\n\t\t\t\t\t\t<span class=\"elementor-alert-description\">IVF treatments might be covered by your medical insurance policy. It is best to contact your insurance provider to be sure. Know that you are entitled to necessary treatment and don't be afraid to take advantage of the available resources.<\/span>\n\t\t\t\n\t\t\t\t\t\t<button type=\"button\" class=\"elementor-alert-dismiss\">\n\t\t\t\t\t\t\t\t\t<span aria-hidden=\"true\">&times;<\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Dismiss this alert.<\/span>\n\t\t\t<\/button>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-adf5360 elementor-widget elementor-widget-text-editor\" data-id=\"adf5360\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Do Medical Aids Cover IVF<strong>\u00a0in South Africa revealed<\/strong>.<\/p><p>We\u00a0<strong>verified the best medical aids that cover IVF treatment in<\/strong> their medical aid plans.<\/p><p>This is a <strong>complete<\/strong> guide to the best medical aid that cover IVF treatment in South Africa.<\/p><p>In this in-depth guide you\u2019ll learn:<\/p><ul><li>What is<strong> IVF treatment?<\/strong><\/li><li>Where can you get <strong>free<\/strong> IVF in South Africa?<\/li><li>Where is IVF the <strong>cheapest<\/strong> in South Africa?<\/li><li>Are there IVF <strong>grants<\/strong> in South Africa?<\/li><li>Which medical aid pays for IVF treatment in South Africa?\u00a0<\/li><\/ul><p><br \/>So if you\u2019re ready to go \u201call in\u201d with the <strong>best medical aid that covers IVF treatment in South Africa<\/strong>, this guide is for you.<\/p><p>Let\u2019s dive right in\u2026<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-4884ddce elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"4884ddce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d37314b ae-bg-gallery-type-default\" data-id=\"d37314b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3a47003e elementor-widget elementor-widget-text-editor\" data-id=\"3a47003e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>Best Medical Aids in South Africa Cover IVF (2024)<\/h3>\n<div class=\"elementor-toc__list-item-text-wrapper\">\n<div class=\"elementor-toc__list-item-text-wrapper\">\n<ol class=\"elementor-toc__list-wrapper\">\n<li class=\"elementor-toc__list-item\">\n<div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/medical-aids\/best-medical-aids-that-covers-ivf\/#elementor-toc__heading-anchor-3\">Discovery Medical Aid<\/a> &#8211; Overall, Best Medical Aid for IVF Treatment in South Africa<\/div>\n<\/li>\n<li class=\"elementor-toc__list-item\">\n<div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/medical-aids\/best-medical-aids-that-covers-ivf\/#elementor-toc__heading-anchor-11\">BestMed Medical Aid<\/a> &#8211; <span style=\"color: #333333;\">Top Extensive Medical Protection in South Africa<\/span><\/div>\n<\/li>\n<li class=\"elementor-toc__list-item\">\n<div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/medical-aids\/best-medical-aids-that-covers-ivf\/#elementor-toc__heading-anchor-19\">Momentum Health<\/a> <span style=\"color: #333333;\">&#8211; Broadest Range of Low-Cost Medical Aid Plans<\/span><\/div>\n<\/li>\n<li class=\"elementor-toc__list-item\">\n<div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/medical-aids\/best-medical-aids-that-covers-ivf\/#elementor-toc__heading-anchor-27\">Bonitas Medical Aid<\/a> <span style=\"color: #333333;\">&#8211; Best Pay-As-You-Go Private Healthcare<\/span><\/div>\n<\/li>\n<li class=\"elementor-toc__list-item\">\n<div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/medical-aids\/best-medical-aids-that-covers-ivf\/#elementor-toc__heading-anchor-35\">Medihelp Medical Aid<\/a> <span style=\"color: #333333;\">&#8211; Best Customer Service Medical Aid<\/span><\/div>\n<\/li>\n<\/ol>\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-f079269 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"f079269\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2332876 ae-bg-gallery-type-default\" data-id=\"2332876\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50927fd elementor-widget elementor-widget-video\" data-id=\"50927fd\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/PUzS-qdzA84&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-wrapper{aspect-ratio:var(--video-aspect-ratio)}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{height:100%;width:100%;display:flex;border:none;background-color:#000}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-wrapper{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%;aspect-ratio:var(--video-aspect-ratio);-o-object-fit:cover;object-fit:cover;-o-object-position:center center;object-position:center center}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-custom-embed-image-overlay{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-custom-embed-image-overlay img{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-3ac70583 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"3ac70583\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5506ad1 ae-bg-gallery-type-default\" data-id=\"5506ad1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-284aa313 elementor-widget elementor-widget-text-editor\" data-id=\"284aa313\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Introduction to Medical Aid Support &amp; IVF Coverage<\/h2><p><img decoding=\"async\" class=\"aligncenter wp-image-5098 size-full\" title=\"Introduction to Medical Aid Support &amp; IVF Coverage\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-scaled.jpg\" alt=\"Introduction to Medical Aid Support &amp; IVF Coverage\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-scaled.jpg 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-300x200.jpg 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-1024x683.jpg 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-768x512.jpg 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-1536x1024.jpg 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Consider-whether-you-should-change-to-a-hospital-plan-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p>\ud83d\udc49 According to the findings of the <a title=\"IFAASA\" href=\"https:\/\/ifaasa.co.za\/\" target=\"_blank\" rel=\"nofollow noopener\">Infertility Awareness Association of South Africa (IFAASA)<\/a>, one in every six couples of reproductive age experiences difficulties in conceiving a child.<\/p><p>\ud83d\udc49 The most common reasons for <strong>infertility<\/strong> are obstructions in the fallopian tubes, fibrous growths in the uterus, and a decrease in the generation of sperm or eggs. Endometriosis and hormonal imbalances are two conditions that have been linked to infertility.<\/p><p>\ud83d\udc49 In around 20 per cent of cases, despite the progress that has been made in medical knowledge, there is no identifiable medical cause.<\/p><p>\ud83d\udc49 The good news is that several specialised procedures and techniques can increase the likelihood of becoming pregnant. The type of treatment recommended to a couple is determined by the underlying cause of the issue and the ages of both partners.<\/p><p>\ud83d\udc49 Common <strong>fertility treatments<\/strong> vary according to the root of the problem and include:<\/p><p>\u27a1\ufe0f laparoscopic surgery<\/p><p>\u27a1\ufe0f medication (Clomiphene \/ Metformin)<\/p><p>\u27a1\ufe0f hormone injections<\/p><p>\u27a1\ufe0f insemination<\/p><p>\ud83d\udc49 In South Africa, the costs of drugs and specialised medical treatments related to infertility are not covered by open medical aid plans.<\/p><p>\ud83d\udc49 The majority of programmes, on the other hand, do provide financial assistance for diagnostic tests and procedures that are carried out to determine the reason for infertility.<\/p><p>\ud83d\udc49 Because infertility is listed as one of 270 prescribed medical benefits (PMB) diagnostic treatment pairs recognised by the <a title=\"The Medical Aid Act - The Ultimate Guide\" href=\"https:\/\/medicalaid.com\/medical-aids\/medical-aid-act-guide\/\">Medical Schemes Act<\/a> under the female reproductive system category, they are also legally obligated to cover the costs of certain surgeries and techniques aimed at creating the optimal conditions for a natural pregnancy.<\/p><p>\ud83d\udc49 It is necessary that a diagnosis of <strong>infertility<\/strong> is supported by a qualified medical specialist to be eligible for PMB benefits.<\/p><p>\ud83d\udc49 After that, operations and treatments should be paid for.<\/p><p>\ud83d\udc49 Specialised ART methods such as <strong>in vitro fertilisation (IVF)<\/strong> are exceedingly pricey, and there is no assurance that they will be successful.<\/p><p>\ud83d\udc49 The procedure of fertilisation known as in vitro fertilisation involves combining an egg and sperm in a lab dish rather than in a human body. The method entails monitoring and promoting the ovulatory process of an individual, taking an ovum or ova from the individual&#8217;s ovaries, and then allowing sperm to fertilise the ovum or ova in a culture medium in a laboratory.<\/p><p>\ud83d\udc49 In vitro fertilisation involves several different steps that are carried out to improve a couple&#8217;s fertility, avoid certain genetic disorders, and improve their chances of conceiving a child.<\/p><p>\ud83d\udc49 Mature eggs are removed from the ovaries and then fertilised in a laboratory by sperm. The fertilised egg (also called an embryo) or eggs (also called embryos) are then placed in a woman&#8217;s uterus.<\/p><p>\ud83d\udc49 <strong>IVF treatments<\/strong> typically last for roughly three weeks from start to finish. As a result of these steps being broken up into separate portions, the procedure may take significantly more time.<\/p><p>\ud83d\udc49 It is possible for a couple to carry out the surgery using their own eggs and sperm. Or, in vitro fertilisation (IVF) may involve using eggs, sperm, or embryos donated by a known or unknown donor.<\/p><p>\ud83d\udc49 IVF increases your odds of producing a healthy baby, but those chances are contingent on several circumstances, including your age and the root of your infertility. In vitro fertilisation is also known to be time-consuming, expensive, and uncomfortable at times.<\/p><p>\ud83d\udc49 IVF has the potential to result in more than one pregnancy if more than one embryo is implanted into the woman&#8217;s uterus during the process (multiple pregnancies).<\/p><p>\ud83d\udc49 The cost of IVF treatment can range anywhere from R70,000 to R80,000 per cycle. The total price will be determined by the quantity of medication that is taken as well as whether or if any extra procedures, such as embryo biopsy or embryo freezing, are required.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-59ca07a7 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"59ca07a7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a99e92f ae-bg-gallery-type-default\" data-id=\"5a99e92f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62a09df7 elementor-widget elementor-widget-text-editor\" data-id=\"62a09df7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>5 of the Best Known Medical Aids in South Africa &amp; IVF Coverage<\/h2><p>\ud83d\udc49 Medical Aid companies say that fertility treatments do not put the patient&#8217;s life in danger. Unlike conditions like heart disease, which are very dangerous to your life, this is a treatment option that you can choose to go through.<\/p><p>\ud83d\udc49 Some medical assistance programmes might pay for procedures like surgery to unblock the fallopian tubes or blood tests if they find that the infertility was caused by a treatable medical condition.<\/p><p>\ud83d\udc49 Even though infertility is a specified recommended minimum benefit illness in South Africa, fertility treatments are not generally covered by medical aids \u2013 a debatable situation.<\/p><p>\ud83d\udc49 Members of medical aids feel that, since infertility is considered a disease that needs a defined minimum benefit, you should be able to get treatment for it no matter what <a title=\"Best Medical Aid Schemes in South Africa\" href=\"https:\/\/medicalaid.com\/medical-aids\/best-medical-aid-schemes\/\" target=\"_blank\" rel=\"noopener\">medical aid plan<\/a> you are currently enrolled in.<\/p><p>\ud83d\udc49 Since 2021, the Discovery Medical Scheme, which is the largest medical scheme in South Africa, began providing coverage for fertility treatments. This coverage, however, is subject to stringent terms and conditions and will only be available to a select few of the scheme&#8217;s customers.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-277e0d11 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"277e0d11\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3ceaf778 ae-bg-gallery-type-default\" data-id=\"3ceaf778\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d49cd35 elementor-widget elementor-widget-text-editor\" data-id=\"3d49cd35\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>1. Discovery Medical Aid<\/h2><p><img decoding=\"async\" class=\"aligncenter wp-image-5152 size-full\" title=\"Discovery Medical Aid\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3.png\" alt=\"Discovery Medical Aid\" width=\"2560\" height=\"1194\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3-300x140.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3-1024x478.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3-768x358.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3-1536x717.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Discovery-Health-3-2048x955.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><h3>Overview<\/h3><p>\ud83d\udc49 Discovery Health Medical Scheme (DHMS) is most likely the largest open medical scheme in South Africa. It is a registered open medical scheme, which means that anyone can join as long as they adhere to the Scheme&#8217;s rules and regulations.<\/p><p>\ud83d\udc49 The <a title=\"Discovery Health Medical Aid\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/\" target=\"_blank\" rel=\"noopener\">Discovery Health Medical Scheme<\/a> provides more than 20 different choices for health plans, each of which includes limitless coverage for private hospital care as well as a range of other benefits that can be tailored to your preferences and your financial situation.<\/p><p>\ud83d\udc49 You will have access to a wide variety of benefits, care programmes, and services that will ensure that you can receive the highest quality medical care whenever it is required.<\/p><p>\ud83d\udc49 Discovery asserts that its monthly premiums are, on average, 14.9% lower than the contributions that other South African medical schemes demand for the same level of coverage.<\/p><p>\ud83d\udc49 Vitality, the company&#8217;s wellness initiative, invites you to participate and provides incentives for doing so if you lead a healthy lifestyle.<\/p><p>\ud83d\udc49 The Scheme is owned by its members and is managed through an independent Board of Trustees. A separate company, Discovery Health (Pty) Ltd, an authorised financial services provider administers the fund.<\/p><p>\ud83d\udc49 The Discovery Health Medical Scheme is an independent non-profit entity regulated by the Council for Medical Schemes and governed by the Medical Schemes Act.<\/p><p><strong>Discovery Option Plans<\/strong><\/p><p>\ud83d\udc49 Discovery option plans range from the most comprehensive private healthcare cover that will pay certain benefits to receivers of IVF to basic plans where a member just gets cost-effective private healthcare coverage through a network of providers.<\/p><p>\ud83d\udc49 The following health plan options are available:<\/p><p><strong>Executive Plan<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Discovery Health Executive Plan Medical Aids\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/executive-plan\/\" target=\"_blank\" rel=\"noopener\">Executive Plan<\/a> offers customers the most extensive cover for in-hospital and day-to-day benefits, as well as extended chronic medicine coverage and an unlimited Above Threshold Benefit.<\/p><p>\ud83d\udc49 The Assisted Reproductive Therapy Benefit is available on the Executive plans.<\/p><p><strong>Comprehensive Series<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Discovery Health Comprehensive Series\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/comprehensive-series\/\" target=\"_blank\" rel=\"noopener\">Comprehensive series of plans<\/a> provide comprehensive cover for in-hospital and day-to-day cover with extended chronic medicine coverage and unlimited Above Threshold Benefit. The <strong>Assisted Reproductive Therapy<\/strong> Benefit is available to members of this Comprehensive series of plans.<\/p><p><strong>Priority Series<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Discovery Health Priority Series Medical Aid Plans\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/priority-series\/\" target=\"_blank\" rel=\"noopener\">Priority Series of plans<\/a> offer cost-effective in-hospital cover, essential chronic medicine cover and day-to-day benefits with a limited Above Threshold Benefit, but no Assisted Reproductive Therapy Benefits.<\/p><p><strong>Saver Series<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Discovery health Saver Series Medical Aid Plans\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/saver-series\/\" target=\"_blank\" rel=\"noopener\">Saver series<\/a> is economical and provides in-hospital cover, essential chronic medicine cover and day-to-day benefits through a Medical Savings Account. No Assisted Reproductive Therapy Benefits are available.<\/p><p><strong>Core Series<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Discovery Health Core Series Medical Aid Plans\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/core-series\/\" target=\"_blank\" rel=\"noopener\">Core Series<\/a> is a value-for-money series of hospital plans that provide unlimited private hospital coverage and essential cover for chronic medicine but with no day-to-day cover or Assisted Reproductive Therapy Benefits.<\/p><p><strong>Smart Series<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Discovery Health Smart Series Medical Aid Plans\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/smart-series\/\" target=\"_blank\" rel=\"noopener\">smart series of plans<\/a> provide the most cost-effective in-hospital cover, essential chronic medicine cover plus limited day-to-day cover if you use providers in a specified network. Assisted Reproductive Therapy Benefits like IVR are not available.<\/p><p><strong>Keycare Series<\/strong><\/p><p>\ud83d\udc49 The<a title=\"Discovery Health KeyCare Medical Aid Plans\" href=\"https:\/\/medicalaid.com\/medical-aid\/discovery-health\/keycare-series\/\" target=\"_blank\" rel=\"noopener\"> KeyCare series of plans<\/a> offer affordable but basic medical cover providing you make use of providers in a specified network for both in-hospital and out-of-hospital treatment. No Assisted Reproductive Therapy Benefits are provided.<\/p><h3>Benefits under Discovery Medical Aid\u2019s Assisted Reproductive Therapy Benefit Programme<\/h3><p>\ud83d\udc49 Discovery Health Medical Scheme recently announced the introduction of a new benefit designed to assist members who are struggling with infertility. Couples who are having difficulty conceiving will receive assistance under the newly introduced Assisted Reproductive Therapy Benefit, which is included in both the Comprehensive and Executive plans.<\/p><p>\ud83d\udc49 Although infertility is one of the disorders that fall under the Prescribed Minimum Benefits (PMB) it condition includes a defined set of connected investigations as well as medicinal and surgical treatments that must be covered in accordance with regulations. PMB coverage, however, does not account for assisted reproductive technologies (ART) including in vitro fertilisation (IVF) and embryo transfer (ET).<\/p><p>\ud83d\udc49 Discovery Health Medical Scheme now provides more comprehensive advantages in addition to insurance coverage for assisted reproductive technologies. This is done in cooperation and in close consultation with the <a title=\"SASREG - a Society to Specialists in the field of Reproductive Medicine\" href=\"https:\/\/sasreg.co.za\/\" target=\"_blank\" rel=\"nofollow noopener\">Southern African Society of Reproductive Medicine and Gynecological Endoscopy (SASREG)<\/a>, which is an organisation that specialises in reproductive medicine and gynaecological endoscopy.<\/p><p>\ud83d\udc49 Coverage for a predetermined &#8220;basket of care&#8221; is now included in the new Discovery Health Medical Scheme Assisted Reproductive Therapy Benefit.<\/p><p>\ud83d\udc49 This coverage is available for a maximum of two cycles of therapy.<\/p><p>\ud83d\udc49 For each cycle, this basket of care includes:<\/p><p>\u27a1\ufe0f Assisted reproductive therapy consultations and medicine<\/p><p>\u27a1\ufe0f Oocyte (egg) retrieval<\/p><p>\u27a1\ufe0f Embryo transfer<\/p><p>\u27a1\ufe0f Ultrasound scans<\/p><p>\u27a1\ufe0f Admission costs, including the laboratory fees<\/p><p>\u27a1\ufe0f Embryo and sperm storage<\/p><p>\ud83d\udc49 Only female DHMS members aged 25 to 42 who are members of the Executive and Comprehensive Plans will have access to this benefit.<\/p><p>\ud83d\udc49 Discovery will pay up to 75% of the Discovery Health Rate for treatment up to a limit of R110 000 per person per year. The member has to pay 25% of the cost of treatment and any other costs not covered by the benefit.<\/p><h3>How to Join Discovery Medical Aid\u2019s Assisted Reproductive Therapy Benefit Programme<\/h3><p>\ud83d\udc49 If you are a female member on an Executive or Comprehensive plan, aged 25 to 42, you can activate the Assisted Reproductive Therapy Benefit by contacting the fund via email with your membership details, as well as that of the male partner (if they are on a different policy).<\/p><h3>How Much Are Discovery Medical Aid Monthly Premiums?\u00a0<\/h3><p>\ud83d\udc49 Monthly premiums start from R1,102 per member for the Keycare Series with medical cover for both in-hospital and out-of-hospital treatment by providers in a specified network and go up to R10,303 per member for the Executive Plan with extensive cover for in-hospital and day-to-day benefits, extended chronic medicine cover, and unlimited Above Threshold Benefit.<\/p><h3>What Is the Waiting Period for Discovery Medical Aid\u2019s Benefits?\u00a0<\/h3><p>\ud83d\udc49 Discovery Health Medical Scheme&#8217;s general waiting period is 3 consecutive months and the condition-specific waiting period is 12 consecutive months.<\/p><h3>How to Claim from Discovery\u00a0<\/h3><p>\ud83d\udc49 You can submit a claim fast and easily in the following ways:<\/p><p>\u27a1\ufe0f Scan and upload your claims on the website.<\/p><p>\u27a1\ufe0f Scan and email your claims to claims@discovery.co.za.<\/p><p>\u27a1\ufe0f Use the Discovery app on your smartphone. If the claim has a QR code, scan the QR code or alternatively take a photo of the claim from within the app.<\/p><p>\u27a1\ufe0f You can also submit your claims by post.<\/p><h3>Discovery Contact Details\u00a0<\/h3><p>PO Box 784262,<\/p><p>Sandton,<\/p><p>2146<\/p><p>Phone: 0860 99 88 77<\/p><p style=\"text-align: center;\">READ more about the <a title=\"Discovery Health vs KeyHealth\" href=\"https:\/\/medicalaid.com\/medical-aids\/discovery-health-vs-keyhealth\/\">Discovery Health versus KeyHealth Medical Aid<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-25ae0e35 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"25ae0e35\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a812a11 ae-bg-gallery-type-default\" data-id=\"1a812a11\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1db61768 elementor-widget elementor-widget-text-editor\" data-id=\"1db61768\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>2. BestMed Medical Aid\u00a0<img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5437 size-full\" title=\"BestMed Medical Aid\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1.png\" alt=\"BestMed Medical Aid\" width=\"2860\" height=\"1368\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1-300x143.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1-1024x490.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1-768x367.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1-1536x735.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/BestMed-Medical-Aid-1-2048x980.png 2048w\" sizes=\"(max-width: 2860px) 100vw, 2860px\" \/><\/h2><h3>Overview<\/h3><p>\ud83d\udc49 BestMed Medical Aid has a well-established track record of providing members with access to a vast network of healthcare providers, excellent value for the money, and attractive wellness benefits.<\/p><p>\ud83d\udc49 BestMed asserts that it is South Africa&#8217;s largest self-administered fund as well as the fourth-largest open medical aid in the country.<\/p><p>\ud83d\udc49 <a title=\"BestMed Medical Aid\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/\" target=\"_blank\" rel=\"noopener\">BestMed Medical Aid<\/a> offers thirteen option plans that account for every phase of life and financial situation.<\/p><p>\ud83d\udc49 All of these plans come with significant advantages for preventative health care, such as vaccinations against pneumonia and the flu, contraceptives for women, and more.<\/p><p>\ud83d\udc49 Members have access to networks of specialists and hospitals located throughout South Africa, as well as more than 4,300 family doctors.<\/p><p>\ud83d\udc49 The Bestmed Maternity Care programme provides expectant parents with a great deal of information and a variety of services but does not include any assistance in the case of specialised infertility treatments like IVF.<\/p><p>\ud83d\udc49 Operations at BestMed are overseen by a capable management team, supported by committees consisting of both member-elected trustees and trustees appointed by the board.<\/p><h3>BestMed Medical Aid Option Plans<\/h3><p>\ud83d\udc49 BestMed customers can choose between a set of 2 Hospital Plans, 2 Network Plans, 4 Savings Plans, and 5 Comprehensive Plan options.<\/p><p>\ud83d\udc49 The Hospital Plans comprise the <a title=\"Bestmed Beat 1 Network Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-1-network\/\">Beat1 Network Plan<\/a> which covers members at a range of network hospitals for planned and unplanned hospital stays and the <a title=\"Bestmed Beat 1 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-1\/\">Beat1 Plan<\/a> which provides unlimited cover for unplanned hospital stays.<\/p><p>\ud83d\udc49 The BestMed Network Plans include the <a title=\"Bestmed Rhythm 1 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/rhythm-1\/\">Rhythm1<\/a> and Rhythm2 Network Plans that both offer unlimited in-hospital cover with either limited essential day-to-today benefits, or comprehensive savings for consultations with designated healthcare providers. <a title=\"Bestmed Rhythm 2 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/rhythm-2\/\">Rhythm2<\/a> is however dependent on income levels.<\/p><p>\ud83d\udc49 BestMed Savings Plans include the <a title=\"Bestmed Beat 2 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-2\/\">Beat2 Savings Plan<\/a> and Beat2 Network Savings Plan which offers extensive hospital cover at private hospitals and savings account out of which general day-to-day expenses are paid. The <a title=\"Bestmed Beat 2 Network Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-2-network\/\">Beat2 Network Savings Plan<\/a> offers this cover at private hospitals and providers in a certain Network.<\/p><p>\ud83d\udc49 The <a title=\"Bestmed Beat 3 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-3\/\">Beat3 Savings Plan<\/a> and Beat3 Network Savings Plan offer extensive in-hospital cover as well as savings and additional benefits, including convenient maternity benefits. The <a title=\"Bestmed Beat 3 Network Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-3-network\/\">Beat3 Network Savings Plan<\/a> offers is associated with a network of hospitals and providers.<\/p><p>\ud83d\udc49 BestMed Comprehensive Plans include the following:<\/p><p>\ud83d\udc49 The <a title=\"Bestmed Pace 1 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/pace-1\/\">Pace1 Comprehensive Plan<\/a> provides extensive hospital benefits with total day-to-day cover and is perfect for members who want quality benefits at an affordable price.<\/p><p>\ud83d\udc49 The <a title=\"Bestmed Beat 4 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-4\/\">Beat4 Comprehensive Plan<\/a> is meant for people with specific healthcare needs because it includes chronic benefits and savings.<\/p><p>\ud83d\udc49 The <a title=\"Bestmed Pace 2 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/pace-2\/\">Pace2<\/a> and Pace3 Comprehensive Plans both offer comprehensive cover with in- and out-of-hospital benefits with <a title=\"Bestmed Pace 3 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/pace-3\/\">Pace3<\/a> also including comprehensive chronic benefits and excellent cover in case of hospitalisation.<\/p><p>\ud83d\udc49 The <a title=\"Bestmed Pace 4 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/pace-4\/\">Pace4 Comprehensive Plan<\/a> was designed for members that need the comfort of extensive benefits and cover for hospital expenses due to above-average medical costs or just would like the maximum available cover. It has the added benefit of an individual medical savings account which offers even more payment flexibility.<\/p><h3>Benefits under BestMed Medical Aid\u2019s Option Plans for Assisted Reproductive Therapy (IVF)<\/h3><p>\ud83d\udc49 Even though <strong>infertility is a prescribed medical benefits (PMB)<\/strong> illness in South Africa, specialised fertility treatments like IVF are not covered by BestMed medical aid.<\/p><h3>How Much Are BestMed Medical Aid Monthly Premiums?\u00a0<\/h3><p>\ud83d\udc49 At the time of writing, monthly premiums for the cheapest BestMed Beat1 Network Hospital Plan started at R1\u00a0710 for a member, with an additional R1\u00a0329 for an adult dependant and R720 for a child dependant, to a maximum of 3 child dependants. Additional children join at no additional cost.<\/p><p>\ud83d\udc49 The most expensive plan at the time was the Pace4 Comprehensive Plan, with monthly contributions of R9 411 per member and R9 411 per adult dependant. For a child dependant, the extra contribution was R2 205, up to 3 child dependants with additional children added as beneficiaries of the scheme at no extra cost.<\/p><h3>What Is the Waiting Period for BestMed Medical Aid Maternity Benefits?\u00a0<\/h3><p>\ud83d\udc49 There can be a general waiting period of three months or a specific waiting period of 12 months for a certain condition.<\/p><p>\ud83d\udc49 Bestmed Medical Scheme will sometimes only pay a claim if it is a PMB. This can happen if you are in a waiting period or if you are getting treatment for a condition that your plan doesn&#8217;t cover.<\/p><h3>How to Claim Maternity Benefits from BestMed Medical Aid\u00a0<\/h3><p>\ud83d\udc49 If your healthcare provider does not submit claims to BestMed, one must submit the original claim directly to the fund administrators.<\/p><p>\ud83d\udc49 You can claim using the BestMed App, or by scanning and emailing your claim to them.<\/p><p>\ud83d\udc49 Details that should appear on all claim documents include:<\/p><p>\u27a1\ufe0f Member\u2019s name and contact details<\/p><p>\u27a1\ufe0f BestMed membership number<\/p><p>\u27a1\ufe0f Patient\u2019s details<\/p><p>\u27a1\ufe0f Service provider\u2019s name, contact details and practice number<\/p><p>\u27a1\ufe0f Details of treatment, including applicable tariff and ICD-10 codes<\/p><p>\u27a1\ufe0f Whether payment should be done to the service provider or the member<\/p><p>\ud83d\udc49 You will receive an email confirmation when your claim is received and indexed.<\/p><h3>BestMed Medical Aid Contact Details\u00a0<\/h3><p>Head Office:<\/p><p>Bestmed Medical Scheme,<\/p><p>Glenfield Office Park<\/p><p>361 Oberon Avenue<\/p><p>Faerie Glen<\/p><p>Pretoria<\/p><p>PO Box 2297<\/p><p>Pretoria<\/p><p>Emails: service@bestmed.co.za; claims@bestmed.co.za,<\/p><p>Phone: +27 (0)86 000 2378<\/p><p style=\"text-align: center;\">READ more about <a title=\"Health Insurance for Pregnancy\" href=\"https:\/\/medicalaid.com\/medical-insurance\/pregnancy\/\">Health Insurance for Pregnancy in South Africa<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-6c4de6de elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"6c4de6de\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4f960d14 ae-bg-gallery-type-default\" data-id=\"4f960d14\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-76f73bad elementor-widget elementor-widget-text-editor\" data-id=\"76f73bad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>3. Momentum Health<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5231 size-full\" title=\"Momentum Health\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid.png\" alt=\"Momentum Health\" width=\"2560\" height=\"1121\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid-300x131.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid-1024x448.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid-768x336.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid-1536x672.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Momentum-Medical-Aid-2048x897.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><h3>Overview<\/h3><p>\ud83d\udc49 Momentum Health is one of South Africa&#8217;s major open schemes.<\/p><p>\ud83d\udc49 Momentum Medical Scheme Administrators, a subsidiary of Momentum Metropolitan Life Limited (MMI) Group (Pty) Ltd., is in charge of the scheme&#8217;s management and operation.<\/p><p>\ud83d\udc49 Because it has a solvency ratio that is larger than 31%, the scheme is extremely sustainable and is in a good position to take care of the needs of its members both now and in the future.<\/p><p>\ud83d\udc49 The <a title=\"Momentum Medical Aid Compare Plans And Prices\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/\">Momentum Medical Scheme<\/a> is an open medical plan that is not for profit and is registered in accordance with the Medical Schemes Act 131 of 1998, in its revised form.<\/p><p>\ud83d\udc49 Its Board of Trustees is comprised of multiple persons who have experience and expertise in several medical, accounting, and legal sectors.<\/p><p>\ud83d\udc49 These individuals are elected during the organisation&#8217;s Annual General Meetings.<\/p><h3>Momentum Health Option Plans<\/h3><p>\ud83d\udc49 The Momentum Medical Scheme provides members with access to a comprehensive selection of health insurance policies and perks, which includes six different medical aid programmes.<\/p><p><strong>The Evolve Option<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Momentum Evolve Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/evolve\/\" target=\"_blank\" rel=\"noopener\">Evolve Option<\/a> provides coverage for hospitalisation at any of the private hospitals that are part of the Evolve Network, and there is no yearly cap on the total benefit amount.<\/p><p>\ud83d\udc49 Members have access to two consultations with virtual doctors, and any further day-to-day services will be subject to the HealthSaver+ membership fee.<\/p><p><strong>The Custom Option<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Momentum Custom Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/custom\/\" target=\"_blank\" rel=\"noopener\">Custom option<\/a> offers full coverage for hospitalisation as well as chronic conditions from any and all related providers. Members have the option of receiving treatment at any hospital or choosing from a predetermined list of private hospitals to reduce the amount of required co-payment.<\/p><p><strong>The Incentive Option<\/strong><\/p><p>\ud83d\udc49 When you select the <a title=\"Momentum Incentive Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/incentive\/\" target=\"_blank\" rel=\"noopener\">Incentive option<\/a>, you will receive comprehensive hospital and chronic cover from any of the connected providers. Your regular expenditures are taken care of by a separate savings account for medical purposes, which is funded by 10% of your monthly premiums.<\/p><p><strong>The Extender Option<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Momentum Extender Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/extender\/\" target=\"_blank\" rel=\"noopener\">Extender<\/a> offers comprehensive hospital coverage in addition to chronic disease coverage from any linked or unassociated doctors. Your dedicated medical savings account, which is used to pay for your day-to-day expenses, receives twenty-five per cent of the total amount that you contribute. Once you have reached your Threshold, the benefit of Extended Coverage becomes available to you.<\/p><p><strong>The Summit Option<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Momentum Summit Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/summit\/\" target=\"_blank\" rel=\"noopener\">Summit option<\/a> grants limitless access to private hospital coverage through any provider of your choice. A chronic cover is offered for an additional 36 conditions, and day-to-day benefits are covered up to a maximum of R29 700 per beneficiary per year.<\/p><p><strong>The Ingwe Option<\/strong><\/p><p>\ud83d\udc49 The <a title=\"Momentum Ingwe Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/ingwe\/\" target=\"_blank\" rel=\"noopener\">Ingwe option<\/a> provides entry-level medical coverage that is both affordable and easily accessible. You have the option of receiving medical care at any hospital in the Ingwe Network of private hospitals or state hospitals.<\/p><h3>Benefits under Momentum Health\u2019s Option Plans for Assisted Reproductive Therapy (IVF)<\/h3><p>\ud83d\udc49 Even though infertility is a prescribed medical benefits (PMB) illness in South Africa, specialised fertility treatments like IVF are not covered by Momentum Health.<\/p><h3>How Much Are Momentum Health Monthly Premiums?\u00a0<\/h3><p>\ud83d\udc49 Momentum monthly premiums start at R1 539 for the main member on the Evolve Option and go up to R12\u00a0345 for the main member on the Summit Option.<\/p><h3>What Is the Waiting Period for Momentum Benefits?\u00a0<\/h3><p>\ud83d\udc49 The general waiting period is 3 months, but since pregnancy is considered a pre-existing condition, it is excluded from all benefits for the first 12 months of scheme membership.<\/p><h3>How to Claim from Momentum\u00a0<\/h3><p>\ud83d\udc49 You can submit a claim in several ways:<\/p><p>\u27a1\ufe0f Use the Momentum App<\/p><p>\u27a1\ufe0f Use the web chat facility in the bottom left corner.<\/p><p>\u27a1\ufe0f Send an email to claims@momentumhealth.co.za or send normal mail to PO Box 2338, Durban, 4000<\/p><p>\ud83d\udc49 To make sure your claim is processed quickly and accurately, include the following information:<\/p><p>\u27a1\ufe0f Membership number.<\/p><p>\u27a1\ufe0f Principal member\u2019s surname, initials, and first name.<\/p><p>\u27a1\ufe0f Patient\u2019s surname, initials, and first name.<\/p><p>\u27a1\ufe0f Date of treatment.<\/p><p>\u27a1\ufe0f Amount charged.<\/p><p>\u27a1\ufe0f ICD\u201310 code (code to indicate what condition you\u2019ve been diagnosed with), tariff code (product-specific code for procedures and claims), and NAPPI code (unique identifier for a given ethical, surgical, or consumable product).<\/p><p>\u27a1\ufe0f Service provider\u2019s name and practice number.<\/p><p>\u27a1\ufe0f Proof of payment if you\u2019ve paid the claim out of your own pocket.<\/p><h3>Momentum Contact Details\u00a0<\/h3><p>201 Umhlanga Ridge Blvd<\/p><p>Cornubia<\/p><p>Blackburn<\/p><p>PO Box 2338<\/p><p>Durban<\/p><p style=\"text-align: center;\">READ more about <a title=\"5 Best Medical Aids for Pregnant Women\" href=\"https:\/\/medicalaid.com\/medical-aids\/medical-aids-for-pregnant-women\/\">5 Best Medical Aids for Pregnant Women<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-8062c32 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"8062c32\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6787d4c7 ae-bg-gallery-type-default\" data-id=\"6787d4c7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-54988261 elementor-widget elementor-widget-text-editor\" data-id=\"54988261\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>4. Bonitas Medical Aid<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5220 size-full\" title=\"Bonitas Medical Aid\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid.png\" alt=\"Bonitas Medical Aid\" width=\"2560\" height=\"1201\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid-300x141.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid-1024x480.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid-768x360.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid-1536x720.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Bonitas-Medical-Aid-2048x961.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><h3>Overview<\/h3><p>\ud83d\udc49 Bonitas has been in operation for several decades and developed a solid comprehension of the South African private healthcare market.<\/p><p>\ud83d\udc49 Its team of professionals is continually looking into new ways to ensure that members are provided with health care that is both inexpensive and of high quality. Keeping up with technological advances, managing treatment in such a way that lifestyle diseases are detected before they develop into chronic conditions, and negotiating better rates are all necessary steps.<\/p><p>\ud83d\udc49 In addition, the company&#8217;s finances are sound, it has a sufficient amount of money set aside as a buffer, and its key indications of fiscal health are healthy.<\/p><p>\ud83d\udc49 The management staff of Bonitas has a great deal of experience, and the organisation is overseen by an independent Board of Trustees consisting of professionals from the medical, legal, financial, and business disciplines who are not members of the organisation.<\/p><h3>Bonitas Medical Aid Option Plans<\/h3><p>\ud83d\udc49 <a title=\"Bonitas Medical Aid\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/\" target=\"_blank\" rel=\"noopener\">Bonitas offers a wide variety of plans<\/a> so that any family can find one that fits their needs perfectly.<\/p><p>\ud83d\udc49 The plans are easy to understand and use while helping the customer to get the most out of their benefits.<\/p><p>\ud83d\udc49 The Edge Option gives access to <a title=\"What are Day-to-Day Benefits?\" href=\"https:\/\/medicalaid.com\/medical-aids\/what-are-day-to-day-benefits\/\">day-to-day benefits<\/a> including unlimited GP consultations, layers of virtual care, dental and optical consultations, a private hospital network and more.<\/p><p>\ud83d\udc49 The <a title=\"Bonitas BonStart Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonstart\/\">BonStart<\/a> and <a title=\"Bonitas BonStart Plus Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonstart-plus\/\">BonStart Plus<\/a> Options are designed for economically active singles, living in the larger metros, with a drive to succeed and young, economically active couples, living in the larger metros, and looking to expand their family.<\/p><p>\ud83d\udc49 Traditional plans give an overall day-to-day limit with sub-limits for GP and specialist consultations, acute and over-the-counter medicine, X-rays and blood tests and other out-of-hospital medical expenses. The <a title=\"Bonitas Standard Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/standard\/\">Standard Option<\/a> offers day-to-day benefits and comprehensive hospital cover while the <a title=\"Bonitas Standard Select Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/standard-select\/\">Standard Select Option<\/a> uses a network of quality providers to offer the same day-to-day benefits and hospital cover.<\/p><p>\ud83d\udc49 The <a title=\"Bonitas Primary Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/primary\/\">Primary Option<\/a> offers simple day-to-day benefits and hospital cover while the <a title=\"Bonitas Primary Select Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/primary-select\/\">Primary Select Option<\/a> uses a network of quality providers to offer the day-to-day benefits and hospital cover.<\/p><p>\ud83d\udc49 Bonitas\u2019 Savings Plans give you a set amount to use however you want for out-of-hospital costs like doctor visits, optometry, and dentistry. They also cover you while you&#8217;re in the hospital and give you extra benefits for maternity, wellness, and preventative care.<\/p><p>\ud83d\udc49 The <a title=\"Bonitas BonFit Select Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonfit-select\/\">BonFit Select Option<\/a> offers essential hospital cover and basic cover for day-to-day medical needs, the <a title=\"Bonitas BonSave Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonsave\/\">BonSave Option<\/a> offers sufficient savings to use for medical expenses and extensive hospital cover and the <a title=\"Bonitas BonComplete Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/boncomplete\/\">BonComplete Option<\/a> is a savings option with generous savings, an above-threshold benefit and rich hospital cover.<\/p><p>\ud83d\udc49 The <a title=\"Bonitas BonClassic Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonclassic\/\">BonClassic Option<\/a> offers a wide range of medical benefits, in and out of the hospital and the <a title=\"Bonitas BonComprehensive Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/boncomprehensive\/\">BonComprehensive Option<\/a> is a first-class savings plan with ample savings, an above-threshold benefit and extensive hospital cover.<\/p><p>\ud83d\udc49 Bonitas Hospital Plans cover members for emergency and planned procedures in the hospital with some additional benefits for wellness and preventative care.<\/p><p>\ud83d\udc49 The <a title=\"Bonitas Hospital Standard Medical Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/hospital-standard\/\">Standard Hospital Option<\/a> offers general hospital coverage with some value-added benefits while the <a title=\"Bonitas BonEssential Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonessential\/\">BonEssential hospital plan<\/a> offers comprehensive hospital benefits with some value-added benefits. The <a title=\"Bonitas BonEssential Select Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonessential-select\/\">BonEssential Select Option<\/a> uses a provider network for comprehensive hospital benefits and some value-added benefits.<\/p><p>\ud83d\udc49 The <a title=\"Bonitas BonCap Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/boncap\/\">BonCap income-based entry-level plan<\/a> offers basic day-to-day benefits and hospital cover when using the set network of doctors, hospitals and providers.<\/p><h3>Benefits under Bonitas Medical Aid Option Plans for Assisted Reproductive Therapy (IVF)<\/h3><p>\ud83d\udc49 Even though infertility is a prescribed medical benefits (PMB) illness in South Africa, specialised fertility treatments like IVF are not covered by Bonitas Medical Aid.<\/p><h3>How Much Are Bonitas Medical Aid Monthly Premiums?\u00a0<\/h3><p>\ud83d\udc49 Bonitas monthly contributions start at R 2 033 for a Principal Member, R 1 555 for a spouse\/adult dependant and R 596 per child (max 3) on the BonEssential Hospital Plan and go up to R 8 217 for a main member, R7 749 for additional adult, and R 1 672 for a child for the BonComprehensive plan that offers abundant savings, an above threshold benefit and extensive hospital cover.<\/p><h3>What Is the Waiting Period for Bonitas Medical Aid Benefits?\u00a0<\/h3><p>\ud83d\udc49 The minimum general waiting period for Bonitas medical aid is three months for all benefits. Some plans, however, have a waiting period of 12 months, especially regarding a pre-existing condition.<\/p><h3>How to Claim for Benefits From Bonitas Medical Aid\u00a0<\/h3><p>\ud83d\udc49 You can send in your claim in the following ways:<\/p><p>\u27a1\ufe0f Email your claims to claims@bonitas.co.za.<\/p><p>\u27a1\ufe0f Post your claims to Bonitas Claims Department, PO Box 74, Vereeniging, 1930.<\/p><p>\u27a1\ufe0f Submit your claims in person at one of the walk-in centres.<\/p><p>\ud83d\udc49 Follow these simple steps to get your claims paid quickly:<\/p><p>\u27a1\ufe0f Ensure your banking details are correct for refunds by electronic transfer (EFT) into your bank account<\/p><p>\u27a1\ufe0f Make sure that your account and receipt show your name and initials, membership number, treatment date, the name of the patient as shown on your membership card, the amount charged and the ICD-10 code.<\/p><h3>Bonitas Medical Aid Contact Details\u00a0<\/h3><p>34 Melrose Blvd, Birnam<\/p><p>Johannesburg<\/p><p>2196<\/p><p>Phone for General Queries: 0860002108<\/p><p>Email: claims@bonitas.co.za<\/p><p>Email: queries@bonitas.co.za<\/p><p style=\"text-align: center;\">READ more about <a title=\"5 Best Hospital Plans for Pregnancy Coverage\" href=\"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/\">5 Best Hospital Plans for Pregnancy Coverage in South Africa<\/a> revealed.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-15c91f70 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"15c91f70\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-788ccd91 ae-bg-gallery-type-default\" data-id=\"788ccd91\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e48b6e7 elementor-widget elementor-widget-text-editor\" data-id=\"5e48b6e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>5. Medihelp Medical Aid<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-5159 size-full\" title=\"Medihelp Medical Aid\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1.png\" alt=\"Medihelp Medical Aid\" width=\"2528\" height=\"1298\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1.png 2528w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1-300x154.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1-1024x526.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1-768x394.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1-1536x789.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/03\/Medihelp-1-2048x1052.png 2048w\" sizes=\"(max-width: 2528px) 100vw, 2528px\" \/><\/p><h3>Overview<\/h3><p>\ud83d\udc49 Medihelp is a reliable and consistent medical aid organisation.<\/p><p>\ud83d\udc49 Medihelp is self-administered and aims to provide members with care and satisfy their requirements for medical services. No matter if you are a student, newly hired and wishing to join a medical aid for the first time, self-employed and seeking a trustworthy healthcare solution for your employees, or providing for a family with rising demands, you should feel at home at Medihelp.<\/p><p>\ud83d\udc49 Since its founding more than a hundred years ago, Medihelp has been dedicated to putting the needs of its members first. Medihelp continues to be one of the top five choices of medical aids in the industry due to its capacity to adapt to shifting requirements and advance how it provides services by incorporating cutting-edge technology.<\/p><p>\ud83d\udc49 As a self-administered scheme, Medihelp is owned by its members and handles administrative duties as processing and paying claims, pre-authorisation and communication with members in-house. You are therefore assured of top-quality service by dedicated Medihelp employees.<\/p><h3>Medihelp Medical Aid Option Plans<\/h3><p>\ud83d\udc49 <a title=\"MediHelp Medical Aid\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/\" target=\"_blank\" rel=\"noopener\">Medihelp offers<\/a> the following option plans:<\/p><h4>MedElect Student<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedElect Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medelect\/\" target=\"_blank\" rel=\"noopener\">MedElect<\/a>\u00a0makes use of a quality network of service providers to enable comprehensive cover at an affordable premium for those who still have to concentrate on their studies. Among its benefits count extensive in-hospital cover, screenings and additional benefits.<\/p><h4>MedVital<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedVital Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medvital\/\" target=\"_blank\" rel=\"noopener\">MedVital<\/a> is a healthcare solution that offers affordable coverage for minor medical expenses, private hospitalisation and emergency medical services.<\/p><h4>MedMove<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedMove! Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medmove\/\" target=\"_blank\" rel=\"noopener\">Medmove<\/a> provides health essentials cover such as private hospitalisation and emergency medical services through quality networks. Members also have access to virtual and in-person doctors\u2019 consultations and medicine, as well as a selection of other medical services they may need.<\/p><h4>MedAdd<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedAdd Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medadd\/\" target=\"_blank\" rel=\"noopener\">MedAdd<\/a> offers the flexibility of a 15% savings account, additional insured cover once savings are depleted, cover for dental and eye care, as well as pregnancy benefits, but no IVR benefits.<\/p><h4>MedSaver<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedSaver Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medsaver\/\" target=\"_blank\" rel=\"noopener\">MedSaver<\/a> provides cover for private hospitalisation at any hospital, while the 25% savings account covers medical expenses incurred out of the hospital. Once savings are depleted, the additional out-of-hospital cover is unlocked.<\/p><h4>MedElect<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedElect Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medelect\/\" target=\"_blank\" rel=\"noopener\">MedElect<\/a> offers comprehensive care at premium quality networks at an affordable rate.<\/p><h4>MedPrime<\/h4><p>\ud83d\udc49 With <a title=\"Medihelp MedPrime Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medprime\/\" target=\"_blank\" rel=\"noopener\">MedPrime<\/a> members get private hospitalisation, excellent cover for out-of-hospital services through a savings account and insured pooled benefits, as well as comprehensive dental and optometry benefits.<\/p><h4>MedElite<\/h4><p>\ud83d\udc49 The <a title=\"Medihelp MedElite Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medelite\/\" target=\"_blank\" rel=\"noopener\">MedElite<\/a> is an all-inclusive plan, the ideal solution for families and individuals with extensive healthcare needs.<\/p><h4>MedPlus<\/h4><p>\ud83d\udc49 <a title=\"Medihelp MedPlus Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/medihelp\/medplus\/\" target=\"_blank\" rel=\"noopener\">MedPlus<\/a> is Medihelp\u2019s top-of-the-range plan and offers the most extensive cover for medical emergencies, private hospitalisation and preventive care, as well as extensive provision for acute and chronic medicine, radiology, pathology and other day-to-day medical expenses.<\/p><h3>Benefits under Medihelp Medical Aid\u2019s Option Plans for Assisted Reproductive Therapy (IVR)<\/h3><p>\ud83d\udc49 Even though infertility is a prescribed medical benefits (PMB) illness in South Africa, specialised fertility treatments like IVF are not covered under any options of Medihelp Medical Aid.<\/p><h3>How Much Are Medihelp Medical Aid Monthly Premiums?<\/h3><p>\ud83d\udc49 Medihelp monthly premiums start with Medmove\u2019s R1\u00a0254 per month per member for health essentials cover such as private hospitalisation and emergency medical services through networks and go up to R10 980 per month for the top-of-the-range MedElite plan that offers the most extensive cover for medical emergencies, private hospitalisation and preventive care, as well as extensive provision for acute and chronic medicine, radiology, pathology and other day-to-day medical expenses.<\/p><h3>What Is the Waiting Period for Medihelp Medical Aid\u2019s Benefits?<\/h3><p>\ud83d\udc49 Medihelp may apply a general waiting period or a condition-specific waiting period.<\/p><p>\ud83d\udc49 A general waiting period of up to three months applies from the date that a member joined. During this period, a person is not entitled to any benefits except prescribed minimum benefits (PMB). Claims submitted during this waiting period, will not be paid by the scheme.<\/p><p>\ud83d\udc49 During a condition-specific waiting period of up to 12 months, a member will not be entitled to benefits for a particular condition for which the person receives medical advice, a diagnosis, care or treatment (excluding PMB).<\/p><p>\ud83d\udc49 Upon joining Medihelp, members receive a document with the conditions under which they are enrolled as beneficiaries, indicating any waiting periods and\/or late-joiner penalties.<\/p><h3>How to Claim Benefits From Medihelp Medical Aid<\/h3><p>\ud83d\udc49 To submit a medical aid claim with Medihelp, a member can use one of the following options:<\/p><p>\u27a1\ufe0f Use Medihelp\u2019s member app to upload the account and proof of payment and submit.<\/p><p>\u27a1\ufe0f Email the account and proof of payment to claims@medihelp.co.za.<\/p><p>\u27a1\ufe0f Submit your claim by logging in to Medihelp&#8217;s Member Zone and clicking on \u201cClaims\u201d \u2013 \u201cSubmit a claim\u201d.<\/p><p>\ud83d\udc49 To guarantee that your claim is valid according to the Medical Schemes Act and Medihelp\u2019s Rules, ensure that you have provided the following details:<\/p><p>\u27a1\ufe0f Your membership number<\/p><p>\u27a1\ufe0f The member\u2019s name and surname<\/p><p>\u27a1\ufe0f The name, surname and date of birth of the patient<\/p><p>\u27a1\ufe0f Medihelp Medical Scheme \u2013 not \u201cPrivate\u201d (this has tax implications)<\/p><p>\u27a1\ufe0f The healthcare practitioner\u2019s name and practice code number<\/p><p>\u27a1\ufe0f The amount charged per item<\/p><p>\u27a1\ufe0f The amount you have paid<\/p><p>\u27a1\ufe0f Your proof of payment (attached)<\/p><p>\u27a1\ufe0f The relevant codes such as <a title=\"ICD-10 - A Beginner\u2019s Guide\" href=\"https:\/\/medicalaid.com\/medical-aids\/icd-10-beginners-guide\/\">ICD-10<\/a>, NAPPI and item code(s)<\/p><p>\u27a1\ufe0f The date on which the service\/procedure was rendered\/performed<\/p><p>\ud83d\udc49 The account should not be modified by hand in any way, as this will cause your claim to be invalid.<\/p><p>\ud83d\udc49 Your claims must reach Medihelp on or before the last workday of the fourth calendar month after the month in which the service was rendered.<\/p><h3>Medihelp Medical Aid Contact Details<\/h3><p>Medihelp Head Office<\/p><p>Postal address<\/p><p>PO Box 26004<\/p><p>Arcadia, 0007<\/p><p>Street address<\/p><p>189 Clark street,<\/p><p>Brooklyn, 0181<\/p><p>Customer care<\/p><p>General enquiries &#8211; 086 0100 678<\/p><p>International &#8211; +27 12 336 9000<\/p><p>Email: enquiries@medihelp.co.za<\/p><p>Claims submission: claims@medihelp.co.za<\/p><p style=\"text-align: center;\">Discover more about <a title=\"What Are Maternity Benefits ?\" href=\"https:\/\/medicalaid.com\/medical-aids\/what-are-maternity-benefits\/\">Maternity Benefits<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-460f4dc6 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"460f4dc6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73ed6e22 ae-bg-gallery-type-default\" data-id=\"73ed6e22\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62010dd3 elementor-widget elementor-widget-text-editor\" data-id=\"62010dd3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Frequently Asked Questions<\/h2><p>\u00a0<\/p><h3>Can you join a medical aid in South Africa for IVF benefits?<\/h3><p>No, you cannot join a medical aid in South Africa for IVF benefits, since they don\u2019t cover that.<\/p><p>\u00a0<\/p><h3>Are there medical aids in South Africa that cover IVF?<\/h3><p>There are currently only one medical aid, Discovery, that conditionally covers IVF.<\/p><p>\u00a0<\/p><h3>How much does it cost to receive IVF treatment at a private hospital in South Africa without medical aid?<\/h3><p>The cost of IVF treatment can range anywhere from R70,000 to R80,000 per cycle.<\/p><p>\u00a0<\/p><h3>Does medical insurance cover the cost of IVF?<\/h3><p>No, IVF is not covered by medical insurance since many fertility treatments are not considered \u201cmedically necessary\u201d by insurance companies.<\/p><p>\u00a0<\/p><h3>How long do you have to be a member of a medical aid to get Assisted Reproductive Therapy (IVR) covered?<\/h3><p>Since infertility is not a disease as such, you will have to be a member of an Aid longer than 12 months to receive any benefit on Assisted Reproductive Therapy (IVR), providing it is offered by the medical aid.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-2b99d15b elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"2b99d15b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4766bf8f ae-bg-gallery-type-default\" data-id=\"4766bf8f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6050a591 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"6050a591\" data-element_type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed .elementor-toc__toggle-button--collapse,.elementor-widget-table-of-contents:not(.elementor-toc--collapsed) .elementor-toc__toggle-button--expand{display:none}.elementor-widget-table-of-contents .elementor-widget-container{min-height:var(--box-min-height);border:var(--box-border-width,1px) solid var(--box-border-color,#9da5ae);border-radius:var(--box-border-radius,3px);background-color:var(--box-background-color);transition:min-height .4s;overflow:hidden}.elementor-toc__header{display:flex;align-items:center;justify-content:space-between;padding:var(--box-padding,20px);background-color:var(--header-background-color);border-bottom:var(--separator-width,1px) solid 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.elementor-toc__list-wrapper{margin-top:.5em;margin-inline-start:var(--nested-list-indent,1em)}.elementor-toc__list-item-text{transition-duration:var(--item-text-transition-duration)}.elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}.elementor-toc__list-item-text-wrapper{display:flex;align-items:center}.elementor-toc__list-item-text-wrapper:before,.elementor-toc__list-item-text-wrapper i{margin-inline-end:8px;color:var(--marker-color)}.elementor-toc__list-item-text-wrapper svg{margin-inline-end:8px;fill:var(--marker-color);height:var(--marker-size,.5em);width:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper i{font-size:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper:before{font-size:var(--marker-size,1em)}.elementor-toc--content-ellipsis .elementor-toc__list-item-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.elementor-toc__list-items--collapsible>.elementor-toc__list-wrapper>.elementor-toc__list-item>.elementor-toc__list-wrapper{display:none}.elementor-toc__heading-anchor{position:absolute}.elementor-toc__body .elementor-toc__list-item-text{color:var(--item-text-color);-webkit-text-decoration:var(--item-text-decoration);text-decoration:var(--item-text-decoration);transition-duration:var(--item-text-transition-duration)}.elementor-toc__body .elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__body .elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__6050a591\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__6050a591\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__6050a591\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;5419&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;36&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4.9&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;*Rate this Medical Aid*&quot;,&quot;legend&quot;:&quot;4.9\\\/5 - (36 votes)&quot;,&quot;size&quot;:&quot;18&quot;,&quot;title&quot;:&quot;Best Medical Aids in South Africa that Cover IVF&quot;,&quot;width&quot;:&quot;110.2&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 110.2px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 18px; height: 18px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 14.4px;\">\n            4.9\/5 - (36 votes)    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>5 Best Medical Aids in South Africa Cover IVF \u26a0\ufe0fNotice IVF treatments might be covered by your medical insurance policy. It is best to contact your insurance provider to be sure. Know that you are entitled to necessary treatment and don&#8217;t be afraid to take advantage of the available resources. &times; Dismiss this alert. Do [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":12114,"parent":161,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[201],"tags":[],"pet-insurance-companies":[],"acf":[],"_links":{"self":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/5419"}],"collection":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/comments?post=5419"}],"version-history":[{"count":153,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/5419\/revisions"}],"predecessor-version":[{"id":36844,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/5419\/revisions\/36844"}],"up":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/161"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/media\/12114"}],"wp:attachment":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/media?parent=5419"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/categories?post=5419"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/tags?post=5419"},{"taxonomy":"pet-insurance-companies","embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pet-insurance-companies?post=5419"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}