{"id":16485,"date":"2023-11-22T08:05:00","date_gmt":"2023-11-22T06:05:00","guid":{"rendered":"https:\/\/medicalaid.com\/?page_id=16485"},"modified":"2023-11-23T11:18:26","modified_gmt":"2023-11-23T09:18:26","slug":"pregnancy-coverage","status":"publish","type":"page","link":"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/","title":{"rendered":"5 Best Hospital Plans for Pregnancy Coverage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"16485\" class=\"elementor elementor-16485\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-505fa49a elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"505fa49a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-220560fe ae-bg-gallery-type-default\" data-id=\"220560fe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8eab0ae elementor-widget elementor-widget-image\" data-id=\"8eab0ae\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"300\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/06\/rev-Best-Hospital-Plans-for-Pregnant-Women-.gif\" class=\"attachment-full size-full wp-image-20104\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64ee0959 elementor-widget elementor-widget-heading\" data-id=\"64ee0959\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">5 Best Hospital Plans for Pregnancy Coverage<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d3ef897 elementor-widget elementor-widget-text-editor\" data-id=\"4d3ef897\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>The\u00a0<strong>5 Best Hospital Plans for Pregnancy Coverage in South Africa revealed<\/strong>.<\/p><p>We <strong>tested<\/strong> them side by side and <strong>verified<\/strong> their hospital plans.<\/p><p>This is a <strong>complete<\/strong> guide to the best <strong>hospital plans<\/strong> for <strong>pregnancy coverage<\/strong> in South Africa.<\/p><p>In this in-depth guide you\u2019ll learn:<\/p><ul><li>What is a <strong>Hospital Plan?<\/strong><\/li><li>How does <strong>pregnancy coverage work<\/strong>?<\/li><li>Which hospital plan has <strong>no waiting period<\/strong> for pregnancy coverage?<\/li><li>Do hospital plans offer <strong>maternity cover<\/strong> when you&#8217;re already pregnant?<\/li><li>Best hospital plans for <strong>already pregnant women?<\/strong><\/li><\/ul><p><br \/>So if you\u2019re ready to go \u201call in\u201d with the <strong>best hospital plans for pregnancy coverage in South Africa<\/strong>, this guide is for you.<\/p><p>Let\u2019s dive right in\u2026<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-eaab853 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"eaab853\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27372ab0 ae-bg-gallery-type-default\" data-id=\"27372ab0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4885d3d4 elementor-widget elementor-widget-text-editor\" data-id=\"4885d3d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Best Hospital Plans for Pregnancy Coverage (2024)<\/h2><p>\n<table id=\"tablepress-2456\" class=\"tablepress tablepress-id-2456\">\n<tbody class=\"row-hover\">\n<tr class=\"row-1 odd\">\n\t<td class=\"column-1\">\ud83e\ude7a Medical Aid<\/td><td class=\"column-2\">\u2714\ufe0f Offers Plans for Pregnancy Coverage?<\/td><td class=\"column-3\">\u2695\ufe0f Plan Offered<\/td><td class=\"column-4\">\ud83d\udc49 Sign Up<\/td>\n<\/tr>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">1. FedHealth<\/td><td class=\"column-2\">Yes<\/td><td class=\"column-3\">flexiFED Savvy<\/td><td class=\"column-4\">\ud83d\udc49 <a href=\"https:\/\/medicalaid.com\/online-application\/\"noopener\"><b>Apply Now<\/a><\/b><\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">2. Discovery Health<\/td><td class=\"column-2\">Yes<\/td><td class=\"column-3\">Discovery KeyCare Plan<\/td><td class=\"column-4\">\ud83d\udc49 <a href=\"https:\/\/medicalaid.com\/online-application\/\"noopener\"><b>Apply Now<\/a><\/b><\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">2. Momentum Bloom<\/td><td class=\"column-2\">Yes<\/td><td class=\"column-3\">Ingwe Student Option<\/td><td class=\"column-4\">\ud83d\udc49 <a href=\"https:\/\/medicalaid.com\/online-application\/\"noopener\"><b>Apply Now<\/a><\/b><\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">4. BestMed<\/td><td class=\"column-2\">Yes<\/td><td class=\"column-3\">Network Plans<\/td><td class=\"column-4\">\ud83d\udc49 <a href=\"https:\/\/medicalaid.com\/online-application\/\"noopener\"><b>Apply Now<\/a><\/b><\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">5. Bonitas<\/td><td class=\"column-2\">Yes<\/td><td class=\"column-3\">Boncap Student<\/td><td class=\"column-4\">\ud83d\udc49 <a href=\"https:\/\/medicalaid.com\/online-application\/\"noopener\"><b>Apply Now<\/a><\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-15d2206e elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"15d2206e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7cfd277f ae-bg-gallery-type-default\" data-id=\"7cfd277f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19286b14 elementor-widget elementor-widget-text-editor\" data-id=\"19286b14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>5 Best Hospital Plans for Pregnancy Coverage Summary<\/h2><div class=\"elementor-toc__list-item-text-wrapper\"><div class=\"elementor-toc__list-item-text-wrapper\"><ol class=\"elementor-toc__list-wrapper\"><li class=\"elementor-toc__list-item\"><div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/#elementor-toc__heading-anchor-6\">Fedhealth Medical Scheme<\/a> &#8211; Overall, Best Hospital Plans for Pregnancy Coverage<\/div><\/li><li class=\"elementor-toc__list-item\"><div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/#elementor-toc__heading-anchor-11\">Discovery Medical Scheme<\/a> &#8211; <span style=\"color: #333333;\">Top Extensive Health Protection in South Africa<\/span><\/div><\/li><li class=\"elementor-toc__list-item\"><div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/#elementor-toc__heading-anchor-12\">Momentum Bloom<\/a> <span style=\"color: #333333;\">&#8211; Broadest Range of Low-Cost Hospital Plans<\/span><\/div><\/li><li class=\"elementor-toc__list-item\"><div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/#elementor-toc__heading-anchor-13\">BestMed Medical Scheme<\/a> <span style=\"color: #333333;\">&#8211; Best Customer Service Medical Aid<\/span><\/div><\/li><li class=\"elementor-toc__list-item\"><div class=\"elementor-toc__list-item-text-wrapper\"><a href=\"https:\/\/medicalaid.com\/hospital-plans\/pregnancy-coverage\/#elementor-toc__heading-anchor-16\">Bonitas Medical Aid<\/a> <span style=\"color: #333333;\">&#8211; Best Pay-As-You-Go Private Healthcare<\/span><\/div><\/li><\/ol><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-de73f8b elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"de73f8b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b9c62c4 ae-bg-gallery-type-default\" data-id=\"b9c62c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dc16ccb elementor-widget elementor-widget-video\" data-id=\"dc16ccb\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/pQD-zwMcL7w&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-wrapper{aspect-ratio:var(--video-aspect-ratio)}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{height:100%;width:100%;display:flex;border:none;background-color:#000}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-wrapper{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%;aspect-ratio:var(--video-aspect-ratio);-o-object-fit:cover;object-fit:cover;-o-object-position:center center;object-position:center center}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-custom-embed-image-overlay{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-custom-embed-image-overlay img{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-24743d49 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"24743d49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e63cbf ae-bg-gallery-type-default\" data-id=\"1e63cbf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-741db11b elementor-widget elementor-widget-text-editor\" data-id=\"741db11b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Introduction to Hospital Plans Suitable for Pregnant Persons<\/h2><p><img decoding=\"async\" class=\"aligncenter wp-image-16183 size-full\" title=\"Introduction to Hospital Plans Suitable for Pregnant Persons\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/pregnant-2568594_1920.jpg\" alt=\"Introduction to Hospital Plans Suitable for Pregnant Persons\" width=\"1920\" height=\"1282\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/pregnant-2568594_1920.jpg 1920w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/pregnant-2568594_1920-300x200.jpg 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/pregnant-2568594_1920-1024x684.jpg 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/pregnant-2568594_1920-768x513.jpg 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/pregnant-2568594_1920-1536x1026.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/p><p>In the event that you are involved in an accident and require immediate medical attention, <a title=\"What Is A Hospital Plan (Private Hospitalisation Cover)\" href=\"https:\/\/medicalaid.com\/hospital-plans\/\">a hospital plan<\/a> will pay for any necessary operations that are carried out in a private hospital on your behalf.<\/p><p>In the event that you require coverage for medical attention that is provided outside of a hospital, such as seeing your primary care physician, going to the dentist, or obtaining new glasses at the optometrist, a hospital plan will not cover these expenditures; however, a medical aid plan would.<\/p><p>As a result of this differential, hospital plans are far more affordable than complete medical aid plans, given that you receive a significantly lower level of coverage.<\/p><p>\u00a0In order to be eligible for coverage under a hospital plan, you will need to pay a monthly premium. This premium will pay for the medical care you get while an in-patient in a private hospital. Outside of the hospital, you would be responsible for paying for any medications or medical appointments.<\/p><p>In the event that you need to go into the hospital for a treatment that has been pre-planned, you will be required to obtain authorization from the provider of your hospital plan in advance. If the surgery is an emergency, however, your provider will make arrangements for your admission directly with the hospital.<\/p><p style=\"text-align: center;\">Discover what is the <strong>advantages of <a title=\"What are Maternity Benefits?\" href=\"https:\/\/medicalaid.com\/medical-aids\/what-are-maternity-benefits\/\">Maternity Cover<\/a><\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-244378d8 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"244378d8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5bf0bb45 ae-bg-gallery-type-default\" data-id=\"5bf0bb45\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-71ce325c elementor-widget elementor-widget-text-editor\" data-id=\"71ce325c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>What Pregnancy-Related Costs Does a Hospital Plan Cover?<\/h2><p><img decoding=\"async\" class=\"aligncenter wp-image-16180 size-full\" title=\"What Pregnancy-Related Costs Does a Hospital Plan Cover?\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/4k-ge857a22a4_1920.jpg\" alt=\"What Pregnancy-Related Costs Does a Hospital Plan Cover?\" width=\"1920\" height=\"1282\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/4k-ge857a22a4_1920.jpg 1920w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/4k-ge857a22a4_1920-300x200.jpg 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/4k-ge857a22a4_1920-1024x684.jpg 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/4k-ge857a22a4_1920-768x513.jpg 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/4k-ge857a22a4_1920-1536x1026.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/p><p>An in-hospital delivery will incur hospital-related expenditures, such as those for the operating room, <a title=\"X-rays\" href=\"https:\/\/medicalaid.com\/medical-procedures\/x-rays\/\">X-rays<\/a>, and blood tests; these costs will be covered by a Hospital Plan. Due to the fact that maternity cover is a cost that is incurred only once, there are Medical Aid plans that also include certain out-of-hospital maternity benefits.<\/p><p>Also, keep in mind that a hospital plan is exactly what it sounds like: a plan for hospitals. Your health insurance will most likely not pay the cost of giving birth at a location that is medically speaking not a hospital if you choose to give birth in that location.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-5e1d144c elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"5e1d144c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-43ff75b1 ae-bg-gallery-type-default\" data-id=\"43ff75b1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-334e475e elementor-widget elementor-widget-text-editor\" data-id=\"334e475e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Does a Hospital Plan Cover Pregnancy Complications?<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16021 size-full\" title=\"Does a Hospital Plan Cover Pregnancy Complications?\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-scaled.jpg\" alt=\"Does a Hospital Plan Cover Pregnancy Complications?\" width=\"2560\" height=\"1707\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-scaled.jpg 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-300x200.jpg 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-1024x683.jpg 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-768x512.jpg 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-1536x1024.jpg 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/9-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p>It is reasonable to anticipate having between 10 and 12 appointments throughout a healthy pregnancy in order to complete the numerous exams and inspections that are required. On the other hand, if you have any issues throughout your pregnancy, your obstetrician may recommend more frequent check-ups and additional testing to ensure both your well-being and that of your unborn child.<\/p><p>Complications or having to take further precautions can be caused by a wide variety of different circumstances, and the necessity for additional treatments might vary greatly. For instance, if you are overweight or underweight throughout your pregnancy, or if you have pre-existing health concerns such as diabetes or hypothyroidism (an underactive thyroid), you may also need to see a dietician to ensure that you are eating the appropriate foods for your condition. This may be done by consulting with a professional.<\/p><p>If you are admitted to the hospital, you will incur medical fees, and having a hospital plan can help you pay for those charges. Your plan will contribute a predetermined amount towards the costs of your admission, stay, medical bills, and any other expenses that are incurred. Not all hospital plans are made equal; some offer more comprehensive benefits and require less co-payments, while others have more stringent regulations, exclusions, and caps on coverage.<\/p><p>It is essential that you are aware that hospital plans will only reimburse you for costs incurred while you are a patient at the affiliated medical facility. Out-of-hospital charges, such as visits to your primary care physician and acute medication, will be your responsibility to pay for financially. Even if you are not currently hospitalised, all medical aid plans, including hospital plans, are required by law to include prescription coverage for a set list of 27 chronic conditions that are included in the Medical Schemes Act as Prescribed Minimum Benefits (PMBs). This is the case regardless of whether or not you are hospitalised.<\/p><p>You will need to acquire pre-authorization from your provider before you may be admitted to the hospital, unless the situation is an emergency, in which case the hospital will arrange admittance with your physician on your behalf.<\/p><p>A general waiting period of three months, during which time no claims will be paid, and\/or an exclusion term of twelve months for any pre-existing medical disorders are both allowed to be imposed by any and all medical assistance. There are no prerequisites or holding periods required to be hospitalised due to an accident. In addition, benefits will not be given out if the beginning date of the hospitalisation occurs during the waiting period, and the hospitalisation continues beyond the end of the waiting period.<\/p><p style=\"text-align: center;\">You might like the <a title=\"5 Best Medical Aids for Pregnant Women in South Africa\" href=\"https:\/\/medicalaid.com\/medical-aids\/medical-aids-for-pregnant-women\/\">Best Affordable Medical Aids for Pregnancy Cover<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-178a6085 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"178a6085\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46d1b599 ae-bg-gallery-type-default\" data-id=\"46d1b599\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e3c03dd elementor-widget elementor-widget-text-editor\" data-id=\"4e3c03dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Hospital Plans Suitable for Pregnancy Coverage<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-15927 size-full\" title=\"Hospital Plans suitable for Pregnancy Coverage\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Agility-Combined-200.png\" alt=\"Hospital Plans suitable for Pregnancy Coverage\" width=\"1178\" height=\"428\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Agility-Combined-200.png 1178w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Agility-Combined-200-300x109.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Agility-Combined-200-1024x372.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Agility-Combined-200-768x279.png 768w\" sizes=\"(max-width: 1178px) 100vw, 1178px\" \/><\/p><p>Birth is the most expensive part of any pregnancy. For labour and delivery, you have to stay in the hospital and see experts like a gynaecologist, an obstetrician, and a doctor for the baby. Both the mother and the baby will need to stay in the hospital for at least a few days after the birth.<\/p><p>Private hospitals in South Africa are very expensive, and most people cannot afford them. This is where the hospital coverage in medical aid cover is most helpful. But a hospital plan will not pay for a woman&#8217;s childbirth costs if she is already pregnant when she signs up, and there is no way to get around this rule.<\/p><p>If your hospital plan does not cover all of your costs, you may need gap cover, which pays the difference between the medical aid rates and the higher fee charged by the hospital. So gap cover is something you add to your current medical aid or hospital plan.<\/p><p>Discovery Health, Momentum, Medihelp, KeyHealth, Profmed, Bestmed, Bonitas, Health Squared, Medshield and Fedhealth may all provide sensible options for you.<\/p><p>Note that although there is no immediate cover for pregnancy and childbirth costs if the member is already pregnant, it does not mean that a pregnant woman cannot join a medical aid and opt for a hospital plan. A hospital plan does cover the pregnant women but just not for the pregnancy and childbirth costs for that pregnancy only.<\/p><p>Moreover, the new-born baby will be covered instantly providing protection for the parents if there are costly bills like neonatal ICU hospitalisation.<\/p><p style=\"text-align: center;\">Read more about <a title=\"Health Insurance for Pregnancy\" href=\"https:\/\/medicalaid.com\/medical-insurance\/pregnancy\/\">Medical Insurance for Pregnancy in South Africa<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-21b557bd elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"21b557bd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ca8299f ae-bg-gallery-type-default\" data-id=\"7ca8299f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19247817 elementor-widget elementor-widget-text-editor\" data-id=\"19247817\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>1. Fedhealth Medical Scheme<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16417 size-full\" title=\"Fedhealth Medical Scheme\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1.png\" alt=\"Fedhealth Medical Scheme\" width=\"2560\" height=\"1254\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1-300x147.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1-1024x502.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1-768x376.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1-1536x752.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Fedhealth-1-2048x1003.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p>Fedhealth\u2019s hospital plans are innovatively designed to give more control over how cover is structured.<\/p><p><a title=\"Fedhealth Medical Aid - Compare Plans and Prices\" href=\"https:\/\/medicalaid.com\/medical-aid\/fedhealth\/\">FedHealth<\/a> offers benefits like:<\/p><ul><li>Private in-hospital cover<\/li><li>Generous maternity and childhood benefits<\/li><li>Three ways to structure day-to-day benefits on our flexiFED options<\/li><li>Unique benefits paid from Risk like trauma treatment at a casualty ward<\/li><li>Upgrades to a higher option any time of the year when life happens, like a pregnancy<\/li><\/ul><p><strong>Fedhealth Hospital Plans<\/strong> suitable for pregnancy coverage are:<\/p><h3>flexiFED Savvy<\/h3><p><a title=\"Fedhealth FlexiFED Savvy Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/fedhealth\/flexifed-savvy\/\">flexiFEDSavvy<\/a> brings you one of the most affordable hospital plans in the market with the flexibility to use it as a savings plan. It is a personalised, customised and affordable hospital plan with a day-to-day back-up plan and costs from R 945 per month.<\/p><h3>flexiFED 1<\/h3><p><a title=\"Fedhealth FlexiFED 1 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/fedhealth\/flexifed-1\/\">flexiFED 1<\/a> is an affordable hospital plan that gives medical aid cover at a great price with access to Fedhealth Savings powered by the MediVault to help cover unexpected day-to-day medical bills. A valuable Threshold Benefit kicks in once your claims have reached a certain level. It costs from R 1 583 per month.<\/p><h3>flexiFED 2<\/h3><p><a title=\"Fedhealth FlexiFED 2 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/fedhealth\/flexifed-2\/\">flexiFED 2<\/a> is the ideal hospital plan if you\u2019re just starting your parenting journey, with generous maternity and childhood benefits. Fedhealth Savings give cover for unexpected day-to-day medical bills, and a Threshold Benefit that kicks in once claims have reached a certain level. It costs from R 2 196 per month.<strong>\u00a0<\/strong><\/p><h3>flexiFED 3<\/h3><p><a title=\"Fedhealth FlexiFED 3 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/fedhealth\/flexifed-3\/\">flexiFED 3<\/a> is ideal for young, growing families, with generous maternity and childhood benefits for pregnancy, birth and those busy early childhood years, for from R 2 508 per month.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-72652577 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"72652577\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-71d00539 ae-bg-gallery-type-default\" data-id=\"71d00539\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a4aab9 elementor-widget elementor-widget-text-editor\" data-id=\"1a4aab9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>2. Discovery Medical Scheme<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16412 size-full\" title=\"Discovery Medical Scheme\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1.png\" alt=\"Discovery Medical Scheme\" width=\"2560\" height=\"1137\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1-300x133.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1-1024x455.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1-768x341.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1-1536x682.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Discovery-Medical-Aid-1-2048x910.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p>Discovery Hospital Plans range from the most comprehensive and expensive private healthcare cover to basic and more affordable with cost-effective private healthcare cover through a network of providers.<\/p><p>\u00a0<\/p><p>You can get access to comprehensive maternity and post-birth benefits which are covered from a Maternity Benefit at the Discovery Health Rate. This cover does not affect your day-to-day benefits and depends on the plan you choose:<\/p><p>\u00a0<\/p><p>You can look at up to 12 Antenatal consultations at your gynaecologist, GP or midwife, ultrasound scans and prenatal screening including up to two 2D ultrasound scans and one nuchal translucency or Non-Invasive Prenatal Testing (NIPT) screening &#8211; subject to clinical entry criteria, a defined set of blood tests per pregnancy, and up to five pre- or postnatal classes or consultations with registered a nurse, up until two years after birth.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-57b94979 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"57b94979\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-70716270 ae-bg-gallery-type-default\" data-id=\"70716270\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e95f9a4 elementor-widget elementor-widget-text-editor\" data-id=\"5e95f9a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>3. Momentum Bloom<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16500 size-full\" title=\"Momentum Bloom\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2.png\" alt=\"Momentum Bloom\" width=\"2820\" height=\"1328\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2-300x141.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2-1024x482.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2-768x362.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2-1536x723.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Momentum-Medical-Aid-2-2048x964.png 2048w\" sizes=\"(max-width: 2820px) 100vw, 2820px\" \/><\/p><p>Bloom Hospital Plan provides affordable private healthcare by <a title=\"Momentum Medical Aid - Compare plans and Prices\" href=\"https:\/\/medicalaid.com\/medical-aid\/momentum\/\">Momentum<\/a> as trusted partner.<\/p><p>It is an entry-level option that offers high-quality and fairly priced private healthcare that includes the following maternity benefits:<\/p><ul><li>1 Foetal growth 2D scan per member per pregnancy<\/li><li>Antenatal pathology tests linked to a Network GP visit and referred by a Network GP, according to the applicable Health4Me pathology list<\/li><li>Antenatal vitamins provided in accordance with the Network prescribed acute medication formulary. Relevant rules and protocols are applied and pre-authorisation is required.<\/li><\/ul><p>Other benefits include:<\/p><ul><li>GP visits &#8211; Unlimited Network GP visits per member per year. Network GP visits can either be face-to-face or video call (virtual) consultations<\/li><li>GP in room procedures &#8211; Minor medical procedures performed as part of a Network GP consult in rooms, such as stitching of wounds and nebulisation<\/li><li>Hello Doctor &#8211; Hello Doctor consultations are unlimited and can either be chat, phone call or video call (virtual) consultations<\/li><li>Acute medication &#8211; Provided in accordance with the Network prescribed acute medication formulary. Rules and protocols apply<\/li><li>Basic pathology &#8211; Unlimited when linked to a Network GP visit and referred by a Network GP, according to the applicable Health4Me pathology list<\/li><li>Basic radiology &#8211; Unlimited cover for black and white x-rays, when linked to a Network GP visit and referred by a Network GP, according to the applicable Health4Me radiology list<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-1df50552 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"1df50552\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1da5b23c ae-bg-gallery-type-default\" data-id=\"1da5b23c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c67d8d1 elementor-widget elementor-widget-text-editor\" data-id=\"c67d8d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>4. BestMed Medical Scheme<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16504 size-full\" title=\"BestMed Medical Scheme\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3.png\" alt=\"BestMed Medical Scheme\" width=\"2856\" height=\"1372\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3-300x144.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3-1024x492.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3-768x369.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3-1536x738.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bestmed-3-2048x984.png 2048w\" sizes=\"(max-width: 2856px) 100vw, 2856px\" \/><\/p><p>BestMed has a track record of providing young families with access to a network of healthcare specialists, wellness benefits, and cost-effective healthcare coverage options.<\/p><p>All of its alternatives offer young parents significant benefits for preventative healthcare, such as contraception for women, maternity benefits, treatment for pneumonia, vaccinations against influenza, and a variety of other options.<\/p><p>The Bestmed Maternity Care programme, which is accessible for all coverage plans, gives young expectant mothers and fathers access to a plethora of information and services pertaining to pregnancy and childbirth.<\/p><p>Young parents can choose between BestMed Hospital Plans, Network Plans, Savings Plans, and Comprehensive Plans.<\/p><h3>Savings Plans<\/h3><p>BestMed Savings Plans are good options for young parents, since they include extensive hospital cover at private hospitals and a savings account out of which general day-to-day expenses are paid.<\/p><p>The following options are available:<\/p><p>\u27a1\ufe0f\u00a0<a title=\"Bestmed Beat 2 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-2\/\">Beat2 Savings Plan<\/a><\/p><p>\u27a1\ufe0f\u00a0<a title=\"Bestmed Beat 2 Network Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-2-network\/\">Beat2 Network Savings Plan<\/a><\/p><p>\u27a1\ufe0f\u00a0<a title=\"Bestmed Beat 3 Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-3\/\">Beat3 Savings Plan<\/a><\/p><p>\u27a1\ufe0f\u00a0<a title=\"Bestmed Beat 3 Network Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bestmed\/beat-3-network\/\">Beat3 Network Savings Plan<\/a><\/p><p>The Network Savings plans are associated with certain Network hospitals and providers.<\/p><h3>Comprehensive Plans<\/h3><p>BestMed Comprehensive Plans are the most expensive in terms of monthly premiums.<\/p><p>Young families who can afford it, may choose from the following:<\/p><ul><li>Pace1 Comprehensive Plan<\/li><li>Beat4 Comprehensive Plan<\/li><li>Pace2 Comprehensive Plan<\/li><li>Pace3 Comprehensive Plan<\/li><li>Pace4 Comprehensive Plan<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-b4d0ac4 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"b4d0ac4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cdc155 ae-bg-gallery-type-default\" data-id=\"2cdc155\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a14b807 elementor-widget elementor-widget-text-editor\" data-id=\"a14b807\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>5. Bonitas Medical Aid<\/h2><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-16416 size-full\" title=\"Bonitas Medical Aid\" src=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1.png\" alt=\"Bonitas Medical Aid\" width=\"2560\" height=\"1173\" srcset=\"https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1.png 2560w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1-300x137.png 300w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1-1024x469.png 1024w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1-768x352.png 768w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1-1536x704.png 1536w, https:\/\/medicalaid.com\/wp-content\/uploads\/2023\/05\/Bonitas-Medical-Aid-1-2048x938.png 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p><p>Bonitas\u2019 extensive selection of plans are designed to be simple to use while also maximising your benefits. Bonitas is there for young families looking for first time medical insurance.<\/p><p>Bonitas Medical Aid Hospital Plans suitable for pregnancy cover are:<\/p><h3>Hospital Plans<\/h3><p>Young healthy adults can also opt for hospital plans, that cover them for emergency and planned procedures in hospital and access to some additional benefits for wellness and preventative care. These options include the Hospital Standard, BonEssential and <a title=\"Bonitas BonEssential Select Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonessential-select\/\" target=\"_blank\" rel=\"noopener\">BonEssential Select<\/a> plans \u2013 the latter using a quality provider network that offers comprehensive hospital benefits.<\/p><h3>Edge Plans<\/h3><p>This category gives access to day-to-day benefits including unlimited GP consultations, layers of virtual care, dental and optical consultations, a private hospital network and more. <a title=\"Bonitas BonStart Plus Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/bonstart-plus\/\">BonStart Plus<\/a> is designed for young, economically active couples, living in the larger metros, and looking to expand their family.<\/p><h3>Traditional Plans<\/h3><p>The traditional plans are suitable for young families who are already more settled and financially independent. The give an overall day-to-day limit with sub-limits for GP and specialist consultations, acute and over-the-counter medicine, X-rays and <a title=\"Blood testing\" href=\"https:\/\/medicalaid.com\/medical-procedures\/blood-testing\/\">blood tests<\/a> and other out-of-hospital medical expenses. Options include a Standard, Standard Select, Primary and Primary Select plan.<\/p><h3>Savings Plans<\/h3><p>Young parents can also consider one of Bonitas\u2019 Saving plans that cover you while you&#8217;re in the hospital and give you extra benefits for maternity, wellness, and preventative care.<\/p><p>The options are called BonFit Select, BonSave, BonComplete, BonClassic and BonComprehensive<\/p><p>This savings options offer sufficient savings to use for medical expenses and extensive hospital cover, with <a title=\"Bonitas BonComprehensive Medical Aid Plan\" href=\"https:\/\/medicalaid.com\/medical-aid\/bonitas\/boncomprehensive\/\">BonComprehensive<\/a> being a first-class savings plan that offers ample savings, an above threshold benefit and the best hospital cover.<\/p><p style=\"text-align: center;\">Read more about <a title=\"5 Best Private Hospitals to Give Birth\" href=\"https:\/\/medicalaid.com\/medical-aids\/hospitals-to-give-birth\/\">The\u00a05 Best Private Hospitals to Give Birth in South Africa compared and revealed<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-5872e6c9 elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"5872e6c9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36164fb2 ae-bg-gallery-type-default\" data-id=\"36164fb2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-225b7add elementor-widget elementor-widget-text-editor\" data-id=\"225b7add\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2>Frequently Asked Questions<\/h2><p>\u00a0<\/p><h3>Can you get a hospital plan while pregnant?<\/h3><p>Yes, you can get a hospital plan while pregnant. Although there will be no immediate cover for pregnancy and childbirth costs, a pregnant woman is covered otherwise, just not for the pregnancy and childbirth costs for that pregnancy only.<\/p><p>\u00a0<\/p><h3>Do hospital plans cover giving birth?<\/h3><p>A hospital plan covers the hospital account, internal medical devices and emergency medical services. Hospital cover may include home births done by registered midwives with valid practice numbers. You need to pre-authorise your delivery.<\/p><p>\u00a0<\/p><h3>How does a hospital plan covering\u00a0 pregnancy work in South Africa?<\/h3><p>Hospital plans in South Africa frequently offer particular maternity benefits that pay for costs associated with pregnancies. These benefits often cover prenatal care, labor and delivery in a hospital, and postpartum care. Depending on the particular hospital plan and medical plan, the precise coverage and limits may change. It&#8217;s important to keep in mind that hospital plans often concentrate on providing care within the hospital, so costs associated with consultations and treatments received outside of the hospital setting could not be reimbursed.\u00a0<\/p><p>\u00a0<\/p><h3>Is there a waiting period for a hospital plan that covers pregnancy?<\/h3><p>Yes, generally hospital plans that cover pregnancy will include waiting periods. In South Africa, waiting periods are sometimes enforced by medical systems to stop people from enrolling in a plan merely to instantly claim for certain treatments or ailments.<\/p><p>\u00a0<\/p><h3>Can you give birth at a private hospital without a medical aid?<\/h3><p>Yes, you can give birth at a private hospital without a medical aid but you will have to pay a large deposit or even the entire delivery package fee upfront.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"has_ae_slider elementor-section elementor-top-section elementor-element elementor-element-4d7ff78a elementor-section-boxed elementor-section-height-default elementor-section-height-default ae-bg-gallery-type-default\" data-id=\"4d7ff78a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"has_ae_slider elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-140dc6df ae-bg-gallery-type-default\" data-id=\"140dc6df\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e2cd4b8 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"2e2cd4b8\" data-element_type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor-pro - v3.21.0 - 24-04-2024 *\/\n.elementor-widget-table-of-contents .elementor-toc__header-title{color:var(--header-color)}.elementor-widget-table-of-contents.elementor-toc--collapsed 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i{font-size:var(--marker-size,.5em)}.elementor-toc__list-item-text-wrapper:before{font-size:var(--marker-size,1em)}.elementor-toc--content-ellipsis .elementor-toc__list-item-text{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.elementor-toc__list-items--collapsible>.elementor-toc__list-wrapper>.elementor-toc__list-item>.elementor-toc__list-wrapper{display:none}.elementor-toc__heading-anchor{position:absolute}.elementor-toc__body .elementor-toc__list-item-text{color:var(--item-text-color);-webkit-text-decoration:var(--item-text-decoration);text-decoration:var(--item-text-decoration);transition-duration:var(--item-text-transition-duration)}.elementor-toc__body .elementor-toc__list-item-text:hover{color:var(--item-text-hover-color);-webkit-text-decoration:var(--item-text-hover-decoration);text-decoration:var(--item-text-hover-decoration)}.elementor-toc__body .elementor-toc__list-item-text.elementor-item-active{color:var(--item-text-active-color);-webkit-text-decoration:var(--item-text-active-decoration);text-decoration:var(--item-text-active-decoration)}ol.elementor-toc__list-wrapper{counter-reset:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item{counter-increment:item}ol.elementor-toc__list-wrapper .elementor-toc__list-item-text-wrapper:before{content:counters(item,\".\") \". \"}<\/style>\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__2e2cd4b8\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__2e2cd4b8\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__2e2cd4b8\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;16485&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;37&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;4.6&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;*Rate this Medical Aid*&quot;,&quot;legend&quot;:&quot;4.6\\\/5 - (37 votes)&quot;,&quot;size&quot;:&quot;18&quot;,&quot;title&quot;:&quot;5 Best Hospital Plans for Pregnancy Coverage&quot;,&quot;width&quot;:&quot;103.3&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" 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<\/div>\n","protected":false},"excerpt":{"rendered":"<p>5 Best Hospital Plans for Pregnancy Coverage The\u00a05 Best Hospital Plans for Pregnancy Coverage in South Africa revealed. We tested them side by side and verified their hospital plans. This is a complete guide to the best hospital plans for pregnancy coverage in South Africa. In this in-depth guide you\u2019ll learn: What is a Hospital [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":20102,"parent":163,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"categories":[],"tags":[],"pet-insurance-companies":[],"acf":[],"_links":{"self":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/16485"}],"collection":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/comments?post=16485"}],"version-history":[{"count":78,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/16485\/revisions"}],"predecessor-version":[{"id":32617,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/16485\/revisions\/32617"}],"up":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pages\/163"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/media\/20102"}],"wp:attachment":[{"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/media?parent=16485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/categories?post=16485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/tags?post=16485"},{"taxonomy":"pet-insurance-companies","embeddable":true,"href":"https:\/\/medicalaid.com\/wp-json\/wp\/v2\/pet-insurance-companies?post=16485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}