Rogz Pet Insurance
Overall, Rogz is a reputable pet insurance provider in South Africa that offers routine care and accidental coverage for both cats and dogs plus exotic pets. The Rogz Pet Insurance plans start from R85 per month.
| π¦ Company Name | Rogz Pet Insurance |
| π¦ Founded | 1995 |
| πΊ FSP License Number | 39925 (Dotsure) |
| π― Headquartered | Cape Town, South Africa |
| π¦ Underwritten By | Dotsure Limited |
| 8οΈβ£ Number of Plans | 8 |
| πΆ Plans Price Range | R89 β R1,199 |
| π¦ Species Covered | Dogs, Cats, Reptiles, Rodents, Birds, etc. |
| πΈ Do breed restrictions apply | None |
| πΆ Sub-limits within the annual maximum cover | β
Yes |
| π± Maximum Limit per claim | Depends on the plan and the claim |
| β€οΈ Routine Care Benefits | βοΈ Yes |
| π§‘ Diagnostic Testing Benefits | β
Yes |
| π Medication Benefits | βοΈ Yes |
| π Hospitalization Cover | β
Yes |
| π Chronic Support Care | βοΈ Yes, but not pre-existing conditions |
| π Accidental Cover | β
Yes |
| π Illness Cover | βοΈ Yes |
| π° Dental Care | β
Yes |
| π»ββοΈ X-rays | βοΈ Yes |
Rogz Pet Insurance - Overview of Insurers' Main Features
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Rogz Pet Insurance Overview
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Rogz Pet Insurance Plan Options
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Rogz Pet Insurance Features and Additional Benefits
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How to join Rogz Pet Insurance
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How to claim from Rogz Pet Insurance
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Rogz Pet Insurance Exclusions and Waiting Periods
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Rogz Pet Insurance Customer Reviews
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Rogz Pet Insurance vs Competitors
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Our Verdict on Rogz Pet Insurance
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Rogz Pet Insurance Frequently Asked Questions
Rogz Pet Insurance Overview
Rogz Pet Insurance is a comprehensive pet insurance provider that covers cats, dogs, rabbits, rats, birds, reptiles, and other exotic pets. They offer 8 flexible plans to choose from, which allows pet owners to customize their coverage according to their pet's needs and budget.
Rogz Pet Insurance plans to cover various treatments and procedures, including dental and routine care, radiology and pathology, hospitalization, surgery, and more. The cover starts from R85 per month, making it an affordable option for pet owners seeking comprehensive pet insurance coverage.
With Rogz Pet Insurance, pet owners can have peace of mind knowing that their furry, feathered, or scaled friends are protected against unexpected illnesses and accidents. In addition, if your pet requires medical attention, you can take them to any licensed vet in South Africa, and Rogz will reimburse the covered costs according to the terms of the policy.
Overall, Rogz Pet Insurance is a reliable and affordable pet insurance option in South Africa. It offers pet owners the flexibility to choose the coverage that best fits their pet's needs and budget.
Rogz Pet Insurance Plan Options
Pet Insurance Accidental Plan
| β€οΈ Species Covered | Dogs and cats |
| π§‘ Overall Annual Limit (OAL) | R14,000 |
| π Monthly Premium | R89 per month |
| π Claim Excess | 10% of the claim or a minimum of R200 |
Pet Insurance Senior Accidental Plan
| π Species Covered | Dogs and cats |
| π Overall Annual Limit (OAL) | R13,900 |
| β€οΈ Monthly Premium | R129 per month |
| π§‘ Claim Excess | 10% of the claim or a minimum of R200 |
Pet Insurance Exotic Plan
| π Species Covered | Exotic animals, e.g., birds, rats, rabbits, reptiles, etc. |
| π Overall Annual Limit (OAL) | R23,500 |
| π Monthly Premium | R139 per month |
| π Claim Excess | 10% of the claim or a minimum of R200
Where pets are <6 months β R300.
If Rogz does not receive pictures of pets covered within the 48 hours of plan inception, an additional 10% excess (min. R200) will apply. |
Pet Insurance Exotic Pet Plus Plan
| β€οΈ Species Covered | Exotic animals, e.g., birds, rats, rabbits, reptiles, etc. |
| π§‘ Overall Annual Limit (OAL) | R27,500 for the policy and R210,000 for third-party liability |
| π Monthly Premium | R139 per month |
| π Claim Excess | 10% of the claim or a minimum of R200
Where pets are <6 months β R300.
If Rogz does not receive pictures of pets covered within the 48 hours of plan inception, an additional 10% excess (min. R200) will apply. |
Pet Insurance Basic Plan
| π Species Covered | Dogs and cats |
| π Overall Annual Limit (OAL) | R25,000 |
| β€οΈ Monthly Premium | R199 per month |
| π§‘ Claim Excess | 10% of the claim or a minimum of R200
Where pets are <6 months β R300. |
Pet Insurance Standard Plan
| π Species Covered | Dogs and cats |
| π Overall Annual Limit (OAL) | R35,000 overall annual cover limit, third-party liability is limited to R208,200 |
| π Monthly Premium | R349 per month |
| π Claim Excess | 10% of the claim or a minimum of R200
Where pets are <6 months β R300. |
Pet Insurance Superior Plan
| β€οΈ Species Covered | Dogs and cats |
| π§‘ Overall Annual Limit (OAL) | R69,500 overall annual cover limit, third-party liability is limited to R347,300 |
| π Monthly Premium | R479 per month |
| π Claim Excess | 10% of the claim or a minimum of R200
Where pets are <6 months β R300. |
Pet Insurance Ultimate Plan
| π Species Covered | Dogs and Cats |
| π Overall Annual Limit (OAL) | R116,600 overall annual cover limit, third-party liability is limited to RR347,400 |
| β€οΈ Monthly Premium | R1,199 per month |
| π§‘ Claim Excess | 10% of the claim or a minimum of R200
Where pets are <6 months β R300. |
Rogz Pet Insurance Features and Additional Benefits
Pet Insurance Accidental Plan
| π₯ Third-party liability cover | Cover of up to R138,000 annually. |
| π§ Accidental cover | Cover of up to R5,550 per claim. |
| π¨ Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| π© Prescribed Medication | Limited to R415 per claim and R2,780 per year. |
| π¦ Radiology | Limited to R835 per claim and R2,780 per year. |
| πͺ Pathology | Limited to R835 per claim and R2,780 per year. |
| π₯ Surgery | Limited to R1,390 per claim. |
| π§ Hospitalization | Limited to R835 per claim and R2,780 per year. |
| π¨ Non-elective euthanasia | Limited to R210 per claim. |
| π© Non-elective procedures | Limited to R2,780 per claim. |
| π¦ Sub-limit Buster | Removes all sub-limits from the policy at an additional 50% of the monthly premium per pet. |
| πͺ Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
| π₯ Funeral Support | Adds R2,420 towards the cost of burial or cremation of pets when they pass away. |
Pet Insurance Senior Accidental Plan
| π΄ Third-party liability cover | Cover of up to R138,800 annually. |
| π Accidental cover | Cover of up to R5,550 per claim. |
| π‘ Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| π’ Prescribed Medication | Limited to R415 per claim and R2,780 per year. |
| π΅ Radiology | Limited to R835 per claim and R2,780 per year. |
| π£ Pathology | Limited to R835 per claim and R2,780 per year. |
| π΄ Surgery | Limited to R1,390 per claim. |
| π Hospitalization | Limited to R835 per claim and R2,780 per year. |
| π‘ Non-elective euthanasia | Limited to R210 per claim. |
| π’ Non-elective procedures | Limited to R2,780 per claim. |
| π΅ Sub-limit Buster | Removes all sub-limits from the policy at an additional 50% of the monthly premium per pet. |
| π£ Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
Pet Insurance Exotic Plan
| β€οΈ Third-party liability cover | Cover of up to 196,500 annually. |
| π§‘ Accidental cover | Cover of up to R7,900 per claim. |
| π Prescribed Medication | Limited to R525 per claim and R2,620 per year. |
| π Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| π Illness claims | 50% have a coverage limit of R3,950. |
| π Radiology | Limited to R785 per claim and R2,620 per year. |
| β€οΈ Pathology | Limited to R785 per claim and R2,620 per year. |
| π§‘ Surgery | Limited to R1,980 per claim. |
| π Hospitalization | Limited to R915 per claim and R2,620 per year. |
| π Non-elective euthanasia | Limited to R198 per claim. |
| π Non-elective procedures | Limited to R3,950 per claim. |
| π Sub-limit Buster | Removes all sub-limits from the policy at an additional 50% of the monthly premium per pet. |
| β€οΈ Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
| π§‘ Funeral Support | Adds R2,420 towards the cost of burial or cremation of pets when they pass away. |
Pet Insurance Exotic Pet Plus Plan
| 1οΈβ£ Annual Policy Limit | R27,500 |
| 2οΈβ£ Third-party liability cover | R210,000 |
| 3οΈβ£ Per claim for birds | R6,600 per claim |
| 4οΈβ£ Per claim for other pets (exotic pets such as mammals and reptiles) | R9,900 per claim |
Pet Insurance Basic Plan
| π₯ Third-party liability cover | Cover of up to R208,200 annually. |
| π§ Accidental cover | Cover of up to R8,400 per claim. |
| π¨ Prescribed Medication | Limited to R555 per claim and R2,780 per year. |
| π© Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| π¦ Illness claims | 50% have a coverage limit of R4,200. |
| πͺ Radiology | Limited to R835 per claim and R2,780 per year. |
| π₯ Pathology | Limited to R835 per claim and R2,780 per year. |
| π§ Surgery | Limited to R2,100 per claim. |
| π¨ Hospitalization | Limited to R835 per claim and R2,780 per year. |
| π© Non-elective euthanasia | Limited to R2,100 per claim. |
| π¦ Non-elective procedures | Limited to R4,200 per claim. |
| πͺ Sub-limit Buster | Removes all sub-limits from the policy at an additional 50% of the monthly premium per pet. |
| π₯ Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
| π§ Funeral Support | Adds R2,420 towards the cost of burial or cremation of pets when they pass away. |
Pet Insurance Standard Plan
| π΄ Third-party liability cover | Cover of up to R208,200 annually. |
| π Accidental cover | Cover of up to R11,800 per claim. |
| π‘ Prescribed Medication | Limited to R695 per claim and R2,780 per year. |
| π’ Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| π΅ Illness claims | Limited to R11,800 per claim. |
| π£ Radiology | Limited to R935 per claim and R2,780 per year. |
| π΄ Pathology | Limited to R935 per claim and R2,780 per year. |
| π Surgery | Limited to R4,200 per claim. |
| π‘ Hospitalization | Limited to R1,110 per claim and R2,780 per year. |
| π’ Non-elective euthanasia | Limited to R210 per claim. |
| π΅ Non-elective procedures | Limited to R4,200 per claim. |
| π£ Sub-limit Buster | Removes all sub-limits from the policy at an additional 50% of the monthly premium per pet. |
| π΄ Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
| π Funeral Support | Adds R2,420 towards the cost of burial or cremation of pets when they pass away. |
Pet Insurance Superior Plan
| β€οΈ Third-party liability cover | Cover of up to R347,300 annually. |
| π§‘ Accidental cover | Cover of up to R13,900 per claim. |
| π Additional wellness benefits | Limited to R2,100 per year. |
| π Prescribed Medication | Limited to R1,050 per claim and R2,780 per year. |
| π Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| π Wellness Benefits | Wellness Benefits include the following:
Elective sterilization/neutering
Nail trimming
Dental check-up
Deworming
Flea Control
Microchipping
Vaccination or titer
Heartworm
Fecal Testing
Limited to R555 per claim and R2,100 per year. |
| β€οΈ Illness claims | Limited to R13,900 per claim. |
| π§‘ Radiology | Limited to R1,050 per claim and R2,780 per year. |
| π Pathology | Limited to R1,050 per claim and R2,780 per year. |
| π Surgery | Limited to R6,900 per claim. |
| π Hospitalization | Limited to R1,390 per claim and R2,780 per year. |
| π Non-elective euthanasia | Limited to R210 per claim. |
| β€οΈ Non-elective procedures | Limited to R5,550 claim. |
| π§‘ Sub-limit Buster | Removes all sub-limits from the policy at an additional 50% of the monthly premium per pet. |
| π Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
| π Funeral Support | Adds R2,420 towards the cost of burial or cremation of pets when they pass away. |
| π Hereditary Conditions Treatment | Limited to R1,110 per claim and R2,780 per year. |
ββ¬ Pet Insurance Ultimate Plan
| 1οΈβ£ Third-party liability cover | Cover of up to R347,300 annually. |
| 2οΈβ£ Accidental cover | Cover of up to R40,800 per claim. |
| 3οΈβ£ Additional wellness benefits | Limited to R2,340 per year. |
| 4οΈβ£ Multiple pet discount | Adding more than 1 pet could result in a 15% discount. |
| 5οΈβ£ Wellness Benefits | Wellness Benefits include the following:
Elective sterilization/neutering
Nail trimming
Dental check-up
Deworming
Flea Control
Microchipping
Vaccination or titer
Heartworm
Fecal Testing
Limited to R2,340 per claim and R2,340 per year. |
| 6οΈβ£ Illness claims | Limited to R40,800 per claim. |
| 7οΈβ£ Excess Waiver | All excesses will be waived to claims when adding the benefit for an additional R36 per month. |
| 8οΈβ£ Funeral Support | Adds R2,420 towards the cost of burial or cremation of pets when they pass away. |
| 9οΈβ£ Hereditary Conditions Treatment | Limited to R2,920 per claim and year. |
How to join Rogz Pet Insurance
To enroll with Rogz Pet Insurance, follow these steps:
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First, visit the official Rogz Pet Insurance website.
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Next, choose the type of pet insurance you need, such as Accident-Only Coverage or Complete Coverage.
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Next, include your pet's breed, age, and gender, as well as any other pertinent information required.
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Next, select the coverage options that correspond with your needs and budget.
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Next, examine the policy's terms and conditions, including the waiting periods and exclusions.
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Finally, apply and pay the initial premium.
Following the approval of your application, you will receive a confirmation email along with the policy documents.
How to claim from Rogz Pet Insurance
To file a claim with Rogz Pet Insurance, follow these steps:
- βοΈ You can download a claim form from the Rogz Pet Insurance website or request one via email or telephone.
- βοΈ Fill out the claim form with all the necessary information, including your personal information, your pet's information, and the treatment or services rendered by your veterinarian.
- βοΈ Include all supporting documentation, including invoices, receipts, and veterinary medical records.
- βοΈ Send Rogz Pet Insurance your completed claim form and all supporting documentation. This can be accomplished via email, fax, or regular mail.
- βοΈ Until Rogz Pet Insurance processes your claim, you must wait. Then, they will evaluate your claim and contact you if additional information or documentation is required.
Rogz Pet Insurance will reimburse you for covered expenses, less any applicable deductibles or co-payments, if your claim is approved.
Rogz Pet Insurance Exclusions and Waiting Periods
Pet Insurance Accidental Plan
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Waiting Periods
- Waiting periods do not apply to the accidental plan.
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Exclusions
- Exclusions might apply on a case basis, depending on the specific plan.
Rogz Pet Insurance Customer Reviews
Excellent Choice.
The optimal pet insurance is readily accessible, with a stress-free claims process and a track record free of complications.
- Suzette van Tonder
Happy Client.
The pet coverage provided by the entity is all-encompassing, and it is noteworthy that it is economically viable.
- Willie Stander
Exceptional Client Service.
The customer service is exceptional, and the claims process is exceptionally swift. I am exceedingly gratified with the upshot of my most recent claim.
- Sharon de Wet
Rogz Pet Insurance vs Competitors
| π Pet Insurer | π₯ Rogz | π₯ Sanlam Reality Pet Insurance | π₯ MediPet Pet Insurance |
| π₯ Years in Operation | 28 years | 105 years | 16 years |
| π§ Trust Rating | 3.6/5 | 3.9/5 | 4.9/5 |
| π¨ Customer Reviews | 50+ | 4,000+ | 100+ |
| π© Number of Plans | 8 | 1 | 4 |
| π¦ Plans Price Range | R89 β R1,199 | R500 excess | R321 β R567 p/m |
| πͺ Species Covered | Cats, Dogs, Exotic | Cats and Dogs | Cats and Dogs |
| π₯ Breed Restrictions | None | None | None |
| π§ Sub-limits | β
Yes | None | β
Yes |
| π¨ Maximum Limit per claim | Depends on the plan and claim | R5,000 per year | R13,760 |
| π© Routine Care | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π¦ Diagnostic Testing | β
Yes | β
Yes | β
Yes |
| πͺ Medication | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π₯ Hospitalization Cover | β
Yes | β
Yes | β
Yes |
| π§ Chronic Support Care | Pre-existing conditions excluded | βοΈ Yes | βοΈ Yes |
| π¨ Accidental Cover | β
Yes | β
Yes | β
Yes |
| π© Illness Cover | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π¦ Dental Care | β
Yes | β
Yes | β
Yes |
| πͺ X-rays | βοΈ Yes | βοΈ Yes | βοΈ Yes |
Our Verdict on Rogz Pet Insurance
In our experience, the plans offered by Rogz Pet Insurance provide comprehensive coverage for a range of veterinary expenses, including consultations, diagnostics, surgery, and medication. The policies also offer coverage for specialist treatments, such as acupuncture and physiotherapy, which can benefit pets with certain conditions.
One of the key features of Rogz Pet Insurance is that their policies cover pre-existing conditions, provided that the pet has been symptom-free for at least 24 months. This can benefit pets with a chronic conditions or a history of health issues.
Rogz Pet Insurance also offers optional routine care coverage, which can help pet owners budget for preventive care expenses such as vaccinations, flea and tick treatments, and dental cleanings.
Rogz Pet Insurance Frequently Asked Questions
What types of pets does Rogz Pet Insurance cover?
Rogz Pet Insurance covers dogs, cats, and exotic pets, including birds and small mammals.
Does Rogz Pet Insurance cover pre-existing conditions?
Yes, Rogz Pet Insurance covers pre-existing conditions if the pet has been symptom-free for at least 24 months.
Can I customize my pet insurance policy with Rogz Pet Insurance?
Yes, Rogz Pet Insurance offers a range of customizable plan options to suit the needs and budgets of different pet owners.
Does Rogz Pet Insurance have age limits for pets?
No, Rogz Pet Insurance does not have age limits for pets, so their policies can still cover older pets.
Does Rogz Pet Insurance cover emergency and specialist care?
Yes, Rogz Pet Insurance covers emergency and specialist care, including consultations, diagnostics, and treatment.
How do I file a claim with Rogz Pet Insurance?
To file a claim, download a claim form from Rogz Pet Insurance's website, fill it out with all the required information, and submit it with supporting documentation.
How long does it take for Rogz Pet Insurance to process a claim?
The processing time for a claim can vary, but Rogz Pet Insurance aims to process claims within 10 business days of receiving all necessary information.