5 Best Pet Insurance providers that cover Dental Care for Pets
💙 Dental care is an often underestimated but integral component of your pet’s overall health. Just like humans, pets can suffer from dental issues that, if left untreated, can lead to pain, discomfort, and even serious health complications.
👉 From understanding the basics of pet insurance to comparing the best providers in South Africa, we’ve got you covered. In this guide you’ll learn:
- ☑️ Why you need dental cover for your pet?
- ☑️ The 5 best pet insurances that cover dental.
- ☑️ The most frequently asked questions about pet insurances that cover dental.
💙 Read on to discover the 5 best pet insurances that cover dental in South Africa.
Why you need dental cover for your pet
Dental care is a critical aspect of overall health and well-being for pets, yet it’s often overlooked by many pet owners. Just like humans, pets require regular dental care to prevent oral health issues that can lead to pain, discomfort, and even more severe health complications.
Dental coverage in pet insurance plays a vital role in making sure that pets receive the necessary preventive and treatment measures to maintain good oral health.
Dental coverage in pet insurance is not just about protecting a pet’s teeth; it’s about safeguarding their overall health and well-being. By prioritizing dental care and investing in comprehensive pet insurance that includes dental coverage, pet owners can make sure that their furry friends enjoy a happier, healthier life.
You might like to read more about Checkers Pet Insurance
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The 5 best pet insurances that cover dental
💙 Below, we unpack the 5 best pet insurances that cover dental.
Medipet Pet Insurance
MediPet Pet Insurance Brokers
MediPet is the oldest and leading pet insurance broker in South Africa. Louise Griffiths, a vet nurse returning from studying in the UK, created MediPet 18 years ago.
MediPet is committed to putting pets and their vets first. Their cover is sub-limit-free, and authentic, without hospital matrixes or exclusions. They offer the only plan in South Africa for all ages, including those with pre-existing conditions, after just 30 days. As they are the only pet insurance brokers started by a vet nurse and with an in-house vet team processing and motivating all claims to the underwriter on your behalf, their claim success rate is what sets them apart.
MediPet does not require pre-authorizations or your vet’s signature on your claim forms. You can choose to pay the vet bill upfront, or you can arrange payment to your vet directly and/or upfront for your claim by contacting [email protected].
MediPet’s Benefit Booster is a popular add-on that allows you to increase your benefits, add benefits, or cover a pre-existing condition. #1 dog and cat medical aid according to our research.
Get a quote in seconds and apply to join in under 2 minutes online. No calls are necessary.
Notable Features of MediPet include:
| 🔎 Company Name | 🥇 MediPet Animal Health Insurance Brokers (Pty) Ltd. |
| 📌 Founded | 2007 |
| 💴 Plans Price Range | R149 – R1 349 per month |
| 🐱 Species Covered | Cats and Dogs |
| 🙈 Do breed restrictions apply | None |
| 📈 Sub-limits | None |
| 📉 Maximum Limit per claim | R13 760 only on Lite and LitePlus plans. |
| 💙 Routine Care | ✅Yes |
| 🧬 Diagnostic Testing | ✅Yes |
| 💊 Medication | ✅Yes |
| 🩺 Hospitalisation Cover | ✅Yes |
| 🩹 Chronic Support Care | ✅Yes |
| 😣 Accidental Cover | ✅Yes |
| 🤧 Illness Cover | ✅Yes |
| 🦷 Dental Care | ✅Yes |
| 📍 X-rays | ✅Yes |
MediPet Pros and Cons
| ✅ Pros | ❎ Cons |
| MediPet has no sub-limits, severely capping what you can claim for surgeries, diagnostics, medications, x-rays and more. | MediPet, like all pet insurance in South Africa, has a 30-day no-claim period, meaning you cannot make any claims within the first 30 days of your policy. |
| An in-house vet team ensures their claims processes and plans put pets and their vets first. | Premiums reflect the unique comprehensiveness of their cover. |
| No other insurance cover offers their dental benefit of one procedure per year. | Like with all pet insurance in South Africa, premiums are dependent on a pet’s age. |
Accident Plan
The MediPet Accident Plan is a basic, budget-friendly pet insurance option if you are looking for accident-only cover or have an older pet.
✅ Annual Max: Up to R25 000.
✅ Monthly Premium: R149 for a cat, R199 for a dog.
✅ Excess: 15%, with a minimum of R150.
✅ Waiting Period: None—accidents are covered immediately upon joining.
Lite Plan
The MediPet Lite Plan is a limited, affordable pet insurance option in South Africa for accident, illness and emergency cover for all ages.
The MediPet Lite plan is ideal if you are looking for our most affordable cover for both accidents and illness. It is a great option for older pets with the option of increasing cover with the Benefit Booster add-on if needed.
You can choose to add everyday Routine Care with built-in savings of up to R960 per year for preventative care or a chronic condition support add-on should you need it.
✅ Annual Max: Up to R40 000
✅ Monthly Premiums: Cats From R149 and Dogs From R199
✅ Number of Claims: 4 claims per policy year
✅ Excess: 20%, with a minimum of R300
✅ Waiting Period: 30 days (all accidents, as listed in the Accident plan, are covered immediately – see the full list of accidents here). The pet must be seen by a vet within 48 hours of the incident.
Lite Plus Plan
The MediPet LitePlus Plan is a mid-tier pet insurance plan in South Africa targeting pet owners in search of affordability in accident and illness coverage.
It offers a perfect combination of cost and protection, which makes it suitable for anyone seeking basic cover without investing in comprehensive plans.
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✅ Annual Limit: Up to R40,000 per policy year
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✅ Claim Limit: Maximum of R13,760 per claim
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✅ Number of Claims: Up to 4 claims per policy year
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✅ Excess: 25% of the claim amount, with a minimum of R300 per claim
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✅ Waiting Period: 30-day no-claim period from the date of joining; accidents are covered immediately upon policy activation
Essential Plan
The Essential plan offers unmatched, authentic cover for accidents, illnesses, emergencies and holistic wellness, making it a premium choice for South African pet parents seeking comprehensive and trusted protection.
This popular plan provides access to a wide range of benefits, such as supplements, rehab and more. This plan includes illness and accident protection for all ages, with the option to boost your benefits when needed.
You can choose an everyday Routine Care add-on with built-in savings of up to R960 per year for preventative care, or a chronic condition support add-on should you need it. All dogs between the ages of 8 and 9 are subject to a complete vet history. All cats 9 years and over are subject to a complete vet history when joining.
✅ Annual Limit: Up to R62 000 per policy year.
✅ Monthly Premiums: Cats: From R289 and Dogs: From R479.
✅ Benefits: Day-2-Day Benefit: R1 500 per claim, and up to R6 000 per year.
✅ Holistic Wellness: physiotherapy, homeopathy, hydrotherapy and more – R5 000 per year.
✅ Supplements: R2 000 per year
✅ Behavioral Therapy: R4 000 for the lifetime of your pet.
✅ Excess: Hospital Treatment: 25%, minimum of R350.
✅ Day-2-Day: R300 Holistic Wellness and Supplements: 18%
Ultimate 360 Plan
The Ultimate360 Plan is MediPet’s most comprehensive pet insurance plan and is unmatched in South Africa.
This top plan is for owners seeking complete peace of mind.
This plan includes protection for accidents, illnesses, emergencies and holistic wellness, along with valuable benefits such as dental care, prescription food, and sterilization. All dogs between the ages of 8 and 9 are subject to a complete vet history when joining Ultimate360. All cats 9 years and over are subject to a complete vet history when joining.
✅ Annual Limit: Up to R75 000 per policy year
✅ Monthly Premiums: Starting from R399 for cats per month and R699 for dogs per month,
✅ Benefits: Day-2-Day Benefit: R2 000 per claim, and up to R7 500 per year
✅ Dental Care – one dental procedure per year
✅ Sterilization – R1 200 per year
✅ Holistic Wellness – physiotherapy, homeopathy, hydrotherapy and more – R5 000 per year
✅ Supplements – R2 000 per year
✅ Behavioral Therapy – R4 000 for the lifetime of your pet
✅ Excesses: Hospital Treatments: 25%, with a minimum of R350
✅ Day-2-Day Treatments: R300 Holistic Wellness, Supplements and Emergency Boarding: 18% Dental Care: 25%, with a minimum of R500.
What is the monthly premium for the plans from Medipet?
| 💙 Medipet Plan | 🐶 Dogs | 🐈 Cats |
|---|---|---|
| Accident Plan | R199 pm | R149 pm |
| Ultimate360 Plan | R699 pm | R399 pm |
| Essential Plan | R479 pm | R289 pm |
| LitePlus Plan | R1349 pm | R879 pm |
| Lite Plan | R309 pm | R199 pm |
What Is the Waiting Period for Medipet Insurance Benefits?
- Waiting Periods for MediPet Insurance Cover Accidental injuries immediately on all plans, with no waiting period, provided the accident and related costs occur after your start date.
- Your pet must be seen by a vet within 48 hours of the incident.
- There is a 30-day illness waiting period on all other plans.
- A 6-month waiting period applies to treatments and surgeries for conditions affecting knees, hips, elbows, shoulders, eyes, respiratory system, and spine on Essential and Ultimate360 plans. During this time, diagnostic tests are covered up to a maximum of R5 000.
- Pets under 4 months of joining may be eligible for partial or full cover of these treatments, subject to motivation and pre-approval on a case-by-case basis.
- The Ultimate360 plan has a 4-month waiting period for dental care, prescription food, and sterilization claims.
- Cremation benefits on the Ultimate360 plan have a 6-month waiting period.
- The optional Routine Care add-ons have a 30-day waiting period.
How to Claim for Medipet Insurance Benefits
MediPet’s 4 Easy claim and refund options:
Option 1: Submit Your Claim Form Online
🐶 Visit MediPet’s claims page to submit your claim online: claims.medipet.co.za
🐶 Provide as much information as possible. (Your vet does not need to fill out the claim form.)
🐶 Upload clear and legible invoices, and any other supporting documents.
🐶 Click submit and check your email for your claim submission confirmation.
🐶 Claims are processed within 7–10 working days.
Option 2: Direct Vet Payment
✅ Complete all the steps in option 1 above.
✅ Don’t forget to select the “Please make payment of this claim refund directly to my vet” box on the online claim form.
Option 3: Want Peace Of Mind? Request Pre-Approval For An Upcoming Treatment.
✅ We will require a detailed cost estimate.
✅ Send this to [email protected]
✅ We may request a history from your vet or any other vet who may have treated your pet.
✅ This pre-approval process may take up to 48 hours (if required over a weekend, it will take longer) and will be granted in writing.
Option 4: Pre-Payments For Smooth Sailing
✅ Follow the steps in option 3 above for pre-approval.
✅ Once approved, we will log the claim, mark it as urgent, and the payment will be processed within 4 working days.
✅ The payment, less the excess, will be made directly to your vet, not you (the member).
✅ You will need to pay the vet for the applicable excess directly.
✅ After the procedure, you or your vet will need to submit the final invoice to [email protected]
✅ We will compare the final costs with the initial pre-approved payment and make any necessary adjustments.
✅ If adjustments are required, we will either request a refund from your vet or the insurer will process an additional payment, if needed.
Medipet Insurance Contact Details
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✅ Phone 021 701 2023
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✅ General Enquiries: [email protected]
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✅ Claims Updates: [email protected]
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✅ Membership Changes: [email protected]
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✅ Physical Address:
Silverwood Block A A3 and A4
Silverwood Lane Steenberg
Office Park Tokai Cape Town,
7945 South Africa
1st For Women Pet Insurance
1st For Women Pet Insurance’s coverage is designed to ensure pets receive comprehensive care, including dental treatments. Dental coverage under 1st For Women Pet Insurance encompasses routine dental care, treatment for dental diseases, and necessary procedures like extractions.
👉 The Premium Paws and Top Tail Classic plans cover dental.
1st For Women Pet Insurance, a South African firm, offers pet insurance for cats and dogs as well as other products.
To satisfy the needs of consumers with varying budgets and types of insurance, the company offers five major plans.
Fur Baby Basic Plan
With a yearly limit of R12,000, this entry-level plan mostly covers accidents. Starting from R120 a month for cats and dogs, this affordable option is a wonderful fit for pets who are becoming older and may not be eligible for full coverage.
Hospital Plan
This hospital plan provides an option starting at R170 for cats and R170 for dogs. Their Hospital Plan will assist you with paying for the bigger vet bills if your pet is admitted to hospital due to an accident or illness. Overall Annual Limit of R35 000 is applicable.
PetCare Essential Plan
Their budget-friendly Comprehensive Plan comes with the option to add Routine Care, helping to keep your pet happy and healthy. Cat premiums start at R160 p/m , with Dog premiums starting at R180 p/m. Overall Annual Limit of R15 000 is applicable.
Top to Tail Classic Plan
This plan covers dental treatments as part of its extensive healthcare offerings, ensuring that your pet receives necessary dental care alongside other veterinary needs.
The annual limit for this plan is R45,000, providing substantial coverage for various medical expenses. This plan also includes benefits like routine care, minor vet visits, and third-party liability, making it a robust choice for pet owners looking for extensive coverage.
If you’re looking for more comprehensive cover and you’ve got a bit of wiggle room in your budget. Cat premiums start at R280 p/m , with Dog premiums starting at R300 p/m. Overall Annual Limit of R45 000 is applicable.
Premium Paws
This all-inclusive package starts at R400/month for cats and R420/month for dogs and has an annual cap of R65,000. This plan pays for diagnostics and scans in addition to basic care, more frequent vet visits, and higher third-party liability.
The Premium Paws plan is the most comprehensive option offered by 1st For Women Pet Insurance. It includes extensive dental coverage, ensuring your pet’s dental health needs are met with high annual limits.
What is the monthly premium for the 1st For Women pet insurance plans?
Monthly premiums for pet insurance from 1st For Women range from R120 to R420, depending on the type of coverage you need.
What Is the Waiting Period for 1st For Women Pet Insurance Benefits?
- Coverage for accidents starts the moment the policy is activated
- When insurance comes to specific illnesses and conditions, there is a 30-day waiting period before coverage kicks in. This implies that the coverage will not pay for any medical expenses incurred in the first 30 days.
- Just like with diseases, there is a 30-day waiting period for routine and wellness care.
- There are often 30-day waiting periods for coverages like diagnostics, third-party liability, and minor care.
- Coverage for deaths caused by natural causes is subject to a six-month waiting period.
- A one-year waiting period is required from the start date of the policy for hereditary and congenital disorders.
How to Claim for 1st For Women Pet Insurance Benefits
- If your pet is critically ill, do not put off treatment. But before any planned procedures can take place, your insurance company demands that you get pre-authorization.
- Make sure to notify 1st For Women of the incident without delay. This is crucial in situations when pre-authorization is necessary for certain treatments.
- Collect all necessary medical records that pertain to the treatment. This includes particular vet bills, relevant medical reports (if any), and any other documents relating to the claim.
- Fill out the claim form for 1st For Women. Verify that all items are complete and accurate.
- Submit your completed claim form and any supporting documents to 1st For Women. Sending an email or using their online portal should do the trick in most instances.
- 1st For Women will check the materials you supplied after receiving your claim to ensure everything is in order. They can always consult you or your vet for further clarification.
- Following evaluation, 1st For Women will determine whether to accept or reject the claim in accordance with the policy rules. Refunds will be processed in line with the policy’s conditions after they have been authorized.
- If your claim is rejected or has issues, you have the option to request a review or provide further proof to support it.
1st For Women Pet Insurance Contact Details
📞 Phone Numbers
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Customer Service & Quotes: 0860 10 42 12
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Policy Changes or Cancellations: 0861 20 13 13
📧 Email Addresses
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General Inquiries: [email protected]
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Claims Department: [email protected]
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Policy Changes/Cancellations: [email protected]
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Customer Feedback: [email protected]
🏢 Physical Address
Head Office:
Auto & General Park
1 Telesure Lane
Riverglen, Dainfern
Johannesburg, 2191
South Africa
PawPaw Pet Insurance
PawPaw’s insurance plans include extensive coverage for dental care, addressing both routine and emergency dental treatments. This includes procedures for dental diseases, extractions, and preventative dental care, ensuring that pets maintain optimal oral health, which is essential for their overall well-being.
PawPaw Pet Insurance provides a comprehensive and adaptable approach to pet insurance in order to meet the various demands of South African pet owners. Because of the flexibility of their plans, policyholders can adjust their premiums based on the excess they can afford, which is a significant benefit for cost management based on unique financial circumstances.
PawPaw Pet Insurance stands out from the competition because of its reasonable costs and customizable coverage options that cater to individual lifestyles and pet care requirements. PawPaw is the greatest choice for pet owners searching for flexible insurance policies as a result.
Accident Plan 10
The monthly cost for this plan is R76, and the yearly cap is R10,000. Fires, fractured bones, and auto accidents are among the events covered. Typically, the plan covers a minimum of R250 and an excess of 15% for each claim.
While primarily focused on accidents, the Accident Plan 10 also provides limited dental coverage related to accidental injuries.
Accident Plan 20
With this plan, the maximum coverage amount is doubled to R20,000 for a monthly payment of R148. This policy offers coverage for a range of accidents and unanticipated events, similar to Accident Plan 10, but with a larger maximum amount of money.
While primarily focused on accidents, the Accident Plan 20 also provides limited dental coverage related to accidental injuries.
Smart Plan
With this plan, dogs can be covered for R30,000 per year and from R195 per month for dogs and R246 per month for cats in premiums that combine comprehensive and accident-only choices. Among other lifestyle benefits, it includes benefits related to everyday living, disease, and the potential to have access to a virtual veterinarian. If you’re a pet owner searching for reasonably priced health and accident insurance, give this plan some thought.
This plan includes dental coverage as part of its illness and accident cover, ensuring that your pet can receive essential dental treatments when needed. It also covers day-to-day care, hospital visits, and has optional lifestyle benefits and virtual vet access.
Comprehensive Plan
Paw Paw Comprehensive Plan is a premium pet insurance product in South Africa that offers comprehensive cover for cats and dogs. It provides an generous range of benefits so your pet receives the finest veterinary care. There is no breed exclusions on this plan and you can consult any registered veterinarian of choice. With this plan, dogs can be covered unlimited per year and from R358 per month for dogs and R145 per month for cats in premiums.
The Comprehensive Plan by PawPaw is the most inclusive option, offering extensive coverage with no annual limits or sub-limits. This plan includes dental care as part of its broad range of covered services, ensuring your pet receives the necessary dental treatments alongside other medical care.
The Pack Plan
The PawPaw Pack Plan is an affordable pet insurance offering in South Africa, covering all the dogs and cats in a household under a single policy regardless of age. It is R160 a month and offers basic accident and acute illness cover.
What is the monthly premium for the PawPaw pet insurance plans?
PawPaw’s pet insurance plans range in price from R76 to R358 per month, depending on the specific plan and coverage you choose.
What Is the Waiting Period for PawPaw Pet Insurance Benefits?
- ☑️ In the event of an accident, coverage is typically provided right away.
- ☑️ Illnesses have a thirty day waiting period
How to Claim for PawPaw Pet Insurance Benefits
- You can download and fill out an online version of the PawPaw claim form. This form needs details about the treatment and any costs that come with it.
- You can fill out the claim form online or send it by email to [email protected] with any supporting papers.
- Check on the progress of your claim after you’ve sent it in. You can call PawPaw to find out what you can do to speed up the process if your claim is in the pending or review line.
- If you can, sign up for direct pay to get your refunds sent straight to your bank account.
- PawPaw may need to approve some treatments ahead of time before they can be paid for.
PawPaw Pet Insurance Contact Details
📞 Phone
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General Enquiries: 021 403 9177
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Claims & Policy Changes: [email protected]
🏢 Physical Address
29th Floor, The Box
9 Lower Burg Street
Cape Town, 8001
South Africa
🌐 Website
Dotsure
Dotsure’s dental coverage is incorporated into several of their plans, providing benefits for routine dental check-ups and necessary dental treatments. This inclusion helps pet owners manage the costs of maintaining their pets’ oral health, which is crucial for their overall well-being.
The Deluxe and Ultimate plans cover dental procedures.
To make sure that dogs and other pets get full coverage, Dotsure Pet Insurance provides a range of plans to suit different needs.
👉 The following plans are for Dogs and Cats only:
Dog premiums
Cat premiums
Vital
Accidental, third- party liability and partial illness claims are covered under this plan. With this plan, you can get complete accident coverage and up to Unlike accidents, which do not have a waiting time, claims for illness will now be subject to a 30-day waiting period.
Elite
Accidental, third- party liability and Full illness claims are covered under this plan. With this plan, you can get complete accident coverage and up to Unlike accidents, which do not have a waiting time. The main difference between the Vital and Elite plan is that the Elite plan gives you more cover on illness for your dog and Cat.
Deluxe Plan
When it comes to health and accident insurance, the Deluxe plan has you covered. Hereditary and congenital disorders are among the many medical concerns addressed by this plan. Insurance for third parties is a part of it, and there is a 30-day waiting period for illness claims.
Ultimate Plan
Comprehensive health, disease, accident, and genetic coverage is available with the Ultimate Plan.
Vaccinations and dental exams are part of the plan’s basic care, and there is a 30-day waiting time for sickness and a 12-month waiting period for genetic diseases. It also covers third-party liabilities. This is the most comprehensive cover for dogs and cats with Dotsure.
The Ultimate Plan is Dotsure’s most comprehensive offering, providing the most extensive coverage with the least limitations. It includes dental care as part of its extensive wellness benefits, covering a wide range of veterinary services.
You will get 15% of your premiums when you insure more than one of your pets.
What is the monthly premium for the Dotsure Plans?
Monthly premiums range from R99 for the most basic accident coverage to R1,399 for the most comprehensive Superior plan.
What Is the Waiting Period for Dotsure Benefits?
Dotsure pet insurance typically has a waiting period after enrolment before coverage begins. The waiting periods for various types of coverage are applicable.
- ☑️ It usually takes at least 24 hours after an accident for your insurance to begin paying out.
- ☑️ Typically, a 14-day waiting period is required for medical issues.
- ☑️ For routine and preventative medical treatment, the coverage typically does not kick in for 30 days.
How to Claim for Dotsure Pet Insurance Benefits
- As quickly as possible following the incident or report, notify Dotsure of the claim. Their website, a mobile app, or phone calls are the most common methods of submitting a claim.
- Collect any and all documentation that would support your claim. You must provide all the required documentation on the expenses and care. All medical records and full vet expenses are part of this.
- Upload supporting documents and your claim via the web or email. In order to expedite processing, Dotsure frequently provides a digital submission method.
- Dotsure will review your claim to ensure it complies with your policy’s requirements. If further clarification is required, they may inquire.
- As soon as your claim is approved, Dotsure will pay out in accordance with your insurance policy. The practice of having repayment funds transferred directly to one’s bank account is standard practice.
- To inquire about the status of your claim or get answers to any questions you may have, contact Dotsure.
Dotsure Pet Insurance Contact Detail
📱Phone Support
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Customer Service: 0861 368 787
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Alternative Numbers: 044 802 6615 or +27 866 750 612
📧 Email Addresses
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General Inquiries: [email protected]
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Pet Insurance Queries: [email protected]
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Pet Claims: [email protected]
🏢 Physical Address
Hurteria Building
127A York Street
George, 6529
South Africa
OnePlan
OnePlan Pet Insurance offers a variety of plans designed to provide comprehensive coverage for various veterinary needs, including dental care. This guarantees that pets receive essential dental care, which is crucial for their overall health and well-being.
OnePlan Pet Insurance has risen to the top of the pet insurance industry because of its affordable rates and extensive coverage options.
To accommodate a wide range of needs and budgets, OnePlan provides a number of alternative plans. These plans provide a wide variety of services, including coverage for accidents, diseases, and routine care.
The completely customized insurance plans provided by OnePlan allow pet owners to easily and swiftly adjust their coverage to match their unique requirements and financial situation. Because of OnePlan’s open policies and simple coverage, pet owners can make informed decisions about the insurance that suits them.
Accident Plan
This entry-level plan, which starts at R80 per month, primarily covers hospital stays caused by accidents. There is a low annual cap of R8,500, although it does cover funeral expenses (including cremation).
Primary Plan
This mid-level plan, which starts at R160 per month covers day to day at yearly limit of R1000 and hospital admissions up to R15 000 per month. There is a low annual cap of R18,000, although it does cover funeral expenses (including cremation).
Hospital Plan
Medical care for your pet, including hospitalization, diagnostics, treatments, medications, and even surgery, may be yours for as low as R190 per month with comprehensive pet insurance. With a yearly cap of up to R48 500, it covers kennels in case the owner needs hospitalization.
Classic Plan
Extra benefits for routine care, such discounts on pet medication and vet visits, are provided by this plan, which combines elements from both the Accident and Hospital plans. Covering greater distance and allowing you to add on extras like a diagnostics booster, the plan has an annual cap of R52,000.
The Classic Plan offers extensive coverage for both accidents and illnesses, including dental care. It provides a balanced approach to pet health, ensuring that your pet receives necessary dental treatments as part of its overall health plan.
Super Plan
The Super Plan provides comprehensive coverage and starts at R430/month. Preexisting conditions, genetic problems, and congenital deformities are all covered, as are routine and more complex medical procedures. Pet owners looking for comprehensive coverage and peace of mind can find it with this policy. Yearly cap of R75 000.
The Super Plan offers enhanced coverage, including dental care as part of its wellness benefits. This plan covers accidents, illnesses, hereditary conditions, and routine care, including dental check-ups and treatments.
What is the monthly premium for the plans from OnePlan?
Various plans are available at OnePlan, with monthly rates ranging from R80 to R430.
What Is the Waiting Period for OnePlan Pet Insurance Benefits?
- You need to wait fourteen days from the day your coverage started before you can submit a claim for accidental injury.
- A waiting time of thirty days is imposed on illness claims.
- You have one year from the date of diagnosis to submit a claim involving a pre-existing illness.
How to Claim for OnePlan Pet Insurance Benefits
- Let OnePlan know about the incident or illness. Usually, they provide a web-based platform or an app for mobile devices to accomplish this. You should not schedule a visit to the vet until you have submitted your claim.
- It is imperative that you promptly arrange a visit to the veterinarian after notifying OnePlan in order to address any possible health concerns your pet may have. Verify that your insurance will pay for the vet visit before you take your pet there.
- Direct payments to the vet can be made using your OnePlan card. A prepaid card from OnePlan can be sent to you to pay for vet fees, depending on your plan entitlements.
- You will have to pay for the extra costs if they end up being more than what you planned. Using the OnePlan app or online platform, you can ensure that all necessary documents, such the vet’s invoice and medical report, are posted.
- To get reimbursed for any costs exceeding the amount you preloaded, please submit the necessary paperwork.
- Assuming all requirements are satisfied, these claims are usually handled efficiently by OnePlan.
OnePlan Pet Insurance Contact Details
📞 Phone
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General Enquiries: 010 001 0141
Monday to Friday: 8:00 AM – 5:00 PM, Saturday: 8:00 AM – 12:00 PM -
Pet & Health Hospital Authorization, Admission & Emergency: Available 24/7
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Number: 083 794 5452
Available during business hours - After-hours support via digital platforms and email (no calls)
- Weekends & Public Holidays: 8:00 AM – 5:00 PM
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General Customer Care: [email protected]
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Vet Hospital Authorisation & Admission: [email protected]
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Casualty Pet Med Saving Claims: [email protected]
Frequently Asked Questions
What are the top pet insurance companies in South Africa that offer dental coverage?
Some of the leading pet insurance providers in South Africa that offer dental coverage include MediPet, OnePlan, Dotsure, PawPaw Pet Insurance, and 1st For Women Pet Insurance. These companies offer various plans that include dental benefits, such as routine dental check-ups and treatments for dental diseases.
What types of dental treatments are covered by pet insurance plans in South Africa?
Pet insurance plans in South Africa typically cover a range of dental treatments, including routine dental check-ups, teeth cleanings, dental extractions, and treatments for periodontal disease. Some comprehensive plans may also cover the cost of dental surgeries and emergency dental treatments.
Is there a waiting period for dental coverage under pet insurance plans?
☑️ Yes, most pet insurance providers in South Africa impose a waiting period for dental coverage. This period can vary depending on the insurer and the specific plan.
How much does pet insurance with dental coverage cost in South Africa?
The cost of pet insurance with dental coverage in South Africa varies depending on the insurer and the plan chosen. On average, basic plans start at around R100 per month, while comprehensive plans that include extensive dental coverage can cost up to R500 or more per month. Factors influencing the cost include the pet’s age, breed, and overall health.
Are pre-existing dental conditions covered by pet insurance in South Africa?
Pre-existing dental conditions are generally not covered by pet insurance plans in South Africa. Most insurers exclude any condition that existed or showed symptoms before the start of the policy or during the waiting period. It’s important to check the terms and conditions of the policy for specific exclusions.
📌 READ more about the Top Pet Insurance in South Africa
