Absolute Pets Pet Insurance and Plans
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Accident Plan
Absolute Pets
Β· Pet Insurance
Budget-friendly cover for accidental injuries requiring hospitalisation. Includes burial and cremation benefits but does not cover illness. Ideal for owners wanting basic emergency protection.
Monthly premium
From
R115
per month
Hospital Plan
Absolute Pets
Β· Pet Insurance
Covers hospitalisation and surgery due to accidents and illness, post-operative care, kennel fees and burial benefits. Routine Care Booster can be added for routine veterinary expenses.
Monthly premium
From
R200
per month
Classic Plan
Absolute Pets
Β· Pet Insurance
A balanced plan that includes vet consultations, routine care, hospitalisation, surgery, post-operative care and third-party liability. Suitable for pet owners wanting everyday cover as well as major medical protection.
Monthly premium
From
R315
per month
Premium Plan
Absolute Pets
Β· Pet Insurance
The most comprehensive option, offering higher annual limits, routine care, hospitalisation, surgery, post-operative rehabilitation, third-party liability and larger benefit limits for vet visits. Best suited for owners wanting maximum financial protection.
Monthly premium
From
R460
per month
Absolute Pets Pet Insurance Review
Overall, Absolute Pets Pet Insurance is a trustworthy and comprehensive medical aid plan that offers comprehensive cover options for cats and dogs. The Absolute Pets Pet Insurance Plans start from R85 ZAR.| π₯ Company Name | Absolute Pets |
| π§ Founded | 2005 |
| π¨ FSP License Number | FSP 39925 (Dotsure Limited) |
| π© Headquartered | Cape Town, South Africa |
| π¦ Administered By | Dotsure Limited |
| πͺ Number of Plans | 6 |
| π₯ Plans Price Range | R89 β R1,199 |
| π§ Species Covered | Cats, Dogs |
| π¨ Do breed restrictions apply | None |
| π© Sub-limits within the annual maximum cover | β Yes |
| π¦ Maximum Limit per claim | It depends on the plan and the specific claim |
| πͺ Routine Care Benefits | βοΈ Yes |
| π₯ Diagnostic Testing Benefits | β Yes |
| π§ Medication Benefits | βοΈ Yes |
| π¨ Hospitalization Cover | β Yes |
| π© Chronic Support Care | βοΈ Yes |
| π¦ Accidental Cover | β Yes |
| πͺ Illness Cover | βοΈ Yes |
| π₯ Dental Care | β Yes |
| π§ X-rays | βοΈ Yes |
Absolute Pets - Analysis of Insurance's Main Features
- β Absolute Pets Pet Insurance Overview
- β Absolute Pets Pet Insurance Plan Options
- β How to join Absolute Pets Pet Insurance
- β How to claim from Absolute Pets Pet Insurance
- β Absolute Pets Pet Insurance Exclusions, Restrictions, and Waiting Periods
- β Absolute Pets Pet Insurance vs Competitors
- β Absolute Pets Pet Insurance Customer Reviews
- β Our Verdict on Absolute Pets Pet Insurance
- β Absolute Pets Frequently Asked Questions
Absolute Pets Pet Insurance Overview
Absolute Pets Pet Insurance is a pet insurance provider that offers comprehensive cover options for cats and dogs. One of its unique features is that it is underwritten by the Hollard Insurance Company and partnered with Dotsure, a leading provider of digital insurance products. Furthermore, this partnership allows Absolute Pets to offer its customers a seamless and convenient digital experience.
Absolute Pets Pet Insurance Plan Options
Absolute Pets Accident Plan
| π΄ Monthly Premium | R89 per month |
| π΅ Annual Policy Limit | R14,000 per year |
| πΆ Third-Party Liability | R138,800 per year |
| π· Accidental Cover | Limited to R5,550 per claim |
| β‘οΈ Illness Cover | None |
| β€οΈ Wellness Benefit | None |
| βοΈ Hereditary Treatment | None |
| π Excess | 10% of the claim (minimum R200) on all claims |
| β οΈ Waiting Period | There is no waiting period for accidental claims |
ββ¬ Absolute Pets Basic Plan
| π΄ Monthly Premium | R199 per month |
| π Annual Policy Limit | R25,000 per year |
| π‘ Third-Party Liability | R208,200 per year |
| π’ Accidental Cover | Limited to R8,400 per claim |
| π΅ Illness Cover | Up to 50% of the claim, limited to R4,200 |
| π£ Wellness Benefit | None |
| π΄ Hereditary Treatment | None |
| π Sub-limits | - |
| π‘ Medication | Limited to R2,780 per year Limited to R555 per claim |
| π’ Surgery | Limited to R2,100 per claim |
| π΅ Radiology | Limited to R2,780 per year Limited to R835 per claim |
| π£ Pathology | Limited to R2,780 per year Limited to R835 per claim |
| π΄ Surgery | Limited to R2,100 per claim |
| π Hospitalization cover | Limited to R2,780 per year Limited to R970 per claim |
| π‘ Non-elective Procedures | Limited to R4,200 per claim |
| π’ Non-elective Euthanasia | Limited to R210 per claim |
| π΅ Gastrointestinal conditions | Subject to the OAL and claim limit. |
| π£ Acute Skin Conditions | Subject to the OAL and claim limit. |
| π΄ Injection Fees | Subject to the OAL and claim limit. |
| π Tissue Scans | Subject to the OAL and claim limit. |
| π‘ Tick-Born Diseases | Subject to the OAL and claim limit. |
| π’ Excess | 10% of the claim (minimum R200) on all claims For illness claims where pets are <6 months, an additional excess of R300 will apply. Illness claims on pets 6 months> have no excess (claims limited to 50% of the claim amount) |
| π΅ Waiting Period | There is no waiting period for accidental claims A waiting period of 30 days applies to illness claims |
Absolute Pets Standard Plan
| β€οΈ Monthly Premium | R349 per month |
| 𧑠Annual Policy Limit | R35,000 per year |
| π Third-Party Liability | R208,200 per year |
| π Accidental Cover | Limited to R11,800 per claim |
| π Illness Cover | Up to 50% of the claim, limited to R11,800 |
| π Wellness Benefit | None |
| β€οΈ Hereditary Treatment | None |
| 𧑠Sub-limits | - |
| π Medication | Limited to R2,780 per year Limited to R695 per claim |
| π Surgery | Limited to R4,200 per claim |
| π Radiology | Limited to R2,780 per year Limited to R935 per claim |
| π Pathology | Limited to R2,780 per year Limited to R955 per claim |
| β€οΈ Hospitalization cover | Limited to R2,780 per year Limited to R1,110 per claim |
| 𧑠Non-elective Procedures | Limited to R4,200 per claim |
| π Non-elective Euthanasia | Limited to R210 per claim |
| π Gastrointestinal conditions | Subject to the OAL and claim limit. |
| π Acute Skin Conditions | Subject to the OAL and claim limit. |
| π Injection Fees | Subject to the OAL and claim limit. |
| β€οΈ Tissue Scans | Subject to the OAL and claim limit. |
| 𧑠Tick-Born Diseases | Subject to the OAL and claim limit. |
| π Excess | 10% of the claim (minimum R200) on all claims For illness claims where pets are <6 months, an additional excess of R300 will apply. |
| π Waiting Period | There is no waiting period for accidental claims A waiting period of 30 days applies to illness claims |
Absolute Pets Superior Plan
| π₯ Monthly Premium | R479 per month |
| π§ Annual Policy Limit | R69,500 per year |
| π¨ Third-Party Liability | R347,300 per year |
| π© Accidental Cover | Limited to R13,900 per claim |
| π¦ Illness Cover | Limited to R13,900 per claim |
| πͺ Wellness Benefit | Limited to R2,100 per year Limited to R555 per claim |
| π₯ Hereditary Treatment | Limited to R2,780 per year Limited to R1,110 per claim |
| π§ Sub-limits | - |
| π¨ Medication | Limited to R2,780 per year Limited to R1,050 per claim |
| π© Surgery | Limited to R6,900 per claim |
| π¦ Radiology | Limited to R2,780 per year Limited to R1,050 per claim |
| πͺ Pathology | Limited to R2,780 per year Limited to R1,050 per claim |
| π₯ Hospitalization cover | Limited to R2,780 per year Limited to R1,1390 per claim |
| π§ Non-elective Procedures | Limited to R5,550 per claim |
| π¨ Non-elective Euthanasia | Limited to R210 per claim |
| π© Gastrointestinal conditions | Subject to the OAL and claim limit. |
| π¦ Acute Skin Conditions | Subject to the OAL and claim limit. |
| πͺ Injection Fees | Subject to the OAL and claim limit. |
| π₯ Tissue Scans | Subject to the OAL and claim limit. |
| π§ Tick-Born Diseases | Subject to the OAL and claim limit. |
| π¨ Excess | 10% of the claim (minimum R200) on all claims For illness claims where pets are <6 months, an additional excess of R300 will apply. |
| π© Waiting Period | There is no waiting period for accidental claims. A waiting period of 30 days applies to illness claims. There is a waiting period of 60 days on wellness claims. Hereditary conditions have a waiting period of 12 months. |
Absolute Pets Ultimate Plan
| π΄ Monthly Premium | R1,199 per month |
| π Annual Policy Limit | R116,600 per year |
| π‘ Third-Party Liability | R347,300 per year |
| π’ Accidental Cover | Limited to R40,800 per claim |
| π΅ Illness Cover | Limited to R40,800 per claim |
| π£ Wellness Benefit | Limited to R2,920 per year Limited to R2,920 per claim |
| π΄ Hereditary Treatment | Limited to R2,340 per year Limited to R2,340 per year |
| π Sub-limits | - |
| π‘ Medication | Subject to the OAL and claim limit. |
| π’ Surgery | Subject to the OAL and claim limit. |
| π΅ Radiology | Subject to the OAL and claim limit. |
| π£ Pathology | Subject to the OAL and claim limit. |
| π΄ Hospitalization cover | Subject to the OAL and claim limit. |
| π Non-elective Procedures | Subject to the OAL and claim limit. |
| π‘ Non-elective Euthanasia | Subject to the OAL and claim limit. |
| π’ Excess | 10% of the claim (minimum R200) on all claims For illness claims where pets are <6 months, an additional excess of R300 will apply. |
| π΅ Waiting Period | There is no waiting period for accidental claims. A waiting period of 30 days applies to illness claims. There is a waiting period of 60 days on wellness claims. Hereditary conditions have a waiting period of 12 months. |
Senior Accident Plan
| π΄ Monthly Premium | R129 per month |
| π΅ Annual Policy Limit | R13,900 per year |
| πΆ Third-Party Liability | R138,800 per year |
| π· Accidental Cover | R5,550 per incident |
| πͺ Excess | 10% of the claim (minimum R200) on all claims For illness claims where pets are <6 months, an additional excess of R300 will apply. |
| π° Waiting Period | There is no waiting period for accidental claims. |
How to join Absolute Pets Pet Insurance
To apply for Pet Insurance with Absolute Pets, follow these steps:- β Visit the Absolute Pets website at www.absolutepets.co.za.
- β Click on the βPet Insuranceβ tab on the top of the homepage.
- β Click the βGet a Quoteβ or βJoin Nowβ button.
- β You will be directed to a page where you must provide some basic information about your pet, such as their age, breed, and any pre-existing conditions they may have.
- β Select the cover options that interest you, including accident-only cover, illness cover, or a comprehensive coverage plan.
- β Review the cover options, benefits, and pricing of each plan.
- β Fill in your details, including your name, address, email address, and phone number.
- β Review the terms and conditions, as well as the privacy policy.
- β Submit your application and payment information.
How to claim from Absolute Pets Pet Insurance
To claim from Absolute Pets Pet Insurance, you can follow these steps:- βοΈ Download the claim form from the Absolute Pets website or request one from their customer service team.
- βοΈ Complete the claim form in full, providing all relevant information about your petβs condition and treatment.
- βοΈ Collect all supporting documentation, such as invoices, receipts, and veterinary reports.
- βοΈ Submit your claim form and supporting documentation to Absolute Pets via email, fax, or post.
- βοΈ Absolute Pets will review your claim and contact you if additional information or documentation is required.
Absolute Pets Pet Insurance Exclusions, Restrictions, and Waiting Periods
ββ¬Β Absolute Pets Pet Insurance Exclusions
- β Any pre-existing conditions that your pet had before enrolling in the insurance policy.
- β Non-accidental conditions or injuries include illnesses, infections, and chronic conditions.
- β Diagnosis or treatment for internal and external parasites, including fleas, ticks, and worms.
- β Medication that is prescribed more than one year after the injury or illness occurred.
- β Routine examinations and preventative treatments, such as vaccinations and flea/tick preventatives.
- β Any treatment or procedure not deemed medically necessary by a licensed veterinarian.
- β Any costs associated with breeding, pregnancy, or giving birth.
- β Any cosmetic or elective procedures, such as tail docking or ear cropping.
- β Any costs associated with pre-existing behavioral problems, such as aggression or destructive behavior.
Absolute Pets Pet Insurance Waiting Periods
Absolute Pets Pet Insurance has waiting periods that apply to new policyholders. Here are the waiting periods you should be aware of:- β No waiting periods for accidents.
- β 30-day waiting period for illness claims.
- β 60-day waiting period for wellness claims.
Absolute Pets Pet Insurance vs Competitors
| π Pet Insurance | π₯ Absolute Pets | π₯ Kido Pet insurance | π₯ Sanlam Reality Pet Insurance |
| π Years in Operation | 17 years | Unknown | 105 years |
| π Trust Rating | 4.3/5 | 3.9/5 | 3.9/5 |
| π― Customer Reviews | 80+ | 15 | 4,000+ |
| π Number of Plans | 5 | 4 | 1 |
| π΅ Plans Price Range | R89 β R1,199 | R180 β R450 | R500 excess |
| πΈ Species Covered | Cats and Dogs | Cats and Dogs | Cats and Dogs |
| π Breed Restrictions | None | None | None |
| π Sub-limits | β Yes | β Yes | None |
| π Maximum Limit per claim | It depends on the claim | R17,500 | R5,000 per year |
| π Routine Care | βοΈ Yes | None | βοΈ Yes |
| π§ͺ Diagnostic Testing | β Yes | None | β Yes |
| π Medication | βοΈ Yes | None | βοΈ Yes |
| π₯ Hospitalization Cover | β Yes | β Yes | β Yes |
| β€οΈ Chronic Support Care | βοΈ Yes | None | βοΈ Yes |
| β οΈ Accidental Cover | β Yes | β Yes | β Yes |
| 𧑠Illness Cover | βοΈ Yes | βοΈ Yes | βοΈ Yes |
| π¦· Dental Care | β Yes | None | β Yes |
| 𧬠X-rays | βοΈ Yes | None | βοΈ Yes |
Absolute Pets Pet Insurance Customer Reviews
Professional and Efficient. I am pleased to express my gratitude towards my consultant for rendering a professional, efficient, and amicable service. The consultant is knowledgeable about the product and provided sound advice, which was highly appreciated. - Charl Roux Excellent Service. The service was commendable, prompt, efficient, and professional. I was able to receive my refund within two days. I am grateful for the excellent service provided. - Lesego Kunene Exceptional. The service provided by my consultant was exceptional, as the consultant displayed proficiency, congeniality, and product knowledge. I am appreciative of the excellent service rendered. - Ronald Joseph
Our Verdict on Absolute Pets Pet Insurance
Absolute Pets is a pet insurance provider that offers a variety of cover options for cats and dogs. Their plans cover accidents, illnesses, routine care, dental cleanings, and vaccinations. The cover options are comprehensive and include various benefits, including cover for alternative therapies and behavioral treatments and an optional wellness package. One potential drawback of Absolute Petsβ cover is that there are age restrictions on enrollment for certain plans, with some only available for pets up to 6 years old. Another potential drawback is that the premiums may be higher than other pet insurance providers. Overall, Absolute Pets offers solid pet insurance cover options that cater to various needs and budgets. Their cover options are comprehensive, and they provide ample support to pet owners.
