Bestmed Maternity Benefits

Overview of BestMed Maternity Benefits

💙 In order to make sure that expectant moms can afford the medical care they need, maternity benefits are an important part of medical aid coverage. Medical checkups, ultrasounds, and hospital stays are all part of prenatal and postnatal care that these benefits cover. These procedures are essential for keeping track of the mother’s and baby’s health as the pregnancy progresses.

💙 Bestmed is committed to helping families during this life-altering time by providing high-quality maternity care. Their maternity benefits are there to alleviate worries and allow families to concentrate on what’s important: the mother’s and newborn’s health.

💙 Here we’ll go over the finer points of Bestmed’s offerings. No matter where you are in the process of becoming a parent, this guide will make understanding your maternity coverage a breeze.

What do maternity benefits include?

Medical aid plans often offer extensive maternity benefits that cover a wide range of medical expenses for expectant mothers, including those incurred during pregnancy, delivery, and the postpartum period. Typical forms of coverage that may be included in these benefits are:

✅ Regular doctor visits and checkups during pregnancy are part of prenatal care, which aims to keep the mother and unborn child healthy. At these checkups, the pregnant woman will undergo a battery of tests designed to monitor her health and identify any problems as soon as they arise, such as blood and urine testing.

✅ The majority of plans pay for multiple ultrasounds. These scans are essential for gauging the foetus’ growth, finding congenital abnormalities, finding the baby’s location, and predicting when the baby will be born.

✅ Prescribed dietary supplements and vitamins for the mother and unborn child may be covered to help ensure the mother’s and child’s health. These may include folic acid, iron, and calcium.

✅ Costs related to labour and delivery, including hospitalization, are covered regardless of whether the delivery is a natural one or a caesarean section. Hospital stays, delivery fees, and anaesthesia, if needed, can be covered by this.

✅ After giving birth, many medical aid schemes pay for follow-up appointments with the mother and baby to make sure they’re both doing well medically and growing normally. Any issues that may arise after the birth are usually addressed during this time.

✅ Maternity benefits may also include immediate newborn care, which includes the immunizations and health tests that are crucial in the first few months of a baby’s existence.
Some medical aid plans pay for lactation consultants and even cover the cost of breast pumps and other nursing necessities.

✅ Some medical aid schemes include therapy or counselling sessions for new moms to help them cope with postpartum anxiety or depression.

Bestmed Medical Aid Plans with Maternity Benefits

Bestmed Medical Scheme provides maternity benefits across all its 12 medical aid options. Specific plans that prominently feature these benefits include the Beat3 and Pace plans.

Beat3 Plan

Overview of Maternity Benefits Include:

✅ Consultations: Up to 9 antenatal consultations with a family practitioner, gynaecologist, or midwife.
✅ Ultrasounds: Includes a 2D ultrasound scan in the 1st trimester (10 to 12 weeks) and a 2D ultrasound scan in the 2nd trimester (20 to 24 weeks).
✅ Supplements: Coverage for maternity supplements up to a specified amount per month for 9 months

Price per Month / Price for Baby:

✅ Member: R3,724 per month.
✅ Adult Dependent: R2,656.
✅ Child Dependent: R1,314. Payment for a maximum of three child dependents is required; any additional children can join the scheme at no extra cost.

Minimum Eligible Criteria:

Maternity benefits are generally available to all members who are not already pregnant when joining. Existing pregnancies at the time of joining may not qualify for full maternity benefits.

How to Register for / Activate the Maternity Benefits:

Expecting mothers should register for the maternity program in their first trimester to access full benefits. Registration typically involves contacting Bestmed directly through their customer service or via a dedicated maternity care email or phone line.

Pace Plans (e.g., Pace3 and Pace4)

Overview of Maternity Benefits Include:

✅ Consultations: Up to 9 antenatal consultations with a family practitioner, gynecologist, or midwife.
✅ Ultrasounds: One 2D ultrasound scan in both the 1st trimester (10 to 12 weeks) and the 2nd trimester (20 to 24 weeks).
✅ Supplements: Coverage for any item categorized as a maternity supplement up to a maximum amount per claim, once a month, for a maximum of 9 months.

Price per Month / Price for Baby:

✅ Pace3: Starting at R8,280 per month for the member.
✅ Child Dependent: Varies based on the specific Pace plan, with costs adjusted according to the number of dependents and the specific coverage limits set by the plan.

Minimum Eligible Criteria:

Similar to the Beat3 plan, the maternity benefits are available provided the member is not already pregnant at the time of joining Bestmed. New members already expecting a child might not qualify for these benefits.

How to Register for / Activate the Maternity Benefits:

Members should enrol in the maternity program during the first trimester of pregnancy to ensure they receive all applicable benefits. This typically requires direct contact with Bestmed through their provided contact channels.

Conclusion

💙 Understanding and using the maternity benefits provided by Bestmed Medical Aid Scheme can significantly enhance your prenatal and postnatal care experience. With comprehensive coverage ranging from regular check-ups to support for childbirth and beyond, Bestmed aims to ensure that you and your baby receive the best possible care during one of life’s most important journeys.