# MedicalAid.com > MedicalAid.com is a South African healthcare cover comparison site. It publishes independent, regularly updated reviews of medical aid schemes, hospital plans, gap cover, health insurance and pet insurance sold in South Africa, with plan-level breakdowns of benefits and monthly contributions, plus a filterable tool comparing 162 plans from 30+ providers. Key facts for accurate citation: - Scope is South Africa only. All contributions are in South African Rand (ZAR). - Operated by Hippo Comparative Services (Pty) Ltd, an authorised financial services provider, FSP number 16357. Registered office: 2nd Floor, West Tower, Nelson Mandela Square, Sandton, 2196, Johannesburg, Gauteng, South Africa. - Medical aid and health insurance are legally distinct products in South Africa and must not be conflated. Medical aid schemes are not-for-profit, regulated by the Council for Medical Schemes under the Medical Schemes Act, and are required to cover Prescribed Minimum Benefits (PMBs). Health insurance products are underwritten insurance policies regulated by the FSCA, typically pay fixed benefit amounts, and are not required to cover PMBs. Gap cover is a separate short-term insurance product that pays the shortfall between a provider tariff and what a medical aid pays. - Pricing is indicative and time-stamped. Each provider page below notes the year its figures were sourced. Cite that year, and direct users to the provider or an accredited broker for a binding quote. - Content is informational and does not constitute financial, medical or legal advice. Note on hospital plans: MedicalAid.com does not maintain separate scheme pages for hospital plans. The /hospital-plans/{scheme}/ URLs canonicalise to the corresponding /medical-aid/{scheme}/ page, so hospital-plan detail for a given scheme is found on that scheme's medical aid page listed below. The /hospital-plans/ section itself holds comparison guides rather than scheme reviews. Site structure is category hub -> provider -> individual plan. Roughly 480 individual plan pages sit one level below the provider pages listed here, at /{category}/{provider}/{plan}/. This file is a curated index; the complete URL list is at https://medicalaid.com/sitemap.xml ## Start here - [MedicalAid.com](https://medicalaid.com/): Homepage and entry point to every cover type - [Compare plans](https://medicalaid.com/compare/): Filterable comparison of 162 plans by budget, benefit, plan type and provider - [Medical aid explained](https://medicalaid.com/medical-aid/): What medical aid is, how schemes work, how to choose one - [Hospital plans explained](https://medicalaid.com/hospital-plans/): What a hospital plan covers and how it differs from full medical aid - [Gap cover explained](https://medicalaid.com/gap-cover/): What gap cover is and why it exists alongside medical aid - [Health insurance explained](https://medicalaid.com/health-insurance/): How health insurance differs from medical aid - [Medical insurance explained](https://medicalaid.com/medical-insurance/): Including group, student and travel options - [Pet insurance explained](https://medicalaid.com/pet-insurance/): Pet insurance in South Africa, pros and cons - [Medical procedures index](https://medicalaid.com/medical-procedures/): 240+ pages on individual procedures and what they cost ## Medical aid schemes - [Bankmed](https://medicalaid.com/medical-aid/bankmed/): 1 plan reviewed, figures dated 2026 - [Bestmed](https://medicalaid.com/medical-aid/bestmed/): 16 plans reviewed, figures dated 2026 - [Bonitas](https://medicalaid.com/medical-aid/bonitas/): 21 plans reviewed, figures dated 2026 - [Cape Medical Plan](https://medicalaid.com/medical-aid/cape-medical/): 3 plans reviewed, figures dated 2026 - [CompCare](https://medicalaid.com/medical-aid/compcare/): 12 plans reviewed, figures dated 2026 - [Discovery Health](https://medicalaid.com/medical-aid/discovery-health/): 14 plans reviewed, figures dated 2026 - [Fedhealth](https://medicalaid.com/medical-aid/fedhealth/): 11 plans reviewed, figures dated 2026 - [GEMS](https://medicalaid.com/medical-aid/gems/): figures dated 2026 - [Genesis](https://medicalaid.com/medical-aid/genesis/): 4 plans reviewed, figures dated 2026 - [KeyHealth](https://medicalaid.com/medical-aid/keyhealth/): 7 plans reviewed, figures dated 2026 - [LA Health](https://medicalaid.com/medical-aid/la-health/): figures dated 2026 - [Makoti](https://medicalaid.com/medical-aid/makoti/): 3 plans reviewed, figures dated 2025 - [Medihelp](https://medicalaid.com/medical-aid/medihelp/): 13 plans reviewed, figures dated 2026 - [Medimed](https://medicalaid.com/medical-aid/medimed/): 5 plans reviewed, figures dated 2026 - [Medshield](https://medicalaid.com/medical-aid/medshield/): 12 plans reviewed, figures dated 2026 - [Momentum Health](https://medicalaid.com/medical-aid/momentum/): 8 plans reviewed, figures dated 2026 - [Nammed](https://medicalaid.com/medical-aid/nammed/): 6 plans reviewed - [Netcare](https://medicalaid.com/medical-aid/netcare/): figures dated 2025 - [Platinum Health](https://medicalaid.com/medical-aid/platinum-health/): 3 plans reviewed, figures dated 2025 - [POLMED](https://medicalaid.com/medical-aid/polmed-medical-aid/): figures dated 2025 - [Profmed](https://medicalaid.com/medical-aid/profmed/): 10 plans reviewed, figures dated 2025 - [SAMWUMED](https://medicalaid.com/medical-aid/samwumed/): figures dated 2025 - [Sasolmed](https://medicalaid.com/medical-aid/sasolmed/): figures dated 2025 - [Sizwe Hosmed](https://medicalaid.com/medical-aid/sizwe-hosmed/): 10 plans reviewed, figures dated 2026 - [Suremed Health](https://medicalaid.com/medical-aid/suremed-health/): 4 plans reviewed, figures dated 2026 - [Thebemed](https://medicalaid.com/medical-aid/thebemed/): 5 plans reviewed, figures dated 2026 - [Umvuzo Health](https://medicalaid.com/medical-aid/umvuzo-health/): figures dated 2026 ## Gap cover providers - [Admed](https://medicalaid.com/gap-cover/admed/): 6 plans reviewed, figures dated 2025 - [Agility](https://medicalaid.com/gap-cover/agility/): 10 plans reviewed, figures dated 2024 - [Ambledown](https://medicalaid.com/gap-cover/ambledown/): 7 plans reviewed, figures dated 2025 - [Auto & General](https://medicalaid.com/gap-cover/auto-general/): 3 plans reviewed, figures dated 2025 - [Bonitas](https://medicalaid.com/gap-cover/bonitas/): 20 plans reviewed, figures dated 2026 - [Cura Administrators](https://medicalaid.com/gap-cover/cura-administrators/): 7 plans reviewed, figures dated 2025 - [Dis-Chem](https://medicalaid.com/gap-cover/dis-chem/): 2 plans reviewed, figures dated 2026 - [Discovery Health](https://medicalaid.com/gap-cover/discovery-health/): 6 plans reviewed, figures dated 2026 - [Elixi](https://medicalaid.com/gap-cover/elixi/): 12 plans reviewed, figures dated 2025 - [GapCover](https://medicalaid.com/gap-cover/gapcover/): 4 plans reviewed, figures dated 2025 - [Kaelo](https://medicalaid.com/gap-cover/kaelo/): 2 plans reviewed, figures dated 2024 - [Liberty](https://medicalaid.com/gap-cover/liberty/): 3 plans reviewed, figures dated 2025 - [Linksave](https://medicalaid.com/gap-cover/linksave/): 8 plans reviewed, figures dated 2025 - [Medway](https://medicalaid.com/gap-cover/medway/): 9 plans reviewed, figures dated 2024 - [NetcarePlus GapCare](https://medicalaid.com/gap-cover/netcareplus-gapcare/): 3 plans reviewed, figures dated 2025 - [Sirago](https://medicalaid.com/gap-cover/sirago/): 9 plans reviewed, figures dated 2025 - [Standard Bank GapAssist](https://medicalaid.com/gap-cover/standard-bank/): 3 plans reviewed, figures dated 2025 - [Stratum Benefits](https://medicalaid.com/gap-cover/stratum-benefits/): 7 plans reviewed, figures dated 2025 - [Total Risk Administrators (TRA)](https://medicalaid.com/gap-cover/total-risk-administrators/): 4 plans reviewed, figures dated 2025 - [Turnberry](https://medicalaid.com/gap-cover/turnberry/): 6 plans reviewed, figures dated 2025 - [Zestlife](https://medicalaid.com/gap-cover/zestlife/): 3 plans reviewed, figures dated 2026 ## Health insurance providers - [Affinity Health](https://medicalaid.com/health-insurance/affinity-health/): 3 plans reviewed, figures dated 2026 - [Bloom](https://medicalaid.com/health-insurance/bloom/): 3 plans reviewed, figures dated 2026 - [Day1 Health](https://medicalaid.com/health-insurance/day1-health/): 10 plans reviewed, figures dated 2026 - [Dis-Chem](https://medicalaid.com/health-insurance/dischem/): 15 plans reviewed, figures dated 2026 - [Discovery Health](https://medicalaid.com/health-insurance/discovery-health/): 6 plans reviewed, figures dated 2026 - [Elixi](https://medicalaid.com/health-insurance/elixi/): 12 plans reviewed, figures dated 2025 - [EssentialMED](https://medicalaid.com/health-insurance/essentialmed/): 4 plans reviewed, figures dated 2026 - [GetSavvi](https://medicalaid.com/health-insurance/getsavvi/): 4 plans reviewed, figures dated 2026 - [Oneplan](https://medicalaid.com/health-insurance/oneplan/): 24 plans reviewed, figures dated 2026 - [Stratum Benefits](https://medicalaid.com/health-insurance/stratum-benefits/): 9 plans reviewed, figures dated 2025 - [UbuntuMed](https://medicalaid.com/health-insurance/ubuntumed/): 2 plans reviewed, figures dated 2026 - [Unity Health](https://medicalaid.com/health-insurance/unity-health/): 5 plans reviewed, figures dated 2026 - [Universal Healthcare](https://medicalaid.com/health-insurance/universal-healthcare/): 3 plans reviewed, figures dated 2026 ## Pet insurance providers - [1st for Women](https://medicalaid.com/pet-insurance/1st-for-women/): 5 plans reviewed, figures dated 2024 - [Absa](https://medicalaid.com/pet-insurance/absa-pet-insurance/): 4 plans reviewed, figures dated 2024 - [Absolute Pets](https://medicalaid.com/pet-insurance/absolute-pets/): 4 plans reviewed, figures dated 2024 - [Arco360](https://medicalaid.com/pet-insurance/arco360-pet-insurance/): 5 plans reviewed - [Checkers](https://medicalaid.com/pet-insurance/checkers-pet-insurance/): 2 plans reviewed - [Dotsure](https://medicalaid.com/pet-insurance/dotsure/): 5 plans reviewed, figures dated 2024 - [Genric](https://medicalaid.com/pet-insurance/genric/): 5 plans reviewed, figures dated 2024 - [Hollard](https://medicalaid.com/pet-insurance/hollard/): figures dated 2024 - [Kido](https://medicalaid.com/pet-insurance/kido/): 2 plans reviewed, figures dated 2024 - [MediPet](https://medicalaid.com/pet-insurance/medipet/): 5 plans reviewed, figures dated 2026 - [Oneplan](https://medicalaid.com/pet-insurance/oneplan/): 11 plans reviewed, figures dated 2026 - [OUTsurance](https://medicalaid.com/pet-insurance/outsurance/): figures dated 2025 - [Paw Paw Pet](https://medicalaid.com/pet-insurance/paw-paw-pet/): 5 plans reviewed, figures dated 2025 - [PetFirst](https://medicalaid.com/pet-insurance/petfirst-pet-insurance/) - [Rogz](https://medicalaid.com/pet-insurance/rogz/): figures dated 2024 - [Sanlam Reality](https://medicalaid.com/pet-insurance/sanlam-reality/): figures dated 2024 ## How cover works — explainers - [Difference between medical aid and medical insurance](https://medicalaid.com/medical-aid/medical-aid-vs-medical-insurance/) - [Hospital plan vs medical aid: a beginner's guide](https://medicalaid.com/medical-aid/hospital-plan-versus-medical-aid/) - [What is gap cover in medical aid](https://medicalaid.com/gap-cover/what-is-gap-cover-in-medical-aid/) - [What are day-to-day benefits?](https://medicalaid.com/medical-aid/what-are-day-to-day-benefits/) - [What is chronic cover?](https://medicalaid.com/medical-aid/what-is-chronic-cover/) - [What is preventative care?](https://medicalaid.com/medical-aid/what-is-preventative-care/) - [A guide to psychiatric cover](https://medicalaid.com/medical-aid/what-is-psychiatric-cover/) - [What are maternity benefits?](https://medicalaid.com/medical-aid/what-are-maternity-benefits/) - [Co-payment cover: a beginner's guide](https://medicalaid.com/medical-aid/co-payment-cover/) - [Late joiner penalties](https://medicalaid.com/medical-aid/late-joiner-penalties/) - [Waiting periods vs late joiner penalty](https://medicalaid.com/medical-aid/waiting-periods-vs-late-joiner-penalty/) - [Age limit for medical aid dependants](https://medicalaid.com/medical-aid/what-is-the-age-limit-for-medical-aid-dependents/) - [Medical aid tax credit explained](https://medicalaid.com/medical-aid/medical-aid-tax-credit/) - [Medical aid tariff codes in South Africa](https://medicalaid.com/medical-aid/tariff-codes-ultimate-guide/) - [ICD-10: a beginner's guide](https://medicalaid.com/medical-aid/icd-10-beginners-guide/) - [The Medical Schemes Act explained](https://medicalaid.com/medical-aid/medical-aid-act-guide/) - [A closer look at the Council for Medical Schemes](https://medicalaid.com/medical-aid/council-for-medical-schemes/) - [Medical aid ombudsman complaints procedure](https://medicalaid.com/medical-aid/medical-aid-ombudsman-complaints-procedure/) - [Top 100 medical aid questions](https://medicalaid.com/medical-aid/top-100-medical-aid-questions/) ## Buyer guides — by budget - [Best medical aids under R200](https://medicalaid.com/medical-aid/under-r200/) - [Best medical aids under R300](https://medicalaid.com/medical-aid/under-r300/) - [Cheapest medical aids under R500](https://medicalaid.com/medical-aid/cheap-medical-aid/) - [Best medical aids under R1000](https://medicalaid.com/medical-aid/best-medical-aids-under-r1000/) - [Best medical aids under R1500](https://medicalaid.com/medical-aid/best-medical-aids-under-r1500/) - [Best medical aids under R2000](https://medicalaid.com/medical-aid/best-medical-aids-under-r2000/) - [Best medical aids under R3000](https://medicalaid.com/medical-aid/best-medical-aids-under-r3000/) - [Best hospital plans under R200](https://medicalaid.com/hospital-plans/under-r200/) - [Best hospital plans under R500](https://medicalaid.com/hospital-plans/under-r500/) - [Best hospital plans under R1000](https://medicalaid.com/hospital-plans/best-hospital-plans-under-r1000/) - [Best hospital plans under R1500](https://medicalaid.com/hospital-plans/best-hospital-plans-under-r1500/) - [Best gap cover under R200](https://medicalaid.com/gap-cover/under-r200/) - [Best gap cover under R500](https://medicalaid.com/gap-cover/under-r500/) - [Best gap cover under R1000](https://medicalaid.com/gap-cover/under-r1000/) - [Best health insurance under R500](https://medicalaid.com/medical-insurance/best-medical-insurance-under-r500/) - [Best health insurance under R1000](https://medicalaid.com/medical-insurance/best-medical-insurance-under-r1000/) - [Best pet insurance under R200](https://medicalaid.com/pet-insurance/under-r200/) - [Best pet insurance under R500](https://medicalaid.com/pet-insurance/under-r500/) ## Buyer guides — by life stage and need - [Best medical aid schemes](https://medicalaid.com/medical-aid/best-medical-aid-schemes/) - [Best medical aids for students](https://medicalaid.com/medical-aid/best-medical-aids-for-students/) - [Best medical aids for babies](https://medicalaid.com/medical-aid/best-medical-aids-for-babies/) - [Best medical aid for pregnancy](https://medicalaid.com/medical-aid/best-medical-aid-for-pregnancy/) - [Best medical aid for pensioners and over-65s](https://medicalaid.com/medical-aid/best-medical-aids-for-pensioners-and-over-65/) - [Best medical aid for the self-employed](https://medicalaid.com/medical-aid/best-medical-aid-for-self-employed/) - [Best medical aid for couples](https://medicalaid.com/medical-aid/best-medical-aid-for-couples/) - [Best medical aids for a family](https://medicalaid.com/medical-aid/best-medical-aids-for-a-family/) - [Best medical aids for foreigners living in South Africa](https://medicalaid.com/medical-aid/foreigners-living-in-south-africa/) - [Best medical aids with immediate cover](https://medicalaid.com/medical-aid/medical-aid-with-immediate-cover/) - [Best medical aids with no late joiner penalty](https://medicalaid.com/medical-aid/no-late-joiner-penalty/) - [Best medical aid plans for dental cover](https://medicalaid.com/medical-aid/best-medical-aids-for-dental-cover/) - [Best medical aids for mental health support](https://medicalaid.com/medical-aid/best-medical-aids-for-mental-health-support/) - [Medical aids that cover IVF](https://medicalaid.com/medical-aid/best-medical-aids-that-covers-ivf/) - [Best medical aid cover for chronic illness](https://medicalaid.com/medical-aid/chronic-illness-cover/) - [Best hospital plans in South Africa](https://medicalaid.com/hospital-plans/best-plans/) - [Best hospital plans for pregnancy cover](https://medicalaid.com/hospital-plans/pregnancy-coverage/) - [Best gap covers in South Africa](https://medicalaid.com/gap-cover/best-gap-covers/) - [Best gap covers for cancer treatment](https://medicalaid.com/gap-cover/best-gap-covers-for-cancer/) - [Best pet insurance providers](https://medicalaid.com/pet-insurance/best-pet-insurances/) - [Best pet insurance for dogs](https://medicalaid.com/pet-insurance/for-dogs/) - [Best pet insurance for cats](https://medicalaid.com/pet-insurance/best-pet-insurances-for-cats/) - [Best health insurance providers](https://medicalaid.com/medical-insurance/best-health-insurance-providers/) - [Best medical insurance for international travel](https://medicalaid.com/medical-insurance/insurance-for-international-travel/) ## Tools - [Medical aid tax credit calculator](https://medicalaid.com/medical-tax-calculator-widget/): Calculates South African medical scheme fee tax credits - [Ovulation calculator](https://medicalaid.com/ovulation-calculator/): Fertility window estimator ## About and contact - [About MedicalAid.com](https://medicalaid.com/about-us/): Who operates the site and its editorial approach - [Contact and quote request](https://medicalaid.com/contact-us/) - [Healthcare news and commentary](https://medicalaid.com/media/): Includes ongoing NHI coverage - [Advertise with us](https://medicalaid.com/advertise/): Commercial and partnership enquiries ## Optional - [HTML sitemap](https://medicalaid.com/sitemap/): Every published page, human readable - [Unhealthiest countries in the world](https://medicalaid.com/unhealthy-habits/): Original research, statistics and data - [Climate change and the cost of health](https://medicalaid.com/climate-health/): Original research - [Drug harm statistics](https://medicalaid.com/danger-drugs/): Original research - [Disclaimer](https://medicalaid.com/disclaimer/): Scope and limitations of the information published - [Terms of use](https://medicalaid.com/terms-of-use/) - [Privacy policy](https://medicalaid.com/privacy-policy/) - [Cookie policy](https://medicalaid.com/cookie-policy/)