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Bonitas

Hospital Standard

About this plan

πŸ₯‡ Best suited for members seeking affordable hospital cover with essential healthcare benefits.
Principal Member
From
R3,561
per month
Adult Dependant
From
R2,999
per month
Child Dependant
From
R1,353
per month

What's covered

Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health

Waiting periods

General
3 months
Pre-existing conditions
12 months

Hospital Standard

Hospital Standard

Bonitas Hospital Standard Medical Plan (πŸ‡ΏπŸ‡¦ 2026)

  Overall, the Bonitas Hospital Standard Medical Aid Plan is a trustworthy and comprehensive medical aid plan that offers 24/7 medical emergency assistance and International cover for its family members. The Bonitas Hospital Standard Medical Aid Plan starts from R3,561 ZAR.  
πŸ‘€ Main Member ContributionR3,561 ZAR
πŸ‘₯ Adult Dependent ContributionR2,999 ZAR
πŸ’™ Child Dependent ContributionR1,353 ZAR
πŸ” Gap Coverβ˜‘οΈ Yes
🏠 Home Careβ˜‘οΈ Yes
πŸ₯ Hospital CoverUnlimited
πŸ“Š Annual Limitβ˜‘οΈ Yes
🌎 International CoverR1.2 million ZAR
πŸ“‰ Prescribed Minimum Benefits (PMB)β˜‘οΈ Yes
πŸ“Ž Screening and Preventionβ˜‘οΈ Yes
  Bonitas Hospital Standard Medical Plan Review

Bonitas Hospital Standard Plan Review - 9 Key Point Quick Overview

  1. β˜‘οΈ Bonitas Hospital Standard Plan Overview
  2. β˜‘οΈ Bonitas Hospital Standard Plan Contributions
  3. β˜‘οΈ Bonitas Hospital Standard Benefits and Cover Comprehensive Breakdown
  4. β˜‘οΈ Bonitas Hospital Standard Plan Additional Benefits
  5. β˜‘οΈ Bonitas Hospital Standard Plan In-Hospital Benefits
  6. β˜‘οΈ Bonitas Hospital Standard Plan Exclusions and Waiting Periods
  7. β˜‘οΈ Bonitas Hospital Standard Plan vs. Other Bonitas Medical Fund Plan Options
  8. β˜‘οΈ Our Verdict on the Bonitas Hospital Standard Plan
  9. β˜‘οΈ Bonitas Hospital Standard Plan Frequently Asked Questions

Bonitas Hospital Standard Plan Overview

Hospital standard overview The Bonitas Hospital Standard Plan starts from R3,561. It includes maternity, in- and out-of-hospital cover, international travel, PMBs, and more. Gap Cover is available on the Bonitas Hospital Standard Plan, along with 24/7 medical emergency assistance. According to the Trust Index, Bonitas Medical Fund has a trust rating of 4.2.   πŸ‘‰ Download the Hospital Standard Plan for 2026.Hospital standard

Bonitas Hospital Standard Plan Contributions

 
πŸ‘€ Main MemberπŸ‘₯ +1 Adult DependentπŸ’™ +1 Child Dependent
R3,561 ZARR2,999 ZARR1,353 ZAR
  Bonitas Hospital Standard Plan Contributions

Bonitas Hospital Standard Benefits and Cover Comprehensive Breakdown

Bonitas Hospital Standard Chronic Benefits

  πŸ‘‰πŸΎ Hospital Standard provides coverage for the 28 Chronic conditions outlined in the applicable formulary. πŸ‘‰πŸΎ You must obtain your medication from Pharmacy Direct, the Bonitas Designated Service Provider. πŸ‘‰πŸΎ If you choose not to use Pharmacy Direct or if you use an off-formulary medication, you will be responsible for a 30% co-payment.   The Bonitas Hospital Standard Plan Covers the following PMBs and more:  
  • βœ… Addison’s Disease
  • βœ… Asthma
  • βœ… Bipolar Mood Disorder
  • βœ… Bronchiectasis
  • βœ… Cardiac Failure
  • βœ… Cardiomyopathy
  • βœ… Chronic Obstructive Pulmonary Disease
  • βœ… Chronic Renal Disease
  • βœ… Coronary Artery Disease
  • βœ… Crohn’s Disease
  • βœ… Diabetes Insipidus
  • βœ… Diabetes Type 1

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Bonitas Hospital Standard Benefits and Cover Comprehensive Breakdown

Bonitas Hospital Standard Plan Additional Benefits

Bonitas Hospital Standard Maternity Care

  This benefit offers the following:  
  • βœ… Six antenatal appointments with a gynecologist, general practitioner, or midwife.
  • βœ… Two 2-dimensional ultrasound scans.
  • βœ… Amniocentesis was performed once.
  • βœ… Four post-delivery midwife consultations (one of which can be used for a lactation specialist consultation).

Bonitas Hospital Standard Plan Maternity Programme

  With this benefit, members can get the following benefits:  
  • βœ… Access to a maternity advice line available around the clock.
  • βœ… Dedicated maternity nurse/midwife to support and advise you during your pregnancy.
  • βœ… Access to articles on prevalent pregnancy issues.
  • βœ… You receive weekly pregnancy education emails and text messages.
  • βœ… Online prenatal classes prepare you for childbirth and what to expect at home.
  • βœ… A Baby bag containing baby care necessities.
  • βœ… Early identification of high-risk pregnancies
  • βœ… Weekly engagement for high-risk pregnancies
  • βœ… Post-childbirth follow-up calls
  • βœ… Online assessments for pregnancy and mental health
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Bonitas Hospital Standard Plan Wellness Benefit

  There is one wellness examination per recipient at a participating pharmacy, biokinetics, or Bonita's wellness day. The health examination includes the following tests:  
  • βœ… Blood pressure
  • βœ… Glucose
  • βœ… Cholesterol
  • βœ… Body Mass Index
  • βœ… Waist-to-hip ratio

Bonitas Hospital Standard Plan Preventative Care

  This benefit includes the following:  
  • βœ… One HIV test and counseling for each recipient.
  • βœ… One flu vaccine per beneficiary.
  • βœ… One complete lipogram every 5 years for individuals aged 20 and older.
  • βœ… One mammogram every two years for women over 40.
  • βœ… Women aged 21 to 65 should undergo a pap smear every three years.
  • βœ… Men between 55 and 69 qualify for one prostate screening antigen test yearly.
  • βœ… Members 65 and older receive 1 pneumococcal vaccine every 5 years.
  • βœ… One stool test for colon cancer for individuals aged 45 to 75.
  • βœ… Dental fissure sealants prevent tooth decay in permanent teeth in children younger than 16 years.
  • βœ… Covid-19 vaccinations and boosters as directed by the National Health Service.
  • βœ… Dental fissure sealants: 1 per tooth, once every 3 years for beneficiaries under 16 years

Bonitas Hospital Standard Plan Contraceptives

  • βœ… R1,580 per household for the Bonitas Hospital Standard Plan (for women aged up to 50).
  • βœ… It would help if you used the Designated Service Provider for contraceptives dispensed by a pharmacy.
  • βœ… A 40% co-payment applies if you choose not to use a Designated Service Provider.
  • βœ… Injectable contraceptives and administration covered at any Bonitas Network Pharmacy.

Bonitas Hospital Standard Plan Childcare

  This benefit offers the following benefits:  
  • βœ… Hearing screening for infants up to 8 weeks of age, in or outside the hospital.
  • βœ… Screening for congenital hypothyroidism in infants younger than one month.
  • βœ… Babyline: 24-hour medical advice line for children younger than 3 years.
  • βœ… Two pediatricianΒ  Β or general practitioner consultations per child under 1 year.
  • βœ… One pediatrician or general practitioner per child between the ages of 1 and 2.
  • βœ… One GP consultation per child between 2 and 12 years.
  • βœ… Milestone reminders for children under 3 years
  • βœ… Online screenings for infant and toddler health
  • βœ…2 vision screening tests for premature newborns up to 6 weeks, in or out-of-hospital

Bonitas Hospital Standard Plan International Travel Benefit

  Before departure, you must register for this benefit. The Bonitas Hospital Standard Plan International Travel Benefit covers up to R1.2 million in medical emergency cover per family when traveling outside South Africa.  

Bonitas Hospital Standard Plan Hospital-at-Home

  This benefit offers the following:  
  • βœ… Care for any acute condition deemed necessary by your treating physician, such as pneumonia or Covid-19.
  • βœ… Alternative to general ward admission and step-down facilities, enabling patients to receive quality, safe healthcare in the comfort of their own homes.
  • βœ… Remote patient monitoring, including round-the-clock monitoring of vital signs from our clinical command center, continuous virtual visits and clinical support, continuous care from a physician, short-term oxygen (as prescribed), and emergency ambulance services.
  • βœ… In addition to remote patient monitoring, daily visits, laboratory services, blood tests, wound dressings, medication/fluids via a drip, allied healthcare services, and physiotherapy, Bonita's hospital setup at home also includes remote patient monitoring (as prescribed)
  • βœ… A team of trained medical professionals, including skilled nurses, will bring all the essential elements of hospital care to your home.
  • βœ… Re-admissions can be reduced with the help of a transitional care program.
  • βœ… Hospital-at-Home requires prior authorization.

πŸ‘‰πŸΎ LEARN more about Psychiatric/Mental Cover

Bonitas Hospital Standard Plan Cancer Cover

  The Bonitas Hospital Standard Plan’s Cancer Cover benefit works in the following ways:  
  • βœ… Provides you with emotional and medical support.
  • βœ… Consults your physician to confirm that your treatment plan is clinically appropriate for your needs.
  • βœ… Social worker access for you and your loved ones.
  • βœ… Utilizes the Bonitas Oncology Medicine Network. Non-network providers are subject to a 20% co-payment.
  • βœ… Matches your treatment plan to your insurance benefits to ensure you have the necessary coverage.
  • βœ… Specialists from the Bonitas Oncology Network are utilized.

Bonitas Hospital Standard Plan HIV / AIDS Benefit

  This benefit works in the following ways:  
  • βœ… Offers appropriate treatment and the means to live your best life.
  • βœ… Provides HIV-related consultations to monitor your doctor’s clinical status.
  • βœ… Provides access to telephone support from physicians.
  • βœ… Includes drugs to prevent mother-to-child transmission and infection following a sexual assault or a needle-stick injury.
  • βœ… Covers routine blood tests to monitor disease progression, therapy response, and possible treatment side effects.
  • βœ… Provides ongoing patient support through a team of skilled and seasoned counselors.
  • βœ… Prevention and treatment of opportunistic infections such as pneumonia, tuberculosis, and influenza.
  • βœ… Finds a registered therapist for face-to-face emotional support.
  • βœ… Offers 1 additional pap smear for members who had a positive cytology test.

Bonitas Hospital Standard Plan Diabetes Management

  This benefit works in the following ways:  
  • βœ… Enables you to make the best decisions to maintain your health.
  • βœ… Offers cover tests necessary for managing diabetes and other chronic conditions.
  • βœ… Provides access to diabetes specialists, dietitians, and podiatrists.
  • βœ… Provides access to a Health Coach who will respond to any questions.
  • βœ… Offers a tailored care plan to meet your specific requirements.
  • βœ… Provides education to improve your understanding of your condition.

Bonitas Hospital Standard Plan Back and Neck Programme

  This benefit works in the following ways:  
  • βœ… Evaluation of back and neck pain to determine the level of care necessary before surgery for the best possible outcome.
  • βœ… Provides a customized treatment plan for up to six weeks.
  • βœ… Contains care from physicians, physiotherapists, and biokinetics.
  • βœ… Provides access to a home care plan for long-term results maintenance and aids in managing severe back and neck pain.
  • βœ… Highly efficient and low risk, with a high rate of success.
  • βœ… Excluding X-rays, Bonitas will cover the cost of the program.
  • βœ… Members can use the DBC network.
Bonitas Hospital Standard Plan Additional Benefits

Bonitas Hospital Standard Plan In-Hospital Benefits

 
πŸ”Ž Specialist Consultations in-hospitalUnlimited, with specialists fully covered according to Bonita's Rate. Non-network specialists are paid up to 100% of Bonita's Rate.
πŸ“Œ GP Consultations in-hospitalUnlimited, with 100% cover according to Bonita's Rate.
πŸ“ Blood Tests and other lab testsUnlimited, with 100% cover according to Bonita's Rate.
β˜‘οΈ X-Rays and UltrasoundsUnlimited, with 100% cover according to Bonita's Rate.
βœ… MRI and CT scansThere is an R32,040 limit per family in and out-of-hospital. Pre-authorization is required for MRIs and CT scans. There is an R2,800 co-payment per scan unless it is for a PMB.
πŸ‘οΈ Cataract SurgeryMembers can avoid an R9,800 co-payment by only using a DSP.
πŸ“ˆ Allied Medical ProfessionalsOnly PMBs are covered. Subject to referral by a treating physician.
πŸ“‰ Physiotherapy, Podiatry, and biokineticsOnly PMBs are covered. Subject to referral by a treating physician.
πŸ“Š Internal ProsthesesThere is a limit of up to R54,270 per family unless it is a PMB. Bonitas Managed Care Protocols are in effect with this benefit.
πŸ’Š External ProsthesesOnly PMBs are covered and Managed Care Protocols apply.
πŸ’‰ Hospitalization for dentistry (GENERAL ANAESTHETIC)A co-payment of R3 640 per admission applies for children under the age of 5 and R5 200 for any other admission, including removal of impacted teeth or any other medical condition OR A R2 600 upfront co-payment if the dental treatment is done in a day hospital General anaesthetic is only available to children under the age of 5 for extensive dental treatment once per lifetime Avoid a 30% co-payment by using a hospital on the applicable network Managed Care and admission protocols apply Pre-authorisation required General anaesthetic benefit is available for the removal of impacted teeth
πŸ’€ Moderate/Deep Sedation in the roomsManaged Care Protocols will apply, and pre-approval is necessary. This benefit only applies instead of general anesthetic for in-hospital dental benefits and procedures.
πŸ’™ Mental Health HospitalizationThere is coverage up to R19,060 per family. Physiotherapy for mental health admissions is not covered. Members must use a hospital on their network to avoid the 30% co-payment.
πŸ’™ Take-Home Medicine after dischargeMembers receive up to 7 days’ supply, up to R575 per hospital stay
πŸ“Œ Physical RehabilitationThere is a limit of up to R63,340 per family.
πŸ₯ Hospitalization AlternativesThere is a limit of R20,310 per household. Managed Care rules apply.
βš•οΈ Palliative Care (Only for Cancer)Unlimited but subject to the DSP. Includes hospice and private nursing, oxygen at home, pain management, and support from a psychologist and a social worker.
😷 Cancer TreatmentUnlimited for PMBs. Bonitas covers up to R168,100 per family for non-PMBs, which is paid up to 80%, according to the DSP. There is no cover for non-DSPs once the limit is reached. There is a 30% co-payment when members use a non-DSP. There is a sub-limit of R60,680 per beneficiary with Brachytherapy.
➑️ Cancer MedicineSubject to the Medicine Price List and the Preferred Product List Use a Designated Service Provider to avoid a 20% co-payment.
❀️ Organ TransplantsUnlimited Cover. There is a sub-limit of R38,670 for corneal grafts.
🚩 Kidney DialysisUnlimited cover. Members can avoid a 20% co-payment by using a DSP.
πŸš€ HIV/AIDSIf you register for HIV/AIDS, the cover is unlimited. Medicine must be obtained from a DSP.
β˜€οΈ Day Surgery proceduresAvoid a R6 500 co-payment by using a network day hospital.
 

Bonitas Hospital Standard Plan Out-of-Hospital Benefits

EMERGENCY ROOM BENEFIT (FOR EMERGENCIES ONLY)
  • πŸ‘‰πŸΎ 2 emergency consultations per family at a casualty ward or emergency room facility of a hospital
  • πŸ‘‰πŸΎ Benefit limited to emergencies only
IN-ROOM PROCEDURES
  • πŸ‘‰πŸΎ Cover for a defined list of approved procedures performed in the specialist’s rooms
  • πŸ‘‰πŸΎ Pre-authorisation required
Bonitas Hospital Standard Plan In-Hospital Benefits

Bonitas Hospital Standard Plan Exclusions and Waiting Periods

Exclusions

  The following is currently not covered by the Bonitas Hospital Standard Plan:  
  • βœ… Aromatherapy
  • βœ… Ayurvedics
  • βœ… Herbalists
  • βœ… Iridology
  • βœ… Reflexology
  • βœ… Therapeutic Massage Therapy (Masseurs)
  • βœ… Ambulance Services that are not authorized or already included in the contract with the provider
  • βœ… Appliances, devices, and procedures not scientifically proven or appropriate
  • βœ… Back rests and chair seats
  • βœ… Bandages and dressings (except medicated dressings)
  • βœ… Beds, mattresses, linen savers, pillows, and overlay

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Waiting Periods

  Depending on pre-existing or existing conditions, the following might apply when you register for medical cover with the Bonitas Hospital Standard Plan:   Bonitas Hospital Standard Plan Exclusions and Waiting Periods

Bonitas Hospital Standard Plan vs. Other Bonitas Medical Fund Plan Options

 
πŸ”Ž Medical PlanπŸ₯‡ Bonitas Hospital Standard Plan (2026)πŸ₯ˆ Platinum Health PlatCap (2026)πŸ₯‰ LA Health KeyPlus (2026)
πŸ‘€ Main Member ContributionR3,561R1,298 – R2,965 R1,390 – R2,207
πŸ‘₯ Adult Dependent ContributionR2,999R1,298 – R2,965 R1,214 – R1,964
πŸ’™ Child Dependent ContributionR1,353R530 – R1,030R508 – R824
🌎 International CoverR1.2 million ZARNoneR5 million ZAR
πŸ’Ά Prescribed Minimum Benefits (PMB)β˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
➑️ Screening and Preventionβ˜‘οΈ YesNoβ˜‘οΈ Yes
βš•οΈ Hospital CoverUnlimitedUnlimited for DSPsUnlimited
πŸ” Mental Healthcare Programβ˜‘οΈ Yesβ˜‘οΈ Yesβ˜‘οΈ Yes
πŸ’³ Medical Savings AccountNoneNoneNone
  Bonitas Hospital Standard Plan vs. Other Bonitas Medical Fund Plan Options

Our Verdict on the Hospital Standard Plan

πŸ’™ The Bonitas Hospital Standard plan is a medical aid plan offered by Bonitas Medical Fund in South Africa. It is a hospital plan that primarily covers hospitalization and related medical expenses.   πŸ’™ The Hospital Standard plan covers a range of in-hospital benefits, including specialist consultations, hospitalization, theatre fees, and pathology and radiology services.   Our Verdict onHospital Standard planYou might also like to consider the following plans Bonitas has to offer:

Bonitas Hospital Standard Plan Frequently Asked Questions

Does the Hospital Standard plan cover in-hospital treatments?

Yes, the Hospital Standard plan covers a range of in-hospital treatments, including specialist consultations, hospitalization, theatre fees, and pathology and radiology services.  

Does the Hospital Standard plan cover maternity?

The Hospital Standard plan does cover maternity-related services, such as 6x antenatal consultations with a Gynaecologist, GP or midwife and more..  

Does the Hospital Standard plan provide cover for HIV and AIDS?

Yes, the Hospital Standard plan provides cover for the treatment of HIV and AIDS, including antiretroviral medication and related healthcare services.  

Does the Hospital Standard plan provide back and neck programs?

The Hospital Standard plan provides access to back and neck programs, rehabilitation, and physiotherapy benefits if the beneficiary is hospitalized for a related condition.  

Does the Hospital Standard plan cover braces?

No, the Hospital Standard plan does not cover orthodontic treatment, including braces.  

Does the Hospital Standard plan cover breast enlargements?

No, the Hospital Standard plan does not cover cosmetic surgery, including breast enlargements.  

Does the Hospital Standard plan cover the treatment of diabetes?

The Hospital Standard plan covers treating certain chronic conditions, including diabetes. This will include certain medication and pathology tests. Bonitas has a Diabetes Management Programme.  

Does the Hospital Standard plan cover cancer medication?

Yes, the Hospital Standard plan covers cancer treatment, including cancer medication and related healthcare services.  

Does the Hospital Standard plan have a savings plan?

No, the Hospital Standard plan does not have a savings or medical savings account.  

Does the Hospital Standard plan cover dentistry and optometry?

The Hospital Standard plan does not cover optometry but covers in-hospital dentistry procedures where an anesthetic is necessary.  

Does the Hospital Standard plan cover internal and external prostheses?

The Hospital Standard plan covers certain internal prostheses, such as pacemakers and artificial joints. However, external prostheses are only covered with PMB conditions.  

What are the exclusions on the Hospital Standard plan?

Some exclusions on the Hospital Standard plan may include cosmetic surgery, fertility treatments, and experimental treatments.  
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