Single Gap Cover
About this plan
Individual gap cover providing up to 600% medical scheme tariff cover for specialist shortfalls, approved co-payments, casualty treatment, oncology benefits, and selected out-of-hospital procedures.
Monthly premium
From
R306
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Single
Elixi Single (🇿🇦 2025)
Overall, Elixi Single Gap Cover is a trustworthy short-term insurance product designed to provide extra protection for those with medical aid. The Elixi Single Gap Cover Plans start from R282 ZAR. Elixi has a trust score of 5.8.| 🔎 Provider | 🥇 Elixi Single |
| 🟥 Years in Operation | 6 years |
| 🟧 Underwriters | Unity Health |
| 🟨 Market Share in South Africa | <5% |
| 🟩 Gap Cover Waiting Period | 3 – 12 months |
| 🟦 Do Exclusions Apply | ✅ Yes |
| 🟪 Average Monthly Premium | R242 |
| 🟥 Oncology Benefit | None |
| 🟧 In-Hospital Benefit | ✅ Yes |
| 🟨 Out-of-Hospital Cover | ✅ Yes |
Elixi Single Gap Cover Overview - 7 Key Point Quick Overview
- ✅ Elixi Single Overview
- ✅ Elixi Single Premiums
- ✅ Elixi Single Benefits and Cover Breakdown
- ✅ Elixi Single Exclusions and Waiting Periods
- ✅ Elixi Single vs Other Gap Cover Plans
- ✅ Our Verdict on Elixi Single
- ✅ Elixi Single Frequently Asked Questions
Elixi Single Overview
The Elixi Single is one of eight plans that starts from R282 per month. The Elixi Single plan has benefits for in-hospital procedures and treatments, certain out-patient practitioner fees, a certain portion of prosthetics and medicine, and casualties. Elixi offers 24/7 medical emergency assistance and has a trust rating of 5.8, according to the Trust Index. Elixi Gap Cover has eight plans to choose from
Elixi Single Premiums
| 🅰️ Plan | 🅱️ Single |
| 🟧 Average Cost | R282 |
| 🟨 Senior Premiums | R359 |
Elixi Single Benefits and Cover Breakdown
Elixi Single Benefits
| 🟥 Overall Annual Limit per insured | R210,580 |
| 🟧 Overall Cover | Cover ranges from 101% to 600%. Covers in-hospital and certain outpatient medical practitioner fees. The Medical Scheme Tariff covers only a percentage of the prosthesis, materials, and medication costs. Covers Specialists, general practitioners, and medical professionals who provide hospital services. |
| 🟨 Casualty Benefit | This benefit covers hospital casualty unit emergency care. R11,000 per insured per year. |
Elixi Single Value-Added Services
| 🟥 Crisis Centre | An innovative crisis management center that is open 24 hours a day, seven days a week. Expert crisis assistance and emergency coordination are provided for all public services. |
| 🟧 Call a GP or Nurse | Medical professionals staff the 24-hour GP helpline. This vital service offers guidance and assistance. Members will be able to speak with a qualified GP or nurse about a variety of medical issues, including medical advice, second opinions, confirmation, and many more. |
| 🟨 C5 HIV Prevention Program | Suppose a policyholder is exposed to HIV due to trauma or assault. In that case, the member will have access to the following services: A 24-hour Telephonic HIV advice and counseling line Emergency evacuation to an HIV treatment facility (ER24 only) Medical consultation A three-day starter pack A 25-day antiretroviral HIV treatment regimen that includes sexually transmitted disease therapy and pathology tests |
| 🟩 Trauma Counselling | If a member engages in or witnesses a traumatic event, the member will have unlimited telephonic counseling, referral to a qualified counselor, and face-to-face counseling with a qualified counselor. Each event is limited to R3,000. |
| 🟦 Household Assistance | The Elixi Gap Members are covered for a callout and up to one hour of labor (for the initial fault only) for emergencies involving plumbing, electrical faults, appliance faults, damage to external windows, and locksmith emergencies. |
Elixi Single Exclusions and Waiting Periods
Elixi Single Exclusions
While Elixi does not explicitly list exclusions on its website, Elixi Single likely aligns with the cover provided by your medical insurance. Therefore, it is reasonable to assume that Elixi Single may not cover procedures or treatments excluded by your medical aid.Elixi Single Waiting Periods
For Elixi Single, a standard three-month waiting period applies to all benefits. Additionally, there is an extended 12-month waiting period specifically for pre-existing conditions, during which neither you nor your family will be eligible for cover.💙READ more about How to evaluate Medical Aid Credits
Elixi Single vs Other Gap Cover Medical Aid Plans
| 🔎 Provider | 🥇 Elixi Single | 🥈 NetcarePlus GapCare | 🥉 Sirago Gap Lite |
| 🟥 Years in Operation | 6 years | 27 years | 30 years |
| 🟧 Underwriters | Unity Health | The Hollard Insurance Company Limited | GENRIC Insurance Company Limited (FSP: 43638) |
| 🟨 Market Share in South Africa | <5% | <5% | >10% |
| 🟩 Gap Cover Waiting Period | 3 – 12 months | 3 – 12 months | From 3 months (up to 12) |
| 🟦 Do Exclusions Apply | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟪 Average Monthly Premium | R282 | R315 | R289 |
| 🟥 Oncology Benefit | None | ✅ Yes | None |
| 🟧 In-Hospital Benefit | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟨 Out-of-Hospital Cover | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟩 Maternity Benefit | None | ✅ Yes | ✅ Yes |
| 🟦 Scopes and Scans | None | ✅ Yes | None |
| 🟪 Co-payment Cover | None | ✅ Yes | ✅ Yes |
| 🟥 Emergency Room | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟧 Accidental Cover | None | ✅ Yes | ✅ Yes |
| 🟨 Trauma Counseling | ✅ Yes | ✅ Yes | None |
| 🟩 Premium Waiver | None | ✅ Yes | None |
| 🟦 Non-DSP Co-Payment | None | ✅ Yes | ✅ Yes |
| 🟪 Prostheses | ✅ Yes | None | None |
| 🟥 Travel Cover Extender | None | None | None |
| 🟧 Accidental Death/ Permanent Disability | ✅ Yes | None | None |
