Primary Under 35's Gap
About this plan
Entry-level cover for individuals aged 35 or younger, offering the Primary benefit package at a discounted rate.
Monthly premium
From
R296
per month
What's covered
Hospital cover
Savings account
Day-to-day
Chronic cover
Dental
Optical
Maternity
Mental health
Waiting periods
- General
- 3 months
- Pre-existing conditions
- 12 months
Primary Millennium
Primary Under 30 Gap (🇿🇦 2025)
Overall, Admed Primary Under 30 Gap Cover is a trustworthy short-term insurance product designed to provide extra protection for those with medical aid. The Admed Primary Under 30 Gap Cover Plans start from R248 ZAR. Admed has a trust score of 4.1.| 🔎 Provider | 🥇 Admed Primary Under 30 Gap |
| 🟥 Years in Operation | N/A |
| 🟧 Underwriters | Guardrisk Insurance Company Limited |
| 🟨 Market Share in South Africa | <1% |
| 🟩 Gap Cover Waiting Period | 3 – 12 months |
| 🟦 Do Exclusions Apply | ✅ Yes |
| 🟪 Average Monthly Premium | R248 |
| 🟥 Oncology Benefit | None |
| 🟧 In-Hospital Benefit | ✅ Yes |
| 🟨 Out-of-Hospital Cover | ✅ Yes |
Admed Primary Under 30 Gap Cover - 7 Key Point Quick Overview
- ✅ Admed Premium Millennium Gap Overview
- ✅ Admed Premium Millennium Gap Premiums
- ✅ Admed Premium Millennium Gap Benefits and Cover Breakdown
- ✅ Admed Premium Millennium Gap Exclusions and Waiting Periods
- ✅ Admed Premium Millennium Gap vs Other Gap Cover Plans
- ✅ Our Verdict on Admed Premium Millennium Gap
- ✅ Admed Premium Millennium Gap Frequently Asked Questions
Admed Primary Under 30 Gap Overview
The Admed Primary Under 30 Gap is one of four plans that starts from R248 per month. The Admed Primary Under 30 Gap plan benefits general surgery, ENT procedures, co-payments on radiology and specialist procedures, day clinic procedures, and more. 💙Admed Gap Cover has six options to choose from:
Admed Primary Under 30 Gap Premiums
| 💖 Premium Under 30s Gap | From R248 |
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Admed Primary Under 30 Gap Benefits and Cover Breakdown
Admed Primary Under 30 Gap Shortfall Benefits
| 🟥 Medical Expense Shortfall Benefit In-hospital | Admed covers the difference between what a specialist charges and what the insured member’s medical scheme pays up to 300%. Only PMBs are covered under this benefit. |
| 🟧 Medical Expense Shortfall Out-of-Hospital | Admed covers specific medical procedures performed in day clinics or doctors’ rooms for up to 300% of the amount paid by the medical aid. PMBs are covered under this benefit. |
| 🟨 Co-Payment Benefit | Admed covers co-payments on radiology scans and specialist procedures according to the medical aid option. |
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Admed Primary Under 30 Gap Out-of-Hospital Procedures Covered
| 🟥 Category | Procedures Covered by Admed |
| 🟧 Cardiovascular | Coronary Angioplasty Angiogram |
| 🟨 Dermatologic | Skin Grafts |
| 🟩 Ear, Nose, Throat | Adenoidectomy Direct Laryngoscopy Grommets Myringotomy Sinus Surgery Tonsillectomy |
| 🟦 Gastrointestinal | Closure of colostomy Colonoscopy Endoscopy Gastroscopy Laparoscopy Esophagoscope Hemorrhoidectomy |
| 🟪 General Surgery | Hernia Repairs Biopsies |
| 🟥 Gynecology | Cervical Laser Ablation Dilatation and Curettage Hysteroscopy Tubal Litigation |
| 🟧 Obstetrics | Childbirth in a non-hospital setting |
| 🟨 Oncology | Chemotherapy Radiotherapy |
| 🟩 Ophthalmology | Cataract Removal Pterygium Removal Trabeculectomy |
| 🟦 Orthopaedic | Arthroscopy Bunionectomy Carpal Tunnel Release Ganglion Surgery |
| 🟪 Radiology | CAT scan MRI scan PET scan Nuclear Radiology Varicose Vein Removal |
| 🟥 Renal | Kidney dialysis |
| 🟧 Respiratory | Bronchoscopy |
| 🟨 Urology | Circumcision (due to medical necessity) Cystoscopy Orchidopexy Prostate Biopsy Vasectomy |
Admed Primary Under 30 Gap Allied Professionals Covered
💙Admed covers the following Allied Professionals:- ✅ Chiropractors
- ✅ Clinical Technologist
- ✅ Genetic Counsellors
- ✅ Myotherapists
- ✅ Occupational Therapists
- ✅ Orthoptists
- ✅ Osteopaths
- ✅ Perfusionist
- ✅ Physiotherapists
Admed Primary Under 30 Gap Exclusions and Waiting Periods
Admed Primary Under 30 Gap Exclusions
💙Some of Admed’s Exclusions include, but are not limited to, the following:- ✅ Shortfalls where medical aid has not covered the initial portion of costs.
- ✅ Pre-admission and out-of-hospital consultations.
- ✅ Materials or medication used during a procedure.
- ✅ External Prosthetics.
- ✅ Home or private nursing.
- ✅ Investigative procedures, and more.
Admed Primary Under 30 Gap Waiting Periods
💙Admed applies the following waiting periods:- ✅ Individuals not part of a group will be subjected to a general waiting period of three months.
- ✅ Procedures or surgeries associated with pre-existing conditions will have a waiting period of nine months.
Admed Primary Under 30 Gap vs Other Gap Cover Plans
| 🔎 Provider | 🥇 Admed Premium Under 30s Gap | 🥈 Sanlam Gap Cover | 🥉 Dis-Chem Gap Base |
| 🟥 Years in Operation | N/A | 9 years | 36 years |
| 🟧 Underwriters | Guardrisk Insurance Company Limited | Centriq Insurance Company Limited | Old Mutual Insure |
| 🟨 Market Share in South Africa | <1% | <10% | <1% |
| 🟩 Gap Cover Waiting Period | 3 – 12 months | 3 – 12 months | 3 – 12 months |
| 🟦 Do Exclusions Apply | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟪 Average Monthly Premium | R248 | R320 | R152 |
| 🟥 Oncology Benefit | None | ✅ Yes | None |
| 🟧 In-Hospital Benefit | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟨 Out-of-Hospital Cover | ✅ Yes | ✅ Yes | ✅ Yes |
| 🟩 Maternity Benefit | None | None | None |
| 🟦 Scopes and Scans | ✅ Yes | None | None |
| 🟪 Co-payment Cover | ✅ Yes | ✅ Yes | None |
| 🟥 Emergency Room | None | ✅ Yes | None |
| 🟧 Accidental Cover | None | ✅ Yes | ✅ Yes |
| 🟨 Trauma Counseling | None | None | None |
| 🟩 Premium Waiver | None | ✅ Yes | ✅ Yes |
| 🟦 Non-DSP Co-Payment | None | ✅ Yes | None |
| 🟪 Prostheses | None | None | None |
| 🟥 Travel Cover Extender | None | None | None |
| 🟧 Accidental Death/ Permanent Disability | None | ✅ Yes | ✅ Yes |
